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How much do annuity agent jobs pay per hour?

As of Jul 3, 2026, the average hourly pay for annuity agent in the United States is $17.15, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $19.23 per hour, depending on experience, location, and employer.

What is an annuity agent?

An annuity agent is a licensed professional who helps clients understand, purchase, and manage annuity products as part of their financial planning. Annuities are insurance contracts that provide a steady stream of income, often for retirement. Annuity agents educate clients about different types of annuities, assess their financial needs, and recommend suitable products. They also handle the application process and may offer ongoing service and support for existing annuity contracts.

What jobs pay $500,000 a year in the US?

Annuity agents can potentially earn $500,000 or more annually through commissions on high-value policies, especially with extensive experience and a strong client base. Such earnings are typically associated with top-performing agents in the financial services industry, often requiring licenses, sales skills, and a focus on affluent clients.

How does an Annuity Agent typically collaborate with financial advisors and underwriters in their daily work?

Annuity Agents frequently work alongside financial advisors to help clients develop comprehensive retirement strategies, ensuring annuity products complement other financial plans. They also coordinate with underwriters to ensure applications meet all requirements and to address any issues that may arise during the approval process. This collaborative environment helps agents provide tailored solutions and streamline the client onboarding experience. Strong communication and teamwork skills are essential for success in this role.

What are the key skills and qualifications needed to thrive as an Annuity Agent, and why are they important?

To thrive as an Annuity Agent, you need a solid understanding of financial products, insurance principles, and sales techniques, typically supported by a state insurance license. Familiarity with CRM software, financial planning tools, and compliance management systems is essential. Strong interpersonal skills, active listening, and the ability to build trust help agents effectively connect with clients and address their retirement needs. These skills are crucial for successfully guiding clients through complex decisions and ensuring regulatory compliance in a competitive financial services environment.

How much do agents make on annuities?

Annuity agents typically earn commissions based on the value of the annuities they sell, which can range from 1% to 10% of the premium amount. Their overall income depends on sales volume, experience, and the commission structure of their employer or carrier, with many agents earning from $50,000 to over $150,000 annually. Successful agents often combine commissions with renewal income and may need licensing and sales skills to maximize earnings.

What is the highest paying insurance agent job?

The highest paying insurance agent roles are typically those specializing in high-net-worth clients or complex products, such as private client or wealth management insurance agents. These positions often offer higher commissions and bonuses, especially for agents with extensive experience, advanced certifications, and a strong client network.

What is the difference between Annuity Agent vs Insurance Agent?

AspectAnnuity AgentInsurance Agent
CredentialsLicensing in annuities and life insuranceLicensing in various insurance types
Work EnvironmentFinancial planning and retirement productsBroad insurance sales across multiple lines
Employer & IndustryFinancial services and retirement planning firmsInsurance companies and agencies
Search & ComparisonOften compared for retirement product salesBroader insurance sales roles

While both Annuity Agents and Insurance Agents require licensing and work within the insurance industry, Annuity Agents specialize in retirement and investment products, focusing on annuities. Insurance Agents have a broader scope, selling various insurance policies. The key difference lies in their product focus and client needs, with Annuity Agents primarily assisting clients with retirement planning.

What jobs pay 4000 a week without a degree?

Annuity agents can potentially earn $4,000 or more per week through commissions, especially with experience and a strong client base. High earnings in this role depend on sales performance, industry knowledge, and licensing, with some agents earning significant income without a college degree. Success often requires sales skills, certification, and a focus on building relationships.
More about Annuity Agent jobs
What job categories do people searching Annuity Agent jobs look for? The top searched job categories for Annuity Agent jobs are:
Annuity Agent jobs near you
Infographic showing various Annuity Agent job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $35,664 per year, or $17.1 per hour.

Life Insurance and Annuity Sales

True North Recruiters

Midland, TX • Remote

$50K - $100K/yr

Full-time, Contractor

Posted 11 days ago

Job description

Remote Life Insurance and Annuity Agent

Build a career on your terms with a remote, self-employed opportunity in the life insurance and annuity industry. We are seeking motivated, coachable individuals who want to help families protect their financial future while creating flexibility, independence, and income potential for themselves.

This is an opportunity for people who are entrepreneurial, driven, and excited about working directly with clients in a meaningful, service-based career. If you are looking for a traditional salaried position, this may not be the right fit. If you want the ability to control your schedule, grow your own business, and work from anywhere, this could be a strong match.

What You'll Do
  • Work remotely with individuals and families to help identify life insurance and annuity solutions that fit their needs.
  • Educate clients on financial protection options in a clear, ethical, and professional way.
  • Build and manage your own pipeline through referrals, marketing, networking, and follow-up.
  • Attend virtual training, mentorship, and team development sessions.
  • Grow a personal book of business while building long-term client relationships.
About Us
Taubman Financial Management is a leader in providing clients with cradle to grave financial planning as well as strong coaching and mentoring for people looking to change their lives while serving others. With over 30 years experience in the financial services field, we have the tools and the knowledge to help you reach goals you set for your family and yourselves.

What We Offer
  • Remote work with flexible scheduling.
  • A self-employed/independent contractor career path.
  • Training, mentorship, and support for both new and experienced agents.
  • Access to life insurance and annuity products from top carriers.
  • Performance-based compensation with strong income potential.
  • The opportunity to build a business with long-term growth potential.
  • A meaningful career helping clients protect their loved ones and prepare for retirement.
Who We're Looking For
  • Self-motivated individuals with an entrepreneurial mindset.
  • Strong communicators who enjoy helping people.
  • Coachable, consistent, and goal-oriented professionals.
  • People comfortable working independently while staying connected to a team environment.
  • Prior sales, insurance, customer service, or financial services experience is helpful, but not always required.
Qualifications
  • Ability to work independently in a remote environment.
  • Willingness to obtain or maintain the required state insurance licenses.
  • Professionalism, integrity, and a client-first mindset.
  • Reliable internet connection and basic comfort with virtual meetings and online systems.
Compensation

This is a commission-based, self-employed opportunity. Compensation is based on production and performance rather than hourly pay or base salary. Income potential is not capped and can vary based on effort, consistency, licensing, and market conditions.

Why People Choose This Career

Many professionals are drawn to this industry because it offers:

  • Flexibility and control over their schedule.
  • The ability to work remotely.
  • A chance to make a real difference in people's lives.
  • High upside for those who are disciplined and committed.
  • An entrepreneurial path without building a business entirely alone.
Apply

If you are looking for a remote, self-employed career in life insurance and annuities with flexibility, training, and growth potential, apply today. Our website - www.taubmanfinancial.com.