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Annuity Agent Jobs (NOW HIRING)

Americo

Agent Services Representative

Saint Joseph, MO · On-site

$12.75 - $16.75/hr

As an Agent Services Representative, you will develop deep knowledge of Americo's life insurance and annuity products, licensing and contracting processes, and distribution support workflows - and ...

New York Life

Insurance Agent

Raleigh, NC

$69K - $130K/yr

We are seeking an Insurance Agent to join our team! You will be responsible for expanding the ... Dividends are not guaranteed) • $938 million lifetime annuity paid (includes all payouts on ...

Amerilife Group, LLC

OR

... agent conduct, and other compliance issues for assigned areas. * Review life insurance and annuity ... marketing material for compliance with applicable regulations. * Assist in the creation ...

Amerilife Group, LLC

OR · On-site

$60K - $80K/yr

The ideal candidate will have at least 2 years of life or health insurance experience (as an agent or wholesaler) and a strong interest in helping agents succeed in the annuity marketplace. Key ...

NYL - Matthews

Life Insurance Sales Agent

Charlotte, NC · On-site

$120K/yr

Includes life and annuity cash value accumulation and qualifying policy dividends paid. Dividends ... Agent income is not guaranteed. Income is dependent upon the sales of each agent. Agent ...

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Annuity Agent information

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How much do annuity agent jobs pay per hour?

As of Jul 23, 2026, the average hourly pay for annuity agent in the United States is $17.15, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $19.23 per hour, depending on experience, location, and employer.

What is an annuity agent?

An annuity agent is a licensed professional who helps clients understand, purchase, and manage annuity products as part of their financial planning. Annuities are insurance contracts that provide a steady stream of income, often for retirement. Annuity agents educate clients about different types of annuities, assess their financial needs, and recommend suitable products. They also handle the application process and may offer ongoing service and support for existing annuity contracts.

What jobs pay $500,000 a year in the US?

Annuity agents can potentially earn $500,000 or more annually through commissions on high-value policies, especially with extensive experience and a strong client base. Such earnings are typically associated with top-performing agents in the financial services industry, often requiring licenses, sales skills, and a focus on affluent clients.

How does an Annuity Agent typically collaborate with financial advisors and underwriters in their daily work?

Annuity Agents frequently work alongside financial advisors to help clients develop comprehensive retirement strategies, ensuring annuity products complement other financial plans. They also coordinate with underwriters to ensure applications meet all requirements and to address any issues that may arise during the approval process. This collaborative environment helps agents provide tailored solutions and streamline the client onboarding experience. Strong communication and teamwork skills are essential for success in this role.

What are the key skills and qualifications needed to thrive as an Annuity Agent, and why are they important?

To thrive as an Annuity Agent, you need a solid understanding of financial products, insurance principles, and sales techniques, typically supported by a state insurance license. Familiarity with CRM software, financial planning tools, and compliance management systems is essential. Strong interpersonal skills, active listening, and the ability to build trust help agents effectively connect with clients and address their retirement needs. These skills are crucial for successfully guiding clients through complex decisions and ensuring regulatory compliance in a competitive financial services environment.

How much do agents make on annuities?

Annuity agents typically earn commissions based on the value of the annuities they sell, which can range from 1% to 10% of the premium amount. Their overall income depends on sales volume, experience, and the commission structure of their employer or carrier, with many agents earning from $50,000 to over $150,000 annually. Successful agents often combine commissions with renewal income and may need licensing and sales skills to maximize earnings.

What is the highest paying insurance agent job?

The highest paying insurance agent roles are typically those specializing in high-net-worth clients or complex products, such as private client or wealth management insurance agents. These positions often offer higher commissions and bonuses, especially for agents with extensive experience, advanced certifications, and a strong client network.

What is the difference between Annuity Agent vs Insurance Agent?

AspectAnnuity AgentInsurance Agent
CredentialsLicensing in annuities and life insuranceLicensing in various insurance types
Work EnvironmentFinancial planning and retirement productsBroad insurance sales across multiple lines
Employer & IndustryFinancial services and retirement planning firmsInsurance companies and agencies
Search & ComparisonOften compared for retirement product salesBroader insurance sales roles

While both Annuity Agents and Insurance Agents require licensing and work within the insurance industry, Annuity Agents specialize in retirement and investment products, focusing on annuities. Insurance Agents have a broader scope, selling various insurance policies. The key difference lies in their product focus and client needs, with Annuity Agents primarily assisting clients with retirement planning.

What jobs pay 4000 a week without a degree?

Annuity agents can potentially earn $4,000 or more per week through commissions, especially with experience and a strong client base. High earnings in this role depend on sales performance, industry knowledge, and licensing, with some agents earning significant income without a college degree. Success often requires sales skills, certification, and a focus on building relationships.
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What job categories do people searching Annuity Agent jobs look for? The top searched job categories for Annuity Agent jobs are:
Annuity Agent jobs near you
Infographic showing various Annuity Agent job openings in the United States as of July 2026, with employment types broken down into 95% Full Time, 3% Part Time, and 2% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $35,664 per year, or $17.1 per hour.

Principal Life & Annuity Product Implementation Analyst

Fidelity & Guaranty Life Insurance Company

Des Moines, IA

Full-time

Posted 21 days ago

Job description

Job Summary

This position is responsible for building, supporting, and continuously optimizing the product build process for new life and annuity products, enhancements to existing products, and system remediation updates with a strong focus on utilizing best-practice agile methodologies. This position will be a subject matter expert on life and annuity product mechanics, values and calculations. This role requires a deep understanding of the Retail Product department's product development initiatives, with the ability to provide guidance on technical solutions and product build strategy across cross-functional stakeholders.

This role will report to the AVP, Life & Annuity Production Implementation and be part of the team that creates and oversees product validation tools, creates product requirements, ensures accuracy in product values, functionality, mechanics, and data extracts within administrative/proposal systems and other upstream/downstream systems to ensure product integrity is fully achieved.

Duties & Responsibilities

  • Support the strategic delivery of the overall Product Roadmap to meet the timing and milestones from the Product Development and Product Implementation deliverables while exhibiting flexibility as projects are re-prioritized or timelines are shifted.
  • Partner with product development, pricing and rate setting teams to provide any support or expertise during early ideation stages of product development.
  • Serve as a product subject matter expert for cross-functional partners on product implementation efforts as needed to successfully deliver the product roadmap; providing product expertise and ensuring accuracy and consistency.
  • Create test tools and product mechanic test strategies that ensure accurate and timely delivery of the product roadmap.
  • Support implementation efforts with an agile framework within the product build team by supporting continuous team optimization, identifying and resolving blockers, managing priorities, work pipeline and structure.
  • Lead the product implementation efforts of new life and annuity products, enhancements to existing products, and system remediation updates related to life insurance and annuity products.
  • Build cross functional stakeholder engagement strategies, working with key stakeholders to identify priorities and collaborate on solutions for new products. Identify, recommend, and implement process improvements related to improving efficiency and quality while enhancing speed-to-market.
  • Support the management, creation, and integration of product requirements into administration, proposal systems, and other upstream/downstream systems.
  • Provide support to business-as-usual items, such as completing policy holder service requests, data analysis requests, breaking down current system product functionality, competitive intelligence requests, input and review on agent/consumer marketing materials, and life reinsurance requests in a timely and efficient manner.

Supervisory Responsibilities: This role does not have formal people leadership responsibilities but may provide guidance, mentorship, or subject matter expertise to others.

Knowledge, Skills & Abilities

  • Proven ability to lead product implementation and system remediation projects with a high attention to detail, planning, and regulatory compliance
  • Strong technical and operational knowledge of life insurance and annuity products and administration systems
  • In-depth understanding of NAIC/state insurance laws, product forms, and life and annuity filing processes
  • Strong analytical and problem-solving skills, particularly in technical and operational contexts.
  • Ability to perform in a fast-paced production environment while addressing multiple projects and responsibilities
  • Excellent verbal and written communication skills, with the ability to translate technical requirements for business partners and other stakeholders.
  • Ability to visualize and/or contribute to the presentation of an idea or project (from concept and design to presentation)
  • High integrity, organization, and ability to manage multiple priorities while exhibiting a strong ownership mindset.

Minimum Qualifications

  • Bachelor's Degree: Preferred in Business Management, Mathematics, Finance or related business field
  • 8+ year of relevant experience in life and annuity product implementation, or similar implementation support
  • Demonstrated experience managing cross-functional projects in a complex insurance environment, specifically while utilizing an agile framework
  • Life insurance and/or annuity product knowledge is required with preference for Indexed UL and Fixed Indexed Annuity experience

Other Requirements

  • This position primarily involves sedentary work, requiring long periods of sitting, regular use of a computer, and occasional standing or walking, with reasonable accommodations available.
  • Perform other functions, duties and projects as assigned
  • Regular and punctual attendance

Ability to travel up to: 10% of the time

#LI-Remote #LI-MB1

Additional Information

Work Environments

F&G believes in an employee-centric flexible environment, which is why we offer the ability for in-office, hybrid and remote work arrangements. During the hiring process, you'll work with your leader to decide what works best for your role.

F&G complies with federal and state disability laws and makes reasonable accommodations for applicants and candidates with disabilities, unless such accommodation would cause an undue hardship for F&G. If reasonable accommodation is needed to participate in the job application or interview process, please contact talentacquisition@fglife.com.

Join our employee-centric hybrid work environment: F&G Careers

About F&G

Since 1959, Fidelity & Guaranty Life Insurance Company (F&G) has offered annuity and life insurance products to those who are seeking security in retirement and protection during life's unexpected events.

As a national Top Workplace1, an Iowa Top Workplace2 and a proud equal opportunity employer, F&G team members are empowered, collaborative, dynamic and authentic. We believe that by embracing these values, we will continue to build and strengthen the company while continuing to be a great place to work.

1Top Workplaces USA 2022 – 2023

2Des Moines Register Top Workplaces 2018 – 2022

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