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Full Time Non Captive Insurance Agent Jobs (NOW HIRING)

FCSU Financial

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Independent Life Insurance Agent

Cleveland, OH · Remote

$48K - $120K/yr

FCSU Financial Independent Life Insurance and Fixed Annuity Agent (1099) We are seeking licensed ... This is a non-captive, 1099 Independent Contractor position that offers high earning potential with ...

FCSU Financial

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Independent Life Insurance Agent

Columbus, OH · Remote

$48K - $120K/yr

FCSU Financial Independent Life Insurance and Fixed Annuity Agent (1099) We are seeking licensed ... This is a non-captive, 1099 Independent Contractor position that offers high earning potential with ...

FCSU Financial

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Independent Life Insurance Agent

Philadelphia, PA · Remote

$48K - $120K/yr

FCSU Financial Independent Life Insurance and Fixed Annuity Agent (1099) We are seeking licensed ... This is a non-captive, 1099 Independent Contractor position that offers high earning potential with ...

Compass Health Consultants

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Insurance Agent

Kansas City, KS · On-site

$50K - $65K/yr

As a non-captive agency , we partner with multiple leading insurance carriers, allowing our agents ... Agent Bonuses & Two Monthly Residual Income Payout Days âś” Fast-Track Growth Opportunities with ...

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Full Time Non Captive Insurance Agent information

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$25K

$65K

$121.5K

How much do full time non captive insurance agent jobs pay per year?

As of Jun 10, 2026, the average yearly pay for full time non captive insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Full Time Non Captive Insurance Agent, and why are they important?

To thrive as a Full Time Non Captive Insurance Agent, you need strong sales acumen, in-depth knowledge of insurance products, and typically a valid state insurance license. Familiarity with CRM software, insurance quoting platforms, and various carrier systems is crucial for managing clients and policies efficiently. Excellent interpersonal skills, self-motivation, and the ability to build trust with clients are essential soft skills for success in this role. These competencies enable agents to effectively match clients with suitable products, maintain compliance, and build a sustainable, client-focused business.

How does being a non-captive insurance agent impact your daily workflow and client interactions compared to a captive agent?

As a non-captive insurance agent, you'll represent multiple insurance carriers rather than being tied to just one company. This allows you to offer clients a broader range of policy options and tailor solutions to their specific needs, which can make your day-to-day work more dynamic and client-focused. However, it also means you'll need to stay up-to-date on the products, underwriting guidelines, and application processes of several insurers. You'll often spend time comparing quotes, building relationships with various carriers, and educating clients on their best options, all while managing your own book of business independently or as part of a team.

What is the difference between Full Time Non Captive Insurance Agent vs Independent Insurance Agent?

AspectFull Time Non Captive Insurance AgentIndependent Insurance Agent
CredentialsLicenses in specific insurance lines, state licensing requirementsSame licensing requirements as non-captive agents
Work EnvironmentTypically employed by a single insurer or agencyOperates independently, representing multiple insurers
Employer & Industry UsageEmployed by a specific insurance company or agencyWorks independently, often as a broker or agent for multiple insurers
Search & Comparison IntentOften searched for job opportunities within a single insurerCompared for flexibility, product variety, and independence

Full Time Non Captive Insurance Agents are employed by a single insurer, focusing on selling that company's products, while Independent Insurance Agents operate independently, representing multiple insurers to offer clients a variety of options. Both roles require similar licensing but differ in work environment and employer structure.

What is a full-time non-captive insurance agent?

A full-time non-captive insurance agent is a licensed professional who works independently or with an agency, selling insurance products from multiple companies rather than being tied to a single provider. This allows them to offer clients a broader range of policies and tailor coverage to fit individual needs. Unlike captive agents, who represent only one insurer, non-captive agents can compare options and prices from several insurers to find the best solutions for their customers.
What cities are hiring for Full Time Non Captive Insurance Agent jobs? Cities with the most Full Time Non Captive Insurance Agent job openings:
What are the most commonly searched types of Non Captive Insurance Agent jobs? The most popular types of Non Captive Insurance Agent jobs are:
What states have the most Full Time Non Captive Insurance Agent jobs? States with the most job openings for Full Time Non Captive Insurance Agent jobs include:
Full Time Non Captive Insurance Agent jobs near you
Independent Life Insurance Agent

Independent Life Insurance Agent

FCSU Financial

Cleveland, OH • Remote

$48K - $120K/yr

Full-time

Posted 15 days ago

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Job description

FCSU Financial

Independent Life Insurance and Fixed Annuity Agent (1099)

We are seeking licensed individuals to join our team as an Independent Life Insurance Agent in the Cleveland, Columbus, and Philadelphia areas!

This is a non-captive, 1099 Independent Contractor position that offers high earning potential with a focus on Life Insurance and Fixed Annuity sales. The non-captive nature of this opportunity allows agents to add our products to their suite of products they offer to their clients.

About Our Fraternal Organization

  • We are a Fraternal, non-profit organization that offers significant benefits to our clients, including memberships, scholarships, and fraternal and cultural events.
  • Agents and clients benefit from excellent customer service.

Products & Compensation

  • Products: We offer a wide variety of Life Insurance and Annuity Products with competitive rates. Our Annuities feature no hidden fees and include a minimum guaranteed rate.
  • Compensation: This is a commission-only role; no base salary is provided. Your income is directly tied to your sales performance. We offer a competitive commission structure.

Responsibilities

  • Prospect and acquire new clients for life insurance and fixed annuity products.
  • Conduct comprehensive needs assessments to recommend suitable solutions.
  • Maintain compliance with all state and federal regulations.
  • Manage your own schedule and business operations as a 1099 Independent Contractor.

Qualifications

  • An active Life Insurance License is required.
  • Proven success in sales, preferably in the insurance or financial industry.
  • Strong entrepreneurial spirit and self-management capabilities.

APPLY TODAY!

Company Description

FCSU helps you build wealth, plan for retirement, and ensure financial security for your loved ones with our insurance and investment products. With over 134 years of experience, FCSU is committed to offering tailored financial products that promote a sense of community and cultural heritage.