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Full Time Non Captive Insurance Agent information

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$25K

$65K

$121.5K

How much do full time non captive insurance agent jobs pay per year?

As of Jul 15, 2026, the average yearly pay for full time non captive insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Full Time Non Captive Insurance Agent, and why are they important?

To thrive as a Full Time Non Captive Insurance Agent, you need strong sales acumen, in-depth knowledge of insurance products, and typically a valid state insurance license. Familiarity with CRM software, insurance quoting platforms, and various carrier systems is crucial for managing clients and policies efficiently. Excellent interpersonal skills, self-motivation, and the ability to build trust with clients are essential soft skills for success in this role. These competencies enable agents to effectively match clients with suitable products, maintain compliance, and build a sustainable, client-focused business.

How does being a non-captive insurance agent impact your daily workflow and client interactions compared to a captive agent?

As a non-captive insurance agent, you'll represent multiple insurance carriers rather than being tied to just one company. This allows you to offer clients a broader range of policy options and tailor solutions to their specific needs, which can make your day-to-day work more dynamic and client-focused. However, it also means you'll need to stay up-to-date on the products, underwriting guidelines, and application processes of several insurers. You'll often spend time comparing quotes, building relationships with various carriers, and educating clients on their best options, all while managing your own book of business independently or as part of a team.

What is the difference between Full Time Non Captive Insurance Agent vs Independent Insurance Agent?

AspectFull Time Non Captive Insurance AgentIndependent Insurance Agent
CredentialsLicenses in specific insurance lines, state licensing requirementsSame licensing requirements as non-captive agents
Work EnvironmentTypically employed by a single insurer or agencyOperates independently, representing multiple insurers
Employer & Industry UsageEmployed by a specific insurance company or agencyWorks independently, often as a broker or agent for multiple insurers
Search & Comparison IntentOften searched for job opportunities within a single insurerCompared for flexibility, product variety, and independence

Full Time Non Captive Insurance Agents are employed by a single insurer, focusing on selling that company's products, while Independent Insurance Agents operate independently, representing multiple insurers to offer clients a variety of options. Both roles require similar licensing but differ in work environment and employer structure.

What is a full-time non-captive insurance agent?

A full-time non-captive insurance agent is a licensed professional who works independently or with an agency, selling insurance products from multiple companies rather than being tied to a single provider. This allows them to offer clients a broader range of policies and tailor coverage to fit individual needs. Unlike captive agents, who represent only one insurer, non-captive agents can compare options and prices from several insurers to find the best solutions for their customers.
What cities are hiring for Full Time Non Captive Insurance Agent jobs? Cities with the most Full Time Non Captive Insurance Agent job openings:
What are the most commonly searched types of Non Captive Insurance Agent jobs? The most popular types of Non Captive Insurance Agent jobs are:
What states have the most Full Time Non Captive Insurance Agent jobs? States with the most job openings for Full Time Non Captive Insurance Agent jobs include:
Full Time Non Captive Insurance Agent jobs near you
Remote Insurance Sales Agent - TV Leads Provided No Cold Calling

Remote Insurance Sales Agent - TV Leads Provided No Cold Calling

Taylored Legacy

Washington, DC • Remote

$75K - $999K/yr

Full-time

Posted 10 days ago

Job description

Are you a driven entrepreneur looking for a high-income career change, or an experienced insurance agent seeking better contracts and exclusive lead flow?

Most sales jobs require you to cold call strangers, chase people who never respond, or pay thousands upfront just to get started. Taylored Legacy operates differently. We provide the systems, the support, and the exclusive leads so you can focus entirely on presenting solutions and closing business.

This is a remote, commission-based opportunity with flexible scheduling and a proven nationwide platform.

We are actively expanding across Final Expense, Mortgage Protection, Annuities, and Medicare, and we are looking for driven individuals and experienced agency owners to grow with us.

Why Agents and Agency Owners Choose Taylored Legacy

✅ Top-Tier Contracts: Earn up to 145% contracts based on production and agency building.
✅ True Ownership: Non-captive platform with day-one vesting and full book ownership.
✅ Exclusive Lead Flow: High-intent leads, including real-time inbound TV leads, converting as high as 40% for top closers.
✅ Free Lead Options: Available to help you get started immediately.
✅ Comprehensive Portfolio: Top carriers across Final Expense, Mortgage Protection, Annuities, and Medicare coming soon.
✅ Ultimate Flexibility: 100% remote work from anywhere in the United States.

Direct Mentorship & Proven Systems

You aren't just getting a contract; you are getting a blueprint. You will receive direct mentorship from our founder, who has personally produced over $39 million in the field using the exact same systems you will be using.

✅ Proven Track Record: Our agency has paid out over $200 million in commissions to our agents nationwide.
✅ Built-in CRM: Automated dialing platform with real-time AI feedback and a management platform at no cost to you.
✅ Step-by-Step Training: For both brand-new agents and experienced producers.
✅ Transparency: Want to see how we train before you apply? Check out our founder's free training content on:

Instagram /officialadamhale

TikTok /finalexpensetrainer

YouTube at /adamhale

Who This Is For

✅ Entrepreneurs: Individuals seeking a performance-based income with no ceiling.
✅ Licensed Agents: Looking for higher contracts and better lead access.
✅ Agency Owners: Seeking a non-captive home with top-tier support and carrier access.

Not Licensed Yet?

No problem. We offer a discounted, guided licensing path for hard-working entrepreneurs ready to start their new career. Many of our top earners started with zero insurance experience and built six-figure incomes within their first year.

Quick Apply

Takes under 2 minutes. No commitment required to learn more about the opportunity.

This is a 1099 independent contractor opportunity. Income is performance-based and varies by individual activity and production. Taylored Legacy is an equal opportunity organization.

Company Description

Taylored Legacy is a family-owned national insurance organization built to help agents and agency owners succeed while protecting families across the United States. Specializing in Final Expense, Mortgage Protection, Annuities, and Medicare, our team has helped protect hundreds of thousands of families and has paid over $200 million in commissions to the agents and entrepreneurs who represent us.
We are one of the fastest-growing independent marketing organizations in the insurance industry, powered by a proven system that combines exclusive inbound leads, daily compensation, contracts up to 145%, and true long-term book ownership on a fully non-captive platform.
Agents and agency owners choose Taylored Legacy because we deliver what others only promise. Our in-house lead generation includes high-intent TV, digital, and direct mail campaigns. Our compensation is transparent with daily payouts. Our training and mentorship programs are hands-on and ongoing. And our remote-first model gives producers the flexibility to build their business from anywhere.
We are committed to building careers and agencies, not just writing contracts. Whether you are a brand-new entrepreneur or a seasoned agency owner looking for a better home, Taylored Legacy provides the carriers, leads, technology, and support to help you reach your full potential.
Commission-based 1099 independent contractor opportunity. Income varies by individual performance and production level.