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Life Insurance Sales Jobs in Minnesota (NOW HIRING)

HMG Careers

Remote Life Insurance Agent

Rochester, MN · Remote

$69K/yr

Sales or customer service experience is helpful but not required Qualifications * Laptop or desktop computer with a working camera * Insurance license required or willingness to obtain one * Basic ...

HMG Careers

Remote Life Insurance Agent

Minneapolis, MN · Remote

$69K/yr

Sales or customer service experience is helpful but not required Qualifications * Laptop or desktop computer with a working camera * Insurance license required or willingness to obtain one * Basic ...

Farmers Insurance Agencies

Insurance Sales

Austin, MN · On-site

As an insurance producer working for a Farmers agency owner, you can assist prospective and ... Conduct sales presentations * Solicit referrals Requirements Qualifications for Appointment * Must ...

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All JobsLife Insurance Sales JobsLife Insurance Sales Jobs in Minnesota

Life Insurance Sales information

See Minnesota salary details

$28.9K

$90.2K

$137.6K

How much do life insurance sales jobs pay per year?

As of Aug 5, 2026, the average yearly pay for life insurance sales in Minnesota is $90,220.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,100.00 and $113,600.00 per year, depending on experience, location, and employer.

What is life insurance sales?

Life Insurance Sales involves helping individuals and families find and purchase life insurance policies that meet their financial and coverage needs. Professionals in this field educate clients about different types of life insurance, such as term life or whole life, and assist them in selecting the best options. They also handle paperwork, answer questions about policy details, and may provide ongoing customer service. Life Insurance Sales agents often work for insurance companies or as independent brokers, and typically earn commissions based on the policies they sell.

What are the key skills and qualifications needed to thrive as a life insurance sales agent?

To excel in Life Insurance Sales, you need a solid understanding of insurance products, strong sales acumen, and typically a state-issued insurance license. Familiarity with CRM software, digital quoting tools, and e-signature platforms is important for managing leads and processing applications efficiently. Exceptional interpersonal skills, active listening, and resilience help agents build trust and maintain long-term client relationships. These abilities are crucial for meeting sales targets, ensuring regulatory compliance, and delivering tailored solutions to clients' financial needs.

Is life insurance sales a good career?

A career in life insurance sales can be challenging and rewarding. You are responsible for customer acquisition, and your income is commission-based. The job affords immense room for growth, as the market is large and commissions are high. Additionally, life insurance sales agents get the opportunity to act as financial investment advisors to individuals who find it difficult to navigate life insurance policy documents on their own.

Why do most life insurance sales agents quit?

Most life insurance sales agents quit due to the challenging nature of the sales process, high rejection rates, and the need for strong interpersonal skills. Additionally, the job often involves irregular income, extensive training, and the pressure to meet sales targets, which can lead to burnout and turnover.

What is the difference between Life Insurance Sales vs Insurance Agent?

AspectLife Insurance SalesInsurance Agent
CertificationsTypically requires state licensing and life insurance certificationRequires state licensing for various insurance types, including life, health, and property
Work EnvironmentPrimarily office-based or client meetings, often commission-basedCan include agency offices, client meetings, and fieldwork
Industry UsageSpecialized in selling life insurance policiesBroader role covering multiple insurance products
Search & Comparison IntentFocused on life insurance sales techniques and certificationsBroader insurance sales roles, including multiple product types

Life Insurance Sales professionals focus specifically on selling life insurance policies and require specialized certifications. Insurance Agents may sell various insurance products, including life, health, and property, and often hold multiple licenses. While both roles involve client consultations and commission-based income, Life Insurance Sales roles are more specialized, whereas Insurance Agents have a broader scope in the insurance industry.

How do life insurance salesmen get paid?

Life insurance salesmen typically earn commissions based on the policies they sell, which can be a percentage of the premium or a flat fee. Some may also receive bonuses or incentives for meeting sales targets, and their income often depends on their sales volume and client retention. Many agents work on a commission-only basis, while others may have a base salary plus commissions.

What are some common challenges faced by life insurance sales professionals, and how can they be overcome?

One of the most common challenges in life insurance sales is building trust with potential clients, as discussing financial planning and mortality can be sensitive topics. Overcoming this requires strong interpersonal skills, active listening, and a consultative approach to understand each client's unique needs. Additionally, meeting sales targets in a competitive market can be demanding, so successful agents focus on continuous learning, networking, and leveraging technology to manage leads effectively. Collaborating with experienced team members and seeking mentorship can also provide valuable support and guidance.
More about Life Insurance Sales jobs
What are the most commonly searched types of Life Insurance Sales jobs in Minnesota? The most popular types of Life Insurance Sales jobs in Minnesota are:
What are popular job titles related to Life Insurance Sales jobs in Minnesota? For Life Insurance Sales jobs in Minnesota, the most frequently searched job titles are:
What job categories do people searching Life Insurance Sales jobs in Minnesota look for? The top searched job categories for Life Insurance Sales jobs in Minnesota are:
What cities in Minnesota are hiring for Life Insurance Sales jobs? Cities in Minnesota with the most Life Insurance Sales job openings:
Life Insurance Sales jobs near you
Infographic showing various Life Insurance Sales job openings in Minnesota as of July 2026, with employment types broken down into 100% Full Time. Highlights an 83% In-person, and 17% Remote job distribution, with an average salary of $90,220 per year, or $43.4 per hour.

Licensed Life Insurance Sales Agent

The Summers Group

Minneapolis, MN • On-site, Remote

$50K - $175K/yr

Full-time

Posted 26 days ago

Job description

About The Summers Agency:
At The Summers Agency, we believe in working hard, having fun, and creating a business that gives you the freedom to enjoy life. We're a fast-growing, family oriented team that values personal growth, collaboration, and celebrating each other's success. Our culture is built on integrity, mentorship, and helping people reach goals they never thought possible, all while maintaining a healthy work-life balance.

As a partner agency within Symmetry Financial Group, our agents have access to industry leading insurance carriers, innovative technology, high quality lead programs, comprehensive training, and a proven system for success. Whether you're experienced in sales or looking for a new career with unlimited earning potential, you'll receive the support and coaching you need to build a business of your own.

If you're motivated, coachable, and ready to make a meaningful impact by helping families protect what matters most while creating the lifestyle you've always wanted, we'd love to connect with you.


Core Responsibilities:
• Consult with potential and current clients to secure life insurance coverage based on their needs
• Virtually meet with individuals who have requested life insurance information (no cold calling) via our proven lead system
• Manage sales administrative tasks such as documentation, policy processing, and maintaining accurate client records
• Attend team calls, mentorship sessions, and training (virtual or in-person)

What you’ll bring:
• A current life insurance license and NPN
• A strong, coachable work ethic
• High character and integrity
• A familiarity with CRM platforms is helpful
• An ability to build and nurture internal and external relationships
• Must be 18+ and legally authorized to work in the U.S.

What you’ll get:
• The ability to work when and where you choose
• Guided mentorship throughout your development
• Game-changing technology and support
• The industry’s only value-based leads program
• World class culture and leadership development

Pay:
• 1099 contractor; commissions only
• Part-Time Uncapped Potential: estimated $50,000–$75,000+ / first year (6–8 policies/month)
• Full-Time Uncapped Potential: estimated $125,000–$175,000+ / first year (15–20 policies/month)

Apply now and own your career today.

No agent’s success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.


By submitting this form, you agree to recurring contact from Symmetry Financial Group LLC and its affiliated companies under common control and their insurance agents via text & live, automated, A.I., or prerecorded calls, including for marketing or recruiting purposes. Consent not a condition of purchase.

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