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Credit Analyst Jobs (NOW HIRING)

BizTek People, Inc.

Credit Analyst

Manhattan, NY · On-site

\n \n \n Credit Analyst will be responsible for the portfolio management. Responsibilities include: Performing due diligence and regularly scheduling credit reviews Analyzing credit risk Preparing ...

Farm Credit

Commercial Credit Analyst

Alachua, FL

Now Hiring a Commercial Credit Analyst The Commercial Credit Analyst develops and analyzes credit information and independently prepares complete credit packages for assigned credits in accordance ...

Independent Bank

Credit Analyst

Memphis, TN · On-site

The Credit Analyst works with our Commercial Lenders and Business Bankers to serve the needs of our commercial clients. This individual will work with our Commercial Lenders to manage existing ...

Penn Community Bank

Credit Analyst

Perkasie, PA · Hybrid

* Work with other Credit Analyst, Credit Portfolio Manager, Credit Manager, Credit Officer, and CCO to ensure consistent and accurate credit analysis and loan presentations. * Complete Financial ...

The TCW Group

Credit Analyst

Los Angeles, CA · On-site

$185K - $200K/yr

Position Summary The Credit Analyst is a member of the corporate credit research team within the Fixed Income Group in the Los Angeles office. This role reports to the Head of Credit Research and ...

Generations Bank

Credit Analyst

Rogers, AR · On-site

As a Credit Analyst, you will engage in meaningful analysis that supports sound lending decisions, helping to foster strong relationships within the community. The thrill of working with diverse ...

Cornhusker Bank

Credit Analyst

Lincoln, NE

The Credit Analyst is responsible for the review of all credit documentation pertaining to loans, including analyzing financial statements and periodic review of credit quality. ESSENTIAL DUTIES: · ...

CITIZENS FIRST BANK

Credit Analyst

Viroqua, WI · On-site

We're looking for a Credit Analyst to join our team. In this role, you'll play an important part in evaluating credit risk and supporting sound lending decisions. You'll analyze financial information ...

Alabama Credit Union

Credit Analyst

Tuscaloosa, AL

Maintains records and files on all credit transactions, including correspondence and documents. Uses commercial analytics and tracking software to perform initial and ongoing analysis of commercial ...

Alabama Credit Union

Credit Analyst

Tuscaloosa, AL · On-site

Maintains records and files on all credit transactions, including correspondence and documents. Uses commercial analytics and tracking software to perform initial and ongoing analysis of commercial ...

Cypress HCM

Credit Analyst

Nashville, TN · On-site

$20 - $22.76/hr

Credit Analyst The Credit Analyst will evaluate and analyze financial information to assess the creditworthiness of individuals or companies. This role involves reviewing credit reports, financial ...

Capital Bank

Credit Analyst

Houston, TX

This position is responsible for providing analytical support to the lending officers in the analysis of credit worthiness and risk for the Bank. Requirements include: * Bachelor's degree in ...

Capital Bank

Credit Analyst

Houston, TX · On-site

This position is responsible for providing analytical support to the lending officers in the analysis of credit worthiness and risk for the Bank. Requirements include: * Bachelor's degree in ...

Peregrine Team

Credit Analyst

Newport Beach, CA · On-site

$70K - $90K/yr

We are seeking a Credit Analyst to evaluate financial data, assess borrower risk, and support lending decisions within a dynamic banking environment. This role is critical in maintaining sound credit ...

Glacier Bancorp, Inc.

Credit Analyst

Kingman, AZ · On-site

The Credit Analyst 1 will, through a structured training program, learn to analyze financial information to evaluate the degree of risk related to commercial credit requests. The training program is ...

Verition Group LLC

Credit Analyst

Greenwich, CT · On-site

Credit Analyst Team: Convertibles Location: Greenwich, CT Company Overview: Verition Fund Management LLC ("Verition") is a multi-strategy, multi-manager hedge fund founded in 2008. Verition focuses ...

Verition Group LLC

Credit Analyst

Greenwich, CT · On-site

Credit Analyst Team: Convertibles Location: Greenwich, CT Company Overview: Verition Fund Management LLC ("Verition") is a multi-strategy, multi-manager hedge fund founded in 2008. Verition focuses ...

dfb

Credit Analyst

Dearborn, MI · On-site

As a Credit Analyst, you will evaluate loan requests and financial information to support informed lending decisions while helping maintain portfolio quality and regulatory compliance. This role is ...

Penn Community Bank

Credit Analyst

Perkasie, PA · On-site

* Work with other Credit Analyst, Credit Portfolio Manager, Credit Manager, Credit Officer, and CCO to ensure consistent and accurate credit analysis and loan presentations. * Complete Financial ...

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All JobsCredit Analyst Jobs

Credit Analyst information

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$15

$29

$49

How much do credit analyst jobs pay per hour?

As of Jun 12, 2026, the average hourly pay for credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

Will AI replace credit analyst?

AI can automate routine tasks such as data analysis and credit scoring for credit analysts, increasing efficiency. However, the role of a credit analyst also involves judgment, relationship management, and interpreting complex financial information, which are less likely to be fully replaced by AI in the near term.

What qualifications do you need to be a credit analyst?

A credit analyst typically needs a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting are essential; some roles may also require relevant certifications such as the CFA or credit-specific training.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

What exactly does a credit analyst do?

A credit analyst evaluates the creditworthiness of individuals or businesses by analyzing financial statements, credit reports, and other relevant data. They assess the risk of lending money or extending credit, often using financial software and industry standards to make informed recommendations. Their work helps lenders decide whether to approve or deny credit applications and determine appropriate loan terms.

What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a Credit Analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What does a Credit Analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

Do credit analysts make a lot?

Credit analysts typically earn a moderate to high salary depending on experience, industry, and location. Entry-level positions may start with lower wages, while experienced analysts with certifications like CFA or CPA can earn higher salaries, often supplemented with bonuses and benefits.

What Does a Credit Analyst Do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

More about Credit Analyst jobs
What cities are hiring for Credit Analyst jobs? Cities with the most Credit Analyst job openings:
What are the most commonly searched types of Credit Analyst jobs? The most popular types of Credit Analyst jobs are:
Who are the top companies hiring for Credit Analyst jobs? The top employers for Credit Analyst jobs are:
What states have the most Credit Analyst jobs? States with the most job openings for Credit Analyst jobs include:
What job categories do people searching Credit Analyst jobs look for? The top searched job categories for Credit Analyst jobs are:
What are popular job titles related to Credit Analyst jobs? For Credit Analyst jobs, the most frequently searched job titles are:
Credit Analyst jobs near you
Infographic showing various Credit Analyst job openings in the United States as of June 2026, with employment types broken down into 56% Full Time, 42% Part Time, and 2% Contract. Highlights an 81% Physical, 8% Hybrid, and 11% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.
Credit Analyst

Credit Analyst

BizTek People, Inc.

Manhattan, NY • On-site

Other

Posted 19 days ago

Job description

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Credit Analyst will be responsible for the portfolio management. <\/span>
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Responsibilities include:<\/span><\/b>
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         <\/span><\/span><\/span><\/span>Performing due diligence and regularly scheduling credit reviews<\/span>
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         <\/span><\/span><\/span><\/span>Analyzing credit risk <\/span>
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         <\/span><\/span><\/span><\/span>Preparing detailed credit analysis and credit applications. Providing recommendations of extensions of credit to management.<\/span>
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         <\/span><\/span><\/span><\/span>Communicating and coordinating pertinent account information to various parties throughout the bank, product groups, and the risk management division and examination<\/span>
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         <\/span><\/span><\/span><\/span>Overseeing covenant compliance<\/span>
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         <\/span><\/span><\/span><\/span>Communicating with customers<\/span>
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         <\/span><\/span><\/span><\/span>Coordinate and communicate account information to external regulators (FRB, JFSA, BOJ, SNIC)<\/span>
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         <\/span><\/span><\/span><\/span>Advising account officers on credit risk issues, terms and conditions <\/span>
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         <\/span><\/span><\/span><\/span>Contributing to the development and improvement of credit risk management procedures<\/span>
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         <\/span><\/span><\/span><\/span>Coordinating the implementation process of the new Head Office rules and procedures<\/span>
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         <\/span><\/span><\/span><\/span>Training and guiding junior staff<\/span>
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         <\/span><\/span><\/span><\/span>Facilitating the approval process for credit actions and loan sales<\/span>
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Requirements<\/h3>

BA\/BS in Business Administration, Accounting, Technology or related degree<\/span>
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         <\/span><\/span><\/span><\/span>3+ years of related credit review experience<\/span>
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         <\/span><\/span><\/span><\/span>Experience preparing credit analysis<\/span>
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         <\/span><\/span><\/span><\/span>Fluency in English and Japanese<\/span>
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