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Credit Analyst Jobs (NOW HIRING)

JEFF BANK

Credit Analyst

Jeffersonville, NY

$24.08 - $29.80/hr

GENERAL RESPONSIBILITIES Responsible for performing administrative duties to support the credit analysis function; achieving goals as established in the assigned department's annual operating plan ...

New

Home State Bank

Credit Analyst

Polk City, IA · On-site

If you are an experienced Credit Analyst, Home State Bank has an opportunity to join our team. The Credit Analyst position supports two key areas of loan function including Sales and Loan Production.

Vantage Bank

Credit Analyst

Dallas, TX · On-site

JOB SUMMARY The Credit Analyst prepares comprehensive credit presentations for new, renewed, modified, and existing credit relationships. They assign appropriate risk ratings, identify material ...

Vantage Bank

Credit Analyst

El Paso, TX

JOB SUMMARY The Credit Analyst prepares comprehensive credit presentations for new, renewed, modified, and existing credit relationships. They assign appropriate risk ratings, identify material ...

Ballston Spa National Bank

Credit Analyst

Ballston Spa, NY

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Ballston Spa National Bank (BSNB) is looking to hire a Credit Analyst to join our Credit Administration Team. How do we invest in you? This position earns competitive pay . We also offer great ...

Ballston Spa National Bank

Credit Analyst

Ballston Spa, NY · On-site

$56K - $85K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Ballston Spa National Bank (BSNB) is looking to hire a Credit Analyst to join our Credit Administration Team. How do we invest in you? This position earns competitive pay. We also offer great ...

BizTek People, Inc.

Credit Analyst

Manhattan, NY

\n \n \n Credit Analyst will be responsible for the portfolio management. Responsibilities include: Performing due diligence and regularly scheduling credit reviews Analyzing credit risk Preparing ...

Vantage Bank

Credit Analyst

San Antonio, TX

JOB SUMMARY The Credit Analyst prepares comprehensive credit presentations for new, renewed, modified, and existing credit relationships. They assign appropriate risk ratings, identify material ...

Vantage Bank

Credit Analyst

Branch, LA · On-site

JOB SUMMARY The Credit Analyst prepares comprehensive credit presentations for new, renewed, modified, and existing credit relationships. They assign appropriate risk ratings, identify material ...

Independent Bank

Credit Analyst

Memphis, TN · On-site

The Credit Analyst works with our Commercial Lenders and Business Bankers to serve the needs of our commercial clients. This individual will work with our Commercial Lenders to manage existing ...

Maxxis International - USA

Credit Analyst

Suwanee, GA · On-site

This role is responsible for analyzing financial statements, establishes credit limits and payment terms, monitors account performance, and manages credit risk to support profitable growth while ...

Maxxis International - USA

Credit Analyst

Suwanee, GA · On-site

This role is responsible for analyzing financial statements, establishes credit limits and payment terms, monitors account performance, and manages credit risk to support profitable growth while ...

Jeff Bank

Credit Analyst

Jeffersonville, NY · On-site

$24.08 - $29.80/hr

  • Medical

  • Life

  • Retirement

  • PTO

Ensures that all credit analysis activities are conducted in accordance with prescribed lending policy. 4. Achieves goals assigned to the Credit Analyst as part of the assigned department's annual ...

New

LHH US

Credit Analyst

Overland Park, KS

$75K - $95K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Credit Analyst Kansas City, MO | Fully Onsite Full-Time | $75-95K LHH is partnering with a well-established Kansas City financial institution who is seeking a detail-oriented Credit Analyst to join ...

Commercial Credit Group

Credit Analyst

West Hartford, CT

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

KEF has a Credit Analyst position available in the West Hartford office. This position has visibility and interaction with senior management and offers career advancement. Position Responsibilities:

Independent Bank

Credit Analyst

Memphis, TN · On-site

The Credit Analyst works with our Commercial Lenders and Business Bankers to serve the needs of our commercial clients. This individual will work with our Commercial Lenders to manage existing ...

First Horizon Bank

Credit Analyst

Atlanta, GA

  • Medical

  • Dental

  • Vision

  • Retirement

Expected to provide credit analysis support for assigned commercial lending relationships. Essential Duties and Responsibilities * Interpret financial statements and provide financial analysis ...

Ballston Spa National Bank

Credit Analyst

Ballston Spa, NY · On-site

$56K - $85K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Ballston Spa National Bank (BSNB) is looking to hire a Credit Analyst to join our Credit Administration Team. How do we invest in you? This position earns competitive pay . We also offer great ...

First Horizon Bank

Credit Analyst

Atlanta, GA · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

Expected to provide credit analysis support for assigned commercial lending relationships. Essential Duties and Responsibilities * Interpret financial statements and provide financial analysis ...

Bank Of Springfield

Credit Analyst

Springfield, IL · On-site

$45K - $55K/yr

Credit Analyst About the Role: As a Credit Analyst, your main responsibility will be to assess the creditworthiness of individuals and businesses applying for loans. You will analyze financial data ...

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All JobsCredit Analyst Jobs

Credit Analyst information

See salary details

$15

$29

$49

How much do credit analyst jobs pay per hour?

As of Aug 12, 2026, the average hourly pay for credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

More about Credit Analyst jobs
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Credit Analyst jobs near you
Infographic showing various Credit Analyst job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 82% Full Time, 16% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

Credit Analyst

JEFF BANK

Jeffersonville, NY

$24.08 - $29.80/hr

Full-time

Posted yesterday

New

Job description

GENERAL RESPONSIBILITIES

Responsible for performing administrative duties to support
the credit analysis function; achieving goals as
established in the assigned department's annual operating
plan; complying with operating policies and procedures
established for the credit analysis function; communicating
with appropriate personnel; responding to inquiries or
requests for information; maintaining appropriate records
and providing assigned reports.

ESSENTIAL DUTIES

1. Demonstrates core values and guiding principles as outlined
in the Bank's Mission, Vision and Value Statements of which
the following are illustrative:

a. Gives exceptional customer service to both internal
and external customers by providing prompt, polite and
effective communication.

b. Participates as a member of the team.

c. Positively and proactively contributes to the Bank's
Strategic Plan.

d. Demonstrates support of Management.

2. Ensures that all activities and work functions adhere to
compliance requirements as are defined in company policies
and procedures as well as state/federal laws and regulations.

3. Performs administrative duties to support the credit analysis
function of which the following are illustrative:

a. Receives data on prospective and active borrowing
accounts, i.e., financial statements, agency reports,
and interview and investigation sheets.

b. Analyzes data and evaluates the short and long run
prospects of the individual or company.

c. May suggest a loan grade after conducting a thorough
credit analysis and documentation review.

d. Provides thorough documentation of all financial analysis
work, including ratios and other related information.

e. Ensures that all credit analysis activities are conducted
in accordance with prescribed lending policy.

4. Achieves goals assigned to the Credit Analyst as part of
the assigned department's annual operating plan.

5. Cooperates with, participates in, and supports the
adherence to all internal policies, procedures, and
practices in support of risk management and overall safety
and soundness and the bank's compliance with all regulatory
requirements, including but not limited to BSA & AML (cash
secured loans, loans paid off too quickly) e.g. Community
Reinvestment Act (CRA), Equal Credit Opportunity Act, etc.

6. Coordinates specific work tasks with other personnel within
the unit or department as well as with other units and
departments in order to insure the smooth and efficient flow
of information.

7. Complies with established operating policies and
procedures in order to maintain adequate controls and to
support the bank's adherence to outside regulatory
requirements.

8. Communicates with management and staff personnel in
order to integrate goals and activities.

9. Responds to inquiries relating to his/her particular
area, or to requests from other bank personnel,
customers, etc., within given time frames and within
established policy.

10. Maintains appropriate records and provides assigned
reports.

Salary Range
$24.08 - $29.80 Hourly

Job Grade - 12

ANCILLARY DUTIES

1. Performs other related duties as assigned or directed.

JOB LOCATION

Main office - Jeffersonville

Equipment/Machines

1. Telephone
2. PC
3. Printer
4. Computer keyboard
5. Typewriter/Word processor
6. Calculator
7. Specialized software applications per assigned
dept., (EasyLender, Excel, T5, Word, Invision)

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