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Credit Analyst Jobs (NOW HIRING)

LHH US

Credit Analyst

Overland Park, KS

$75K - $95K/yr

Credit Analyst Kansas City, MO | Fully Onsite Full-Time | $75-95K LHH is partnering with a well-established Kansas City financial institution who is seeking a detail-oriented Credit Analyst to join ...

First Horizon Bank

Credit Analyst

Bentonville, AR

Summary The Credit Analyst position involves underwriting/analyzing commercial loans and assisting Portfolio Managers and Relationship Managers in managing customers' relationships. This position is ...

Farm Credit

Commercial Credit Analyst

Alachua, FL · On-site

Now Hiring a Commercial Credit Analyst The Commercial Credit Analyst develops and analyzes credit information and independently prepares complete credit packages for assigned credits in accordance ...

First Horizon Bank

Credit Analyst

Atlanta, GA · On-site

Expected to provide credit analysis support for assigned commercial lending relationships. Essential Duties and Responsibilities * Interpret financial statements and provide financial analysis ...

PeopleSuite Talent Solutions

Credit Analyst

Burlington, VT · On-site

$70K - $75K/yr

Scope of Position Our client is seeking a motivated, analytical Credit Analyst to join our Finance team. This role is instrumental in protecting the company's financial health by evaluating customer ...

First Horizon

Credit Analyst

Atlanta, GA · On-site

Expected to provide credit analysis support for assigned commercial lending relationships. Essential Duties and Responsibilities * Interpret financial statements and provide financial analysis ...

Cornhusker Bank

Credit Analyst

Lincoln, NE

The Credit Analyst is responsible for the review of all credit documentation pertaining to loans, including analyzing financial statements and periodic review of credit quality. ESSENTIAL DUTIES: · ...

LHH US

Credit Analyst

Overland Park, KS

$75K - $95K/yr

Credit Analyst Kansas City, MO | Fully Onsite Full-Time | $75-95K LHH is partnering with a well-established Kansas City financial institution who is seeking a detail-oriented Credit Analyst to join ...

Capital Bank

Credit Analyst

Houston, TX · On-site

This position is responsible for providing analytical support to the lending officers in the analysis of credit worthiness and risk for the Bank. Requirements include: * Bachelor's degree in ...

Peregrine Team

Credit Analyst

Newport Beach, CA · On-site

$70K - $90K/yr

We are seeking a Credit Analyst to evaluate financial data, assess borrower risk, and support lending decisions within a dynamic banking environment. This role is critical in maintaining sound credit ...

First Hawaiian, Inc.

Credit Analyst

Honolulu, HI · On-site

$50K - $60K/yr

First Hawaiian Bank is currently seeking a Credit Analyst to join our Credit Department in Downtown Honolulu. Work Schedule: Monday - Friday 8:00AM - 5:00PM (hours may vary) Compensation: The salary ...

Tolleson Wealth Management

Credit Analyst

Dallas, TX

Retrieve and analyze consumer credit reports. * Assess the credit risk associated with each application, taking into consideration factors such as ability to repay, payment history, debt levels, and ...

Cypress HCM

Credit Analyst

Nashville, TN

$20 - $22.76/hr

Credit Analyst The Credit Analyst will evaluate and analyze financial information to assess the creditworthiness of individuals or companies. This role involves reviewing credit reports, financial ...

First Horizon Bank

Credit Analyst

Atlanta, GA

Expected to provide credit analysis support for assigned commercial lending relationships. Essential Duties and Responsibilities * Interpret financial statements and provide financial analysis ...

BANK OF LUXEMBURG

Credit Analyst

WI · On-site

$27.93 - $34.23/hr

As a Credit Analyst, you'll be an important partner to our lending team and to the businesses and individuals we serve. You'll review financial information, evaluate credit risk, and prepare reports ...

Capital Bank

Credit Analyst

Houston, TX

This position is responsible for providing analytical support to the lending officers in the analysis of credit worthiness and risk for the Bank. Requirements include: * Bachelor's degree in ...

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Credit Analyst information

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$15

$29

$49

How much do credit analyst jobs pay per hour?

As of Jul 23, 2026, the average hourly pay for credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

Will AI replace credit analyst?

AI can automate routine tasks such as data analysis and credit scoring for credit analysts, increasing efficiency. However, the role of a credit analyst also involves judgment, relationship management, and understanding complex financial situations, which are less easily replaced by AI. Therefore, AI is more likely to augment rather than fully replace credit analysts in the near future.

What qualifications do you need to be a credit analyst?

To become a credit analyst, candidates typically need a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting are also important; some roles may require relevant certifications such as the CFA or credit-specific training.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

What exactly does a credit analyst do?

A credit analyst evaluates the creditworthiness of individuals or businesses by analyzing financial statements, credit reports, and other relevant data. They assess the risk of lending money or extending credit, often using financial modeling and tools like spreadsheets, to help organizations make informed lending decisions. Strong analytical skills and knowledge of credit policies are essential for this role.

What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a Credit Analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What does a Credit Analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

Are credit analysts paid well?

Credit analysts typically earn competitive salaries that vary based on experience, location, and industry. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often offers opportunities for bonuses and career advancement.

What Does a Credit Analyst Do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

More about Credit Analyst jobs
What cities are hiring for Credit Analyst jobs? Cities with the most Credit Analyst job openings:
What are the most commonly searched types of Credit Analyst jobs? The most popular types of Credit Analyst jobs are:
Who are the top companies hiring for Credit Analyst jobs? The top employers for Credit Analyst jobs are:
What states have the most Credit Analyst jobs? States with the most job openings for Credit Analyst jobs include:
What job categories do people searching Credit Analyst jobs look for? The top searched job categories for Credit Analyst jobs are:
What are popular job titles related to Credit Analyst jobs? For Credit Analyst jobs, the most frequently searched job titles are:
Credit Analyst jobs near you
Infographic showing various Credit Analyst job openings in the United States as of July 2026, with employment types broken down into 89% Full Time, 6% Part Time, 1% Temporary, and 4% Contract. Highlights an 83% Physical, 7% Hybrid, and 10% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

Credit Analyst

LHH US

Overland Park, KS

$75K - $95K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 4 days ago

Job description

Credit Analyst Kansas City, MO | Fully Onsite Full-Time | $75-95K LHH is partnering with a well-established Kansas City financial institution who is seeking a detail-oriented Credit Analyst to join its lending team. This role is responsible for analyzing financial statements, assessing credit risk, and providing recommendations that support sound lending decisions. The ideal candidate will have strong analytical skills, a solid understanding of financial principles, and a desire to build a career in commercial or consumer banking. Inspired by responsibilities commonly associated with credit analysis roles and commercial lending support. KEY RESPONSIBILITIES:
  • Analyze financial statements, tax returns, cash flow reports, and other supporting documentation.
  • Assess borrower's creditworthiness and identify potential lending risks.
  • Prepare detailed credit presentations and loan recommendations for management and lending committees.
  • Conduct financial ratio analysis, industry research, and trend evaluations.
  • Review existing loan portfolios and monitor credit quality.
  • Assist lenders with gathering and evaluating borrower information.
  • Identify payment trends, irregular activity, and potential risk factors.
  • Ensure compliance with internal lending policies and regulatory requirements.
  • Collaborate with lending, credit administration, and operations teams to support loan decisions and portfolio management.
QUALIFICATIONS:
  • Bachelor's degree in Finance, Accounting, Economics, Business, or a related field preferred.
  • 2+ years of experience in banking, credit analysis, commercial lending, financial analysis, or related experience.
  • Strong understanding of financial statements and credit underwriting principles.
  • Advanced proficiency in Microsoft Excel and Microsoft Office applications.
  • Excellent analytical, problem-solving, and organizational skills.
  • Strong verbal and written communication abilities.
  • Ability to manage multiple priorities while maintaining a high level of accuracy.
Pay Details: $75,000.00 to $95,000.00 per year
Search managed by: Claire Grossman
Benefit offerings available for our associates include medical, dental, vision, life insurance, short-term disability, additional voluntary benefits, EAP program, commuter benefits and a 401K plan. Our benefit offerings provide employees the flexibility to choose the type of coverage that meets their individual needs. In addition, our associates may be eligible for paid leave including Paid Sick Leave or any other paid leave required by Federal, State, or local law, as well as Holiday pay where applicable.
Equal Opportunity Employer/Veterans/Disabled
Military connected talent encouraged to apply
To read our Candidate Privacy Information Statement, which explains how we will use your information, please navigate to https://www.lhh.com/us/en/candidate-privacy
The Company will consider qualified applicants with arrest and conviction records in accordance with federal, state, and local laws and/or security clearance requirements, including, as applicable:
  • The California Fair Chance Act
  • Los Angeles City Fair Chance Ordinance
  • Los Angeles County Fair Chance Ordinance for Employers
  • San Francisco Fair Chance Ordinance
Massachusetts Candidates Only: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.