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Credit Analyst Jobs in Minnesota (NOW HIRING)

Superior Choice Credit Union

Credit Analyst

Duluth, MN · On-site

$25 - $35/hr

Credit Analyst Are you a numbers-driven problem solver who enjoys digging into financial details and turning data into meaningful insights? Do you take pride in accuracy, organization, and supporting ...

Choice Bank

Credit Analyst

Golden Valley, MN · On-site

$48K - $89K/yr

Golden Valley or Roseville The Credit Analyst role support Choice Bank's commercial and agricultural lending areas by gathering, reviewing, and analyzing financial and credit information for ...

Choice Bank

Credit Analyst

Golden Valley, MN · On-site

$48K - $89K/yr

Golden Valley or Roseville The Credit Analyst role support Choice Bank's commercial and agricultural lending areas by gathering, reviewing, and analyzing financial and credit information for ...

Choice Bank

Credit Analyst

Minneapolis, MN · On-site

$48K - $89K/yr

Golden Valley or Roseville The Credit Analyst role support Choice Bank's commercial and agricultural lending areas by gathering, reviewing, and analyzing financial and credit information for ...

United Prairie Bank

Credit Analyst

Mankato, MN · Hybrid

$56K - $84K/yr

United Prairie Bank is hiring a Credit Analyst. This position is full-time, Monday - Friday. This is a hybrid position, with the expectation that the selected candidate will work from our Mankato, MN ...

United Prairie Bank

Credit Analyst

Mankato, MN · On-site

$27.34 - $40.45/hr

United Prairie Bank is hiring a Credit Analyst. This position is full-time, Monday - Friday. This is a hybrid position, with the expectation that the selected candidate will work from our Mankato, MN ...

Geneva Capital LLC

Credit Analyst

Alexandria, MN

$43K - $59K/yr

Level 1 Credit Analyst Department : Credit Reports to : Credit Manager Base Pay Scale : $43,125 - $59,000 Summary: Geneva Capital LLC is a dynamic national equipment finance company. We remain ...

New

Geneva Capital LLC

Credit Analyst

Alexandria, MN · On-site

$43K - $59K/yr

Level 1 Credit Analyst Department : Credit Reports to : Credit Manager Base Pay Scale : $43,125 - $59,000 Summary: Geneva Capital LLC is a dynamic national equipment finance company. We remain ...

Pentair

Credit Analyst

Golden Valley, MN

$61K - $113K/yr

We have an opportunity for a Credit Analyst to join our Golden Valley, MN team. You will oversee and maintain Credit / Collection operations for accounts in order to increase sales volume, maximize ...

US Bank

SBA Credit Analyst

Minneapolis, MN

$98K - $115K/yr

The Credit Analyst will use such tools to compare and evaluate possible courses of action and will make recommendations and/or decisions after various possibilities are considered. Basic ...

Pentair

Credit Analyst

Golden Valley, MN · Hybrid

$61K - $113K/yr

We have an opportunity for a Credit Analyst to join our Golden Valley, MN team. You will oversee and maintain Credit / Collection operations for accounts in order to increase sales volume, maximize ...

Bridgewater Bank

Credit Analyst Lead

Greenwood, MN · On-site

$94K - $114K/yr

We are seeking an experienced Credit Analyst Lead to join our Credit Team in Greenwood. In this role, you will manage and develop a team of the bank's Credit Analysts. This role will be responsible ...

Bridgewater Bank

Credit Analyst Lead

Saint Louis Park, MN · Hybrid

$94K - $114K/yr

We are seeking an experienced Credit Analyst Lead to join our Credit Team in in St. Louis Park. In this role, you will manage and develop a team of the bank's Credit Analysts. This role will be ...

Bridgewater Bank

Credit Analyst Lead

Greenwood, MN · Hybrid

$94K - $114K/yr

We are seeking an experienced Credit Analyst Lead to join our Credit Team in Greenwood. In this role, you will manage and develop a team of the bank's Credit Analysts. This role will be responsible ...

Bridgewater Bank

Credit Analyst Lead

Saint Louis Park, MN · On-site

$94K - $114K/yr

We are seeking an experienced Credit Analyst Lead to join our Credit Team in in St. Louis Park. In this role, you will manage and develop a team of the bank's Credit Analysts. This role will be ...

US Bank

SBA Credit Analyst

Minneapolis, MN

$98K - $115K/yr

The Credit Analyst will use such tools to compare and evaluate possible courses of action and will make recommendations and/or decisions after various possibilities are considered. Basic ...

BankVista

Be Seen First

Commercial Credit Analyst

Waite Park, MN · On-site

$58K/yr

BankVista is seeking an experienced Commercial Credit Analyst for a partially ONSITE role . Are you passionate about providing exceptional financial services and eager to make a meaningful impact in ...

US Bank

SBA Credit Analyst 6

Minneapolis, MN

The Credit Analyst will use such tools to compare and evaluate possible courses of action and will make recommendations and/or decisions after various possibilities are considered. Works closely with ...

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All JobsCredit Analyst JobsCredit Analyst Jobs in Minnesota

Credit Analyst information

See Minnesota salary details

$14

$29

$48

How much do credit analyst jobs pay per hour?

As of Aug 8, 2026, the average hourly pay for credit analyst in Minnesota is $29.31, according to ZipRecruiter salary data. Most workers in this role earn between $22.60 and $32.98 per hour, depending on experience, location, and employer.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

More about Credit Analyst jobs
What are the most commonly searched types of Credit Analyst jobs in Minnesota? The most popular types of Credit Analyst jobs in Minnesota are:
What are popular job titles related to Credit Analyst jobs in Minnesota? For Credit Analyst jobs in Minnesota, the most frequently searched job titles are:
What job categories do people searching Credit Analyst jobs in Minnesota look for? The top searched job categories for Credit Analyst jobs in Minnesota are:
What cities in Minnesota are hiring for Credit Analyst jobs? Cities in Minnesota with the most Credit Analyst job openings:
What are popular job titles related to Credit Analyst jobs in MN? For Credit Analyst jobs in MN, the most frequently searched job titles are:
Credit Analyst jobs near you
Infographic showing various Credit Analyst job openings in Minnesota as of August 2026, with employment types broken down into 1% Internship, 80% Full Time, 17% Part Time, and 2% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $60,961 per year, or $29.3 per hour.

Credit Analyst

Superior Choice Credit Union

Duluth, MN • On-site

$25 - $35/hr

Full-time

Re-posted 23 days ago

Job description

Credit Analyst
Are you a numbers-driven problem solver who enjoys digging into financial details and turning data into meaningful insights? Do you take pride in accuracy, organization, and supporting smart lending decisions?

We’re looking for a Credit Analyst who’s equal parts analytical thinker, detail detective, and collaborative partner. In this role, you’ll work closely with lenders to evaluate credit requests, assess risk, and ensure our members receive thoughtful, informed financial solutions.

What You’ll Be Doing:
  • Analyzing financial statements, credit reports, and other data to assess the strength of business members’ credit requests
  • Performing initial credit analysis to determine alignment with credit union policies and guidelines
  • Assisting with or preparing clear, concise credit presentations for lending decisions
  • Monitoring loan collateral, valuations, and inspections to ensure compliance with agreements and loan covenants
  • Supporting lenders with ongoing portfolio management and problem loan administration
  • Preparing and maintaining reports on members’ credit obligations and financial performance
  • Collecting and organizing financial data directly from members when needed
  • Updating and maintaining credit and loan systems with accurate data entry and reporting
  • Contributing to special projects and supporting team initiatives
You’ll Thrive in This Role If You:
  • Have 3–5 years of experience in credit analysis, commercial lending, or a related financial role
  • Enjoy analyzing financial data and translating it into clear recommendations
  • Are highly organized, detail-oriented, and pride yourself on accuracy
  • Communicate complex financial concepts clearly and professionally
  • Can manage multiple priorities while meeting deadlines
  • Work well independently but also enjoy collaborating with a team
  • Are comfortable using loan software, reporting tools, and Microsoft Office
Bonus Points If You:
  • Have experience working with commercial or business lending portfolios
  • Are skilled at identifying potential risks and offering proactive solutions
  • Enjoy building relationships with internal teams and supporting lenders
  • Thrive in a fast-paced environment where no two days are exactly the same
What Success Looks Like:
  • Accurate, thorough credit analysis that supports strong lending decisions
  • Well-prepared credit presentations that clearly communicate risk and opportunity
  • Timely and compliant reporting on credit activity and loan performance
  • Strong collaboration with lenders and internal partners
  • Maintaining high standards of confidentiality, professionalism, and service
Why Join Us?

We’re more than a credit union—we’re a team committed to helping our members and communities thrive. At Superior Choice Credit Union, your expertise helps drive smart decisions, support local businesses, and strengthen financial futures.

If you’re ready to put your analytical skills to work in a meaningful way, we’d love to have you on our team.

Superior Choice Credit Union has proudly served the community for over 90 years, with more than 150 team members supporting over 30,000 members across Wisconsin and Minnesota. Learn more at superiorchoice.com.