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Entry Level Credit Analyst Jobs in Minnesota (NOW HIRING)

Analyst

Minneapolis, MN ยท On-site

$120K - $150K/yr

This is an entry level but high-profile role in a high impact team. The successful candidate will ... Since 1987, AB CarVal's team has navigated through ever-changing credit market cycles, investing ...

Analyst

Minneapolis, MN

$120K - $150K/yr

This is an entry level but high-profile role in a high impact team. The successful candidate will ... Since 1987, AB CarVal's team has navigated through ever-changing credit market cycles, investing ...

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Entry Level Credit Analyst information

See Minnesota salary details

$14

$29

$48

How much do entry level credit analyst jobs pay per hour?

As of Sep 8, 2026, the average hourly pay for entry level credit analyst in Minnesota is $29.31, according to ZipRecruiter salary data. Most workers in this role earn between $22.60 and $32.98 per hour, depending on experience, location, and employer.

What does an entry level credit analyst do?

An Entry Level Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies by analyzing financial data and credit reports. They help determine the risk involved in lending money or extending credit and may assist in setting credit limits or recommending loan approvals. Their role often involves preparing financial spreadsheets, reviewing credit applications, and supporting senior analysts in making informed decisions. This position is a great starting point for those interested in finance or banking, offering valuable experience in risk assessment and financial analysis.

What are the key skills and qualifications needed to thrive as an entry level credit analyst?

To thrive as an Entry Level Credit Analyst, you need strong analytical abilities, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with financial modeling tools, Microsoft Excel, and credit analysis software is often required. Attention to detail, effective communication, and problem-solving skills are essential soft skills in this role. These competencies ensure accurate risk assessments, clear reporting, and effective decision-making in evaluating creditworthiness.

What are some common challenges faced by entry level credit analysts in their first year, and how can they overcome them?

Entry level credit analysts often encounter challenges such as adapting to complex financial analysis tools, understanding industry-specific credit risk factors, and managing a high volume of loan applications under tight deadlines. To overcome these obstacles, it's helpful to seek mentorship from experienced colleagues, proactively participate in training sessions, and regularly review credit policies and case studies. Collaboration with senior analysts and open communication with team members can also accelerate learning and ensure accurate credit assessments.

What is the difference between Entry Level Credit Analyst vs Credit Underwriter?

AspectEntry Level Credit AnalystCredit Underwriter
Required CredentialsBachelor's degree in finance, accounting, or related field; basic knowledge of credit analysisBachelor's degree; often additional certifications like CFA or credit-specific training
Work EnvironmentOffice setting, analyzing financial data, preparing reportsOffice setting, assessing credit applications, making approval decisions
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, financial services
Common Search & Comparison IntentUnderstanding entry-level roles in credit analysisComparing roles involved in credit approval process

Entry Level Credit Analysts typically focus on analyzing financial data and preparing reports to support credit decisions, often with less responsibility than Credit Underwriters, who evaluate and approve credit applications. Both roles require similar educational backgrounds and are common in financial institutions, but Credit Underwriters usually have more decision-making authority and specialized training.

What are the most commonly searched types of Credit Analyst jobs in Minnesota?

The most popular types of Credit Analyst jobs in Minnesota are:

What are popular job titles related to Entry Level Credit Analyst jobs in Minnesota?

For Entry Level Credit Analyst jobs in Minnesota, the most frequently searched job titles are:

What job categories do people searching Entry Level Credit Analyst jobs in Minnesota look for?

The top searched job categories for Entry Level Credit Analyst jobs in Minnesota are:

What cities in Minnesota are hiring for Entry Level Credit Analyst jobs?

Cities in Minnesota with the most Entry Level Credit Analyst job openings:

Infographic showing various Entry Level Credit Analyst job openings in Minnesota as of September 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $60,961 per year, or $29.3 per hour.

IT Assurance Analyst

Wings Credit Union

Apple Valley, MN โ€ข On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 4 days ago


Job description

Company Description

Ent Credit Union and Wings Credit Union joined forces in January 2026. This merger means more opportunities, expanded resources, and a shared commitment to delivering exceptional member service. Together, we become more - empowering members, communities, and teams through a bold, unified future. Both organizations bring a strong legacy of member satisfaction, operational excellence, financial stability, and community impact. Recognized locally and nationally as best-in-class financial institutions and employers of choice, each is known for its commitment to financial well-being and philanthropic leadership. Join us during this transformative time and be part of shaping the future of banking! To learn more about the merger, click here.

Job Description

The IT Assurance Analyst is responsible for the conduction of end-to-end systems functional and non-functional testing of all new and modified systems prior to production launch. The IT Assurance analyst will work with resources in technology, business, and project management to ensure all testing is comprehensive in nature. Additionally, the IT Assurance analyst will assist in driving security assurance with the Information Technology Team.
Essential Functions

  • Technical Quality Assurance:
    • Assists in development and execution of test plans and reports issues for resolution.
    • Assists in the development of innovative processes, communications, metrics, and accountabilities that result in process improvements.
    • Assists in developing more predictive and intelligent testing approaches on automation and innovative testing products and solutions.
    • Assists in the establishment of standards for development, review and execution of test plans and test cases that ensure the product quality.
    • Assists in the creation and implementation of new quality assurance processes, guidelines, and tools.
    • Assist in initiatives for automation of test cases.
  • Security Assurance:
    • Assists in the test planning and execution of IT Security Controls Testing.
    • Participates in the oversight of Vulnerability Management and Compliance programs within Information Technology.
    • Creates metrics and reports that are meaningful, accurate and timely.
  • General Quality Assurance:
    • Help determine root cause on system outages and address any related testing gaps.
    • Investigate and collaborate on the resolution of software defects/quality issues.
  • Subject Matter Expertise:
    • Assist in increasing team effectiveness by providing consulting expertise and technical mentoring across multiple verticals.
  • Bank Secrecy Act: Remains cognizant of and adheres to Wings policies and procedures, and regulations pertaining to the Bank Secrecy Act.
Qualifications

Minimum Formal Qualifications for this Position:

  • Bachelor's Degree in Computer Science, Information Management or similar, preferred
  • 6+ years' relevant experience in an IT role to include: 
    • 1+ years' in a Technical Software Testing/Quality Assurance role, required
    • 1+ years' experience with a credit union or financial institution, preferred

Technical or Specialized Knowledge/Skills:

  • Knowledge of Quality Assurance practices and protocols.
  • Understanding of diverse security practices along with IT risk management concepts and applies them effectively when developing security solutions.
  • Experience working with or within ITIL, DevOps, SRE, and Agile methodologies.
  • IT systems/data security controls to include but not limited to firewalls, IPS/IDS, SIEM and other security device platforms.
  • Regulations and best practices for technical deployments specific to the financial industry, disaster recovery/business resumption technique, secure coding and application design, packet analysis and forensic tools.
  • Analytical skills, with the ability to identify, quantify, and effectively raise business risks associated with data quality or non-compliance.
  • Ability to provide superb customer service.
  • Familiarity with Systems Lifecycle Development (SDLC) best practices.
  • Communication skills (written, verbal, and listening).
  • Ability to interface with all levels (executive to entry level).
  • Proficiency with Word, Excel, PowerPoint, Microsoft Project, and Visio.
  • Ability to contribute at all levels of testing including unit, functional, automation, performance, and scalability testing.
  • Data drive mindset leveraging metrics to make data-based decisions.
  • Project management skills and attention to detail.
  • Root-cause problem solving mindset.
  • Ability to coordinate work across multiple vendors.
  • Exposure to Automation Tools (Selenium, Katalon Studio, UFT and Tricentis Tosca), Scripting Languages and Test Management Tools (JIRA, Rally and ALM).
  • Process-oriented mindset and high degree of familiarity with modern test technologies and tools.

Certifications Required:

  • None

Additional Information

PAY RANGE: $103,000 to $120,000 Annually (I15) with a 10% annual target bonus.
Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications, location and internal pay equity.
BENEFITS:

  • Generous 401(k) match
  • 401k Discretionary Profit Sharing
  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Short Term and Long Term Disability
  • Health Savings Account with company contribution
  • Employee Assistance Program
  • Paid Vacation, Sick, Floating Holidays and Volunteer Time Off
  • Paid Holidays
  • Tuition Reimbursement
  • Paid Parental Leave
    We anticipate this position to close on 9/11/2026. Please submit your application at your earliest convenience to be considered.
    Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.