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Entry Level Credit Analyst Jobs in Minnesota (NOW HIRING)

Analyst

Minneapolis, MN · On-site

$120K - $150K/yr

This is an entry level but high-profile role in a high impact team. The successful candidate will ... Since 1987, AB CarVal's team has navigated through ever-changing credit market cycles, investing ...

Analyst

Minneapolis, MN · On-site

$120K - $150K/yr

This is an entry level but high-profile role in a high impact team. The successful candidate will ... Since 1987, AB CarVal's team has navigated through ever-changing credit market cycles, investing ...

Staff Accountant

Wayzata, MN

$55K - $73K/yr

This is an entry-level position designed for a recent college graduate with a four-year degree in ... Reconcile company credit card activity and assist with ensuring transactions are properly supported ...

New

Staff Accountant

Wayzata, MN · On-site

$55K - $73K/yr

This is an entry-level position designed for a recent college graduate with a four-year degree in ... Reconcile company credit card activity and assist with ensuring transactions are properly supported ...

New

Career pathing opportunities for both entry level, and experienced individuals * Opportunity to be ... Review and analyze daily and weekly reports such as special-order requests, customer bid files, and ...

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Showing results 1-20

Entry Level Credit Analyst information

See Minnesota salary details

$14

$29

$48

How much do entry level credit analyst jobs pay per hour?

As of Aug 29, 2026, the average hourly pay for entry level credit analyst in Minnesota is $29.31, according to ZipRecruiter salary data. Most workers in this role earn between $22.60 and $32.98 per hour, depending on experience, location, and employer.

What does an entry level credit analyst do?

An Entry Level Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies by analyzing financial data and credit reports. They help determine the risk involved in lending money or extending credit and may assist in setting credit limits or recommending loan approvals. Their role often involves preparing financial spreadsheets, reviewing credit applications, and supporting senior analysts in making informed decisions. This position is a great starting point for those interested in finance or banking, offering valuable experience in risk assessment and financial analysis.

What are the key skills and qualifications needed to thrive as an entry level credit analyst?

To thrive as an Entry Level Credit Analyst, you need strong analytical abilities, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with financial modeling tools, Microsoft Excel, and credit analysis software is often required. Attention to detail, effective communication, and problem-solving skills are essential soft skills in this role. These competencies ensure accurate risk assessments, clear reporting, and effective decision-making in evaluating creditworthiness.

What are some common challenges faced by entry level credit analysts in their first year, and how can they overcome them?

Entry level credit analysts often encounter challenges such as adapting to complex financial analysis tools, understanding industry-specific credit risk factors, and managing a high volume of loan applications under tight deadlines. To overcome these obstacles, it's helpful to seek mentorship from experienced colleagues, proactively participate in training sessions, and regularly review credit policies and case studies. Collaboration with senior analysts and open communication with team members can also accelerate learning and ensure accurate credit assessments.

What is the difference between Entry Level Credit Analyst vs Credit Underwriter?

AspectEntry Level Credit AnalystCredit Underwriter
Required CredentialsBachelor's degree in finance, accounting, or related field; basic knowledge of credit analysisBachelor's degree; often additional certifications like CFA or credit-specific training
Work EnvironmentOffice setting, analyzing financial data, preparing reportsOffice setting, assessing credit applications, making approval decisions
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, financial services
Common Search & Comparison IntentUnderstanding entry-level roles in credit analysisComparing roles involved in credit approval process

Entry Level Credit Analysts typically focus on analyzing financial data and preparing reports to support credit decisions, often with less responsibility than Credit Underwriters, who evaluate and approve credit applications. Both roles require similar educational backgrounds and are common in financial institutions, but Credit Underwriters usually have more decision-making authority and specialized training.

What are the most commonly searched types of Credit Analyst jobs in Minnesota?

The most popular types of Credit Analyst jobs in Minnesota are:

What are popular job titles related to Entry Level Credit Analyst jobs in Minnesota?

For Entry Level Credit Analyst jobs in Minnesota, the most frequently searched job titles are:

What job categories do people searching Entry Level Credit Analyst jobs in Minnesota look for?

The top searched job categories for Entry Level Credit Analyst jobs in Minnesota are:

What cities in Minnesota are hiring for Entry Level Credit Analyst jobs?

Cities in Minnesota with the most Entry Level Credit Analyst job openings:

Infographic showing various Entry Level Credit Analyst job openings in Minnesota as of August 2026, with employment types broken down into 79% Full Time, 14% Part Time, and 7% Contract. Highlights an 93% In-person, and 7% Hybrid job distribution, with an average salary of $60,961 per year, or $29.3 per hour.

Credit And Returns Representative

Minnesota Jobs

Cottage Grove, MN • On-site

$21/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 19 days ago


Job description

Credit And Returns Representative

The Credit and Returns Representative processes customer credits and returns accurately and efficiently while partnering closely with the accounting team to ensure all claims are handled correctly. This entry-level role offers the opportunity to learn multiple aspects of the business, develop strong analytical and customer service skills, and grow into other areas within a supportive, family-oriented environment.

Responsibilities
  • Process customer credits and returns in a timely, accurate, and organized manner.
  • Review, analyze, and resolve each individual claim using strong problem-solving skills.
  • Work closely with the accounting department to ensure credits are captured, reconciled, and not missed.
  • Perform mild scanning and filing of documentation related to claims, credits, and returns.
  • Maintain detailed and accurate records of all transactions and claim resolutions.
  • Use computer systems, Microsoft Office applications, and 10-key tools to enter, track, and update claim information.
  • Provide responsive, professional customer service when handling questions or issues related to credits and returns.
  • Prioritize workload effectively to meet deadlines and service level expectations.
  • Collaborate with team members to share information, resolve complex issues, and improve processes.
  • Work independently on assigned tasks while following established policies and procedures.
Essential Skills
  • Strong customer service skills with the ability to handle credit and return inquiries professionally.
  • Proficiency with computers and strong 10-key skills for accurate data entry and transaction processing.
  • Experience using Microsoft Office applications, including Word and Excel.
  • Strong analytical and problem-solving abilities to evaluate and resolve individual claims.
  • Excellent organizational skills to manage multiple credits, returns, and documentation simultaneously.
  • Effective time management skills to complete tasks within required timeframes.
  • Ability to work independently with minimal supervision while maintaining high accuracy.
  • Ability to work collaboratively as part of a team and communicate clearly with colleagues.
  • Strong written communication skills for documenting claims and correspondence.
  • Strong verbal communication skills for interacting with customers and internal departments.
Additional Skills & Qualifications
  • Interest in developing a long-term career in credit, returns, or accounting-related functions.
  • Willingness to learn company processes and systems through on-the-job training.
  • Adaptability and openness to taking on new responsibilities as the role evolves.
  • Motivation to grow into other areas of the business as opportunities arise.
  • Attention to detail when reviewing documentation and entering claim information.
Job Type & Location

This is a Contract to Hire position based out of Cottage Grove, MN.

Pay and Benefits

The pay range for this position is $21.00 - $21.00/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: • Medical, dental & vision • Critical Illness, Accident, and Hospital • 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available • Life Insurance (Voluntary Life & AD&D for the employee and dependents) • Short and long-term disability • Health Spending Account (HSA) • Transportation benefits • Employee Assistance Program • Time Off/Leave (PTO, Vacation or Sick Leave)

Workplace Type

This is a fully onsite position in Cottage Grove, MN.

Application Deadline

This position is anticipated to close on Aug 21, 2026.

About Aston Carter

Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing® Platinum Award winner for both client and talent service.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email astoncarteraccommodation@astoncarter.com for other accommodation options.

San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.

Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.