Frost
Frost

60 Frost Credit Analyst Jobs Hiring Near You

At Frost, it's about more than a job. It's about having a flourishing career where you can thrive ... trend analysis, and identification of emerging risks * Review and approve credit requests ...

At Frost, it's about more than a job. It's about having a flourishing career where you can thrive ... trend analysis, and identification of emerging risks * Review and approve credit requests ...

Working knowledge of financial analysis relating to personal financial statements and personal ... Completion of formal credit training Our Benefits: At Frost, we care about your health, your family ...

Working knowledge of financial analysis relating to personal financial statements and personal ... Completion of formal credit training Our Benefits: At Frost, we care about your health, your family ...

Working knowledge of financial analysis relating to personal financial statements and personal ... Completion of formal credit training Our Benefits: At Frost, we care about your health, your family ...

Working knowledge of financial analysis relating to personal financial statements and personal ... Completion of formal credit training Our Benefits: At Frost, we care about your health, your family ...

Working knowledge of financial analysis relating to personal financial statements and personal ... Completion of formal credit training Our Benefits: At Frost, we care about your health, your family ...

Working knowledge of financial analysis relating to personal financial statements and personal ... Completion of formal credit training Our Benefits: At Frost, we care about your health, your family ...

Working knowledge of financial analysis relating to personal financial statements and personal ... Completion of formal credit training Our Benefits: At Frost, we care about your health, your family ...

Working knowledge of financial analysis relating to personal financial statements and personal ... Completion of formal credit training Our Benefits: At Frost, we care about your health, your family ...

FSU is a comprehensive hands-on formal credit training program focusing on financial analysis training, learning the best use of lending systems, and understanding Frost culture * Develop loan ...

Associate Relationship Manager I

Mcallen, TX · On-site

$38K - $47K/yr

FSU is a comprehensive hands-on formal credit training program focusing on financial analysis training, learning the best use of lending systems, and understanding Frost culture * Develop loan ...

Associate Relationship Manager I

Austin, TX · On-site

$39K - $49K/yr

FSU is a comprehensive hands-on formal credit training program focusing on financial analysis training, learning the best use of lending systems, and understanding Frost culture * Develop loan ...

Working knowledge of financial analysis relating to personal financial statements and personal ... Completion of formal credit training Our Benefits: At Frost, we care about your health, your family ...

Working knowledge of financial analysis relating to personal financial statements and personal ... Completion of formal credit training Our Benefits: At Frost, we care about your health, your family ...

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Frost Jobs Information

What is it like to work at Frost?

Frost is a company that values collaboration and innovation, fostering a dynamic work environment where employees can share ideas and expertise to drive growth and success.

The company's team structure is designed to be agile and flexible, with cross-functional teams working together to achieve common goals, and employees are encouraged to take ownership of their projects and contribute to the company's mission.

Working at Frost may appeal to candidates who are looking for a challenging and rewarding career in a fast-paced industry, with opportunities to develop new skills, collaborate with experienced professionals, and contribute to the company's continued growth and success.

What makes Frost an attractive place to work?

Frost is a well-established and respected company in its industry, known for its commitment to delivering high-quality services and solutions to its clients. The company's workplace is characterized by a culture of innovation, collaboration, and stability, with opportunities for employees to work on diverse projects, develop new skills, and contribute to the growth and success of the organization. By joining Frost, individuals can expect to be part of a dynamic team that values expertise, creativity, and teamwork, and offers a range of opportunities for professional development and career advancement.

Do workers at Frost Bank get paid breaks?

Sometimes. Only some people get paid breaks.
36% of people say they don’t get paid breaks.
Based on data from 22 people who took the Breakroom Quiz between November 2024 and August 2026.

Does Frost Bank pay people when they’re sick?

Yes. Most people get paid when they’re sick.
100% of people say they would get paid if they were sick but scheduled to work.
Based on data from 28 people who took the Breakroom Quiz between November 2024 and August 2026.

At Frost Bank, are sick days and vacation days separate paid time off?

Sick days and vacation days are separate paid time off.
93% of people say they don’t have to use vacation days when they’re out sick.
Based on data from 14 people who took the Breakroom Quiz between May 2025 and August 2026.

Is the health insurance from Frost Bank affordable enough for their workers?

Most people say the health insurance costs are okay.
82% of people say the health insurance costs are okay
Based on data from 17 people who took the Breakroom Quiz between March 2025 and August 2026.

Do people get paid time off at Frost Bank?

Most people get paid time off work.
93% of people say they get paid time off.
Based on data from 15 people who took the Breakroom Quiz between May 2025 and August 2026.

How far ahead of time do people find out their work schedule?

Most people find out their schedule less than four weeks ahead of time.
  • 67% of people with changing schedules find out their shifts one week or less ahead of time.
  • 33% of people with changing schedules find out their shifts two weeks ahead of time.
  • 0% of people with changing schedules find out their shifts three weeks ahead of time.
  • 0% of people with changing schedules find out their shifts four weeks or more ahead of time.

Based on data from 6 people who took the Breakroom Quiz between January 2025 and February 2026.

Do workers at Frost Bank worry about hours?

Most people don’t worry about getting enough hours.
93% of people report they don’t worry about getting enough hours.
Based on data from 14 people who took the Breakroom Quiz between November 2024 and February 2026.

Do Frost Bank workers get to choose the shifts they work?

Most people don’t get to choose which shifts they work.
69% report that they don’t have enough control over which shifts they work.
Based on data from 13 people who took the Breakroom Quiz between December 2024 and February 2026.

How easy is it for Frost Bank workers to change shifts?

Most people find it hard to change shifts.
71% of people report that it’s hard to change shifts if they need to.
Based on data from 7 people who took the Breakroom Quiz between January 2025 and December 2025.

How easy is it to get time off at Frost Bank?

Most people find it easy to get time off.
79% of people report it’s easy to get time off.
Based on data from 28 people who took the Breakroom Quiz between November 2024 and August 2026.

Do Frost Bank managers change schedules at the last minute?

Most managers don’t change people’s schedules at the last minute.
92% of people say their manager doesn’t change their shift schedule at the last minute.
Based on data from 12 people who took the Breakroom Quiz between November 2024 and December 2025.

Do jobs at Frost Bank spill into time workers aren’t paid for?

Rarely. The job doesn't usually spill into unpaid time.
21% of people report that their job takes up time that they don’t get paid for.
Based on data from 14 people who took the Breakroom Quiz between November 2024 and February 2026.

How easy is it to take sick days at Frost Bank?

Most people find it easy to take sick days.
90% of people report that it’s easy to take time off if they are sick.
Based on data from 30 people who took the Breakroom Quiz between November 2024 and August 2026.

Is a Frost Bank job good for students?

Most students say this is a good place to work if you’re studying.
100% of students report this is a good place to work if you’re studying.
Based on data from 5 people who took the Breakroom Quiz between January 2025 and April 2026.

Is working at Frost Bank good if you’re a parent or caregiver?

Most parents and caregivers say this is a good place to work.
100% of people who care for a child or other relative report this is a good place to work.
Based on data from 6 people who took the Breakroom Quiz between April 2025 and July 2026.

Do people at Frost Bank feel treated with respect by their managers?

Most people feel treated with respect by their managers.
85% of people say they’re treated with respect by their managers.
Based on data from 26 people who took the Breakroom Quiz between December 2024 and August 2026.

Do people at Frost Bank get to take their breaks without interruption?

Most people get breaks without interruption.
87% of people report that they get to take their breaks without interruption.
Based on data from 23 people who took the Breakroom Quiz between November 2024 and August 2026.

Is it stressful to work at Frost Bank?

Some people feel stressed here.
48% of people say they often feel stressed at work.
Based on data from 29 people who took the Breakroom Quiz between November 2024 and August 2026.

Do people at Frost Bank enjoy their jobs?

Most people enjoy their job.
77% of people report they enjoy their job.
Based on data from 22 people who took the Breakroom Quiz between December 2024 and August 2026.

Do people at Frost Bank recommend working with their team?

Only some people recommend working with their team.
43% of people report that they wouldn’t recommend working with their immediate team to a friend.
Based on data from 30 people who took the Breakroom Quiz between November 2024 and August 2026.

Do people get enough training when they start at Frost Bank?

Most people got enough training when they started.
71% of people report they got enough training when they started working here.
Based on data from 28 people who took the Breakroom Quiz between November 2024 and August 2026.

Do people get support to advance at Frost Bank?

Most people are given support to advance their career here.
In the last year, 72% of people report being given support to advance their career here.
Based on data from 25 people who took the Breakroom Quiz between November 2024 and August 2026.

Do people think Frost Bank’s headquarters understands what’s happening where they work?

Some people think headquarters doesn’t understand what’s happening where they work.
64% of people think that this employer’s headquarters or owners don’t have a good understanding of what’s really happening where they work.
Based on data from 25 people who took the Breakroom Quiz between November 2024 and August 2026.

Do workers feel well informed about how Frost Bank is doing?

Most people feel well informed about how the company is doing.
81% of people feel that they are kept well informed about how the company is doing as a whole.
Based on data from 27 people who took the Breakroom Quiz between November 2024 and August 2026.
Infographic showing various Credit Analyst job openings at Frost in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 69% Physical, and 31% Hybrid job distribution.

Central Credit Underwriter II - Commercial Credit Analyst

Frost Bank

San Antonio, TX • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 19 days ago


Frost Bank rating

8.7

Company rating: 8.7 out of 10

Based on 30 frontline employees who took The Breakroom Quiz

23rd of 172 rated banks


Job description

Job Description
It's about interactions more than transactions.
Have others complimented you on your attention to detail and exceptional organizational skills? Are you known for your ability to adapt in everchanging fast paced environments? Are you ready to facilitate all the moving pieces to help deliver a top-quality experience? If so, being a Central Credit Underwriter II with Frost could be for you.
At Frost, it's about more than a job. It's about having a flourishing career where you can thrive, both in and out of work. At Frost, we're committed to fostering an environment that reflects our values and encourages team members to be the best they can be. In joining our adaptable, integrity-driven team, you'll become part of Frost's over 150-year legacy of providing unparalleled financial services.
Who you are:
As a Central Credit Underwriter II your opinion matters. You will be responsible for approving or declining consumer credit requests with underwriting authority of $100,000 to $1,000,000 or commercial credit requests with underwriting authority of $250,000 to $1,000,000. More than that, this role is about building relationships and providing top-quality service and doing so with integrity, caring, and excellence in mind.
What you'll do:
  • Approve/decline or make recommendation for alternative financing within established loan authority
  • Mentor, train and coach bankers
  • Assist in training and mentoring Underwriter I's
  • Act as the department liaison
  • Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes

What you'll need:
  • Bachelor's degree preferably in Business, Finance, Accounting, or Economics or equivalent experience
  • 2+ years of experience in lending, preferably within underwriting
  • Proven record of success in an underwriting environment
  • Ability to understand cash flow, financial statements and leverage ratios
  • Ability to analyze financial statements and evaluate cash flow, capital and collateral adequacy
  • Excellent written and verbal communication skills
  • Proficient in Microsoft computer applications

Our Benefits:
At Frost, we care about your health, your family, and your future and strive to have our benefits reflect that. This includes:
  • Medical, dental, vision, long-term disability, and life insurance
  • 401(k) matching
  • Generous holiday and paid time off schedule
  • Tuition reimbursement
  • Extensive health and wellness programs, including our Employee Assistance Program
  • Referral bonus program + more!

Since 1868, Frost has dedicated their expertise to provide exceptional banking, investment, and insurance services to businesses and individuals throughout Texas. Frost is one of the 50 largest U.S. banks by asset size and is a leader in banking customer satisfaction. At Frost, it's about being part of something bigger. If this sounds like you, we encourage you to apply and see what's possible at Frost.

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