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Credit Collections Associate Jobs (NOW HIRING)

CFS

Credit and Collections Specialist

Ossining, NY

$60K - $75K/yr

Associate's or Bachelor's degree in Accounting, Finance, or Business preferred * 2+ years of credit, collections, or accounts receivable experience * Strong understanding of credit and collection ...

Visionaire Partners

Collections Associate

Cumberland, GA · On-site

$20/hr

Collections Analyst Looking for your next challenging opportunity? Then this role is for you! We ... Monitor aging accounts, assess risk, implement collection actions, and place accounts on credit ...

Sunbit

Collections Associate I

Las Vegas, NV · On-site

$19/hr

Description Title: Collections Associate Location: Las Vegas, Nevada Pay : $19.00/hour + Pay ... For everything else, the Sunbit Credit Card delivers a modern, no-fee credit experience managed in ...

LHH US

Credit and Collections

Forney, TX · Hybrid

$25/hr

Credit & Collections Specialist Mesquite, TX | Hybrid (3 Days In Office) | Full-Time About the ... Marcus Williams Benefit offerings available for our associates include medical, dental, vision ...

Sunbit

Collections Associate I

Las Vegas, NV · On-site

$19/hr

Description Title: Collections Associate Location: Las Vegas, Nevada Pay : $19.00/hour + Pay ... For everything else, the Sunbit Credit Card delivers a modern, no-fee credit experience managed in ...

Charlie Health

Collections Associate

Nashville, TN · Hybrid

$17 - $23.25/hr

Processing invoice and credit requests in accordance with collections guidelines * Timely response to inquiries received from other departments associated with patients care * Navigate and gather ...

LHH US

Credit and Collections

Forney, TX · Hybrid

$25/hr

Credit & Collections Specialist Mesquite, TX | Hybrid (3 Days In Office) | Full-Time About the ... Marcus Williams Benefit offerings available for our associates include medical, dental, vision ...

AVIAT US INC

Credit & Collections Specialist

Austin, TX · On-site

$21.75 - $29/hr

A Bachelor's or Associate Degree in Business Administration, Finance, Management, or equivalent experience is preferred. * 5 years of prior experience in credit and collections is desirable.

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Credit Collections Associate information

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How much do credit collections associate jobs pay per hour?

As of Aug 11, 2026, the average hourly pay for credit collections associate in the United States is $23.40, according to ZipRecruiter salary data. Most workers in this role earn between $21.88 and $24.28 per hour, depending on experience, location, and employer.

What are some common challenges credit collections associates face when working with customers, and how are these challenges typically addressed?

Credit Collections Associates often encounter challenges such as negotiating payment plans with customers who are experiencing financial difficulties or handling situations where customers are unresponsive. These challenges are typically addressed through developing strong communication and negotiation skills, maintaining professionalism, and following company protocols for escalation. Team collaboration is also essential, as associates often work closely with supervisors or legal teams to resolve complex cases and ensure compliance with regulations.

What are the key skills and qualifications needed to thrive as a credit collections associate?

To thrive as a Credit Collections Associate, you need strong analytical abilities, attention to detail, and a background in finance or accounting, often supported by a high school diploma or associate degree. Familiarity with collections management software, CRM systems, and basic Excel functions is typically required. Outstanding communication, negotiation skills, and resilience help build rapport with clients and manage challenging conversations. These skills ensure effective debt recovery, minimize financial risk, and maintain positive customer relationships for the organization.

What is the difference between Credit Collections Associate vs Credit Analyst?

AspectCredit Collections AssociateCredit Analyst
Primary RoleFocuses on collecting overdue payments and managing delinquent accountsAssesses creditworthiness of clients and analyzes credit data
Required SkillsCommunication, negotiation, debt recoveryFinancial analysis, risk assessment, data interpretation
Work EnvironmentCollections departments, customer service settingsFinance, banking, lending institutions
CertificationsTypically none required; some roles may prefer collections or finance certificationsOften requires finance or credit certifications (e.g., CFA, credit certifications)

While both roles operate within the credit industry, a Credit Collections Associate primarily handles debt recovery and account management, whereas a Credit Analyst evaluates credit risk and financial data to inform lending decisions. They share some skills but serve different functions within financial organizations.

What does a credit collections associate do?

A Credit Collections Associate is responsible for contacting customers to collect outstanding payments on overdue accounts. They review account histories, negotiate payment arrangements, and provide information regarding invoices and payment terms. Their role also involves maintaining accurate records of communications and payments, and escalating unresolved accounts as needed. The goal is to ensure timely payment while maintaining positive relationships with customers.
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Credit Collections Associate jobs near you
Infographic showing various Credit Collections Associate job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 69% Full Time, 28% Part Time, 1% Temporary, and 1% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $48,674 per year, or $23.4 per hour.

Credit and Collections Specialist

CFS

Ossining, NY

$60K - $75K/yr

Full-time

Posted 11 days ago

Job description

Credit & Collections Specialist

Location: Ossining, NY
Compensation: $60,000 - $75,000
Work Arrangement: 100% Onsite

About the Opportunity

Our client is seeking a Credit & Collections Specialist to join their accounting team. This role is ideal for someone who enjoys building customer relationships while ensuring timely collections and maintaining healthy accounts receivable balances. The ideal candidate is organized, detail-oriented, and comfortable communicating with customers to resolve outstanding balances.

Key Responsibilities
  • Manage a portfolio of customer accounts and follow up on past-due invoices
  • Contact customers via phone and email to resolve outstanding balances professionally and efficiently
  • Research and resolve billing discrepancies, payment issues, and account questions
  • Evaluate customer creditworthiness and assist with establishing or adjusting credit limits
  • Monitor aging reports and prioritize collection efforts
  • Apply customer payments and reconcile accounts receivable balances
  • Work closely with the Sales, Customer Service, and Accounting teams to resolve account issues
  • Prepare weekly aging reports and collection updates for management
  • Maintain accurate customer records and detailed collection notes
  • Assist with month-end closing activities related to accounts receivable
  • Support process improvements and special projects as needed
Qualifications
  • Associate's or Bachelor's degree in Accounting, Finance, or Business preferred
  • 2+ years of credit, collections, or accounts receivable experience
  • Strong understanding of credit and collection best practices
  • Excellent customer service and negotiation skills
  • Proficiency in Microsoft Excel, including Pivot Tables and VLOOKUP/XLOOKUP
  • Experience with ERP systems such as SAP, Oracle, NetSuite, Microsoft Dynamics, Sage, or similar
  • Strong organizational skills with the ability to prioritize multiple tasks
  • Excellent written and verbal communication skills
Why Apply?
  • Competitive salary and comprehensive benefits package
  • Stable, well-established organization with continued growth
  • Collaborative and supportive team environment
  • Opportunity to make an immediate impact within the accounting department
  • Professional growth and advancement opportunities

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