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Entry Level Collections Jobs (NOW HIRING)

Connexion Systems & Engineering, Inc.

Be Seen First

Collections Specialist

Providence, RI · On-site

$23 - $25/hr

This opportunity is well-suited for entry-level candidates with strong aptitude and interest in accounting/finance , as well as candidates with AR and/or collections experience . (Historically, early ...

Bush Specialty Vehicles

Collections Representative

Mason, OH · On-site

$16 - $20.75/hr

This is an entry-level opportunity ideal for individuals with strong customer service skills who are interested in developing experience in credit, collections, or finance. Training on company ...

Bush Truck Leasing

Collections Representative

Mason, OH · On-site

$16 - $20.75/hr

This is an entry-level opportunity ideal for individuals with strong customer service skills who are interested in developing experience in credit, collections, or finance. Training on company ...

OneMain Financial

Collections Specialist

Tempe, AZ

$18 - $24.25/hr

At OneMain, Collections Specialists are committed to working with our customers in a collaborative ... Entry level, Financial Sales, Management Development, Management Trainee, Finance, Full-time, ...

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Entry Level Collections information

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$12

$21

$30

How much do entry level collections jobs pay per hour?

As of Jul 10, 2026, the average hourly pay for entry level collections in the United States is $21.46, according to ZipRecruiter salary data. Most workers in this role earn between $17.79 and $24.04 per hour, depending on experience, location, and employer.

What is the difference between Entry Level Collections vs Collections Specialist?

AspectEntry Level CollectionsCollections Specialist
Required CredentialsHigh school diploma or equivalent; basic understanding of credit and financeHigh school diploma; some roles may prefer or require additional certifications
Work EnvironmentOffice setting, often in call centers or finance departmentsOffice environment, handling overdue accounts and customer communication
Employer & Industry UsageCommon in banking, finance, healthcare, and retail sectorsTypically found in similar industries, with more experience expected
Search & Comparison IntentEntry level roles for those starting in collectionsMore experienced roles with increased responsibilities

Entry Level Collections positions are designed for individuals starting their careers in debt collection, requiring basic financial knowledge and communication skills. Collections Specialists usually have some experience and handle more complex accounts, often earning higher pay and taking on additional responsibilities. Both roles are vital in finance and customer service sectors, but they differ mainly in experience level and scope of work.

What are entry level collections jobs?

Entry level collections jobs involve contacting individuals or businesses to remind them of overdue payments and assist them in resolving outstanding debts. Employees in these roles typically make phone calls, send emails or letters, and update account records with payment information. They may also negotiate payment arrangements and answer questions about account balances. These positions usually require strong communication skills, basic computer proficiency, and the ability to handle sensitive situations professionally. Training is often provided on company procedures and relevant regulations.

What are the key skills and qualifications needed to thrive as an Entry Level Collections Specialist, and why are they important?

To thrive as an Entry Level Collections Specialist, you need strong communication skills, basic math proficiency, and a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, payment processing systems, and basic office applications is typically required. Persistence, negotiation skills, and professionalism are crucial soft skills that help navigate sensitive financial conversations. These skills ensure effective debt recovery while maintaining positive customer relationships and compliance with regulations.

What are some common challenges faced by entry level collections professionals, and how can they be managed effectively?

Entry level collections professionals often encounter challenges such as handling difficult conversations with customers, meeting collection targets, and maintaining accurate records. Managing these challenges requires strong communication skills, empathy, and a solution-oriented approach to help customers find workable payment solutions. Support from experienced team members, regular training, and using established scripts or guidelines can also help new collectors build confidence and improve their effectiveness in the role.
More about Entry Level Collections jobs
What cities are hiring for Entry Level Collections jobs? Cities with the most Entry Level Collections job openings:
What are the most commonly searched types of Collections jobs? The most popular types of Collections jobs are:
What states have the most Entry Level Collections jobs? States with the most job openings for Entry Level Collections jobs include:
Entry Level Collections jobs near you
Infographic showing various Entry Level Collections job openings in the United States as of July 2026, with employment types broken down into 82% Full Time, 15% Part Time, 1% Temporary, and 2% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $44,646 per year, or $21.5 per hour.

Loan/Collections Officer(entry level)

PH Financial Services, LLC

Saint Louis, MO

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 10 days ago

Job description

Loan amp; Collections Officer (Entry-Level)
St. Louis, MO 63121

Start your career where growth isn’t just possible, it’s expected.

We’re looking for a dependable, detail-oriented Loan amp; Collections Officer to join our team in St. Louis. This is the perfect opportunity for someone ready to step into the financial services world, build real skills, and grow into something bigger.

If you’re organized, people-focused, and not afraid to pick up the phone and solve problems, you might be exactly who we’re looking for.

What You’ll Do
  • Take, process and underwrite loan applications
  • Answer incoming calls with professionalism and confidence
  • Assist customers with account questions and payment solutions
  • Maintain accurate and organized files and records
  • Contribute to marketing efforts and customer outreach
  • Communicate clearly with both team members and clients
  • Make collections calls and other daily administrative tasks
What We’re Looking For
  • Basic understanding of loans or collections (helpful, not required)
  • Strong organizational and administrative skills
  • Reliable, dependable, and consistent work ethic
  • Comfortable using computers and Microsoft Office (especially Outlook)
  • Excellent communication skills, both verbal and written
What You’ll Get

We believe good work deserves good rewards:

  • Medical, Dental, and Vision Insurance
  • Life Insurance
  • 401(k) with company participation
  • 11 Paid Holidays
  • Paid Birthday Holiday (yes, your day is your day)
  • Opportunities for growth and advancement
Why Join Us?

This isn’t just a job, it’s a launchpad. You’ll gain hands-on experience, learn the ins and outs of lending and collections, and be part of a team that values accountability, growth, and doing things the right way.

How to Apply

Submit your resume and a brief cover letter to be considered. Tell us why you’d be a great fit—we’re excited to meet you.

Apply