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Debt Collector Jobs (NOW HIRING)

Elite Business Resources, LLC

Collector

Shreveport, LA · On-site

$18.75 - $24.75/hr

The Medical Debt Collector is responsible for contacting patients and insurance companies regarding outstanding medical balances, arranging payment plans, and maintaining accurate account records ...

NRA Group, LLC

Be Seen First

Debt Collector

Mount Laurel, NJ · On-site

$17 - $20/hr (+ commission)

About Us: NRA Group, LLC is an On-Site non-banking financial company that has been successfully providing extended business office, payment processing, revenue recovery services and credit bureau ...

RSI

Bad Debt Collector

Glendale, AZ · On-site

$17/hr

You'll flex your skills in skip tracing to track down those debtors and make sure you're on top of correspondence. Occasionally you'll do some follow-up to insurance companies for a smooth account ...

Bail Hotline

Experienced Debt Collector

Riverside, CA · On-site

$20 - $22/hr (+ commission)

Debt Collections Specialist Our Financial Services team is currently seeking dynamic, highly motivated, qualified candidates to join its team at our corporate office in Downtown Riverside who are ...

RSI ENTERPRISES INC

Bad Debt Collector

Glendale, AZ · Remote

$17/hr

You'll flex your skills in skip tracing to track down those debtors and make sure you're on top of correspondence. Occasionally you'll do some follow-up to insurance companies for a smooth account ...

Charlie Health

Debt Collector Associate

Nashville, TN · Hybrid

$15.50 - $20/hr

About the Role At Charlie Health, we take great care in estimating out-of-pocket costs associated with the care we deliver and one of our top priorities is to minimize costs to our patients and their ...

Charlie Health

Debt Collector Associate

Nashville, TN · Hybrid

$15.50 - $20/hr

Why Charlie Health? Millions of people across the country are navigating mental health conditions, substance use disorders, and eating disorders, but too often, they're met with barriers to care.

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Debt Collector information

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How much do debt collector jobs pay per hour?

As of Sep 1, 2026, the average hourly pay for debt collector in the United States is $18.39, according to ZipRecruiter salary data. Most workers in this role earn between $15.38 and $19.95 per hour, depending on experience, location, and employer.

What is a debt collector?

The job of a debt collector is to collect on a debt that a person owes, like a late credit card or mortgage payment. They often work for a debt collection agency or for a creditor who is seeking a debtor. Their duties may entail finding the debtor, contacting them by phone or mail, and negotiating payments. Debt collection is regulated by the federal government. Collection agencies may use internal collectors or contract out to another firm.

What are the key skills and qualifications needed to thrive as a debt collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, phone systems, and payment processing tools is often required. Excellent communication, resilience, and problem-solving skills help build rapport with clients and handle challenging conversations. These competencies are crucial for maximizing debt recovery while maintaining compliance and positive client relations.

What are some common challenges faced by debt collectors, and how can they handle them effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, meeting collection targets, and managing high call volumes. Effective communication and strong negotiation skills are key to overcoming these obstacles, as is maintaining professionalism and empathy during difficult conversations. Many organizations provide training and support to help collectors handle objections, comply with regulations, and manage stress, making it important for job seekers to seek out employers with robust support systems.

What is the difference between Debt Collector vs Credit Analyst?

AspectDebt CollectorCredit Analyst
Required CredentialsHigh school diploma; sometimes certifications in collectionsBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, banks, or healthcare providersBanks, financial institutions, or credit bureaus
Employer & Industry UsagePrimarily in debt recovery and collectionsInvolved in assessing creditworthiness and risk analysis
Common Search & Comparison IntentUnderstanding debt recovery rolesEvaluating credit risk and financial health

While both roles are involved in finance, a Debt Collector focuses on recovering unpaid debts, often working directly with delinquent accounts. A Credit Analyst assesses creditworthiness to determine lending risks. The roles differ in responsibilities, credentials, and work environments, but both are essential in financial operations.

Is it hard to be a debt collector?

Being a debt collector can be challenging due to the need for strong communication skills, resilience, and adherence to legal regulations. The job often involves handling difficult conversations and managing stressful situations, but training and experience can help improve effectiveness and reduce difficulty.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, basic computer proficiency, and sometimes a background check; some states also require licensing or certification depending on local regulations.
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For Debt Collector jobs, the most frequently searched job titles are:

Debt Collector jobs near you
Infographic showing various Debt Collector job openings in the United States as of August 2026, with employment types broken down into 86% Full Time, 12% Part Time, 1% Temporary, and 1% Contract. Highlights an 86% Physical, 3% Hybrid, and 11% Remote job distribution, with an average salary of $38,249 per year, or $18.4 per hour.

Collector

Elite Business Resources, LLC

Shreveport, LA • On-site

$18.75 - $24.75/hr

Full-time

Re-posted 13 days ago

Job description

We are seeking a detail-oriented and professional Medical Debt Collector to join our team. The Medical Debt Collector is responsible for contacting patients and insurance companies regarding outstanding medical balances, arranging payment plans, and maintaining accurate account records while ensuring compliance with healthcare and collection regulations.
Responsibilities:
  • Contact patients by phone, email, or mail regarding overdue medical accounts
  • Review patient billing information and explain charges and payment options
  • Set up payment arrangements and process payments
  • Communicate with insurance companies to verify claims and resolve billing issues
  • Maintain accurate records of collection activities and account updates
  • Follow federal and state debt collection laws and HIPAA regulations
  • Resolve patient concerns professionally and courteously
  • Monitor delinquent accounts and recommend further action when necessary
Requirements:
  • High school diploma or equivalent required
  • Previous experience in medical billing, collections, or healthcare administration preferred
  • Knowledge of medical terminology, insurance claims, and billing procedures
  • Strong communication and negotiation skills
  • Ability to handle confidential information with professionalism
  • Basic computer and data entry skills
  • Familiarity with HIPAA and debt collection regulations is a plus
Elite Business Resources logo

About Elite Business Resources

Sourced by ZipRecruiter

Elite Business Resources, LLC was founded in 2021 by Cody Hinson, Owner. With the desire to create and promote opportunity for those seeking employment and for businesses seeking assistance in finding the perfect candidate, Cody laid the foundation for a new era in Staffing. Doing business should not just be business, but a relationship formed to create a longstanding partnership between vendor and client. We strive to grow our business with honesty and integrity by staying committed to our clients and employees. Our professional staff have over 28 years of combined experience in sourcing, screening and placing employees with flourishing clients in government and civilian sectors across all industries. Each staff member is committed to assisting clients improve the bottom line and helping applicants find the best job possible to ensure they prosper in our economy.

Industry

Recruiting and staffing services

Company size

51 - 200 Employees

Headquarters location

Shreveport, LA, US

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