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Debt Collector Jobs in Utah (NOW HIRING)

America First Credit Union

Teller

Clinton, UT

$15.50 - $20.39/hr

ScheduleMon - Sat FlexOverview Full-time: 30hrs a Week Pay range: $15.50-$20.39/hour (based on experience; higher rates for certified tellers) What will you do? * Tellers act as service ...

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How much do debt collector jobs pay per hour?

As of Aug 29, 2026, the average hourly pay for debt collector in Utah is $16.74, according to ZipRecruiter salary data. Most workers in this role earn between $13.99 and $18.17 per hour, depending on experience, location, and employer.

What is a debt collector?

The job of a debt collector is to collect on a debt that a person owes, like a late credit card or mortgage payment. They often work for a debt collection agency or for a creditor who is seeking a debtor. Their duties may entail finding the debtor, contacting them by phone or mail, and negotiating payments. Debt collection is regulated by the federal government. Collection agencies may use internal collectors or contract out to another firm.

What are the key skills and qualifications needed to thrive as a debt collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, phone systems, and payment processing tools is often required. Excellent communication, resilience, and problem-solving skills help build rapport with clients and handle challenging conversations. These competencies are crucial for maximizing debt recovery while maintaining compliance and positive client relations.

What are some common challenges faced by debt collectors, and how can they handle them effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, meeting collection targets, and managing high call volumes. Effective communication and strong negotiation skills are key to overcoming these obstacles, as is maintaining professionalism and empathy during difficult conversations. Many organizations provide training and support to help collectors handle objections, comply with regulations, and manage stress, making it important for job seekers to seek out employers with robust support systems.

What is the difference between Debt Collector vs Credit Analyst?

AspectDebt CollectorCredit Analyst
Required CredentialsHigh school diploma; sometimes certifications in collectionsBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, banks, or healthcare providersBanks, financial institutions, or credit bureaus
Employer & Industry UsagePrimarily in debt recovery and collectionsInvolved in assessing creditworthiness and risk analysis
Common Search & Comparison IntentUnderstanding debt recovery rolesEvaluating credit risk and financial health

While both roles are involved in finance, a Debt Collector focuses on recovering unpaid debts, often working directly with delinquent accounts. A Credit Analyst assesses creditworthiness to determine lending risks. The roles differ in responsibilities, credentials, and work environments, but both are essential in financial operations.

Is it hard to be a debt collector?

Being a debt collector can be challenging due to the need for strong communication skills, resilience, and adherence to legal regulations. The job often involves handling difficult conversations and managing stressful situations, but training and experience can help improve effectiveness and reduce difficulty.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, basic computer proficiency, and sometimes a background check; some states also require licensing or certification depending on local regulations.
More about Debt Collector jobs

What are the most commonly searched types of Debt Collector jobs in Utah?

The most popular types of Debt Collector jobs in Utah are:

What are popular job titles related to Debt Collector jobs in Utah?

For Debt Collector jobs in Utah, the most frequently searched job titles are:

What job categories do people searching Debt Collector jobs in Utah look for?

The top searched job categories for Debt Collector jobs in Utah are:

What are popular job titles related to Debt Collector jobs in UT?

For Debt Collector jobs in UT, the most frequently searched job titles are:

Debt Collector jobs near you
Infographic showing various Debt Collector job openings in Utah as of August 2026, with employment types broken down into 87% Full Time, 12% Part Time, and 1% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $34,820 per year, or $16.7 per hour.

Loan Collector - Midvale, UT (In Office)

Enterprise Services

Midvale, UT

$20/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 25 days ago

Job description

Zions Bancorporation is now accepting resumes for our Loan Collector position located in at our new Technology Campus located at 7860 South Bingham Junction Blvd, Midvale, UT 84047.  This position is in office.  The salary for this role is up to $20.00 per hour depending on experience.  The ideal candidate for this position will have the skills and experience necessary to meet the following job responsibilities:

         Contacts customers via telephone to inform them of delinquency, to determine reason(s) for it, and to obtain commitment to pay, negotiate payment in full or payment arrangements.

         Updates customers' accounts on a computer system.

         Adheres to established guidelines when determining appropriate collection remedy.

         Develops and works through repayment schedules with various alternatives, in addition to explaining consequences of delinquency, to customer in the attempt of obtaining payments.

         Perform skip tracing and due diligence functions to ensure compliance of all Federal Regulations.

         Adheres to the Fair Debt Collection Practices Act as well as all bankruptcy laws both state and federal.

         May also be considered a field collection job.

         Other duties as assigned.

Schedule will be either Monday to Friday or Tuesday to Saturday 9:30-6:00 pm 

Qualifications:

         Requires High School diploma or equivalent and some experience in collections, customer service, preferably in banking or finance or other directly years related experience.

         Basic knowledge of consumer and small business loans, credit cards, overdrafts and collection processes.

         Must have excellent customer service skills.

         Solid verbal communication skills, effective telephone techniques and the ability to be firm, direct, and concise, while maintaining a professional manner at all times.

         Ability and skills to effectively deal with borrowers, attorneys, and third parties while remaining professional at all times to cure a past due account.

         Solid follow-up and negotiation skills.

         Ability to work independently, prioritize and organize work.

         Basic knowledge of regulatory requirements.

         Solid math, reading and writing competencies, reasoning and PC skills (i.e. excel, word, etc).

Benefits: 

         Medical, Dental and Vision Insurance - START DAY ONE! 

         Life and Disability Insurance, Paid Parental Leave and Adoption Assistance

         Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts

         Paid Training, Paid Time Off (PTO) and Paid Federal Holidays, and any applicable state holidays

         401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience

         Mental health benefits including coaching and therapy sessions

         Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire

         Employee Ambassador preferred banking products

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