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Debt Collection Specialist Jobs (NOW HIRING)

Law Firm

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Debt Collection Specialist

Islandia, NY · On-site

$22 - $24/hr

Account Resolution Specialist - Collections Agent Islandia, NY | Join a High-Energy, High-Reward Team! Are you a persuasive communicator with a passion for problem-solving? Ready to turn your talent ...

DS Erickson & Associates PLLC

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Debt Collection Specialist

Eagan, MN · On-site

$38K - $55K/yr

Analyze files, data and leads to generate high-quality contact information for the collection team. * Discovery & Research: Conduct deep-dive research into employment, property records, and financial ...

DS Erickson & Associates PLLC

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Debt Collection Specialist

Eden Prairie, MN · On-site

$38K - $55K/yr

Analyze files, data and leads to generate high-quality contact information for the collection team. * Discovery & Research: Conduct deep-dive research into employment, property records, and financial ...

DS Erickson & Associates PLLC

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Debt Collection Specialist

Edina, MN · On-site

$38K - $55K/yr

Analyze files, data and leads to generate high-quality contact information for the collection team. * Discovery & Research: Conduct deep-dive research into employment, property records, and financial ...

Main One Mediation Group

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Debt Collection Specialist

Conyers, GA · On-site

$15 - $18/hr

Main One Mediation Group is growing and we're looking for motivated, professional individuals to join our team! We collect on credit cards, installment and auto loan accounts. Pay: $15-$18 per hour ...

Main One Mediation Group

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Debt Collection Specialist

Conyers, GA · On-site

$15 - $18/hr

Main One Mediation Group is growing and we're looking for motivated, professional individuals to join our team! We collect on credit cards, installment and auto loan accounts. Pay: $15-$18 per hour ...

Credit Control LLC

Debt Collections Specialist

Tampa, FL · On-site

$35K - $75K/yr

Debt Collection Specialist (IN OFFICE) Join an Award-Winning Team and Earn Up to $77,000+ Per Year! - Location: Tampa, FL (9929 Race Track Rd., Tampa, FL 33626) - Compensation: $35,000 - $77,000 ...

Credit Control LLC

Debt Collections Specialist

Tampa, FL · On-site

$77K/yr

Debt Collection Specialist (IN OFFICE) Join an Award-Winning Team and Earn Up to $77,000+ Per Year! - Location: Tampa, FL (9929 Race Track Rd., Tampa, FL 33626) - Compensation: $35,000 - $77,000 ...

Credit Control LLC

Debt Collections Specialist

Tampa, FL · On-site

$77K/yr

Debt Collection Specialist (IN OFFICE) Join an Award-Winning Team and Earn Up to $77,000+ Per Year! - Location: Tampa, FL (9929 Race Track Rd., Tampa, FL 33626) - Compensation: $35,000 - $77,000 ...

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Debt Collection Specialist information

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How much do debt collection specialist jobs pay per hour?

As of Sep 5, 2026, the average hourly pay for debt collection specialist in the United States is $23.00, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $28.61 per hour, depending on experience, location, and employer.

What is a debt collection specialist?

Debt Collection Specialists are professionals responsible for recovering overdue payments from individuals or businesses on behalf of creditors. They contact debtors via phone, email, or letters, negotiate repayment plans, and maintain accurate records of all collection activities. Their role often requires strong communication and negotiation skills, as well as knowledge of relevant laws and regulations. Debt Collection Specialists may work for collection agencies, financial institutions, or directly within companies that offer credit to customers.

What are the key skills and qualifications needed to thrive as a debt collection specialist?

To thrive as a Debt Collection Specialist, you need strong negotiation, communication, and analytical skills, typically supported by a high school diploma or equivalent. Familiarity with collections management software, CRM systems, and knowledge of relevant regulations like the Fair Debt Collection Practices Act (FDCPA) are important. Excellent interpersonal skills, patience, and resilience help in building rapport with clients and handling challenging conversations. These abilities are crucial for maximizing debt recovery while maintaining compliance and positive client relationships.

What are some common challenges debt collection specialists face, and how can they effectively navigate them?

Debt Collection Specialists often encounter challenges such as dealing with unresponsive or distressed debtors, maintaining compliance with federal and state regulations, and achieving collection targets without damaging customer relationships. To navigate these challenges, specialists rely on excellent communication skills, empathy, and strong knowledge of relevant laws like the Fair Debt Collection Practices Act (FDCPA). Proactive problem-solving, ongoing training, and support from experienced team members also help specialists handle difficult situations while staying professional and effective.

What is the difference between Debt Collection Specialist vs Credit Analyst?

AspectDebt Collection SpecialistCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collections or financeBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, financial institutions, or corporate collections departmentsBanks, lending companies, or financial services firms
Employer & Industry UsagePrimarily in debt recovery and collectionsIn credit risk assessment and loan evaluation
Common Search & Comparison IntentUnderstanding roles in debt recoveryAssessing creditworthiness and financial risk

While both roles involve finance and customer interaction, a Debt Collection Specialist focuses on recovering overdue payments, often working in collections agencies or departments. A Credit Analyst evaluates credit data to determine loan eligibility and financial risk. The roles differ in their primary objectives but share some foundational financial knowledge and communication skills.

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For Debt Collection Specialist jobs, the most frequently searched job titles are:

Debt Collection Specialist jobs near you
Infographic showing various Debt Collection Specialist job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 83% Full Time, 14% Part Time, and 2% Contract. Highlights an 85% Physical, 2% Hybrid, and 13% Remote job distribution, with an average salary of $47,832 per year, or $23 per hour.

Debt Collection Specialist

Law Firm

Islandia, NY • On-site

$22 - $24/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 2 days ago

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Job description

Now Hiring: Account Resolution Specialist – Collections Agent

Islandia, NY | Join a High-Energy, High-Reward Team!

Are you a persuasive communicator with a passion for problem-solving? Ready to turn your talent into a rewarding career? We’re looking for driven, goal-oriented professionals to join our elite collections team and help us take our operations to the next level.


At the heart of our success is our people—and we’re growing. If you're ready to make an impact and be recognized for your results, this is your moment.


What You’ll Do

  • Connect with customers to resolve delinquent accounts and bring them current.
  • Process payments and update account records with precision.
  • Follow up on unpaid accounts and recommend next steps.
  • Keep detailed records and maintain account status updates.


What You Bring

  • Experience in collections, billing, or customer service.
  • Strong communication skills—clear, confident, and professional.
  • A knack for building rapport and navigating tough conversations.
  • Ability to multitask, prioritize, and stay organized in a fast-paced environment.


What You’ll Get

  • Competitive base pay + aggressive commissions
  • Top-tier benefits including:
    • Paid Time Off (PTO)
    • Medical & Dental
    • 401(k) plan
    • Paid training
    • Referral bonuses
  • Clear path to advancement—we promote from within!


Ready to Level Up?

If you're hungry for success and want to be part of a team that values hustle, heart, and results—apply now and let’s talk about your future with us.