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Debt Collection Specialist Jobs (NOW HIRING)

Action Collection Service

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Debt Collection Specialist

Boise, ID · On-site

$18.50 - $19.50/hr

ACS Inc. is looking for a Collection Specialist who can help us achieve our company goals. The ideal applicant will be responsible for collecting past due accounts from our extensive portfolio. We ...

DS Erickson & Associates PLLC

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Debt Collection Specialist

Eagan, MN · On-site

$38K - $55K/yr

Analyze files, data and leads to generate high-quality contact information for the collection team. * Discovery & Research: Conduct deep-dive research into employment, property records, and financial ...

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DS Erickson & Associates PLLC

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Debt Collection Specialist

Eden Prairie, MN · On-site

$38K - $55K/yr

Analyze files, data and leads to generate high-quality contact information for the collection team. * Discovery & Research: Conduct deep-dive research into employment, property records, and financial ...

Urgent

DS Erickson & Associates PLLC

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Debt Collection Specialist

Edina, MN · On-site

$38K - $55K/yr

Analyze files, data and leads to generate high-quality contact information for the collection team. * Discovery & Research: Conduct deep-dive research into employment, property records, and financial ...

Urgent

Law Firm

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Debt Collection Specialist

Islandia, NY · On-site

$22 - $24/hr

Account Resolution Specialist - Collections Agent Islandia, NY | Join a High-Energy, High-Reward Team! Are you a persuasive communicator with a passion for problem-solving? Ready to turn your talent ...

ProCollect

Collection Specialist

Dallas, TX · On-site

$1K/wk

***$1,500.00 Hiring Bonus*** *** 1 year of Debt Collection experience is required*** As a Collection Specialist with ProCollect, you will carefully adhere to policies, procedures and laws related to ...

Datrose, Inc

Debt Counselor

Buffalo, NY · Remote

$16/hr

Our client is a leading financial services company and they are seeking a Debt Collection Specialist for their team. This is a temp to hire position (W2 Only) that is expected to last approximately ...

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Debt Collection Specialist information

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$7

$22

$36

How much do debt collection specialist jobs pay per hour?

As of Jun 12, 2026, the average hourly pay for debt collection specialist in the United States is $23.00, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $28.61 per hour, depending on experience, location, and employer.

What is the 7 7 7 rule for debt collectors?

The 7 7 7 rule for debt collectors refers to a guideline that limits the number of times they can contact a debtor—typically no more than seven calls per week, seven days a week, and seven attempts to reach the debtor. As a Debt Collection Specialist, understanding such regulations helps ensure compliance with the Fair Debt Collection Practices Act (FDCPA) and maintain ethical communication standards.

What is the difference between Debt Collection Specialist vs Credit Analyst?

AspectDebt Collection SpecialistCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collections or financeBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, financial institutions, or corporate collections departmentsBanks, lending companies, or financial services firms
Employer & Industry UsagePrimarily in debt recovery and collectionsIn credit risk assessment and loan evaluation
Common Search & Comparison IntentUnderstanding roles in debt recoveryAssessing creditworthiness and financial risk

While both roles involve finance and customer interaction, a Debt Collection Specialist focuses on recovering overdue payments, often working in collections agencies or departments. A Credit Analyst evaluates credit data to determine loan eligibility and financial risk. The roles differ in their primary objectives but share some foundational financial knowledge and communication skills.

What does a debt collection specialist do?

A debt collection specialist is responsible for contacting individuals or businesses to recover overdue payments on delinquent accounts. They often use phone calls, emails, and negotiation skills to arrange repayment plans and ensure compliance with relevant laws. The role typically requires strong communication skills and knowledge of debt collection regulations.

What are some common challenges Debt Collection Specialists face, and how can they effectively navigate them?

Debt Collection Specialists often encounter challenges such as dealing with unresponsive or distressed debtors, maintaining compliance with federal and state regulations, and achieving collection targets without damaging customer relationships. To navigate these challenges, specialists rely on excellent communication skills, empathy, and strong knowledge of relevant laws like the Fair Debt Collection Practices Act (FDCPA). Proactive problem-solving, ongoing training, and support from experienced team members also help specialists handle difficult situations while staying professional and effective.

What are Debt Collection Specialists?

Debt Collection Specialists are professionals responsible for recovering overdue payments from individuals or businesses on behalf of creditors. They contact debtors via phone, email, or letters, negotiate repayment plans, and maintain accurate records of all collection activities. Their role often requires strong communication and negotiation skills, as well as knowledge of relevant laws and regulations. Debt Collection Specialists may work for collection agencies, financial institutions, or directly within companies that offer credit to customers.

What jobs pay 2000 a day?

Jobs that can pay $2,000 a day often include high-level roles such as debt collection specialists working in large-scale or high-value cases, financial advisors, or specialized consultants. These positions typically require extensive experience, strong negotiation skills, and sometimes certifications, and they may involve commission or performance-based pay structures.

What are the key skills and qualifications needed to thrive as a Debt Collection Specialist, and why are they important?

To thrive as a Debt Collection Specialist, you need strong negotiation, communication, and analytical skills, typically supported by a high school diploma or equivalent. Familiarity with collections management software, CRM systems, and knowledge of relevant regulations like the Fair Debt Collection Practices Act (FDCPA) are important. Excellent interpersonal skills, patience, and resilience help in building rapport with clients and handling challenging conversations. These abilities are crucial for maximizing debt recovery while maintaining compliance and positive client relationships.

What job makes $10,000 a month without a degree?

A Debt Collection Specialist can potentially earn $10,000 or more per month through commissions and bonuses, especially in high-volume or successful agencies. Success in this role depends on strong communication skills, persistence, and experience with collection tools, often without requiring a formal degree.
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Debt Collection Specialist jobs near you
Infographic showing various Debt Collection Specialist job openings in the United States as of June 2026, with employment types broken down into 4% Locum Tenens, 4% As Needed, 45% Full Time, 39% Part Time, 4% Temporary, and 4% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $47,832 per year, or $23 per hour.

Debt Collection Specialist

MBA CONSULT US LLC

Mount Pleasant, SC • Remote

$20 - $22/hr

Full-time

Posted 20 days ago

Job description

Debt Collection Specialist – Remote

MBA CONSULT US LLC is seeking a motivated and professional Debt Collection Specialist to join our growing remote team. This is an excellent opportunity for someone who thrives in a fast-paced environment, has strong communication skills, and is committed to achieving results while maintaining respectful and positive customer relationships.
Working Hours
Tuesday to Saturday
12:00 noon – 20:00 ( Eastern Time Zone)
Salary
Up to $22 per hour, depending on experience and qualifications.
Key Responsibilities
  • Manage and resolve outstanding debt accounts through professional communication.

  • Negotiate payment arrangements and settlements to maximise recoveries.

  • Maintain accurate records of all customer interactions and account activity.

  • Conduct skip tracing to locate customers and ensure timely follow-up.

  • Work closely with colleagues to improve collection strategies and performance.

  • Ensure full compliance with federal and state debt collection regulations.

  • Deliver excellent customer service during challenging conversations.

  • Prepare reports on collection performance and account progress.

Requirements
  • Previous experience in debt collection, collections, or a related field preferred.
  • Strong negotiation and communication skills.
  • Ability to handle sensitive situations professionally and with empathy.
  • Knowledge of FDCPA regulations is an advantage.
  • Good computer skills, including Microsoft Office and collection software.
  • Strong attention to detail and organisational skills.
  • Ability to work independently while contributing to a team environment.
  • High school diploma or equivalent (additional education is a plus).
About Us
MBA CONSULT US LLC has been a trusted provider of debt recovery solutions for over a decade, serving clients in South Carolina and beyond. We are committed to ethical practices, excellent service, and creating a positive working environment where employees feel valued, supported, and empowered.
If you are driven, professional, and ready to join a growing company, we would love to hear from you.