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Bank Debt Collection Jobs (NOW HIRING)

D & A Services, LLC

Debt Collector - Houston

Houston, TX · On-site

$17 - $23/hr

No evenings or weekends D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ...

D & A Services, LLC

Debt Collector - Houston

Houston, TX · On-site

$17 - $23/hr

No evenings or weekends D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ...

D & A Services, LLC

Collector

Des Plaines, IL · On-site

$18 - $23/hr

No evenings or weekends D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ...

D & A Services, LLC

Collector

Des Plaines, IL · On-site

$18 - $23/hr

No evenings or weekends D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ...

D & A Services, LLC

Collector - Metairie

Metairie, LA · On-site

$18 - $25/hr

No evenings or weekends D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ...

D & A Services, LLC

Collector

Des Plaines, IL

$17 - $23/hr

No evenings or weekends D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ...

D & A Services, LLC

Collector - Metairie

Metairie, LA · On-site

$18 - $25/hr

No evenings or weekends D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ...

D & A Services, LLC

Collector - Metairie, LA

Metairie, LA · On-site

$18 - $25/hr

No evenings or weekends D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ...

D & A Services, LLC

Bilingual Collectors

Houston, TX · On-site

$17 - $23/hr

Houston, TX $17 - $23 Hourly 100 % On-Site Role D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established ...

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All JobsBank Debt Collection Jobs

Bank Debt Collection information

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$7

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How much do bank debt collection jobs pay per hour?

As of Jul 31, 2026, the average hourly pay for bank debt collection in the United States is $23.00, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $28.61 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Bank Debt Collection Agent, and why are they important?

To thrive as a Bank Debt Collection Agent, you need a solid understanding of financial regulations, debt recovery processes, and strong negotiation skills, often supported by a background in finance or customer service. Familiarity with collections management software, CRM systems, and compliance tools is typically required. Excellent communication, resilience, and problem-solving abilities help agents handle difficult conversations and maintain professionalism. These skills are crucial for recovering debts effectively while preserving client relationships and ensuring adherence to legal standards.

What qualifications do you need to be a debt collector?

To work as a debt collector, candidates typically need a high school diploma or equivalent. Strong communication, negotiation skills, and knowledge of debt collection laws are important; some employers may prefer prior experience or relevant certifications. A clean background check is often required due to the sensitive nature of the work.

What are some common challenges faced by professionals in bank debt collection, and how can they be managed effectively?

Bank debt collection professionals often encounter challenges such as dealing with unresponsive or distressed clients, adhering to strict regulatory and compliance guidelines, and managing a high volume of accounts. Effective communication and negotiation skills are essential for building rapport and encouraging repayment. Staying organized and up-to-date with legal requirements helps avoid compliance issues, while collaboration with legal teams and other departments can assist in resolving complex cases and improving recovery rates.

How much do debt collectors earn?

Debt collectors typically earn a median annual salary of around $40,000 to $50,000, with experienced professionals or those in supervisory roles earning higher. Compensation can include base pay, commissions, and bonuses, and may vary based on location, experience, and employer size.

How much money do debt collectors make?

Debt collectors' salaries vary based on experience, location, and employer, but the median annual wage in the industry is around $40,000 to $50,000. Many collectors earn additional commissions or bonuses based on recovery performance, and roles often require strong communication skills and knowledge of debt collection laws.

What is the 7 7 7 rule for debt collectors?

The 7 7 7 rule in debt collection refers to a guideline where collectors are advised to contact debtors no more than seven times over seven days and to wait at least seven days between contact attempts. This rule helps ensure compliance with regulations like the Fair Debt Collection Practices Act (FDCPA) and promotes respectful communication. Debt collectors must also adhere to rules about timing and methods of contact to avoid harassment.

What are bank debt collectors?

Bank debt collectors are professionals or agencies hired by banks to recover outstanding debts from customers who have failed to make payments on loans, credit cards, or other financial products. Their role involves contacting debtors, negotiating repayment plans, and sometimes taking legal action if debts remain unpaid. They must follow strict regulations to ensure fair treatment of borrowers and protect consumer rights. Bank debt collectors often use phone calls, letters, and sometimes in-person visits to encourage repayment. Their main goal is to help banks recover owed money while maintaining compliance with relevant laws.

What is the difference between Bank Debt Collection vs Credit Analyst?

AspectBank Debt CollectionCredit Analyst
Required CredentialsHigh school diploma or equivalent; sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections departments, often in call centers or officesFinancial institutions, analyzing credit data in office settings
Employer & Industry UsageBanks, lending companies, debt collection agenciesBanks, investment firms, credit departments
Common Search & ComparisonOften compared for debt recovery rolesCompared for credit risk assessment roles

Bank Debt Collectors focus on recovering overdue payments by contacting debtors, often working in call centers. Credit Analysts evaluate creditworthiness of individuals or companies to inform lending decisions. While both roles involve financial data, debt collectors primarily pursue overdue payments, whereas credit analysts assess risk before extending credit.

More about Bank Debt Collection jobs
What are the most commonly searched types of Bank Debt Collection jobs? The most popular types of Bank Debt Collection jobs are:
What states have the most Bank Debt Collection jobs? States with the most job openings for Bank Debt Collection jobs include:
What job categories do people searching Bank Debt Collection jobs look for? The top searched job categories for Bank Debt Collection jobs are:
Bank Debt Collection jobs near you
Infographic showing various Bank Debt Collection job openings in the United States as of July 2026, with employment types broken down into 69% Full Time, 11% Part Time, and 20% Contract. Highlights an 75% Physical, 3% Hybrid, and 22% Remote job distribution, with an average salary of $47,832 per year, or $23 per hour.

Experienced Debt Collection Specialist II

POM Recoveries, Inc.

Farmingdale, NY

$16 - $25/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 19 days ago

Job description

We are hiring Experienced Debt Collection Specialists with a background in bank, retail, or credit union receivables. This role requires strong communication, negotiation, and account resolution skills in a fast-paced environment.

Responsibilities:

  • Handle inbound and outbound collection calls
  • Collect on delinquent accounts (bank, retail, credit union portfolios)
  • Negotiate payment arrangements and resolve account issues
  • Perform account research, reconciliation, and documentation
  • Maintain compliance with all applicable regulations
  • Meet or exceed individual performance goals

Benefits:

  • $16.00 to $25.00 hourly rate + uncapped bonus potential
  • Monthly incentive programs
  • 3 weeks paid training
  • Medical, dental, vision, and 401(k)
  • Paid time off (vacation, holidays, sick time)
  • Employee referral program
  • Flexible scheduling

Apply