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Collector Debt Collector Jobs (NOW HIRING)

Energy Service Experts

Debt Collector

Houston, TX · On-site

$19 - $21/hr

Debt Collector Spruce Power THE ROLE: Debt Collector Spruce Power, a leading provider of solar energy to over 53,000 customers, is the nation's #1 independent residential solar servicing company, and ...

D & A Services, LLC

Debt Collector - Houston

Houston, TX · On-site

$17 - $23/hr

As a Debt Collector, you will be responsible for managing and collecting outstanding debts from clients or customers. A successful candidate will possess excellent communication skills, strong ...

Makowsky Ringel Greenberg, LLC

Debt Collector

Memphis, TN · On-site

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position in Memphis, Tennessee. ARS works primarily with commercial and residential / multi-family property ...

D & A Services, LLC

Debt Collector - Houston

Houston, TX · On-site

$17 - $23/hr

As a Debt Collector, you will be responsible for managing and collecting outstanding debts from clients or customers. A successful candidate will possess excellent communication skills, strong ...

Makowsky Ringel Greenberg, LLC

Debt Collector

Memphis, TN

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position in Memphis, Tennessee. ARS works primarily with commercial and residential / multi-family property ...

D & A Services, LLC

Debt Collector - Houston

Houston, TX · On-site

$17 - $23/hr

As a Debt Collector, you will be responsible for managing and collecting outstanding debts from clients or customers. A successful candidate will possess excellent communication skills, strong ...

Makowsky Ringel Greenberg, LLC

Debt Collector

Memphis, TN · On-site

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position in Memphis, Tennessee. ARS works primarily with commercial and residential / multi-family property ...

Spruce Power

Debt Collector

Houston, TX · On-site

Debt Collector Spruce Power THE ROLE: Debt Collector Spruce Power, a leading provider of solar energy to over 53,000 customers, is the nation's #1 independent residential solar servicing company, and ...

COMMUNITY FIRST BANK

Debt Collector

New Iberia, LA · On-site

$12.50 - $16/hr

Position Summary The Debt Collector is responsible for managing and collecting delinquent consumer loan accounts while maintaining positive customer relationships. This position works directly with ...

New

Blitt and Gaines

Debt Collector

Vernon Hills, IL · On-site

$18 - $25/hr

Collector Job Summary: Blitt & Gaines, P.C. is seeking a motivated and detail-oriented Collector to ... Solid understanding of federal and state debt collection laws, including FDCPA Knowledge/Skills ...

Aldridge Pite Haan

Be Seen First

Bilingual Debt Collector

Atlanta, GA · On-site

$21 - $23/hr

We are a legal collections law firm operating in several states and we are looking for ​a Bilingual Debt Collector with a good attitude to join our team! Responsibilities: * Make/receive minimum ...

New

34259 - Blitt and Gaines PC

Debt Collector

Saint Louis, MO · On-site

$18 - $25/hr

Collector Job Summary: Blitt & Gaines, P.C. is seeking a motivated and detail-oriented Collector to ... Solid understanding of federal and state debt collection laws, including FDCPA Knowledge/Skills ...

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All JobsCollector Debt Collector Jobs

Collector Debt Collector information

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How much do collector debt collector jobs pay per hour?

As of Jun 12, 2026, the average hourly pay for collector debt collector in the United States is $18.39, according to ZipRecruiter salary data. Most workers in this role earn between $15.38 and $19.95 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation skills, knowledge of debt collection laws, and usually a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software and collections databases is typically required. Outstanding communication, resilience, and problem-solving abilities help you handle difficult conversations and maintain professionalism. These skills are crucial for recovering debts effectively while preserving client relationships and complying with legal regulations.

What is the difference between Collector Debt Collector vs Credit Analyst?

AspectCollector Debt CollectorCredit Analyst
Required CredentialsHigh school diploma; sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or healthcare providersBanks, financial institutions, or credit bureaus
Employer & Industry UsagePrimarily in debt collection and recoveryIn credit risk assessment and lending decisions
Common Search & Comparison IntentUnderstanding roles in debt recoveryEvaluating creditworthiness and financial analysis

While both roles involve financial interactions, a Collector Debt Collector focuses on recovering outstanding debts, often working directly with delinquent accounts. A Credit Analyst assesses credit risk to help determine lending eligibility. The roles differ in credentials, work environment, and industry focus, but both are essential in financial services.

What does a debt collector do?

A debt collector is responsible for recovering unpaid debts from individuals or businesses on behalf of creditors. Their tasks typically include contacting debtors by phone, mail, or email, negotiating payment arrangements, and keeping records of collection efforts. Debt collectors must follow state and federal laws, such as the Fair Debt Collection Practices Act, which regulates how and when they can contact debtors. They may work for collection agencies, creditors, or as independent contractors.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, basic computer proficiency, and sometimes a background check; some positions may also require licensing or certification depending on state regulations.

How much money does a debt collector make?

A debt collector's salary varies depending on experience, location, and employer, but the average annual income ranges from $30,000 to $50,000. Many collectors earn additional commissions or bonuses based on recovery performance, and the role often requires strong communication and negotiation skills. Entry-level positions may start lower, while experienced collectors or those in supervisory roles can earn higher wages.

What are some common challenges faced by debt collectors, and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with unresponsive or distressed customers, navigating regulatory compliance, and maintaining high call volumes. To manage these effectively, successful collectors rely on strong communication skills, empathetic listening, and thorough knowledge of relevant laws such as the Fair Debt Collection Practices Act (FDCPA). Additionally, working closely with team members and supervisors for support, regular training, and using updated tracking systems can help mitigate stress and improve performance.

Is being a debt collector a good career?

Debt collector is a job that involves contacting individuals to recover unpaid debts, often requiring strong communication and negotiation skills. It can offer steady employment and opportunities for advancement, but may involve challenging interactions and adherence to regulations. The role typically requires compliance with laws such as the Fair Debt Collection Practices Act and may involve working in an office or call center environment.

What is the 7 7 7 rule for debt collectors?

The 7-7-7 rule in debt collection refers to a guideline where debt collectors are advised to wait 7 days before contacting a debtor, then make 7 attempts to reach them, and allow 7 days between each attempt. This approach helps ensure respectful communication and compliance with regulations like the Fair Debt Collection Practices Act (FDCPA). As a debt collector, understanding such rules is important for maintaining ethical and legal collection practices.
More about Collector Debt Collector jobs
What cities are hiring for Collector Debt Collector jobs? Cities with the most Collector Debt Collector job openings:
What states have the most Collector Debt Collector jobs? States with the most job openings for Collector Debt Collector jobs include:
What job categories do people searching Collector Debt Collector jobs look for? The top searched job categories for Collector Debt Collector jobs are:
Collector Debt Collector jobs near you
Infographic showing various Collector Debt Collector job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 97% Full Time, and 2% Part Time. Highlights an 84% Physical, 4% Hybrid, and 12% Remote job distribution, with an average salary of $38,249 per year, or $18.4 per hour.
Debt Collector

Debt Collector

Cornerstone Financial Services

Jarrettsville, MD • On-site

$15.50 - $20.25/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 17 days ago

Job description

Description:

Join Our Team as an Experienced Debt Collector - Full Time, On-Site


We are hiring a skilled Debt Collector to manage medical account and recover outstanding balances. This full-time, in-person role offers competitive pay and strong benefits.


Key Responsibilities:

  • Manage a portfolio of medical debt accounts.
  • Contact debtors via phone, mail and other methods to resolve balances.
  • Use skip tracing tools to locate difficult-to-reach debtors.
  • Investigate disputes and work toward fair resolutions.
  • Ensure all activities comply with FDCPA and relevant regulations.
  • Meet or exceed collection goals while maintaining professionalism.
Requirements:

What We’re Looking For:

  • Experience: Strong clerical experience required. Prior debt collection experience preferred, medical collections is a strong plus.
  • Communication: Clear, calm and persuasive communication skills.
  • Tech Skills: Basic knowledge of Microsoft Word and Excel; experience with collections software or skip tracing tools is a plus.
  • Problem-Solving: Able to investigate and resolve issues quickly.
  • Performance-Drive: Motivated by meeting and exceeding goals.
  • Organized: Manage multiple accounts accurately and efficiently.
  • Professional & Empathetic: Handles sensitive situations with respect and understanding.

What We Offer

  • Pay: Competitive, based on experience.
  • Health Insurance: Employer-paid, with deductible reimbursement.
  • Retirement: 401(k) with 4% company match.
  • Schedule: Full-time (40 hours/week), Monday-Friday, flexible hours.
  • Location: On-site in Jarrettsville, MD.

Additional Benefits:

  • 401(k)
  • 401(k) matching
  • Health insurance
  • Dental insurance
  • Vision insurance
  • Flexible schedule
  • Paid time off

Job Type: Full-time

Expected Hours: 40 per week

Shift: Day shift, 8 hours

Work Location: In-person

Note: Salary will be based on experience and discussed during the interview


If you're ready to take the next step in your career and make a meaningful impact in medical billing, apply today and join our dynamic team!