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Debt Collection Specialist Jobs (NOW HIRING)

Recovery Solutions Group LLC

Debt Collections

Milford, DE · On-site

$42K/yr

  • Medical

  • Vision

  • Retirement

  • PTO

Recovery Solutions Group LLC is looking for a driven and professional Debt Collections Specialist ... Accurately document all collection activity and account updates in the collections management ...

ProCollect

Bilingual Collection Specialist

Dallas, TX · On-site

$4.0K/wk

ProCollect is seeking goal-oriented and energetic Bilingual Collection Specialist to join our team ... As one of the nation's premier debt collection agencies, our goal is to achieve the best possible ...

RNR Tire Express

Collection Specialist

Saint Louis, MO · On-site

$20/hr

The specialist will actively contact customers to arrange payments, negotiate solutions, and ... Knowledge of debt collection regulations (e.g., FDCPA) is a plus. * Ability to work in an office ...

RNR Tire Express

$16.25 - $21.75/hr

The specialist will actively contact customers to arrange payments, negotiate solutions, and ... Knowledge of debt collection regulations (e.g., FDCPA) is a plus. * Ability to work in an office ...

RNR Tire Express

Collection Specialist

Saint Louis, MO · On-site

$20/hr

The specialist will actively contact customers to arrange payments, negotiate solutions, and ... Knowledge of debt collection regulations (e.g., FDCPA) is a plus.Ability to work in an office ...

Vets Hired

Credit & Collection Specialist

Cypress, CA

$23 - $30.75/hr

... debt collection, and payment reconciliation. The role supports revenue protection by maintaining customer accounts, assigning credit limits, resolving payment issues, monitoring financial risk, and ...

Stillman Law Office

Debt Settlement Specialist - MI

Farmington, MI · On-site

$18 - $20/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Position Summary The Debt Settlement Specialist is responsible for supporting account resolution ... Familiarity with collection laws, regulations, and compliance requirements. * Experience working ...

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Debt Collection Specialist information

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How much do debt collection specialist jobs pay per hour?

As of Aug 16, 2026, the average hourly pay for debt collection specialist in the United States is $23.00, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $28.61 per hour, depending on experience, location, and employer.

What is the difference between Debt Collection Specialist vs Credit Analyst?

AspectDebt Collection SpecialistCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collections or financeBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, financial institutions, or corporate collections departmentsBanks, lending companies, or financial services firms
Employer & Industry UsagePrimarily in debt recovery and collectionsIn credit risk assessment and loan evaluation
Common Search & Comparison IntentUnderstanding roles in debt recoveryAssessing creditworthiness and financial risk

While both roles involve finance and customer interaction, a Debt Collection Specialist focuses on recovering overdue payments, often working in collections agencies or departments. A Credit Analyst evaluates credit data to determine loan eligibility and financial risk. The roles differ in their primary objectives but share some foundational financial knowledge and communication skills.

What are some common challenges debt collection specialists face, and how can they effectively navigate them?

Debt Collection Specialists often encounter challenges such as dealing with unresponsive or distressed debtors, maintaining compliance with federal and state regulations, and achieving collection targets without damaging customer relationships. To navigate these challenges, specialists rely on excellent communication skills, empathy, and strong knowledge of relevant laws like the Fair Debt Collection Practices Act (FDCPA). Proactive problem-solving, ongoing training, and support from experienced team members also help specialists handle difficult situations while staying professional and effective.

What is a debt collection specialist?

Debt Collection Specialists are professionals responsible for recovering overdue payments from individuals or businesses on behalf of creditors. They contact debtors via phone, email, or letters, negotiate repayment plans, and maintain accurate records of all collection activities. Their role often requires strong communication and negotiation skills, as well as knowledge of relevant laws and regulations. Debt Collection Specialists may work for collection agencies, financial institutions, or directly within companies that offer credit to customers.

What are the key skills and qualifications needed to thrive as a debt collection specialist?

To thrive as a Debt Collection Specialist, you need strong negotiation, communication, and analytical skills, typically supported by a high school diploma or equivalent. Familiarity with collections management software, CRM systems, and knowledge of relevant regulations like the Fair Debt Collection Practices Act (FDCPA) are important. Excellent interpersonal skills, patience, and resilience help in building rapport with clients and handling challenging conversations. These abilities are crucial for maximizing debt recovery while maintaining compliance and positive client relationships.
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Debt Collection Specialist jobs near you
Infographic showing various Debt Collection Specialist job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 83% Full Time, 13% Part Time, and 3% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $47,832 per year, or $23 per hour.

Collection Specialist - Merchant Cash Advance

The Smarter Merchant

Manhattan, NY • On-site

$65K/yr

Full-time

Re-posted 28 days ago

Job description

Benefits/Perks
  • Careers Advancement Opportunities 
  • Flexible Scheduling
  • Competitive Compensation 
Job Summary
We are seeking a Collection Specialist to join our team. In this role, you will monitor accounts to identify outstanding payments and communicate with clients regarding the collection of those funds. The ideal candidate has excellent negotiation and interpersonal skills and the ability to work with limited supervision.
 
Responsibilities 
  • Review accounts to discover overdue payments
  • Research client information and historical data on accounts 
  • Communicate with clients regarding overdue accounts 
  • Maintain accurate documentation of account status and collection efforts
  • Report on collection activity and present to management
  • Restrain receivables 
Qualifications
  • High school diploma/GED required, a college degree is preferred 
  • Previous experience as a Collection Specialist or in a similar position
  • Understanding of collection techniques
  • Knowledge of debt collection laws and regulations
  • Ability to work well under pressure
  • Excellent communication and negotiation skills