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Debt Collector Jobs (NOW HIRING)

Debt Collector

Memphis, TN · On-site

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position in Memphis, Tennessee. ARS works primarily with commercial and residential / multi-family property ...

As a Debt Collector, you will be responsible for managing and collecting outstanding debts from clients or customers. A successful candidate will possess excellent communication skills, strong ...

Debt Collector

Memphis, TN · On-site

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position in Memphis, Tennessee. ARS works primarily with commercial and residential / multi-family property ...

As a Debt Collector, you will be responsible for managing and collecting outstanding debts from clients or customers. A successful candidate will possess excellent communication skills, strong ...

Debt Collector

Memphis, TN · On-site

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position in Memphis, Tennessee. ARS works primarily with commercial and residential / multi-family property ...

Debt Collector Spruce Power THE ROLE: Debt Collector Spruce Power, a leading provider of solar energy to over 53,000 customers, is the nation's #1 independent residential solar servicing company, and ...

Debt Collector

Houston, TX · On-site

$19 - $22/hr

Debt Collector Spruce Power THE ROLE: Debt Collector Spruce Power, a leading provider of solar energy to over 53,000 customers, is the nation's #1 independent residential solar servicing company, and ...

We are a legal collections law firm operating in several states and we are looking for ​a Bilingual Debt Collector with a good attitude to join our team! Responsibilities: * Make/receive minimum ...

Debt Collector

Riverside, CA · On-site

$18 - $27/hr

Job Summary The Debt Collector is responsible for contacting debtors, reconciling accounts, and managing receivable portfolios to maximize recovery while ensuring compliance with applicable law and ...

Debt Collector

Getzville, NY · On-site

$17 - $25/hr

Debt Collector | Everest Receivable Services | Getzville, NY Make Real Money. No Weekends. No Nights. The honest version of this job: You'll be on the phone. Every day. Talking to people who owe ...

Debt Collector (Not Remote)

Defiance, OH · On-site

$14.75 - $19/hr

Debt Collector Location(s): Defiance, OH; Reports to: Collections Supervisor FLSA Type: Non-Exempt POSITION SCOPE : This person will be placed in a challenging job in a fast-paced, performance ...

Debt Collector

Vernon Hills, IL · On-site

$18 - $25/hr

Collector Job Summary: Blitt & Gaines, P.C. is seeking a motivated and detail-oriented Collector to ... Solid understanding of federal and state debt collection laws, including FDCPA Knowledge/Skills ...

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Debt Collector information

See salary details

$8

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$26

How much do debt collector jobs pay per hour?

As of Aug 12, 2026, the average hourly pay for debt collector in the United States is $18.39, according to ZipRecruiter salary data. Most workers in this role earn between $15.38 and $19.95 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a debt collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, phone systems, and payment processing tools is often required. Excellent communication, resilience, and problem-solving skills help build rapport with clients and handle challenging conversations. These competencies are crucial for maximizing debt recovery while maintaining compliance and positive client relations.

What are some common challenges faced by debt collectors, and how can they handle them effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, meeting collection targets, and managing high call volumes. Effective communication and strong negotiation skills are key to overcoming these obstacles, as is maintaining professionalism and empathy during difficult conversations. Many organizations provide training and support to help collectors handle objections, comply with regulations, and manage stress, making it important for job seekers to seek out employers with robust support systems.

What is a debt collector?

The job of a debt collector is to collect on a debt that a person owes, like a late credit card or mortgage payment. They often work for a debt collection agency or for a creditor who is seeking a debtor. Their duties may entail finding the debtor, contacting them by phone or mail, and negotiating payments. Debt collection is regulated by the federal government. Collection agencies may use internal collectors or contract out to another firm.

What is the difference between Debt Collector vs Credit Analyst?

AspectDebt CollectorCredit Analyst
Required CredentialsHigh school diploma; sometimes certifications in collectionsBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, banks, or healthcare providersBanks, financial institutions, or credit bureaus
Employer & Industry UsagePrimarily in debt recovery and collectionsInvolved in assessing creditworthiness and risk analysis
Common Search & Comparison IntentUnderstanding debt recovery rolesEvaluating credit risk and financial health

While both roles are involved in finance, a Debt Collector focuses on recovering unpaid debts, often working directly with delinquent accounts. A Credit Analyst assesses creditworthiness to determine lending risks. The roles differ in responsibilities, credentials, and work environments, but both are essential in financial operations.

What cities are hiring for Debt Collector jobs? Cities with the most Debt Collector job openings:
What are the most commonly searched types of Debt Collector jobs? The most popular types of Debt Collector jobs are:
Who are the top companies hiring for Debt Collector jobs? The top employers for Debt Collector jobs are:
What states have the most Debt Collector jobs? States with the most job openings for Debt Collector jobs include:
What are popular job titles related to Debt Collector jobs? For Debt Collector jobs, the most frequently searched job titles are:
Infographic showing various Debt Collector job openings in the United States as of August 2026, with employment types broken down into 90% Full Time, 9% Part Time, and 1% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $38,249 per year, or $18.4 per hour.

$15.50 - $20.25/hr

Full-time

Medical, Dental, Vision

Re-posted 10 days ago


Job description

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position in Memphis, Tennessee. ARS works primarily with commercial and residential / multi-family property management firms to recover outstanding payables.

Responsibilities include contacting debtors by phone and/or letter, sending written correspondence, setting up payment plans, managing debtor accounts, and processing debtor accounts for legal action when necessary. Our collectors also use comprehensive, state-of-the-art databases to locate debtors as needed.

Compensation is base salary plus commission. Work hours are 8 a.m. to 5 p.m. Monday through Friday.

Requirements

  • Minimum one year of collections experience
  • Some property management and/or multifamily collection experience preferred

Benefits

  • Competitive salary
  • Performance bonus program
  • Medical, dental, and vision insurance
  • Short- and long-term disability insurance