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Debt Collector Jobs (NOW HIRING)

D & A Services, LLC

Debt Collector - Houston

Houston, TX · On-site

$17 - $23/hr

As a Debt Collector, you will be responsible for managing and collecting outstanding debts from clients or customers. A successful candidate will possess excellent communication skills, strong ...

New

Makowsky Ringel Greenberg, LLC

Debt Collector

Memphis, TN · On-site

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position in Memphis, Tennessee. ARS works primarily with commercial and residential / multi-family property ...

Makowsky Ringel Greenberg, LLC

Debt Collector

Memphis, TN

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position in Memphis, Tennessee. ARS works primarily with commercial and residential / multi-family property ...

Makowsky Ringel Greenberg, LLC

Debt Collector

Memphis, TN · On-site

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position in Memphis, Tennessee. ARS works primarily with commercial and residential / multi-family property ...

D & A Services, LLC

Debt Collector - Houston

Houston, TX · On-site

$17 - $23/hr

As a Debt Collector, you will be responsible for managing and collecting outstanding debts from clients or customers. A successful candidate will possess excellent communication skills, strong ...

D & A Services, LLC

Debt Collector - Houston

Houston, TX · On-site

$17 - $23/hr

As a Debt Collector, you will be responsible for managing and collecting outstanding debts from clients or customers. A successful candidate will possess excellent communication skills, strong ...

New

Energy Service Experts

Debt Collector

Houston, TX · On-site

$19 - $21/hr

Debt Collector Spruce Power THE ROLE: Debt Collector Spruce Power, a leading provider of solar energy to over 53,000 customers, is the nation's #1 independent residential solar servicing company, and ...

Spruce Power

Debt Collector

Houston, TX · On-site

Debt Collector Spruce Power THE ROLE: Debt Collector Spruce Power, a leading provider of solar energy to over 53,000 customers, is the nation's #1 independent residential solar servicing company, and ...

Bemis Law Offices

Debt Collector

Riverside, CA · On-site

$18 - $27/hr

Job Summary The Debt Collector is responsible for contacting debtors, reconciling accounts, and managing receivable portfolios to maximize recovery while ensuring compliance with applicable law and ...

Blitt and Gaines

Debt Collector

Vernon Hills, IL · On-site

$18 - $25/hr

Collector Job Summary: Blitt & Gaines, P.C. is seeking a motivated and detail-oriented Collector to ... Solid understanding of federal and state debt collection laws, including FDCPA Knowledge/Skills ...

Bemis Law Offices

Debt Collector

Riverside, CA · On-site

$18 - $27/hr

Job Summary The Debt Collector is responsible for contacting debtors, reconciling accounts, and managing receivable portfolios to maximize recovery while ensuring compliance with applicable law and ...

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Debt Collector information

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How much do debt collector jobs pay per hour?

As of Jun 11, 2026, the average hourly pay for debt collector in the United States is $18.39, according to ZipRecruiter salary data. Most workers in this role earn between $15.38 and $19.95 per hour, depending on experience, location, and employer.

What are debt collectors?

Debt collectors are professionals or agencies hired by creditors to recover unpaid debts from individuals or businesses. They contact debtors by phone, mail, or email to arrange payment plans or settlements. Debt collectors must follow specific laws and regulations, such as the Fair Debt Collection Practices Act (FDCPA) in the United States, to ensure ethical practices. Their main goal is to recover as much of the owed amount as possible while maintaining professionalism and compliance with the law.

Is being a debt collector a good career?

Debt collectors are responsible for contacting individuals to recover overdue payments, often working in call centers or office environments. The job requires strong communication skills, knowledge of debt collection laws, and can involve irregular hours or high-pressure situations. It can offer steady employment and opportunities for advancement but may also involve stressful interactions and strict compliance requirements.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, some knowledge of debt collection laws, and may provide on-the-job training; a valid driver’s license can also be beneficial for fieldwork. Certification is not mandatory but can enhance job prospects and credibility in the field.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, phone systems, and payment processing tools is often required. Excellent communication, resilience, and problem-solving skills help build rapport with clients and handle challenging conversations. These competencies are crucial for maximizing debt recovery while maintaining compliance and positive client relations.

How much do debt collectors get paid?

Debt collectors typically earn an average salary ranging from $30,000 to $50,000 annually, depending on experience, location, and whether they work on commission or salary. Some positions may include bonuses or incentives based on collection performance, and strong communication skills are essential for success in this role.

What jobs pay 10,000 a month without a degree?

A debt collector can earn around $10,000 per month with experience, strong negotiation skills, and a good commission structure, often working in a commission-based environment. High earnings in such roles typically depend on performance, industry, and location, with some collectors earning substantial bonuses or commissions beyond base pay.

What are some common challenges faced by debt collectors, and how can they handle them effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, meeting collection targets, and managing high call volumes. Effective communication and strong negotiation skills are key to overcoming these obstacles, as is maintaining professionalism and empathy during difficult conversations. Many organizations provide training and support to help collectors handle objections, comply with regulations, and manage stress, making it important for job seekers to seek out employers with robust support systems.

What Is a Debt Collector?

The job of a debt collector is to collect on a debt that a person owes, like a late credit card or mortgage payment. They often work for a debt collection agency or for a creditor who is seeking a debtor. Their duties may entail finding the debtor, contacting them by phone or mail, and negotiating payments. Debt collection is regulated by the federal government. Collection agencies may use internal collectors or contract out to another firm.

What is the difference between Debt Collector vs Credit Analyst?

AspectDebt CollectorCredit Analyst
Required CredentialsHigh school diploma; sometimes certifications in collectionsBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, banks, or healthcare providersBanks, financial institutions, or credit bureaus
Employer & Industry UsagePrimarily in debt recovery and collectionsInvolved in assessing creditworthiness and risk analysis
Common Search & Comparison IntentUnderstanding debt recovery rolesEvaluating credit risk and financial health

While both roles are involved in finance, a Debt Collector focuses on recovering unpaid debts, often working directly with delinquent accounts. A Credit Analyst assesses creditworthiness to determine lending risks. The roles differ in responsibilities, credentials, and work environments, but both are essential in financial operations.

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Debt Collector jobs near you
Debt Collector

Debt Collector

Cornerstone Financial Services

Jarrettsville, MD • On-site

$15.50 - $20.25/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 17 days ago

Job description

Description:

Join Our Team as an Experienced Debt Collector - Full Time, On-Site


We are hiring a skilled Debt Collector to manage medical account and recover outstanding balances. This full-time, in-person role offers competitive pay and strong benefits.


Key Responsibilities:

  • Manage a portfolio of medical debt accounts.
  • Contact debtors via phone, mail and other methods to resolve balances.
  • Use skip tracing tools to locate difficult-to-reach debtors.
  • Investigate disputes and work toward fair resolutions.
  • Ensure all activities comply with FDCPA and relevant regulations.
  • Meet or exceed collection goals while maintaining professionalism.
Requirements:

What We’re Looking For:

  • Experience: Strong clerical experience required. Prior debt collection experience preferred, medical collections is a strong plus.
  • Communication: Clear, calm and persuasive communication skills.
  • Tech Skills: Basic knowledge of Microsoft Word and Excel; experience with collections software or skip tracing tools is a plus.
  • Problem-Solving: Able to investigate and resolve issues quickly.
  • Performance-Drive: Motivated by meeting and exceeding goals.
  • Organized: Manage multiple accounts accurately and efficiently.
  • Professional & Empathetic: Handles sensitive situations with respect and understanding.

What We Offer

  • Pay: Competitive, based on experience.
  • Health Insurance: Employer-paid, with deductible reimbursement.
  • Retirement: 401(k) with 4% company match.
  • Schedule: Full-time (40 hours/week), Monday-Friday, flexible hours.
  • Location: On-site in Jarrettsville, MD.

Additional Benefits:

  • 401(k)
  • 401(k) matching
  • Health insurance
  • Dental insurance
  • Vision insurance
  • Flexible schedule
  • Paid time off

Job Type: Full-time

Expected Hours: 40 per week

Shift: Day shift, 8 hours

Work Location: In-person

Note: Salary will be based on experience and discussed during the interview


If you're ready to take the next step in your career and make a meaningful impact in medical billing, apply today and join our dynamic team!