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Independent Contractor Debt Collector Jobs (NOW HIRING)

Debt Collector

Edmond, OK ยท On-site

$19.23/hr

... to work independently and collaboratively; adaptability and willingness to learnQualified ... Daily WorkflowYour day as a Debt Collector typically begins with reviewing assigned accounts and ...

Debt Collector

Houston, TX ยท On-site

$19 - $22/hr

Debt Collector Spruce Power, a leading provider of solar energy to over 53,000 customers, is the nation's #1 independent residential solar servicing company, and offers customers a comprehensive, end ...

Debt Collector Spruce Power, a leading provider of solar energy to over 53,000 customers, is the nation's #1 independent residential solar servicing company, and offers customers a comprehensive, end ...

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Self-motivated, accountable, and able to work independently * Positive mindset with adaptability ...

Debt Collector

Des Moines, IA ยท On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Self-motivated, accountable, and able to work independently * Positive mindset with adaptability ...

Debt Collector

Saint Louis, MO ยท On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Self-motivated, accountable, and able to work independently * Positive mindset with adaptability ...

Debt Collector

Vernon Hills, IL ยท On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Self-motivated, accountable, and able to work independently * Positive mindset with adaptability ...

Debt Collector

Vernon Hills, IL ยท On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Self-motivated, accountable, and able to work independently * Positive mindset with adaptability ...

Debt Collector

Naperville, IL ยท On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Self-motivated, accountable, and able to work independently * Positive mindset with adaptability ...

Debt Collector

Saint Louis, MO ยท On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Self-motivated, accountable, and able to work independently * Positive mindset with adaptability ...

Debt Collector

Naperville, IL ยท On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Self-motivated, accountable, and able to work independently * Positive mindset with adaptability ...

Debt Collector

Vernon Hills, IL ยท On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Self-motivated, accountable, and able to work independently * Positive mindset with adaptability ...

Debt Collector

Naperville, IL ยท On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Self-motivated, accountable, and able to work independently * Positive mindset with adaptability ...

Debt Collector

Saint Louis, MO ยท On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Self-motivated, accountable, and able to work independently * Positive mindset with adaptability ...

Debt Collector

Des Moines, IA ยท On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Self-motivated, accountable, and able to work independently * Positive mindset with adaptability ...

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Independent Contractor Debt Collector information

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How much do independent contractor debt collector jobs pay per hour?

As of Sep 4, 2026, the average hourly pay for independent contractor debt collector in the United States is $18.39, according to ZipRecruiter salary data. Most workers in this role earn between $15.38 and $19.95 per hour, depending on experience, location, and employer.

What is an independent contractor debt collector?

An Independent Contractor Debt Collector is a self-employed professional responsible for recovering outstanding debts on behalf of creditors or collection agencies. Unlike traditional employees, independent contractors work on a freelance basis, setting their own schedules and often earning based on commission. They contact debtors, negotiate payment arrangements, and follow legal guidelines to ensure ethical debt collection. This role requires strong communication, persistence, and knowledge of debt collection laws.

What are the typical daily responsibilities of an independent contractor debt collector?

As an Independent Contractor Debt Collector, your daily responsibilities include contacting debtors by phone, email, or mail to discuss outstanding balances and negotiate repayment plans. You will document all interactions, update account statuses, and use specialized software to track your progress. Additionally, you may perform research to locate difficult-to-find individuals and communicate with clients about case updates. Since you work independently, managing your schedule and ensuring compliance with collection laws is key to your success.

What are the key skills and qualifications needed to thrive as an independent contractor debt collector?

To thrive as an Independent Contractor Debt Collector, you need a solid understanding of debt collection laws and procedures, excellent negotiation skills, and a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, skip tracing tools, and basic accounting systems is often required. Persistence, effective communication, and strong problem-solving abilities set top performers apart in this field. These combined skills ensure successful recovery of outstanding debts while maintaining legal compliance and client relationships.

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What are the most commonly searched types of Debt Collector jobs?

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What states have the most Independent Contractor Debt Collector jobs?

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Infographic showing various Independent Contractor Debt Collector job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 18% Part Time, and 8% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $38,249 per year, or $18.4 per hour.

Debt Collector

Stephen L Bruce PC

Edmond, OK โ€ข On-site

$19.23/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 17 days ago


Job description

Firm OverviewStephen Bruce & Associates is a full service debt collection law firm located in Edmond, Ok, with a focus on providing legal remedy focused debt collection services to institutions from national banks to small businesses. This firm complies with all State and Federal laws and treats consumers with dignity, respect and professionalism. Stephen Bruce & Associates is licensed to practice in Arkansas, Louisiana, Mississippi, Missouri, Kansas, Tennessee, and Oklahoma.Position SummaryStephen L Bruce PC is seeking a mid-level Debt Collector for a full-time, onsite role in Edmond, Oklahoma. This position exists to support compliant account resolution through professional, respectful communication with consumers.Key responsibilities include managing inbound and outbound telephone activity to secure payments, negotiating payment arrangements when appropriate, maintaining thorough and accurate documentation of each interaction, and adhering to all applicable federal, state, and local laws and regulations. The role requires comfort remaining at a workstation and on the phone for extended periods.Required qualifications and skills:- Prior experience as a debt collector or negotiator (required)- Strong verbal and written communication with an empathetic, professional approach- Effective negotiation skills and high ethical standards- Computer proficiency; excellent attendance and time management- Ability to work independently and collaboratively; adaptability and willingness to learnQualified candidates are encouraged to apply and demonstrate a commitment to compliant, respectful collections.Daily WorkflowYour day as a Debt Collector typically begins with reviewing assigned accounts and prioritizing outreach. Throughout the day, you will move between scheduled follow-ups and new contacts, balancing firmness with professionalism and transparency. You will use established systems to record outcomes in real time and stay organized across multiple accounts. The schedule is Monday through Friday, 8:00 a.m. to 5:00 p.m., with optional overtime available when volume warrants. You will work onsite with a team that values a positive attitude and consistent, compliant execution—so your efforts translate directly into healthier revenue streams and clear, documented resolution progress.Compensation & BenefitsThis full-time role offers a competitive salary of $40,000 plus commission, along with Medical, Dental, and Vision coverage. Additional benefits include a 401(k), Life Insurance, and a Flexible Spending Account. Paid Time Off is provided, and employees may access a dedicated Snack/Drink Room.Candidates chosen for this position must pass a background check and drug screening.