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Independent Contractor Debt Collector Jobs (NOW HIRING)

Blitt and Gaines

Debt Collector

Des Moines, IA · On-site

$18 - $25/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Self-motivated, accountable, and able to work independently * Positive mindset with adaptability ...

Rize Beyond Banking

Collector

Irwindale, CA · On-site

$26 - $32/hr

... laws, including the Fair Debt Collection Practices Act (FDCPA). * Bankruptcy amp; Legal ... Ability to work independently, in a hybrid environment, and with flexible hours as needed. ADA ...

Enagic USA

Collector/ Collections

Torrance, CA

$19/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

Enagic distributes its products through a network of independent contractor sales represents ... FDCPA (Federal Debt Collections Practices Act) *** This Job Is Ideal for Someone Who Is:

The Bison Group

Mid-Level OSINT Collector

Charlottesville, VA · On-site

$70K - $90K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • PTO

At Bison Group LLC, we're more than a defense contractor - we're a people-focused small business ... As a Mid-Level OSINT Collector , you will be responsible for creating collection plans, drafting ...

The Bison Group

Mid-Level OSINT Collector

Charlottesville, VA · On-site

$70K - $90K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • PTO

At Bison Group LLC, we're more than a defense contractor - we're a people-focused small business ... As a Mid-Level OSINT Collector , you will be responsible for creating collection plans, drafting ...

The Bison Group LLC

Mid-Level OSINT Collector

Charlottesville, VA · On-site

$70K - $90K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • PTO

At Bison Group LLC, we're more than a defense contractor - we're a people-focused small business ... As a Mid-Level OSINT Collector , you will be responsible for creating collection plans, drafting ...

OneMain Financial

Collector

London, KY · On-site

$13.50 - $17.50/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Work both cooperatively and independently in a goal-oriented environment to meet personal and team ... Debt Collection Practices Act) and state regulations * Maintain and note all appropriate ...

The Bison Group LLC

Mid-Level OSINT Collector

Charlottesville, VA · On-site

$70K - $90K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • PTO

At Bison Group LLC, we're more than a defense contractor - we're a people-focused small business ... As a Mid-Level OSINT Collector , you will be responsible for creating collection plans, drafting ...

OneMain Financial

Collector

London, KY

$13.50 - $17.50/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Work both cooperatively and independently in a goal-oriented environment to meet personal and team ... Debt Collection Practices Act) and state regulations * Maintain and note all appropriate ...

New

The Bison Group LLC

Mid-Level OSINT Collector

Charlottesville, VA · On-site

$70K - $90K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • PTO

At Bison Group LLC, we're more than a defense contractor - we're a people-focused small business ... As a Mid-Level OSINT Collector , you will be responsible for creating collection plans, drafting ...

The State of Arizona

COLLECTOR SPECIALIST

$49K - $58K/yr

  • Medical

  • Dental

  • Life

  • Retirement

  • PTO

COLLECTOR SPECIALIST Apply now Job No: 531087 Work Type: Full-time Location: REMOTE OPTIONS ... debtors and all interested parties. Ability to obtain desired results working independently and ...

Arizona Department of Administration

$49K - $58K/yr

  • Medical

  • Dental

  • Life

  • Retirement

  • PTO

COLLECTOR SPECIALIST Job No: 531087 Work Type: Full-time Location: REMOTE OPTIONS, PHOENIX ... debtors and all interested parties. • Ability to obtain desired results working independently and ...

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How much do independent contractor debt collector jobs pay per hour?

As of Aug 16, 2026, the average hourly pay for independent contractor debt collector in the United States is $18.39, according to ZipRecruiter salary data. Most workers in this role earn between $15.38 and $19.95 per hour, depending on experience, location, and employer.

What is an independent contractor debt collector?

An Independent Contractor Debt Collector is a self-employed professional responsible for recovering outstanding debts on behalf of creditors or collection agencies. Unlike traditional employees, independent contractors work on a freelance basis, setting their own schedules and often earning based on commission. They contact debtors, negotiate payment arrangements, and follow legal guidelines to ensure ethical debt collection. This role requires strong communication, persistence, and knowledge of debt collection laws.

What are the typical daily responsibilities of an independent contractor debt collector?

As an Independent Contractor Debt Collector, your daily responsibilities include contacting debtors by phone, email, or mail to discuss outstanding balances and negotiate repayment plans. You will document all interactions, update account statuses, and use specialized software to track your progress. Additionally, you may perform research to locate difficult-to-find individuals and communicate with clients about case updates. Since you work independently, managing your schedule and ensuring compliance with collection laws is key to your success.

What are the key skills and qualifications needed to thrive as an independent contractor debt collector?

To thrive as an Independent Contractor Debt Collector, you need a solid understanding of debt collection laws and procedures, excellent negotiation skills, and a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, skip tracing tools, and basic accounting systems is often required. Persistence, effective communication, and strong problem-solving abilities set top performers apart in this field. These combined skills ensure successful recovery of outstanding debts while maintaining legal compliance and client relationships.

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What are the most commonly searched types of Debt Collector jobs?

The most popular types of Debt Collector jobs are:

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Independent Contractor Debt Collector jobs near you
Infographic showing various Independent Contractor Debt Collector job openings in the United States as of August 2026, with employment types broken down into 74% Full Time, 13% Part Time, and 13% Contract. Highlights an 87% In-person, and 13% Remote job distribution, with an average salary of $38,249 per year, or $18.4 per hour.

Debt Collector

Blitt and Gaines

Des Moines, IA • On-site

$18 - $25/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 23 days ago

Job description

About Blitt and Gaines, P.C.
Blitt and Gaines, P.C. is a leading debt collection law firm with over 30 years of experience representing most of the nation's largest financial institutions. With nine offices across Arizona, Arkansas, Illinois, Indiana, Iowa, Kansas, Missouri, Tennessee, and Wisconsin, our attorneys and support teams deliver high-quality, compliant, and ethical legal services.
At the heart of our firm are people-our clients, our employees, and the partnerships we build. Guided by our philosophy-Collect Compliantly. Litigate Ethically. Lead Effectively. Exceed Expectations. Expect Excellence-we uphold integrity, respect, and fairness in every interaction.
Job Summary:
Blitt & Gaines, P.C. is seeking a motivated and detail-oriented Collector to join our dynamic Collections team. In this role, you will represent our firm and its clients by managing and recovering past-due accounts while maintaining a professional, respectful, and customer-centric approach. You'll engage directly with consumers and authorized third parties, negotiate payment solutions, and ensure compliance with all relevant regulations.
If you're a strong communicator, a skilled negotiator, and thrive in a fast-paced, results-driven environment, we'd love to connect with you.
Essential Duties:
  • Manage a high volume of inbound and outbound calls in a fast-paced collections environment
  • Maintain and update assigned accounts within the collections system daily
  • Monitor and respond to client voicemail boxes, documenting and resolving messages promptly
  • Negotiate payment arrangements and settlements in accordance with company and client guidelines
  • Accurately update customer account information and notes
  • Verify and confirm customer account details and banking information
  • Process secure payments and update payment methods as needed
  • Investigate and resolve discrepancies on accounts
  • Communicate professionally with consumers, attorneys, and third-party representatives
  • Ensure adherence to all applicable federal and state laws (e.g., FDCPA) and client/firm compliance policies
  • Assist the team with projects and other departmental tasks assigned

Performance Expectations:
Performance is measured monthly through scorecards evaluating:
  • Productivity metrics
  • Compliance with regulatory and internal standards
  • Attendance and punctuality

Performance is benchmarked against peers with rankings provided.
Requirements
Education/Experience:
  • Previous collections experience required
  • High school diploma required; associate or bachelor's degree preferred
  • Experience in collections, customer service, sales, call centers, or QA is a plus
  • Familiarity with collections software and systems (e.g., CLS, Microsoft Office Suite)
  • Solid understanding of federal and state debt collection laws, including FDCPA

Knowledge/Skills/Abilities:
  • Excellent verbal and written communication skills
  • Strong negotiation and problem-solving abilities
  • High attention to detail and organizational skills
  • Professional demeanor with a customer-first attitude
  • Ability to multitask, prioritize, and manage time effectively
  • Self-motivated, accountable, and able to work independently
  • Positive mindset with adaptability and drive to learn
  • Comfortable working in a performance driven, bonus structured environment

What We Offer:
  • Competitive base pay
  • Monthly performance-based bonus opportunities
  • Paid Time Off (PTO) and Paid Holidays
  • Comprehensive benefits package: Medical, Dental, Vision, Life Insurance
  • Short-Term Disability
  • 401 (k) retirement plan
  • Profit sharing
  • Professional Growth and Advancement Opportunities

Join Our Team
At Blitt & Gaines, P.C., we're committed to fostering a supportive, inclusive, and high-performance workplace. If you're looking to build your career in collections while making a meaningful impact, we encourage you to apply today!
Salary Description
$18 - $25

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