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Professional Debt Collector Jobs (NOW HIRING)

Debt Collector

Edmond, OK ยท On-site

$19.23/hr

Position SummaryStephen L Bruce PC is seeking a mid-level Debt Collector for a full-time, onsite ... This position exists to support compliant account resolution through professional, respectful ...

As a Debt Collector, you will be responsible for managing and recovering outstanding debts owed to ... Engage in professional and empathetic conversations with debtors to understand their financial ...

Collector - Metairie

Metairie, LA ยท On-site

$18 - $25/hr

As a Debt Collector, you will be responsible for managing and recovering outstanding debts owed to ... Engage in professional and empathetic conversations with debtors to understand their financial ...

Collector - Metairie, LA

Metairie, LA ยท On-site

$18 - $25/hr

As a Debt Collector, you will be responsible for managing and recovering outstanding debts owed to ... Engage in professional and empathetic conversations with debtors to understand their financial ...

Debt Collector - Houston

Houston, TX ยท On-site

$17 - $23/hr

As a Debt Collector, you will be responsible for managing and collecting outstanding debts from ... Handle debtor inquiries or disputes in a timely and professional manner, working towards ...

Debt Collector - Houston

Houston, TX ยท On-site

$17 - $23/hr

As a Debt Collector, you will be responsible for managing and collecting outstanding debts from ... Handle debtor inquiries or disputes in a timely and professional manner, working towards ...

Debt Collector

Riverside, CA ยท On-site

$18 - $27/hr

Job Summary The Debt Collector is responsible for contacting debtors, reconciling accounts, and ... The role requires a professional approach to communication and documentation of collection efforts.

Debt Collector (Not Remote)

Defiance, OH ยท On-site

$14.75 - $19/hr

Debt Collector Location(s): Defiance, OH; Reports to: Collections Supervisor FLSA Type: Non-Exempt ... Maintaining high standards of professionalism and customer service. * Must meet monthly goals for ...

Debt Collector (Not Remote)

Defiance, OH

$14.75 - $19/hr

Debt Collector Location(s): Defiance, OH; Reports to: Collections Supervisor FLSA Type: Non-Exempt ... Maintaining high standards of professionalism and customer service. * Must meet monthly goals for ...

Debt Collector

Urbandale, IA ยท On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Communicate professionally with consumers, attorneys, and third-party representatives * Ensure ...

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Communicate professionally with consumers, attorneys, and third-party representatives * Ensure ...

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Communicate professionally with consumers, attorneys, and third-party representatives * Ensure ...

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Communicate professionally with consumers, attorneys, and third-party representatives * Ensure ...

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Professional Debt Collector information

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How much do professional debt collector jobs pay per hour?

As of Aug 24, 2026, the average hourly pay for professional debt collector in the United States is $18.39, according to ZipRecruiter salary data. Most workers in this role earn between $15.38 and $19.95 per hour, depending on experience, location, and employer.

What is a professional debt collector?

Professional debt collectors are individuals or agencies hired to recover unpaid debts from individuals or businesses. They typically work on behalf of creditors, such as banks, credit card companies, or other lenders, to contact debtors and negotiate repayment plans. Debt collectors must follow strict laws and regulations, such as the Fair Debt Collection Practices Act (FDCPA), which outlines acceptable practices and protects consumers from harassment. Their goal is to recover as much of the outstanding debt as possible, often through phone calls, letters, or legal proceedings if necessary.

How do professional debt collectors handle difficult or uncooperative debtors while maintaining compliance with regulations?

Professional Debt Collectors often encounter individuals who are upset, unresponsive, or unwilling to cooperate. To handle these situations effectively, collectors are trained to use strong communication skills, empathy, and persistence while strictly adhering to laws like the Fair Debt Collection Practices Act (FDCPA). They aim to negotiate payment plans or settlements that work for both parties, all while documenting interactions and avoiding any practices that could be considered harassment. Regular training and support from supervisors help collectors navigate these challenging conversations professionally and legally.

What are the key skills and qualifications needed to thrive as a professional debt collector, and why are they important?

To thrive as a Professional Debt Collector, you need strong negotiation skills, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, telephone systems, and compliance tools is important for daily operations. Excellent communication, resilience, and problem-solving abilities help manage difficult conversations and maintain professionalism. These skills ensure effective debt recovery while adhering to legal standards and preserving client relationships.

What is the difference between Professional Debt Collector vs Debt Collection Agent?

AspectProfessional Debt CollectorDebt Collection Agent
CredentialsOften requires collection training, sometimes certificationsSimilar credentials, may include licensing depending on state
Work EnvironmentOffice-based, fieldwork, or remotePrimarily office or fieldwork, often on-site at debtor locations
Employer & IndustryFinancial institutions, collection agencies, healthcare providersCollection agencies, financial institutions, healthcare providers

Both roles involve recovering unpaid debts and may require similar certifications and work environments. The main difference lies in terminology and specific employer usage, with 'Professional Debt Collector' often used in formal or industry-specific contexts, while 'Debt Collection Agent' is a more general term. Understanding these distinctions can help job seekers target the right roles and employers.

How to become a professional debt collector?

To become a professional debt collector, candidates typically need a high school diploma or equivalent, strong communication and negotiation skills, and knowledge of relevant laws such as the Fair Debt Collection Practices Act. Some employers may require prior experience in collections or customer service, and obtaining certification from industry organizations can enhance job prospects. The role often involves working in an office environment with standard business hours, and familiarity with collection software is beneficial.
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Infographic showing various Professional Debt Collector job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 86% Physical, 2% Hybrid, and 12% Remote job distribution, with an average salary of $38,249 per year, or $18.4 per hour.

Debt Collector

Stephen L Bruce PC

Edmond, OK โ€ข On-site

$19.23/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 6 days ago


Job description

Firm OverviewStephen Bruce & Associates is a full service debt collection law firm located in Edmond, Ok, with a focus on providing legal remedy focused debt collection services to institutions from national banks to small businesses. This firm complies with all State and Federal laws and treats consumers with dignity, respect and professionalism. Stephen Bruce & Associates is licensed to practice in Arkansas, Louisiana, Mississippi, Missouri, Kansas, Tennessee, and Oklahoma.Position SummaryStephen L Bruce PC is seeking a mid-level Debt Collector for a full-time, onsite role in Edmond, Oklahoma. This position exists to support compliant account resolution through professional, respectful communication with consumers.Key responsibilities include managing inbound and outbound telephone activity to secure payments, negotiating payment arrangements when appropriate, maintaining thorough and accurate documentation of each interaction, and adhering to all applicable federal, state, and local laws and regulations. The role requires comfort remaining at a workstation and on the phone for extended periods.Required qualifications and skills:- Prior experience as a debt collector or negotiator (required)- Strong verbal and written communication with an empathetic, professional approach- Effective negotiation skills and high ethical standards- Computer proficiency; excellent attendance and time management- Ability to work independently and collaboratively; adaptability and willingness to learnQualified candidates are encouraged to apply and demonstrate a commitment to compliant, respectful collections.Daily WorkflowYour day as a Debt Collector typically begins with reviewing assigned accounts and prioritizing outreach. Throughout the day, you will move between scheduled follow-ups and new contacts, balancing firmness with professionalism and transparency. You will use established systems to record outcomes in real time and stay organized across multiple accounts. The schedule is Monday through Friday, 8:00 a.m. to 5:00 p.m., with optional overtime available when volume warrants. You will work onsite with a team that values a positive attitude and consistent, compliant execution—so your efforts translate directly into healthier revenue streams and clear, documented resolution progress.Compensation & BenefitsThis full-time role offers a competitive salary of $40,000 plus commission, along with Medical, Dental, and Vision coverage. Additional benefits include a 401(k), Life Insurance, and a Flexible Spending Account. Paid Time Off is provided, and employees may access a dedicated Snack/Drink Room.Candidates chosen for this position must pass a background check and drug screening.