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Professional Debt Collector Jobs (NOW HIRING)

Collector

Irwindale, CA · On-site

$26 - $32/hr

... laws, including the Fair Debt Collection Practices Act (FDCPA). * Bankruptcy amp; Legal ... Must be capable of dealing calmly and professionally with numerous different personalities from ...

Collector

Salt Lake City, UT · On-site

$21/hr

Provides exceptional, professional telephone service, clearly articulating the Credit Union's position, and answering questions. Collector counsels customers about their financial needs and goals in ...

Collector

Salt Lake City, UT · On-site

$21/hr

Provides exceptional, professional telephone service, clearly articulating the Credit Union's position, and answering questions. Collector counsels customers about their financial needs and goals in ...

Consumer Debt Agent

Memphis, TN · On-site

$35K - $45K/yr

Royal Furniture is seeking an experienced consumer debt collector to join our team at our corporate ... Professional communication skills, both orally and in writing * Detail oriented with excellent ...

Be Seen First

Collector Position - Must have basic computer skills and able to work on the phone. Customer ... Work for a reputable professional collection agency with a schedule of daytime hours, Monday-Friday ...

New

Collector I

Tallahassee, FL · On-site

$15.25 - $19.75/hr

Join First Commerce Credit Union as a Collector I! If you're someone who can balance problem ... The ability to manage multiple priorities while maintaining professionalism under pressure. * We ...

Collector I

Tallahassee, FL · On-site

$15.25 - $19.75/hr

Join First Commerce Credit Union as a Collector I! If you're someone who can balance problem ... The ability to manage multiple priorities while maintaining professionalism under pressure. * We ...

Collector I

Tallahassee, FL · On-site

$15.25 - $19.75/hr

Join First Commerce Credit Union as a Collector I! If you're someone who can balance problem ... The ability to manage multiple priorities while maintaining professionalism under pressure. * We ...

Showing results 41-60

Professional Debt Collector information

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How much do professional debt collector jobs pay per hour?

As of Aug 21, 2026, the average hourly pay for professional debt collector in the United States is $18.39, according to ZipRecruiter salary data. Most workers in this role earn between $15.38 and $19.95 per hour, depending on experience, location, and employer.

What is a professional debt collector?

Professional debt collectors are individuals or agencies hired to recover unpaid debts from individuals or businesses. They typically work on behalf of creditors, such as banks, credit card companies, or other lenders, to contact debtors and negotiate repayment plans. Debt collectors must follow strict laws and regulations, such as the Fair Debt Collection Practices Act (FDCPA), which outlines acceptable practices and protects consumers from harassment. Their goal is to recover as much of the outstanding debt as possible, often through phone calls, letters, or legal proceedings if necessary.

How do professional debt collectors handle difficult or uncooperative debtors while maintaining compliance with regulations?

Professional Debt Collectors often encounter individuals who are upset, unresponsive, or unwilling to cooperate. To handle these situations effectively, collectors are trained to use strong communication skills, empathy, and persistence while strictly adhering to laws like the Fair Debt Collection Practices Act (FDCPA). They aim to negotiate payment plans or settlements that work for both parties, all while documenting interactions and avoiding any practices that could be considered harassment. Regular training and support from supervisors help collectors navigate these challenging conversations professionally and legally.

What are the key skills and qualifications needed to thrive as a professional debt collector, and why are they important?

To thrive as a Professional Debt Collector, you need strong negotiation skills, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, telephone systems, and compliance tools is important for daily operations. Excellent communication, resilience, and problem-solving abilities help manage difficult conversations and maintain professionalism. These skills ensure effective debt recovery while adhering to legal standards and preserving client relationships.

What is the difference between Professional Debt Collector vs Debt Collection Agent?

AspectProfessional Debt CollectorDebt Collection Agent
CredentialsOften requires collection training, sometimes certificationsSimilar credentials, may include licensing depending on state
Work EnvironmentOffice-based, fieldwork, or remotePrimarily office or fieldwork, often on-site at debtor locations
Employer & IndustryFinancial institutions, collection agencies, healthcare providersCollection agencies, financial institutions, healthcare providers

Both roles involve recovering unpaid debts and may require similar certifications and work environments. The main difference lies in terminology and specific employer usage, with 'Professional Debt Collector' often used in formal or industry-specific contexts, while 'Debt Collection Agent' is a more general term. Understanding these distinctions can help job seekers target the right roles and employers.

How to become a professional debt collector?

To become a professional debt collector, candidates typically need a high school diploma or equivalent, strong communication and negotiation skills, and knowledge of relevant laws such as the Fair Debt Collection Practices Act. Some employers may require prior experience in collections or customer service, and obtaining certification from industry organizations can enhance job prospects. The role often involves working in an office environment with standard business hours, and familiarity with collection software is beneficial.
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Infographic showing various Professional Debt Collector job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 86% Physical, 2% Hybrid, and 12% Remote job distribution, with an average salary of $38,249 per year, or $18.4 per hour.

COLLECTOR - Bilingual (Spanish)

MESSERLI KRAMER P.A.

Plymouth, MN

$19.73/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 14 days ago


Job description

Description

***$1,000 Sign-on Bonus After Successfully Completing 90 Days***

***NO WEEKENDS***

***Veterans Strongly Encourage to Apply***


$19.73/hour base, plus monthly bonus:

*$600 starting monthly Bonus Guarantee while on Training Ramp Up Plan, equates to $23.19/hour*

*After Training Ramp Up, Average Collectors earn between $1,200-$2,400 in monthly bonuses, equates to ~$30.11/hour*

*High Performing Collectors earn between $3,000-$6,000 or more in monthly bonuses, equates to ~$45.69/hour*


Summary:

Messerli Kramer, a trusted Twin Cities law firm since 1965, is looking for a full-time Bilingual (English/Spanish Speaking) Collector to join our team in Plymouth, MN. The Collector position will recover outstanding debts on client accounts by creating a positive consumer experience while negotiating to satisfy the debt quickly and responsibly. Looking for individuals driven to meet and exceed goals to maximize their bonus potential. 


Essential Functions and Duties:

  • Communicating with Consumers via phone, taking inbound and making outbound calls
  • Basic skiptracing
  • Negotiating repayment of debts according to firm/client standards
  • Maintaining a professional demeanor and supporting a positive Consumer Experience in all interactions
  • Accurately enter data into database & tracking system
  • Review consumer files, keeping confidentially at the highest level

Benefits & Perks Include:

  • Medical, Dental, & Vision Insurance
  • HSA & FSA Accounts
  • 401K, with 4% company contribution (after 1 year of service)
  • Paid time off (17 days per year)
  • Paid holidays off (7 days per year + a floating holiday)
  • Company Paid Life Insurance
  • Employee Assistance Program
  • Building amenities include: Free parking, onsite restaurant, & onsite free gym
  • Flexible Scheduling

Collections Bonus:

Collectors are eligible for a monthly bonus based off their performance metrics. Collectors must work a full calendar month following the two (2) weeks in training to be eligible. Bonuses are paid on the second pay period of the following month.

Requirements

Required Education & Experience:

  • High school diploma
  • 1-3 years of collections experience, call center experience (telemarketing or customer service), sales, retail, or other related experience preferred, but not required
  • Fluent in English & Spanish

Competencies:

  • Excellent communication and people skills
  • Organized, self-motivated, and goal-oriented
  • Ability to manage stressful situations while maintaining composure
  • Ability to be confident and engaging as well as polite and compassionate
  • Attention to detail and ability to reason and think quickly when negotiating
  • Working knowledge of MS Office

Work Environment and Physical Demands:

This role operates in a professional office setting, routinely working with standard office equipment. Generally, due to the nature of this office position, the person in this role would be required to talk and hear, sit or stand for long period of time, and use their hands and fingers, to handle and feel. Occasionally required to walk, reach with arms and hand, climb or balance, and to stoop, kneel, or crouch. Regularly required to lift and/or move up to 10 pounds, occasionally lift and/or move up to 25 pounds. Vision abilities required by the job include close vision.


Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and to meet job requirements.


All applicants must pass a criminal background and drug screening before commencing employment with Messerli & Kramer, P.A.


Wage Disclaimer: The starting wage for this position is $19.73/hour. The wage range for this position is $19.73/hour to $25.00/hour + monthly bonuses.


About Us:

The Collection Division of Messerli Kramer, located in Plymouth, Minnesota, is one of most respected law firms in the legal collections industry. Practicing in nine states and supported by nearly 290 employees within our division, we are a leader in our field and large by industry standards. As a well-established firm, we have built a reputation for consistency, reliability, and long-term client partnerships-making us a stable, long-term employer. Our approach is rooted in treating consumers with respect and dignity, working collaboratively to find realistic solutions that help them resolve debt and move forward, while still achieving successful outcomes for our clients. This people-first philosophy is a core part of our culture and something we are proud to stand behind.


Reference Titles:

Customer Service Representative

Account Manager

Accounts Receivable

Call Center Representative