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Professional Debt Collector Jobs (NOW HIRING)

Blitt and Gaines

Debt Collector

Naperville, IL · On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Communicate professionally with consumers, attorneys, and third-party representatives * Ensure ...

Blitt and Gaines, P.C.

Debt Collector

Vernon Hills, IL

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Communicate professionally with consumers, attorneys, and third-party representatives * Ensure ...

Blitt and Gaines

Debt Collector

Saint Louis, MO · On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Communicate professionally with consumers, attorneys, and third-party representatives * Ensure ...

Blitt and Gaines, P.C.

Debt Collector

Naperville, IL · On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Communicate professionally with consumers, attorneys, and third-party representatives * Ensure ...

34259 - Blitt and Gaines PC

Debt Collector

Naperville, IL · On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Communicate professionally with consumers, attorneys, and third-party representatives * Ensure ...

34259 - Blitt and Gaines PC

Debt Collector

Saint Louis, MO · On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Communicate professionally with consumers, attorneys, and third-party representatives * Ensure ...

Blitt and Gaines

Debt Collector

Des Moines, IA · On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Communicate professionally with consumers, attorneys, and third-party representatives * Ensure ...

Blitt and Gaines

Debt Collector

Vernon Hills, IL · On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... Communicate professionally with consumers, attorneys, and third-party representatives * Ensure ...

Elite Business Resources, LLC

Collector

Shreveport, LA

$18.75 - $24.75/hr

We are seeking a detail-oriented and professional Medical Debt Collector to join our team. The Medical Debt Collector is responsible for contacting patients and insurance companies regarding ...

BCForward

Debt Collector (Hybrid)

Indianapolis, IN · On-site

$19 - $20/hr

Strong negotiation and persuasion skills, with the ability to effectively communicate with debtors in a respectful and professional manner. * Effective verbal and written communication skills ...

New

NRA Group, LLC

Be Seen First

Debt Collector

Mount Laurel, NJ · On-site

$17 - $20/hr

Professional and respectful communication with consumers, clients, management and peers * Comprehension and appropriate execution of laws and regulations pertaining to the industry * Above all ...

RSI

Bad Debt Collector

Glendale, AZ · On-site

$17/hr

Professionally handle incoming calls * Provide exemplary customer service, transforming concerns ... of debt recovery through the right channels. With killer people skills and a knack for handling a ...

Bail Hotline

Experienced Debt Collector

Riverside, CA · On-site

$20 - $22/hr

Debt Collections Specialist Our Financial Services team is currently seeking dynamic, highly ... professional growth, teamwork, and creativity. Key Responsibilities * The duties of a Customer ...

RSI ENTERPRISES INC

Bad Debt Collector

Glendale, AZ · Remote

$17/hr

Professionally handle incoming calls * Provide exemplary customer service, transforming concerns ... of debt recovery through the right channels. With killer people skills and a knack for handling a ...

Charlie Health

Debt Collector Associate

Nashville, TN · Hybrid

$15.50 - $20/hr

Our team is comprised of passionate, forward-thinking professionals eager to take on the challenge of the mental health crisis and play a formative role in providing life-saving solutions. We are ...

Charlie Health

Debt Collector Associate

Nashville, TN · Hybrid

$15.50 - $20/hr

Our team is comprised of passionate, forward-thinking professionals eager to take on the challenge of the mental health crisis and play a formative role in providing life-saving solutions. We are ...

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Professional Debt Collector information

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How much do professional debt collector jobs pay per hour?

As of Aug 21, 2026, the average hourly pay for professional debt collector in the United States is $18.39, according to ZipRecruiter salary data. Most workers in this role earn between $15.38 and $19.95 per hour, depending on experience, location, and employer.

What is a professional debt collector?

Professional debt collectors are individuals or agencies hired to recover unpaid debts from individuals or businesses. They typically work on behalf of creditors, such as banks, credit card companies, or other lenders, to contact debtors and negotiate repayment plans. Debt collectors must follow strict laws and regulations, such as the Fair Debt Collection Practices Act (FDCPA), which outlines acceptable practices and protects consumers from harassment. Their goal is to recover as much of the outstanding debt as possible, often through phone calls, letters, or legal proceedings if necessary.

How do professional debt collectors handle difficult or uncooperative debtors while maintaining compliance with regulations?

Professional Debt Collectors often encounter individuals who are upset, unresponsive, or unwilling to cooperate. To handle these situations effectively, collectors are trained to use strong communication skills, empathy, and persistence while strictly adhering to laws like the Fair Debt Collection Practices Act (FDCPA). They aim to negotiate payment plans or settlements that work for both parties, all while documenting interactions and avoiding any practices that could be considered harassment. Regular training and support from supervisors help collectors navigate these challenging conversations professionally and legally.

What are the key skills and qualifications needed to thrive as a professional debt collector, and why are they important?

To thrive as a Professional Debt Collector, you need strong negotiation skills, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, telephone systems, and compliance tools is important for daily operations. Excellent communication, resilience, and problem-solving abilities help manage difficult conversations and maintain professionalism. These skills ensure effective debt recovery while adhering to legal standards and preserving client relationships.

What is the difference between Professional Debt Collector vs Debt Collection Agent?

AspectProfessional Debt CollectorDebt Collection Agent
CredentialsOften requires collection training, sometimes certificationsSimilar credentials, may include licensing depending on state
Work EnvironmentOffice-based, fieldwork, or remotePrimarily office or fieldwork, often on-site at debtor locations
Employer & IndustryFinancial institutions, collection agencies, healthcare providersCollection agencies, financial institutions, healthcare providers

Both roles involve recovering unpaid debts and may require similar certifications and work environments. The main difference lies in terminology and specific employer usage, with 'Professional Debt Collector' often used in formal or industry-specific contexts, while 'Debt Collection Agent' is a more general term. Understanding these distinctions can help job seekers target the right roles and employers.

How to become a professional debt collector?

To become a professional debt collector, candidates typically need a high school diploma or equivalent, strong communication and negotiation skills, and knowledge of relevant laws such as the Fair Debt Collection Practices Act. Some employers may require prior experience in collections or customer service, and obtaining certification from industry organizations can enhance job prospects. The role often involves working in an office environment with standard business hours, and familiarity with collection software is beneficial.
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Professional Debt Collector jobs near you
Infographic showing various Professional Debt Collector job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 86% Physical, 2% Hybrid, and 12% Remote job distribution, with an average salary of $38,249 per year, or $18.4 per hour.

Debt Collector

Blitt and Gaines

Naperville, IL • On-site

$18 - $25/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 8 days ago

Job description

About Blitt and Gaines, P.C.
Blitt and Gaines, P.C. is a leading debt collection law firm with over 30 years of experience representing most of the nation's largest financial institutions. With nine offices across Arizona, Arkansas, Illinois, Indiana, Iowa, Kansas, Missouri, Tennessee, and Wisconsin, our attorneys and support teams deliver high-quality, compliant, and ethical legal services.
At the heart of our firm are people-our clients, our employees, and the partnerships we build. Guided by our philosophy-Collect Compliantly. Litigate Ethically. Lead Effectively. Exceed Expectations. Expect Excellence-we uphold integrity, respect, and fairness in every interaction.
Job Summary:
Blitt & Gaines, P.C. is seeking a motivated and detail-oriented Collector to join our dynamic Collections team. In this role, you will represent our firm and its clients by managing and recovering past-due accounts while maintaining a professional, respectful, and customer-centric approach. You'll engage directly with consumers and authorized third parties, negotiate payment solutions, and ensure compliance with all relevant regulations.
If you're a strong communicator, a skilled negotiator, and thrive in a fast-paced, results-driven environment, we'd love to connect with you.
Essential Duties:
  • Manage a high volume of inbound and outbound calls in a fast-paced collections environment
  • Maintain and update assigned accounts within the collections system daily
  • Monitor and respond to client voicemail boxes, documenting and resolving messages promptly
  • Negotiate payment arrangements and settlements in accordance with company and client guidelines
  • Accurately update customer account information and notes
  • Verify and confirm customer account details and banking information
  • Process secure payments and update payment methods as needed
  • Investigate and resolve discrepancies on accounts
  • Communicate professionally with consumers, attorneys, and third-party representatives
  • Ensure adherence to all applicable federal and state laws (e.g., FDCPA) and client/firm compliance policies
  • Assist the team with projects and other departmental tasks assigned

Performance Expectations:
Performance is measured monthly through scorecards evaluating:
  • Productivity metrics
  • Compliance with regulatory and internal standards
  • Attendance and punctuality

Performance is benchmarked against peers with rankings provided.
Requirements
Education/Experience:
  • Previous collections experience required
  • High school diploma required; associate or bachelor's degree preferred
  • Experience in collections, customer service, sales, call centers, or QA is a plus
  • Familiarity with collections software and systems (e.g., CLS, Microsoft Office Suite)
  • Solid understanding of federal and state debt collection laws, including FDCPA

Knowledge/Skills/Abilities:
  • Excellent verbal and written communication skills
  • Strong negotiation and problem-solving abilities
  • High attention to detail and organizational skills
  • Professional demeanor with a customer-first attitude
  • Ability to multitask, prioritize, and manage time effectively
  • Self-motivated, accountable, and able to work independently
  • Positive mindset with adaptability and drive to learn
  • Comfortable working in a performance driven, bonus structured environment

What We Offer:
  • Competitive base pay
  • Monthly performance-based bonus opportunities
  • Paid Time Off (PTO) and Paid Holidays
  • Comprehensive benefits package: Medical, Dental, Vision, Life Insurance
  • Short-Term Disability
  • 401 (k) retirement plan
  • Profit sharing
  • Professional Growth and Advancement Opportunities

Join Our Team
At Blitt & Gaines, P.C., we're committed to fostering a supportive, inclusive, and high-performance workplace. If you're looking to build your career in collections while making a meaningful impact, we encourage you to apply today!
Salary Description
$18 - $25

Apply