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Commission Debt Collector Jobs (NOW HIRING)

Makowsky Ringel Greenberg, LLC

Debt Collector

Memphis, TN

$15.50 - $20.25/hr

  • Medical

  • Dental

  • Vision

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position ... Compensation is base salary plus commission. Work hours are 8 a.m. to 5 p.m. Monday through Friday.

Makowsky Ringel Greenberg, LLC

Debt Collector

Memphis, TN · On-site

$15.50 - $20.25/hr

  • Medical

  • Dental

  • Vision

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position ... Compensation is base salary plus commission. Work hours are 8 a.m. to 5 p.m. Monday through Friday.

Makowsky Ringel Greenberg, LLC

Debt Collector

Memphis, TN · On-site

$15.50 - $20.25/hr

  • Medical

  • Dental

  • Vision

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position ... Compensation is base salary plus commission. Work hours are 8 a.m. to 5 p.m. Monday through Friday.

RSI

Bad Debt Collector

Glendale, AZ · On-site

$17/hr

You'll flex your skills in skip tracing to track down those debtors and make sure you're on top of ... Salary Description $17 AND UP + commission

RSI ENTERPRISES INC

Bad Debt Collector

Glendale, AZ · Remote

$17/hr

... Commission: Up to you! Earn up to twice your monthly salary Description: As a Recovery Specialist ... You'll flex your skills in skip tracing to track down those debtors and make sure you're on top of ...

Guglielmo and Associates

Be Seen First

Bilingual Spanish Debt Collector / Customer Service

Tucson, AZ · On-site

$18 - $24/hr

  • Medical

  • Dental

  • Vision

  • Retirement

Guglielmo & Associates, PLLC is a multi-state, debt collection law firm based in Tucson. We are a ... We offer competitive pay with commission and bonuses based upon the success of the firm - collector ...

Royal Furniture Company

Consumer Debt Agent

Memphis, TN · On-site

$35K - $45K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Royal Furniture is seeking an experienced consumer debt collector to join our team at our corporate ... Pay will start out at $15/hr for the first two months while training, and then $11/hr + commission ...

Southern Management Systems

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Debt Collector/ in office phone

Orlando, FL · On-site

$29K - $65K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • PTO

Commission plus salary= total income Company Description Well-established business since 1977! company seeking full time Nationwide - income will be discussed at interview - willing to train. If you ...

Simon's Agency, Inc.

Collections Specialist

Liverpool, NY · On-site

$16 - $17/hr

  • Medical

  • Dental

  • Vision

  • PTO

Debt Collector ???? Located in Liverpool, NY - will consider REMOTE Applications! ???? Competitive Pay + Benefits + Bonus & Commission Structures ???? Monday-Friday Are you an experienced collector ...

Simon's Agency, Inc.

Collections Specialist

Liverpool, NY · On-site

$16 - $17/hr

  • Medical

  • Dental

  • Vision

  • PTO

Debt Collector ???? Located in Liverpool, NY - will consider REMOTE Applications! ???? Competitive Pay + Benefits + Bonus & Commission Structures ???? Monday-Friday Are you an experienced collector ...

Buckles & Buckles

Collections Specialist

Troy, MI · On-site

$18/hr

  • Medical

  • PTO

Debt Collector - Legal Collections Department Full-Time | Onsite | Performance-Based Role Compensation: $18.00 per hour + uncapped commission potential About the Role As a Debt Collector , you will ...

Capital Resource Alliance

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Collections Associate

Buffalo, NY · On-site

$20 - $23/hr

Debt Collector Needed (Weekly Incentives) Are you a money-motivated closer looking for a high ... Pay: $20.00 - $23.00 per hour + Uncapped Commission. Perks: Daily Cash Spiffs + Weekly Payouts.

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Commission Debt Collector information

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How much do commission debt collector jobs pay per hour?

As of Aug 15, 2026, the average hourly pay for commission debt collector in the United States is $18.39, according to ZipRecruiter salary data. Most workers in this role earn between $15.38 and $19.95 per hour, depending on experience, location, and employer.

What is a commission debt collector?

A Commission Debt Collector is responsible for recovering overdue payments from individuals or businesses on behalf of a creditor. They work on a commission basis, meaning their earnings depend on the amount of debt they successfully collect. The role involves contacting debtors, negotiating repayment terms, and maintaining records of collection efforts. Strong communication, negotiation skills, and persistence are essential for success in this role.

What are the typical daily responsibilities of a commission debt collector?

As a Commission Debt Collector, your typical day involves contacting individuals or businesses with overdue accounts by phone, email, or letters, and negotiating payment arrangements based on their financial situations. You will document interactions in collections software, follow up on outstanding commitments, and sometimes coordinate with legal or credit reporting agencies to escalate cases if necessary. The role also often involves setting and meeting collection targets while adhering to relevant laws such as the Fair Debt Collection Practices Act (FDCPA). Collaboration with teammates or supervisors is common for strategizing on difficult accounts and ensuring best practices. This fast-paced environment rewards persistence, organization, and a results-driven approach.

What qualifications do I need to be a commission debt collector?

To become a commission debt collector, candidates typically need a high school diploma or equivalent and must pass a background check. Strong communication, negotiation skills, and knowledge of debt collection laws are important, and some employers may require licensing or certification depending on the jurisdiction.

What are the key skills and qualifications needed to thrive in the commission debt collector position, and why are they important?

To thrive as a Commission Debt Collector, you need strong negotiation skills, knowledge of debt collection regulations, and a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software and collections databases is typically required, and some employers may prefer certification from organizations like ACA International. Outstanding communication, active listening, and resilience are essential soft skills for overcoming objections and maintaining professionalism with difficult clients. These abilities are crucial for maximizing recovered debts while preserving positive client relationships and complying with legal standards.

Can you make good money as a commission debt collector?

Commission debt collectors can earn varying income depending on their success in collecting debts, with some earning a base salary plus commissions. Earnings often depend on the volume of accounts handled, collection skills, and the commission structure set by the employer. Successful collectors with strong negotiation skills can potentially make a good income, but results can vary widely.
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Commission Debt Collector jobs near you
Infographic showing various Commission Debt Collector job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 12% Part Time, and 7% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $38,249 per year, or $18.4 per hour.

Debt Collector

Makowsky Ringel Greenberg, LLC

Memphis, TN

$15.50 - $20.25/hr

Full-time

Medical, Dental, Vision

Re-posted 13 days ago

Job description

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position in Memphis, Tennessee. ARS works primarily with commercial and residential / multi-family property management firms to recover outstanding payables.

Responsibilities include contacting debtors by phone and/or letter, sending written correspondence, setting up payment plans, managing debtor accounts, and processing debtor accounts for legal action when necessary. Our collectors also use comprehensive, state-of-the-art databases to locate debtors as needed.

Compensation is base salary plus commission. Work hours are 8 a.m. to 5 p.m. Monday through Friday.

Requirements

  • Minimum one year of collections experience
  • Some property management and/or multifamily collection experience preferred

Benefits

  • Competitive salary
  • Performance bonus program
  • Medical, dental, and vision insurance
  • Short- and long-term disability insurance

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