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Commission Debt Collector Jobs in Chicago, IL (NOW HIRING)

Commission Debt Collector information

See Chicago, IL salary details

$8

$18

$27

How much do commission debt collector jobs pay per hour?

As of Sep 6, 2026, the average hourly pay for commission debt collector in Chicago, IL is $18.94, according to ZipRecruiter salary data. Most workers in this role earn between $15.87 and $20.58 per hour, depending on experience, location, and employer.

What is a commission debt collector?

A Commission Debt Collector is responsible for recovering overdue payments from individuals or businesses on behalf of a creditor. They work on a commission basis, meaning their earnings depend on the amount of debt they successfully collect. The role involves contacting debtors, negotiating repayment terms, and maintaining records of collection efforts. Strong communication, negotiation skills, and persistence are essential for success in this role.

What are the typical daily responsibilities of a commission debt collector?

As a Commission Debt Collector, your typical day involves contacting individuals or businesses with overdue accounts by phone, email, or letters, and negotiating payment arrangements based on their financial situations. You will document interactions in collections software, follow up on outstanding commitments, and sometimes coordinate with legal or credit reporting agencies to escalate cases if necessary. The role also often involves setting and meeting collection targets while adhering to relevant laws such as the Fair Debt Collection Practices Act (FDCPA). Collaboration with teammates or supervisors is common for strategizing on difficult accounts and ensuring best practices. This fast-paced environment rewards persistence, organization, and a results-driven approach.

What are the key skills and qualifications needed to thrive in the commission debt collector position, and why are they important?

To thrive as a Commission Debt Collector, you need strong negotiation skills, knowledge of debt collection regulations, and a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software and collections databases is typically required, and some employers may prefer certification from organizations like ACA International. Outstanding communication, active listening, and resilience are essential soft skills for overcoming objections and maintaining professionalism with difficult clients. These abilities are crucial for maximizing recovered debts while preserving positive client relationships and complying with legal standards.

Can you make good money as a commission debt collector?

Commission debt collectors can earn varying income depending on their success in collecting debts, with some earning a substantial commission-based income. Earnings often depend on the volume of accounts handled, the commission structure, and experience. Successful collectors with strong negotiation skills and industry knowledge can potentially make a good income, but it is not guaranteed and varies by individual performance.

What qualifications do I need to be a commission debt collector?

To become a commission debt collector, candidates typically need a high school diploma or equivalent. Strong communication, negotiation skills, and knowledge of debt collection laws are important, and some employers may require training or certification in debt collection practices.

What are the most commonly searched types of Debt Collector jobs in Chicago, IL?

The most popular types of Debt Collector jobs in Chicago, IL are:

What are popular job titles related to Commission Debt Collector jobs in Chicago, IL?

For Commission Debt Collector jobs in Chicago, IL, the most frequently searched job titles are:

What job categories do people searching Commission Debt Collector jobs in Chicago, IL look for?

The top searched job categories for Commission Debt Collector jobs in Chicago, IL are:

What cities near Chicago, IL are hiring for Commission Debt Collector jobs?

Cities near Chicago, IL with the most Commission Debt Collector job openings:

Infographic showing various Commission Debt Collector job openings in Chicago, IL as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $39,402 per year, or $18.9 per hour.

Sr Collector-Bilingual- 5+yrs Collections Exp Req'd (3yrs Auto)-$70k/yr+Bonus

Drive Now Acceptance

East Dundee, IL • On-site

$70K - $85K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 21 days ago


Key responsibilities

  • Manage collections activities, including initiating repossessions when necessary.

  • Follow up with customers to help them get back on track with payments and build rapport.

  • Utilize knowledge of skip tracing, repossessions, impounds, and loan restructuring to recover overdue accounts.


Job description

Successful Buy Here-Pay Here dealer is seeking a BILINGUAL Senior Collector

BASE $70,000/year plus up to $15,000 in Bonuses/yr! (based on exp/skill)

Earn from $70,000/yr to $85,000+/yr (based on experience/skill)

Drive Now Acceptance, Superior Car Credit's in-house financing company, is seeking an experienced, energetic, dedicated Senior Collector to join our collections team. We have openings in both our E Dundee and Marengo, IL locations.

We Offer:

  • Great Pay: Base Pay of $70,000 with up to $15,000/yr in BONUSES (based on exp/skill)

  • Earnings potential of up to $85,000+/yr (based on exp/skill)

  • 5 Day, 40 Hour Work Week: Saturdays are REQUIRED until 3pm

  • 401k Plan

  • Paid Time Off/Holiday Pay

  • Health Insurance

  • Dental Insurance

  • Vision Insurance

  • Life Insurance

  • Opprtunities to Advance

  • Fantastic, Supportive Management Team to ensure your SUCCESS

What we are looking for:

  • 5+ years Total Collections Experience REQUIRED

  • 3+ years experience in Auto Collections is aREQUIRED

  • Bilingual (SPANISH/ENGLISH) is REQUIRED

  • Subprime auto collections experience PREFERRED

  • Extensive knowledge of repossessions and impounds, skip tracing, & loan restructuring

  • Creative problem-solver, someone who thinks outside the boxs, solutions-oriented, with the ability to help customers get back on track with payments

  • Experience with initiating repossession when necessary

  • Strong organizational and multi-tasking abilities

  • Solid, consistent follow-up skills

  • Excellent customer service and relationship-building skills

  • Strong phone and computer skills

  • Clear, effective communication skills with the ability to build rapport with customers

If you are seeking a change or advancement opportunity, APPLY NOW. You may also call 855-931-2445 for more details on next steps. Be sure to include current contact information so we may call you.

Drive Now Acceptance

East Dundee, IL & Marengo, IL

  • Must Possess a Valid US Driver License & Reliable Transportation

  • Must Be Authorized To Work In The United States

  • Equal Opportunity Employer

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