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Commercial Debt Collection Jobs (NOW HIRING)

Legalis Financial Services

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Debt Collector

Tulsa, OK · On-site

$15 - $20/hr

Manage third-party collection efforts for commercial and professional receivables * Contact debtors via phone, email, and written communication in a professional and compliant manner * Negotiate ...

Howe Law

Litigation Attorney

Alpharetta, GA · Remote

Qualifications - Ability to drive legal debt collection and resolve commercial disputes. - Solid organizational skills, including the ability to prioritize and multi-task in a demanding environment ...

Parker

Collections Specialist

New York, NY · On-site

$90K - $100K/yr

Ensure compliance with commercial debt collection laws, UCC lien processes, and contractual obligations * Collaborate with legal on enforcement, litigation, and collateral recovery * Continuously ...

Parker

Collections Specialist

Manhattan, NY · On-site +1

$20.50 - $27.50/hr

Ensure compliance with commercial debt collection laws, UCC lien processes, and contractual obligations * Collaborate with legal on enforcement, litigation, and collateral recovery * Continuously ...

Elevance Health

Credit & Collections Specialist

Plano, TX · Hybrid

$21 - $28/hr

S. diploma or equivalent and a minimum of 1 year of prior commercial debt collection experience; or any combination of education and experience, which would provide an equivalent background. Please ...

Commercial Collections of America

Salesman

Tempe, AZ

We are a commercial debt recovery agency, with over 39 years of experience in our industry and have ... Experience is Collection Sales is preferred but not required. Additional Information All your ...

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How much do commercial debt collection jobs pay per hour?

As of May 29, 2026, the average hourly pay for commercial debt collection in the United States is $23.00, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $28.61 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Commercial Debt Collector, and why are they important?

To thrive as a Commercial Debt Collector, you need strong negotiation skills, knowledge of debt collection laws, and experience with financial documentation, often supported by a high school diploma or relevant certifications. Familiarity with collection management software, CRM systems, and regulatory compliance tools is typically required. Excellent communication, resilience, and problem-solving abilities help professionals build rapport with clients and handle challenging conversations. These skills are crucial for recovering outstanding debts ethically and efficiently while maintaining positive client relationships.

What are some common challenges faced in commercial debt collection, and how can professionals effectively address them?

A major challenge in commercial debt collection is negotiating with businesses that may be experiencing financial difficulties or are reluctant to pay. Professionals often navigate complex business relationships and must maintain professionalism while being persistent. Effective communication, thorough documentation, and a strong understanding of relevant laws and regulations are essential to resolving disputes and securing payment. Collaborating closely with legal teams and account managers can also help collectors develop strategies tailored to each case, improving recovery rates and maintaining client relationships.

What is commercial debt collection?

Commercial debt collection is the process of recovering unpaid debts owed by businesses rather than individual consumers. It typically involves specialized agencies or professionals who work to recover outstanding invoices, loans, or other forms of credit extended between companies. The process may include sending reminders, negotiating payment plans, or taking legal action if necessary. Commercial debt collection follows different regulations compared to consumer debt collection and often requires a deeper understanding of business-to-business relationships.

What is the difference between Commercial Debt Collection vs Commercial Credit Analyst?

AspectCommercial Debt CollectionCommercial Credit Analyst
Required CredentialsTypically no formal certification, but knowledge of collections laws helpfulOften requires finance or accounting degrees, certifications like CFA or CPA beneficial
Work EnvironmentCollections agencies, corporate finance departments, or law firmsBanking institutions, financial services, or corporate finance teams
Employer & Industry UsageUsed by companies seeking to recover overdue commercial debtsUsed by banks and lenders to assess creditworthiness of clients

Commercial Debt Collection focuses on recovering unpaid commercial debts through communication and negotiation. In contrast, Commercial Credit Analysts evaluate the credit risk of potential or existing clients to prevent future bad debts. While both roles involve financial analysis, their primary functions differ: one aims to recover debts, the other to assess creditworthiness.

More about Commercial Debt Collection jobs
What cities are hiring for Commercial Debt Collection jobs? Cities with the most Commercial Debt Collection job openings:
What states have the most Commercial Debt Collection jobs? States with the most job openings for Commercial Debt Collection jobs include:
What job categories do people searching Commercial Debt Collection jobs look for? The top searched job categories for Commercial Debt Collection jobs are:
Commercial Debt Collection jobs near you
Infographic showing various Commercial Debt Collection job openings in the United States as of May 2026, with employment types broken down into 92% Full Time, and 8% Part Time. Highlights an 94% Physical, 4% Hybrid, and 2% Remote job distribution, with an average salary of $47,832 per year, or $23 per hour.
Small Balance Debt Collector

Small Balance Debt Collector

Milliken & Michaels Inc.

Vero Beach, FL • On-site

$14 - $18.25/hr

Full-time

Dental, Retirement

Posted 22 days ago

Job description

A Small Balance Debt Collector is responsible for contacting individuals or businesses with outstanding debts in order to facilitate the repayment of those debts. Here's a basic job description for a Small Balance Debt Collector:

Job Title: Small Balance Debt Collector

Job Summary: As a Small Balance Debt Collector, your primary responsibility is to contact individuals or businesses with small outstanding debts and work towards collecting payments. You will employ effective communication and negotiation skills to establish repayment plans, resolve disputes, and ensure timely debt recovery.

Key Responsibilities:

  1. Contacting Debtors:
    • Initiate contact with individuals or businesses with small balance debts.
    • Communicate clearly and professionally to inform debtors of their outstanding
    •  
    • balances.
  1. Negotiation:
    • Negotiate repayment plans with debtors based on their financial situations.
    • Provide information about payment options and terms to facilitate debt resolution.
  1. Record Keeping:
    • Maintain accurate and up-to-date records of all communication and payment agreements.
    • Document relevant debtor information for future reference.
  1. Compliance:
    • Ensure compliance with relevant debt collection laws and regulations.
    • Follow ethical practices in debt collection activities.
  1. Customer Service:
    • Address debtor inquiries and concerns in a courteous and respectful manner.
    • Provide assistance and information to help debtors understand their obligations.
  1. Reporting:
    • Prepare regular reports on debt collection activities and progress.
    • Update management on the status of outstanding debts and potential issues.

Requirements:

  • High school diploma or equivalent (some positions may require additional education or certification).
  • Previous experience in debt collection or a related field is preferred.
  • Strong communication and negotiation skills.
  • Knowledge of debt collection laws and regulations.
  • Excellent organizational and time management abilities.
  • Ability to work independently and as part of a team.

Note: This is a general job description, and specific requirements may vary depending on the employer and the nature of the debts being collected. Additionally, adherence to ethical practices and legal regulations is crucial in the debt collection process.

Company Description

At Milliken & Michaels, our mission is to provide exceptional and ethical commercial debt collection services tailored to meet the unique needs of our clients. We are committed to fostering long-term partnerships by delivering results with integrity, professionalism, and respect. Our dedicated team strives to recover outstanding debts efficiently, maintaining the highest standards of compliance and customer satisfaction. Through transparent communication and innovative solutions, we aim to be the trusted partner in facilitating financial success for businesses while upholding the highest ethical standards in the debt collection industry.