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Commercial Debt Collection Jobs in Texas (NOW HIRING)

Regent & Associates

Be Seen First

Commercial Collections Specialist

Houston, TX · On-site

$22/hr

We specialize in commercial debt recovery, litigation management, judgment enforcement, and ... Document all collection activity and account updates. * Coordinate with attorneys regarding ...

Zwicker & Associates, P.C.

Associate Attorney

Dallas, TX · On-site

$85K - $100K/yr

... debt collection. Founded in 1991, Zwicker represents lenders in various consumer and commercial recovery efforts and litigation. Zwicker is headquartered in Andover, Massachusetts, and has office ...

Zwicker & Associates, P.C.

Associate Attorney

Dallas, TX · On-site

$85K - $100K/yr

... debt collection. Founded in 1991, Zwicker represents lenders in various consumer and commercial recovery efforts and litigation. Zwicker is headquartered in Andover, Massachusetts, and has office ...

Zwicker & Associates, P.C.

Associate Attorney

Dallas, TX · On-site

$85K - $100K/yr

... debt collection. Founded in 1991, Zwicker represents lenders in various consumer and commercial recovery efforts and litigation. Zwicker is headquartered in Andover, Massachusetts, and has office ...

kubota

Collections Representative I

Grapevine, TX

$15.75 - $20.25/hr

... commercial accounts. * Establish relationships and communicate effectively with internal teams ... Basic knowledge of collection technique and Fair Debt Collection Practices Act procedures is ...

Biz2Credit Inc

Senior Litigation Counsel

Houston, TX · On-site

$129K - $175K/yr

... debt collection, and creditors' rights. · Precedent Knowledge: In-depth understanding of Uniform Commercial Code (UCC) Articles 3 and 9, state enforcement of judgment procedures, and commercial ...

New

Biz2Credit Inc

Senior Litigation Counsel

Houston, TX · Remote

$180K - $200K/yr

Experience: 5+ years of dedicated experience in commercial litigation, specifically focusing on MCA litigation, debt collection, and creditors' rights. Precedent Knowledge: In-depth understanding of ...

New

kubota

Collections Representative I

Grapevine, TX · On-site

$15.75 - $20.25/hr

... commercial accounts. * Establish relationships and communicate effectively with internal teams ... Basic knowledge of collection technique and Fair Debt Collection Practices Act procedures is ...

Kubota

Collections Representative I

Grapevine, TX · On-site

$15.75 - $20.25/hr

... commercial accounts. * Establish relationships and communicate effectively with internal teams ... Basic knowledge of collection technique and Fair Debt Collection Practices Act procedures is ...

Tumodo

Legal Counsel

Dallas, TX · On-site

Navigate aviation, accommodation, and transportation laws Contracts & Commercial * Draft and review ... Manage AR/debt collection, legal disputes, settlements, and class action defence * Coordinate with ...

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All JobsCommercial Debt Collection JobsCommercial Debt Collection Jobs in Texas

Commercial Debt Collection information

See Texas salary details

$6

$21

$33

How much do commercial debt collection jobs pay per hour?

As of Aug 28, 2026, the average hourly pay for commercial debt collection in Texas is $21.42, according to ZipRecruiter salary data. Most workers in this role earn between $16.78 and $26.63 per hour, depending on experience, location, and employer.

What is commercial debt collection?

Commercial debt collection is the process of recovering unpaid debts owed by businesses rather than individual consumers. It typically involves specialized agencies or professionals who work to recover outstanding invoices, loans, or other forms of credit extended between companies. The process may include sending reminders, negotiating payment plans, or taking legal action if necessary. Commercial debt collection follows different regulations compared to consumer debt collection and often requires a deeper understanding of business-to-business relationships.

What are the key skills and qualifications needed to thrive as a commercial debt collector?

To thrive as a Commercial Debt Collector, you need strong negotiation skills, knowledge of debt collection laws, and experience with financial documentation, often supported by a high school diploma or relevant certifications. Familiarity with collection management software, CRM systems, and regulatory compliance tools is typically required. Excellent communication, resilience, and problem-solving abilities help professionals build rapport with clients and handle challenging conversations. These skills are crucial for recovering outstanding debts ethically and efficiently while maintaining positive client relationships.

What are some common challenges faced in commercial debt collection, and how can professionals effectively address them?

A major challenge in commercial debt collection is negotiating with businesses that may be experiencing financial difficulties or are reluctant to pay. Professionals often navigate complex business relationships and must maintain professionalism while being persistent. Effective communication, thorough documentation, and a strong understanding of relevant laws and regulations are essential to resolving disputes and securing payment. Collaborating closely with legal teams and account managers can also help collectors develop strategies tailored to each case, improving recovery rates and maintaining client relationships.

What is the difference between Commercial Debt Collection vs Commercial Credit Analyst?

AspectCommercial Debt CollectionCommercial Credit Analyst
Required CredentialsTypically no formal certification, but knowledge of collections laws helpfulOften requires finance or accounting degrees, certifications like CFA or CPA beneficial
Work EnvironmentCollections agencies, corporate finance departments, or law firmsBanking institutions, financial services, or corporate finance teams
Employer & Industry UsageUsed by companies seeking to recover overdue commercial debtsUsed by banks and lenders to assess creditworthiness of clients

Commercial Debt Collection focuses on recovering unpaid commercial debts through communication and negotiation. In contrast, Commercial Credit Analysts evaluate the credit risk of potential or existing clients to prevent future bad debts. While both roles involve financial analysis, their primary functions differ: one aims to recover debts, the other to assess creditworthiness.

What are popular job titles related to Commercial Debt Collection jobs in Texas?

For Commercial Debt Collection jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Commercial Debt Collection jobs in Texas look for?

The top searched job categories for Commercial Debt Collection jobs in Texas are:

What cities in Texas are hiring for Commercial Debt Collection jobs?

Cities in Texas with the most Commercial Debt Collection job openings:

Commercial Debt Collection jobs near you
Infographic showing various Commercial Debt Collection job openings in Texas as of August 2026, with employment types broken down into 86% Full Time, 7% Part Time, and 7% Contract. Highlights an 73% In-person, 7% Hybrid, and 20% Remote job distribution, with an average salary of $44,563 per year, or $21.4 per hour.

Collections and Account Resolution Associate

LiftFund

San Antonio, TX • On-site

$15.75 - $21.75/hr

Full-time

Posted 28 days ago

Job description

Collections and Account Resolution Associate
Summary
The Collections and Account Resolution Associate is responsible for managing and servicing a portfolio of delinquent loans, ensuring timely and effective recovery of past due accounts in alignment with LiftFund’s policies and regulatory standards. This role involves high-volume client outreach, loan analysis, negotiation of repayment plans, and coordination of repossession or legal actions when necessary. The Collections and Account Resolution Associate plays a key role in minimizing portfolio risk and losses through proactive account management, accurate documentation, and collaboration with internal teams and third-party vendors. Bilingual communication skills, knowledge of collection laws, and a customer-centered approach are essential to success in this position.
Essential Duties and Responsibilities
  • Manage and service an assigned loan portfolio, focusing on the timely collection of delinquent accounts and the execution of loan modifications in accordance with LiftFund’s policies and procedures.
  • Conduct detailed loan analyses and rating assessments to monitor portfolio performance and identify risk.
  • Proactively identify early warning signs of delinquency; initiate customer outreach, site visits, or legal actions as necessary to mitigate loss and protect company assets.
  • Perform high-volume outbound and inbound collection calls to resolve delinquent accounts and bring their status back to current.
  • Maintain delinquency and portfolio-at-risk levels within organizational standards by enforcing consistent, results-driven collection efforts.
  • Counsel and negotiate with delinquent clients via phone or in person to develop sustainable repayment plans and foster cooperative resolution.
  • Process payments by credit card or check over the phone and ensure accurate and timely posting to customer accounts.
  • Track, analyze, and report on portfolio trends by preparing and maintaining loan performance reports and dashboards.
  • Coordinate repossession and foreclosure activities in accordance with company guidelines and ensure compliance with legal and regulatory requirements.
  • Manage relationships with third-party vendors, including collection agencies, legal counsel, repossession agents, and liquidators.
  • Maintain and regularly update a list of reputable liquidators and recovery service providers.
  • Oversee the inventory and sale of repossessed or surrendered collateral items, ensuring proper documentation and asset disposition.
  • Monitor and address failed payment promises and non-sufficient fund (NSF) transactions promptly to recover funds and prevent account deterioration.
  • Collaborate with Lending, Accounting, and senior management to coordinate strategies on delinquent accounts, legal collections, and customer communications.
  • Assist with portfolio management tasks, such as forecasting loan losses and implementing delinquency control measures.
  • Maintain accurate customer files, including updates to contact information, ownership/management changes, and correspondence records.
  • Document collection activities and customer interactions using QuickBooks or other company systems, ensuring detailed and timely account notes.
  • Draft and send standard collection correspondence to delinquent borrowers.
  • Research customer discrepancies and resolve outstanding issues with support from internal teams.
  • Assist with general office support, including answering phones, logging customer service inquiries, and directing calls appropriately.
  • Perform additional duties and responsibilities as assigned.
Minimum Qualifications
  • Minimum of 2 years of experience in debt collection, customer service, asset recovery, and collateral disposition.
  • Strong working knowledge of the Fair Debt Collection Practices Act (FDCPA), U.S. Bankruptcy Code, and other relevant laws governing consumer and commercial debt collection.
  • Proven ability to provide exceptional customer service while effectively managing and resolving conflicts with professionalism and empathy.
  • Highly self-motivated, goal-oriented, and adaptable with strong attention to detail. Able to thrive in a fast-paced, high-volume work environment.
  • Strong analytical and critical thinking skills with sound decision-making ability under pressure.
  • Excellent verbal and written communication skills with the ability to negotiate and build rapport with diverse customer populations.
  • Exceptional time management, organization, and follow-through capabilities to manage a dynamic workload efficiently.
  • Solid understanding of basic accounting principles as they relate to loan servicing and collections.
  • Proficient in Microsoft Office Suite, including Excel, Word, PowerPoint, and Outlook.
  • Current and valid driver’s license as well as reliable transportation.
  • Bilingual in English and Spanish is required.
Please note this job description is not designed to cover or contain a comprehensive list of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.
Travel
Routine travel within the local as necessary.
Position Type, Days and Hours
This is a full-time, exempt position. The days and hours of work are generally Monday through Friday, between 8:30 am and 5:30 pm, but working beyond that schedule may be necessary from time to time.
Physical Demands
When working on-site, work is performed in a routine office environment. This job requires working under stressful conditions to meet deadlines and address unexpected work challenges. The job also requires the ability to operate office equipment (such as computers) as may be necessary to perform the position’s responsibilities.
LiftFund Inc. is committed to providing equal employment opportunities for all our applicants and employees without regard to age, color, mental or physical disability, gender, gender identity, genetic information, marital status, military status, national origin, pregnancy, race, religion, sexual orientation, veteran status, or any other protected characteristic. Also, LiftFund provides reasonable accommodation, and it is committed to engaging in the interactive process.

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