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Commercial Debt Collection Jobs in Virginia (NOW HIRING)

LAW FIRM

Be Seen First

Associate Attorney - Community Associations Law

Mclean, VA · On-site

$115K - $139K/yr

Experience with collections, Fair Debt Collection Practices Act compliance, district court, and ... commercial real estate and creditors' rights work. In addition to our main office in Tysons, we ...

LAW FIRM

Be Seen First

Associate Attorney - Community Associations Law

Mclean, VA · On-site

$115K - $139K/yr

Experience with collections, Fair Debt Collection Practices Act compliance, district court, and ... commercial real estate and creditors' rights work. In addition to our main office in Tysons, we ...

LAW FIRM

Litigation Associate Attorney

Reston, VA · On-site

$130K - $160K/yr

Working knowledge of the Fair Debt Collection Practices Act (FDCPA) , district court procedures ... commercial real estate and creditors' rights work. In addition to our main office in Tysons, we ...

LAW FIRM

Litigation Associate Attorney

Reston, VA · On-site

$130K - $160K/yr

Working knowledge of the Fair Debt Collection Practices Act (FDCPA) , district court procedures ... commercial real estate and creditors' rights work. In addition to our main office in Tysons, we ...

Medix

Payment Representative

Virginia Beach, VA · On-site

$18 - $23/hr

... commercial groups for payment processing of insurance products. The primary goal is to ensure seamless payment processes and offer exceptional customer service without engaging in debt collection.

Tiger Fuel Company

Credit Manager

Charlottesville, VA · On-site

$75K - $85K/yr

... segment (dealer, commercial, residential), and contractual agreements. Continuously monitor ... Help design and implement structured collection strategies, including dunning schedules, delivery ...

Airbus Americas

Credit Specialist

Herndon, VA · On-site

Transparencia en el Pago No Discriminacion(Spanish) Airbus Commercial Aircraft is looking for a ... Your Challenges: Customer Debt Account Creation and Management: 75% * Validate Customer ...

Airbus

Credit Specialist

Herndon, VA · On-site

Transparencia en el Pago No Discriminacion (Spanish) Airbus Commercial Aircraft is looking for a ... Your Challenges: Customer Debt Account Creation and Management: 75% * Validate Customer ...

Ag

Credit Specialist

Herndon, VA · On-site

Transparencia en el Pago No Discriminacion(Spanish) Airbus Commercial Aircraft is looking for a ... Your Challenges: Customer Debt Account Creation and Management: 75% * Validate Customer ...

Airbus

Credit Specialist

Herndon, VA · On-site

Transparencia en el Pago No Discriminacion (Spanish) Airbus Commercial Aircraft is looking for a ... Your Challenges: Customer Debt Account Creation and Management: 75% * Validate Customer ...

Tiger Fuel Company

Credit Manager

Charlottesville, VA · On-site

$75K - $85K/yr

... commercial, residential), and contractual agreements. • Continuously monitor customer credit ... collection strategies, including dunning schedules, delivery holds, COD conversions, and account ...

Tiger Fuel Company

Credit Manager

Charlottesville, VA · On-site

$75K - $85K/yr

... commercial, residential), and contractual agreements. • Continuously monitor customer credit ... collection strategies, including dunning schedules, delivery holds, COD conversions, and account ...

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All JobsCommercial Debt Collection JobsCommercial Debt Collection Jobs in Virginia

Commercial Debt Collection information

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$7

$22

$35

How much do commercial debt collection jobs pay per hour?

As of Aug 9, 2026, the average hourly pay for commercial debt collection in Virginia is $22.80, according to ZipRecruiter salary data. Most workers in this role earn between $17.88 and $28.37 per hour, depending on experience, location, and employer.

What is commercial debt collection?

Commercial debt collection is the process of recovering unpaid debts owed by businesses rather than individual consumers. It typically involves specialized agencies or professionals who work to recover outstanding invoices, loans, or other forms of credit extended between companies. The process may include sending reminders, negotiating payment plans, or taking legal action if necessary. Commercial debt collection follows different regulations compared to consumer debt collection and often requires a deeper understanding of business-to-business relationships.

What are the key skills and qualifications needed to thrive as a commercial debt collector?

To thrive as a Commercial Debt Collector, you need strong negotiation skills, knowledge of debt collection laws, and experience with financial documentation, often supported by a high school diploma or relevant certifications. Familiarity with collection management software, CRM systems, and regulatory compliance tools is typically required. Excellent communication, resilience, and problem-solving abilities help professionals build rapport with clients and handle challenging conversations. These skills are crucial for recovering outstanding debts ethically and efficiently while maintaining positive client relationships.

What is the difference between Commercial Debt Collection vs Commercial Credit Analyst?

AspectCommercial Debt CollectionCommercial Credit Analyst
Required CredentialsTypically no formal certification, but knowledge of collections laws helpfulOften requires finance or accounting degrees, certifications like CFA or CPA beneficial
Work EnvironmentCollections agencies, corporate finance departments, or law firmsBanking institutions, financial services, or corporate finance teams
Employer & Industry UsageUsed by companies seeking to recover overdue commercial debtsUsed by banks and lenders to assess creditworthiness of clients

Commercial Debt Collection focuses on recovering unpaid commercial debts through communication and negotiation. In contrast, Commercial Credit Analysts evaluate the credit risk of potential or existing clients to prevent future bad debts. While both roles involve financial analysis, their primary functions differ: one aims to recover debts, the other to assess creditworthiness.

How much do commercial debt collectors make?

Commercial debt collectors typically earn a median annual salary of around $40,000 to $50,000, with experienced professionals or those in supervisory roles earning higher. Compensation can include commissions or bonuses based on recovery success, and the job often requires strong negotiation skills and knowledge of debt collection laws.

What are some common challenges faced in commercial debt collection, and how can professionals effectively address them?

A major challenge in commercial debt collection is negotiating with businesses that may be experiencing financial difficulties or are reluctant to pay. Professionals often navigate complex business relationships and must maintain professionalism while being persistent. Effective communication, thorough documentation, and a strong understanding of relevant laws and regulations are essential to resolving disputes and securing payment. Collaborating closely with legal teams and account managers can also help collectors develop strategies tailored to each case, improving recovery rates and maintaining client relationships.

Can you make good money as a commercial debt collector?

Commercial debt collectors can earn a variable income that depends on factors such as experience, commission structures, and the size of the accounts they handle. Salaries often include a base pay plus performance-based incentives, with some collectors earning a competitive income in the industry. Success in this role typically requires strong negotiation skills and knowledge of debt collection laws and tools.
What are popular job titles related to Commercial Debt Collection jobs in Virginia? For Commercial Debt Collection jobs in Virginia, the most frequently searched job titles are:
What job categories do people searching Commercial Debt Collection jobs in Virginia look for? The top searched job categories for Commercial Debt Collection jobs in Virginia are:
Commercial Debt Collection jobs near you
Infographic showing various Commercial Debt Collection job openings in Virginia as of August 2026, with employment types broken down into 91% Full Time, 6% Part Time, and 3% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $47,421 per year, or $22.8 per hour.

Collections Representative - Legal

Harris Loftus PLLC

Manassas, VA • On-site

$20 - $25/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 12 days ago

Job description

Collections Representative 
Location: Manassas, Virginia 
Employment Type: Full-time (40 hrs/wk) 
 About HarrisLoftus, PLLC 
HarrisLoftus, PLLC is a fast-growing law firm representing national clients across multiple states. We partner with financial institutions and other creditors to resolve consumer and commercial debt through professional, compliant, and results-driven legal processes. 
 
Role Overview 
We are seeking a motivated and professional Collections Representative to join our team. This is a phone-based debt collection role focused on communicating with debtors to resolve outstanding balances. The ideal candidate is a strong communicator, detail-oriented, and comfortable navigating sensitive financial conversations with professionalism and empathy. 
Key Responsibilities 
  • Answer inbound and outbound collection calls in a professional and courteous manner 
  • Communicate with debtors to negotiate payment arrangements and resolve outstanding balances 
  • Maintain accurate and up-to-date account records and documentation 
  • Adhere to all federal and state debt collection laws, including FDCPA compliance 
  • Meet daily and weekly collection targets and performance deadlines 
  • Escalate complex or unresolved accounts to the legal team as needed 
  • Respond to debtor inquiries via phone and email in a timely manner 
  • Collaborate with internal teams to ensure accurate account management 
 
Required Qualifications 
  • High school diploma or equivalent 
  • 1+ year of collections, customer service, or phone-based experience 
  • Proficiency in Microsoft Office (Word, Outlook, Excel) 
  • Strong verbal communication and negotiation skills 
  • Ability to handle high call volumes in a fast-paced environment 
  • Professional and empathetic demeanor when handling sensitive conversations 
  • Strong attention to detail and organizational skills 
  • Reliability and ability to work effectively in a fast-paced team environment 
  • Ability to multitask and prioritize competing deadlines 
  • Ability to maintain confidentiality of sensitive account information 
  • Positive attitude and team-oriented mindset 
  • Ability to work overtime as required 
 
Preferred Qualifications 
  • Prior debt collections or financial services experience 
  • Bilingual in Spanish (conversational or professional fluency) 
  • Experience with collections management software or CRM systems 
 
What We Offer 
  • Competitive pay range $20.00-$25.00, per hour depending on experience 
  • 401(k) with employer match 
  • Medical, dental, and vision insurance 
  • Paid time off 
  • Profit-sharing opportunities 
  • Advancement opportunities 
 
Equal Opportunity Employer 
HarrisLoftus, PLLC is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.