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Debt Collector Salary Jobs (NOW HIRING)

Debt Collector

Memphis, TN

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position ... Compensation is base salary plus commission. Work hours are 8 a.m. to 5 p.m. Monday through Friday.

Debt Collector

Memphis, TN · On-site

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position ... Compensation is base salary plus commission. Work hours are 8 a.m. to 5 p.m. Monday through Friday.

Debt Collector

Memphis, TN · On-site

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position ... Compensation is base salary plus commission. Work hours are 8 a.m. to 5 p.m. Monday through Friday.

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Debt Collector

Pompano Beach, FL · On-site

$40K - $42K/yr

Salary commensurate with experience. This is a full-time, on-site position. Medical, dental and ... debt collection litigation and creditors' rights. Established in 2004, the firm operates as a ...

Earn up to twice your monthly salary Description: As a Recovery Specialist, you're involved with ... You'll flex your skills in skip tracing to track down those debtors and make sure you're on top of ...

Earn up to twice your monthly salary Description: As a Recovery Specialist, you're involved with ... You'll flex your skills in skip tracing to track down those debtors and make sure you're on top of ...

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Commission plus salary= total income Company Description Well-established business since 1977! company seeking full time Nationwide - income will be discussed at interview - willing to train. If you ...

$49K - $58K/yr

Salary: $49,500 - 58,658 Grade: 19 Closing Date: Open Until Filled Job Summary: The Arizona ... both individual debtors and business debtors, and for communicating with debtors and others ...

Collections Specialist

Memphis, TN · On-site

$35K - $45K/yr

Royal Furniture is seeking an experienced consumer debt collector to join our team at our corporate ... A competitive salary - base plus commission * A comprehensive benefit package, including medical ...

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Debt Collector Salary information

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$8

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How much do debt collector salary jobs pay per hour?

As of Aug 3, 2026, the average hourly pay for debt collector salary in the United States is $18.39, according to ZipRecruiter salary data. Most workers in this role earn between $15.38 and $19.95 per hour, depending on experience, location, and employer.

Can you make good money as a debt collector?

Debt collectors can earn a moderate to high income depending on their experience, location, and whether they work on commission or salary. Entry-level positions typically pay around minimum wage, while experienced collectors with strong negotiation skills can earn higher salaries and bonuses. Success in this role often depends on communication skills, persistence, and understanding of debt collection laws.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, the ability to handle stressful situations, and some positions may require a license or certification depending on state regulations. Prior experience in customer service or collections can be beneficial.

Is debt collection a stressful job?

Debt collection is often considered a stressful job due to the need to handle difficult conversations, meet strict targets, and manage emotional interactions with debtors. The role requires strong communication skills, resilience, and the ability to handle rejection regularly. However, stress levels can vary depending on the work environment and individual coping strategies.

What is the difference between Debt Collector Salary vs Credit Analyst Salary?

AspectDebt Collector SalaryCredit Analyst Salary
Required CredentialsHigh school diploma or equivalent; sometimes certificationsBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, banks, or debt collection firmsBanks, financial institutions, or corporate finance departments
Employer & Industry UsageCommon in debt recovery and collectionsCommon in credit risk assessment and lending
Search & Comparison IntentOften compared for salary differences in collections rolesRelated but different career path in finance

While both roles involve financial interactions, debt collectors focus on recovering overdue payments, often with minimal formal education, whereas credit analysts assess creditworthiness, requiring more advanced financial knowledge and credentials. Salary differences reflect these roles' responsibilities and qualifications.

More about Debt Collector Salary jobs
What cities are hiring for Debt Collector Salary jobs? Cities with the most Debt Collector Salary job openings:
What are the most commonly searched types of Debt Collector Salary jobs? The most popular types of Debt Collector Salary jobs are:
What states have the most Debt Collector Salary jobs? States with the most job openings for Debt Collector Salary jobs include:
Infographic showing various Debt Collector Salary job openings in the United States as of July 2026, with employment types broken down into 65% Full Time, 32% Part Time, 1% Temporary, and 2% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $38,249 per year, or $18.4 per hour.

$15.50 - $20.25/hr

Full-time

Medical, Dental, Vision

Re-posted 2 days ago


Job description

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position in Memphis, Tennessee. ARS works primarily with commercial and residential / multi-family property management firms to recover outstanding payables.

Responsibilities include contacting debtors by phone and/or letter, sending written correspondence, setting up payment plans, managing debtor accounts, and processing debtor accounts for legal action when necessary. Our collectors also use comprehensive, state-of-the-art databases to locate debtors as needed.

Compensation is base salary plus commission. Work hours are 8 a.m. to 5 p.m. Monday through Friday.

Requirements

  • Minimum one year of collections experience
  • Some property management and/or multifamily collection experience preferred

Benefits

  • Competitive salary
  • Performance bonus program
  • Medical, dental, and vision insurance
  • Short- and long-term disability insurance