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Debt Collector Jobs in Philadelphia, PA (NOW HIRING)

NRA Group, LLC

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Debt Collector

Mount Laurel, NJ · On-site

$17 - $20/hr

About Us: NRA Group, LLC is an On-Site non-banking financial company that has been successfully providing extended business office, payment processing, revenue recovery services and credit bureau ...

Insight Global

Field Collector

Philadelphia, PA · On-site

$20 - $22/hr

Data Collector Location: Philadelphia, PA 19103 Schedule: On-site M-F 8am-5pm Duration: 3-month contract with extensions or full-time conversion Compensation: 20-22/hr About the Role We are seeking ...

Coast Professional

Consumer Care Representative

Voorhees, NJ · On-site

$16.25 - $22/hr

Skip-tracing debtors to locate current residence and employment information * Handling incoming and ... This position requires you to be eligible to be licensed as a collector in certain states. Coast ...

WLCC II

Collections Representative

Claymont, DE · On-site

$16 - $16.50/hr

Duties and responsibilities > Collector must make minimum of 120 calls a day and answer any incoming collection calls. > Read and Respond to all emails received in a timely manner > Set up payment ...

WLCC II

Collections Representative

Claymont, DE · On-site

$16 - $16.50/hr

Duties and responsibilities > Collector must make minimum of 120 calls a day and answer any incoming collection calls. > Read and Respond to all emails received in a timely manner > Set up payment ...

Sallie Mae

Associate, Recovery

New Castle, DE · On-site

$15.50 - $19.50/hr

Familiarity with relevant laws, regulations, and industry practices related to loan recovery and debt collection is desirable. * Strong attention to detail, with the ability to review and interpret ...

Sallie_mae

Associate, Recovery

New Castle, DE

$15.50 - $19.50/hr

Familiarity with relevant laws, regulations, and industry practices related to loan recovery and debt collection is desirable. * Strong attention to detail, with the ability to review and interpret ...

Remex, Inc

Collection Representative

Willow Grove, PA · On-site

$16.75 - $21.75/hr

As a Debt Collection Professional, your mission is to motivate consumers to resolve their debts responsibly. You'll engage with consumers, negotiate repayment terms, and document your efforts to ...

pcaltd

Collectors - Estate Care Specialist

Wilmington, DE · On-site

$18 - $24.25/hr

Experience within debt collections, customer service, or similar phone-based employment preferred. * Strong communication, problem-solving and analytical skills. * Ability to work independently and ...

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All JobsDebt Collector JobsDebt Collector Jobs in Philadelphia, PA

Debt Collector information

See Philadelphia, PA salary details

$7

$17

$26

How much do debt collector jobs pay per hour?

As of Aug 30, 2026, the average hourly pay for debt collector in Philadelphia, PA is $17.97, according to ZipRecruiter salary data. Most workers in this role earn between $15.05 and $19.52 per hour, depending on experience, location, and employer.

What is a debt collector?

The job of a debt collector is to collect on a debt that a person owes, like a late credit card or mortgage payment. They often work for a debt collection agency or for a creditor who is seeking a debtor. Their duties may entail finding the debtor, contacting them by phone or mail, and negotiating payments. Debt collection is regulated by the federal government. Collection agencies may use internal collectors or contract out to another firm.

What are the key skills and qualifications needed to thrive as a debt collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, phone systems, and payment processing tools is often required. Excellent communication, resilience, and problem-solving skills help build rapport with clients and handle challenging conversations. These competencies are crucial for maximizing debt recovery while maintaining compliance and positive client relations.

What are some common challenges faced by debt collectors, and how can they handle them effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, meeting collection targets, and managing high call volumes. Effective communication and strong negotiation skills are key to overcoming these obstacles, as is maintaining professionalism and empathy during difficult conversations. Many organizations provide training and support to help collectors handle objections, comply with regulations, and manage stress, making it important for job seekers to seek out employers with robust support systems.

What is the difference between Debt Collector vs Credit Analyst?

AspectDebt CollectorCredit Analyst
Required CredentialsHigh school diploma; sometimes certifications in collectionsBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, banks, or healthcare providersBanks, financial institutions, or credit bureaus
Employer & Industry UsagePrimarily in debt recovery and collectionsInvolved in assessing creditworthiness and risk analysis
Common Search & Comparison IntentUnderstanding debt recovery rolesEvaluating credit risk and financial health

While both roles are involved in finance, a Debt Collector focuses on recovering unpaid debts, often working directly with delinquent accounts. A Credit Analyst assesses creditworthiness to determine lending risks. The roles differ in responsibilities, credentials, and work environments, but both are essential in financial operations.

Is it hard to be a debt collector?

Being a debt collector can be challenging due to the need for strong communication skills, resilience, and adherence to legal regulations. The job often involves handling difficult conversations and managing stressful situations, but training and experience can help improve effectiveness and reduce difficulty.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, basic computer proficiency, and sometimes a background check; some states also require licensing or certification depending on local regulations.
More about Debt Collector jobs

What are the most commonly searched types of Debt Collector jobs in Philadelphia, PA?

The most popular types of Debt Collector jobs in Philadelphia, PA are:

What are popular job titles related to Debt Collector jobs in Philadelphia, PA?

For Debt Collector jobs in Philadelphia, PA, the most frequently searched job titles are:

What job categories do people searching Debt Collector jobs in Philadelphia, PA look for?

The top searched job categories for Debt Collector jobs in Philadelphia, PA are:

What cities near Philadelphia, PA are hiring for Debt Collector jobs?

Cities near Philadelphia, PA with the most Debt Collector job openings:

Debt Collector jobs near you
Infographic showing various Debt Collector job openings in Philadelphia, PA as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $37,379 per year, or $18 per hour.

Debt Collector

NRA Group, LLC

Mount Laurel, NJ • On-site

$17 - $20/hr

Full-time

Medical, Retirement, PTO

Re-posted 27 days ago

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Job description

About Us: NRA Group, LLC is an On-Site non-banking financial company that has been successfully providing extended business office, payment processing, revenue recovery services and credit bureau reporting to America's leading companies for over thirty years. Our organization provides our clients with top quality results, experienced leadership and advanced technologies. Our services enhance clients' operating performance through improvements in cash flow, reduced operating expenses and increased profitability.

Why choose NRA Group, LLC?: Here at NRA Group LLC, we strive to promote a culture of respect and belonging. We believe that every person has worth as an individual and that every interaction should be conducted with dignity and respect. NRA Group LLC is an equal opportunity employer, and we do not discriminate on the basis of race, gender, age, national origin, religion, physical or mental disabilities, marital status, sexual orientation or any other unlawful basis.

Schedule:

  • Monday- Friday
  • No Weekends
  • Flex-schedule
  • In office presence, NO remote work
  • Full Time - 40 hours per week
  • Pay Range: $17-$20/hourly; Opportunity to earn weekly incentive bonus (paid biweekly); Paid training

Job Responsibilities/Requirements:

  • Collection on delinquent accounts through a manual system
  • Ability to effectively work both individually and in a team setting
  • Capacity to operate in a fast-paced environment
  • Professional and respectful communication with consumers, clients, management and peers
  • Comprehension and appropriate execution of laws and regulations pertaining to the industry
  • Above all, maintain 100% client satisfaction

Education/Experience

  • High School Diploma or High School Equivalent
  • Minimum 6 months experience in a full-time collection role is required
  • 1+ year experience with customer service in a call center/collections preferred

Company Description

We strive to maintain a "true client-centered" approach
where we will continue to focus on our goal of building
strong relationships - one client at a time.