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Debt Collection Specialist Jobs (NOW HIRING)

DreamFinders

Collections

San Juan, PR · On-site

$18.25 - $24.50/hr

Collection Specialist responsibilities are: * Monitoring customer accounts and detecting overdue payments * Collecting and analyzing data for a selected payment/debt history * Reaching out to ...

DreamFinders

$18.25 - $24.50/hr

Collection Specialist responsibilities are: * Monitoring customer accounts and detecting overdue payments * Collecting and analyzing data for a selected payment/debt history * Reaching out to ...

Probo Medical

Collections Specialist-Part Time

Tampa, FL · On-site

$17.50 - $23.50/hr

Apply Description SUMMARY The Collections Specialist position for Probo Medical, LLC is responsible ... Familiarity with laws related to debt collection (e.g. FDCPA). * Working knowledge of MS Office and ...

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Debt Collection Specialist information

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How much do debt collection specialist jobs pay per hour?

As of Aug 16, 2026, the average hourly pay for debt collection specialist in the United States is $23.00, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $28.61 per hour, depending on experience, location, and employer.

What is the difference between Debt Collection Specialist vs Credit Analyst?

AspectDebt Collection SpecialistCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collections or financeBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, financial institutions, or corporate collections departmentsBanks, lending companies, or financial services firms
Employer & Industry UsagePrimarily in debt recovery and collectionsIn credit risk assessment and loan evaluation
Common Search & Comparison IntentUnderstanding roles in debt recoveryAssessing creditworthiness and financial risk

While both roles involve finance and customer interaction, a Debt Collection Specialist focuses on recovering overdue payments, often working in collections agencies or departments. A Credit Analyst evaluates credit data to determine loan eligibility and financial risk. The roles differ in their primary objectives but share some foundational financial knowledge and communication skills.

What are some common challenges debt collection specialists face, and how can they effectively navigate them?

Debt Collection Specialists often encounter challenges such as dealing with unresponsive or distressed debtors, maintaining compliance with federal and state regulations, and achieving collection targets without damaging customer relationships. To navigate these challenges, specialists rely on excellent communication skills, empathy, and strong knowledge of relevant laws like the Fair Debt Collection Practices Act (FDCPA). Proactive problem-solving, ongoing training, and support from experienced team members also help specialists handle difficult situations while staying professional and effective.

What is a debt collection specialist?

Debt Collection Specialists are professionals responsible for recovering overdue payments from individuals or businesses on behalf of creditors. They contact debtors via phone, email, or letters, negotiate repayment plans, and maintain accurate records of all collection activities. Their role often requires strong communication and negotiation skills, as well as knowledge of relevant laws and regulations. Debt Collection Specialists may work for collection agencies, financial institutions, or directly within companies that offer credit to customers.

What are the key skills and qualifications needed to thrive as a debt collection specialist?

To thrive as a Debt Collection Specialist, you need strong negotiation, communication, and analytical skills, typically supported by a high school diploma or equivalent. Familiarity with collections management software, CRM systems, and knowledge of relevant regulations like the Fair Debt Collection Practices Act (FDCPA) are important. Excellent interpersonal skills, patience, and resilience help in building rapport with clients and handling challenging conversations. These abilities are crucial for maximizing debt recovery while maintaining compliance and positive client relationships.
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Debt Collection Specialist jobs near you
Infographic showing various Debt Collection Specialist job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 83% Full Time, 13% Part Time, and 3% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $47,832 per year, or $23 per hour.

District Court Commissioner Debt Collection & Housing Action Division - Salt Lake City

Utah State Courts

Salt Lake City, UT • On-site

$203K/yr

Full-time

Posted 4 days ago

Job description

DISTRICT COURT COMMISSIONER
DEBT COLLECTION AND HOUSING ACTION DIVISION - SALT LAKE CITY
The Utah State Courts seek two experienced officials to serve as District Court Commissioners (Division Commissioner) in the newly established Debt Collection and Housing Action Division. These positions have statewide jurisdiction and will be housed within the Matheson Courthouse, located in Salt Lake City. Division Commissioners are appointed by the Judicial Council. Under the direction of the Board of District Court Judges, Division Commissioners will perform duties consistent with Utah Code (Effective 1/1/2027) pertaining to the Debt Collection and Housing Action Division of the District Court.
Successful candidates will adhere to the Code of Judicial Conduct and be a member of the Utah State Bar in good standing. The candidates must be at least 25 years of age, a citizen of the United States, a resident of Utah for three (3) years preceding appointment, and a resident of Utah while serving as Commissioner. Successful candidates must reside in the State of Utah.
For more information on this position and others with the Utah State Courts, please visit

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