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Debt Collector Jobs (NOW HIRING)

Stephen L Bruce PC

Debt Collector

Edmond, OK · On-site

$19.23/hr

Position SummaryStephen L Bruce PC is seeking a mid-level Debt Collector for a full-time, onsite role in Edmond, Oklahoma. This position exists to support compliant account resolution through ...

Makowsky Ringel Greenberg, LLC

Debt Collector

Memphis, TN · On-site

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position in Memphis, Tennessee. ARS works primarily with commercial and residential / multi-family property ...

Makowsky Ringel Greenberg, LLC

Debt Collector

Memphis, TN · On-site

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position in Memphis, Tennessee. ARS works primarily with commercial and residential / multi-family property ...

D & A Services, LLC

Debt Collector - Houston

Houston, TX · On-site

$17 - $23/hr

As a Debt Collector, you will be responsible for managing and collecting outstanding debts from clients or customers. A successful candidate will possess excellent communication skills, strong ...

Makowsky Ringel Greenberg, LLC

Debt Collector

Memphis, TN · On-site

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position in Memphis, Tennessee. ARS works primarily with commercial and residential / multi-family property ...

D & A Services, LLC

Debt Collector - Houston

Houston, TX · On-site

$17 - $23/hr

As a Debt Collector, you will be responsible for managing and collecting outstanding debts from clients or customers. A successful candidate will possess excellent communication skills, strong ...

Energy Service Experts

Debt Collector

Houston, TX · On-site

$19 - $22/hr

Debt Collector Spruce Power THE ROLE: Debt Collector Spruce Power, a leading provider of solar energy to over 53,000 customers, is the nation's #1 independent residential solar servicing company, and ...

Spruce Power

Debt Collector

Houston, TX · On-site

Debt Collector Spruce Power THE ROLE: Debt Collector Spruce Power, a leading provider of solar energy to over 53,000 customers, is the nation's #1 independent residential solar servicing company, and ...

Bemis Law Offices

Debt Collector

Riverside, CA · On-site

$18 - $27/hr

Job Summary The Debt Collector is responsible for contacting debtors, reconciling accounts, and managing receivable portfolios to maximize recovery while ensuring compliance with applicable law and ...

Aldridge Pite Haan

Bilingual Debt Collector

Atlanta, GA · On-site

$21 - $23/hr

We are a legal collections law firm operating in several states and we are looking for ​a Bilingual Debt Collector with a good attitude to join our team! Responsibilities: * Make/receive minimum ...

Everest Receivable Services

Debt Collector

Getzville, NY · On-site

$17 - $25/hr

Debt Collector | Everest Receivable Services | Getzville, NY Make Real Money. No Weekends. No Nights. The honest version of this job: You'll be on the phone. Every day. Talking to people who owe ...

Mammoth Tech

Debt Collector (Not Remote)

Defiance, OH · On-site

$14.75 - $19/hr

Debt Collector Location(s): Defiance, OH; Reports to: Collections Supervisor FLSA Type: Non-Exempt POSITION SCOPE : This person will be placed in a challenging job in a fast-paced, performance ...

Blitt and Gaines, P.C.

Debt Collector

Des Moines, IA · On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... C. is seeking a motivated and detail-oriented Collector to join our dynamic Collections team. In ...

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DEBT Collector information

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How much do debt collector jobs pay per hour?

As of Aug 30, 2026, the average hourly pay for debt collector in the United States is $18.39, according to ZipRecruiter salary data. Most workers in this role earn between $15.38 and $19.95 per hour, depending on experience, location, and employer.

What is a debt collector?

The job of a debt collector is to collect on a debt that a person owes, like a late credit card or mortgage payment. They often work for a debt collection agency or for a creditor who is seeking a debtor. Their duties may entail finding the debtor, contacting them by phone or mail, and negotiating payments. Debt collection is regulated by the federal government. Collection agencies may use internal collectors or contract out to another firm.

What are the key skills and qualifications needed to thrive as a debt collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, phone systems, and payment processing tools is often required. Excellent communication, resilience, and problem-solving skills help build rapport with clients and handle challenging conversations. These competencies are crucial for maximizing debt recovery while maintaining compliance and positive client relations.

What are some common challenges faced by debt collectors, and how can they handle them effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, meeting collection targets, and managing high call volumes. Effective communication and strong negotiation skills are key to overcoming these obstacles, as is maintaining professionalism and empathy during difficult conversations. Many organizations provide training and support to help collectors handle objections, comply with regulations, and manage stress, making it important for job seekers to seek out employers with robust support systems.

What is the difference between Debt Collector vs Credit Analyst?

AspectDebt CollectorCredit Analyst
Required CredentialsHigh school diploma; sometimes certifications in collectionsBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, banks, or healthcare providersBanks, financial institutions, or credit bureaus
Employer & Industry UsagePrimarily in debt recovery and collectionsInvolved in assessing creditworthiness and risk analysis
Common Search & Comparison IntentUnderstanding debt recovery rolesEvaluating credit risk and financial health

While both roles are involved in finance, a Debt Collector focuses on recovering unpaid debts, often working directly with delinquent accounts. A Credit Analyst assesses creditworthiness to determine lending risks. The roles differ in responsibilities, credentials, and work environments, but both are essential in financial operations.

Is it hard to be a debt collector?

Being a debt collector can be challenging due to the need for strong communication skills, resilience, and adherence to legal regulations. The job often involves handling difficult conversations and managing stressful situations, but training and experience can help improve effectiveness and reduce difficulty.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, basic computer proficiency, and sometimes a background check; some states also require licensing or certification depending on local regulations.
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DEBT Collector jobs near you
Infographic showing various Debt Collector job openings in the United States as of August 2026, with employment types broken down into 91% Full Time, 8% Part Time, and 1% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $38,249 per year, or $18.4 per hour.

Debt Collector

Edmond, OK • On-site

Stephen L Bruce PC
See more jobs at Stephen L Bruce PCexternal

$19.23/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 12 days ago

Job description

Firm OverviewStephen Bruce & Associates is a full service debt collection law firm located in Edmond, Ok, with a focus on providing legal remedy focused debt collection services to institutions from national banks to small businesses. This firm complies with all State and Federal laws and treats consumers with dignity, respect and professionalism. Stephen Bruce & Associates is licensed to practice in Arkansas, Louisiana, Mississippi, Missouri, Kansas, Tennessee, and Oklahoma.Position SummaryStephen L Bruce PC is seeking a mid-level Debt Collector for a full-time, onsite role in Edmond, Oklahoma. This position exists to support compliant account resolution through professional, respectful communication with consumers.Key responsibilities include managing inbound and outbound telephone activity to secure payments, negotiating payment arrangements when appropriate, maintaining thorough and accurate documentation of each interaction, and adhering to all applicable federal, state, and local laws and regulations. The role requires comfort remaining at a workstation and on the phone for extended periods.Required qualifications and skills:- Prior experience as a debt collector or negotiator (required)- Strong verbal and written communication with an empathetic, professional approach- Effective negotiation skills and high ethical standards- Computer proficiency; excellent attendance and time management- Ability to work independently and collaboratively; adaptability and willingness to learnQualified candidates are encouraged to apply and demonstrate a commitment to compliant, respectful collections.Daily WorkflowYour day as a Debt Collector typically begins with reviewing assigned accounts and prioritizing outreach. Throughout the day, you will move between scheduled follow-ups and new contacts, balancing firmness with professionalism and transparency. You will use established systems to record outcomes in real time and stay organized across multiple accounts. The schedule is Monday through Friday, 8:00 a.m. to 5:00 p.m., with optional overtime available when volume warrants. You will work onsite with a team that values a positive attitude and consistent, compliant execution—so your efforts translate directly into healthier revenue streams and clear, documented resolution progress.Compensation & BenefitsThis full-time role offers a competitive salary of $40,000 plus commission, along with Medical, Dental, and Vision coverage. Additional benefits include a 401(k), Life Insurance, and a Flexible Spending Account. Paid Time Off is provided, and employees may access a dedicated Snack/Drink Room.Candidates chosen for this position must pass a background check and drug screening.