The primary purpose of this position is to assist Beacon Credit Union to live out our mission, "Dedicated to Our Member's Financial Success."
Participates in maintaining a financially sound loan portfolio through early delinquency control. Methods to accomplish this include (but are not limited to): phone calls, collection letters and in person interviews. Recommends further action on accounts as deemed necessary (includes but not limited to): repossession, legal action, foreclosure and referral to collection agency). Responsible to deliver outstanding internal and external service standards.
Experience:
Six months to two years of similar or related experience, including time spent in preparatory positions.
- Experience working with bankruptcies, foreclosures and repossessions.
- Previous collection experience required.
- Administrative and supervisory experience beneficial.
- Strong member service and communication skills a must. Must possess the ability to communicate professionally and effectively via the phone.
- Must have the ability to multi-task and be flexible during your workday.
- Knowledgeable of laws that pertain to banking and collection practices
Education/Certifications/Licenses:
- Education equivalent to a High School Degree or High School Diploma. College degree preferred.
- Valid Driver's License Required.
Interpersonal Skills:
A significant level of trust and diplomacy is required to be an effective subject matter expert in the position. In-depth dialogues, conversations and explanations with customers, direct and indirect reports and outside vendors of a sensitive and/or highly confidential nature is a normal part of the day-to-day experience. Communications can involve motivating, influencing, educating and/or advising others on matters of significance.