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Subrogation Jobs (NOW HIRING)

memployersmins

Subrogation Supervisor

Columbia, MO · On-site

Are you an experienced subrogation professional who enjoys both leading people and driving results? MEM Insurance is seeking a Subrogation Supervisor to lead our subrogation team while managing a ...

Elevance Health

Subrogation Analyst

Waukesha, WI · On-site

Subrogation Analyst Subrogation Analyst Location: Virtual: This role enables associates to work virtually full-time, with the exception of required in-person training sessions, providing maximum ...

Elevance Health

Subrogation Analyst

Waukesha, WI · On-site

Subrogation Analyst Location: Virtual: This role enables associates to work virtually full-time, with the exception of required in-person training sessions, providing maximum flexibility and autonomy.

Elevance Health

Subrogation Analyst

Louisville, KY · On-site

Subrogation Analyst Location: Virtual: This role enables associates to work virtually full-time, with the exception of required in-person training sessions, providing maximum flexibility and autonomy.

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Subrogation information

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$48K

$68.6K

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How much do subrogation jobs pay per year?

As of Aug 25, 2026, the average yearly pay for subrogation in the United States is $68,555.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,500.00 and $78,500.00 per year, depending on experience, location, and employer.

What is subrogation?

A subrogation job involves recovering money from a third party who is responsible for causing financial loss, typically in insurance claims. Subrogation specialists investigate claims, analyze liability, and negotiate settlements to reimburse their company or clients. They work closely with adjusters, attorneys, and policyholders to ensure proper compensation. This role requires attention to detail, strong communication skills, and knowledge of insurance laws and policies.

What does someone in subrogation do?

In a Subrogation role, your daily responsibilities often include reviewing insurance claims to identify opportunities for recovery, investigating facts to determine liability, and working closely with insured parties, third parties, and legal representatives. You'll negotiate settlements, prepare and submit necessary documentation, and track the progress of active recovery cases. Additionally, you'll collaborate with other claims adjusters, legal teams, and sometimes attend court hearings or arbitration as needed. This position demands a mix of investigative work, negotiation, and attention to detail to maximize recovery on paid claims.

What are the key skills and qualifications needed to thrive in subrogation?

To thrive in Subrogation, you need a background in insurance claims, legal principles, and investigative research, often supported by a degree in business, law, or a related field. Proficiency with claims management systems, insurance software, and knowledge of subrogation protocols or relevant certifications like CSRP (Certified Subrogation Recovery Professional) are highly beneficial. Excellent negotiation, analytical thinking, and effective communication skills distinguish top performers in this role. These skills ensure successful recovery of claim costs, collaboration with legal teams, and thorough documentation in a fast-paced environment.

How do you become a subrogation adjuster?

To become a subrogation adjuster, typically one needs a high school diploma or equivalent, along with experience in insurance claims or claims adjusting. Many employers prefer candidates with a relevant license or certification, such as the Adjuster License, and strong negotiation and analytical skills. Gaining knowledge of insurance policies and legal procedures is also beneficial.
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Subrogation jobs near you
Infographic showing various Subrogation job openings in the United States as of August 2026, with employment types broken down into 95% Full Time, 2% Part Time, 1% Temporary, and 2% Contract. Highlights an 56% Physical, 15% Hybrid, and 29% Remote job distribution, with an average salary of $68,555 per year, or $33 per hour.

Subrogation Recovery

Dallas, TX • On-site

United Subrogation Associates
Insurance Services • 11 - 50 employees
Learn more about United Subrogation Associatesexternal

$36K/yr

Full-time

Posted 15 days ago

Job description

About the Role:
United Subrogation Associates is looking for a driven and detail-oriented Subrogation Recovery professional to join our team in Dallas, TX. This is an exciting opportunity to make a real impact by recovering funds and delivering results in a fast-paced, specialized legal and insurance environment.

Responsibilities:

  • Investigate and evaluate subrogation claims to identify recovery opportunities
  • Perform skip tracing to locate negligent parties and responsible entities
  • Make outbound calls to adverse parties, negotiate payments, and secure settlements
  • File claims with insurance carriers and pursue recovery under applicable coverage
  • Challenge and rebut liability decisions on behalf of clients
  • Analyze estimates, damages, reserves, and comparative negligence to assess recovery potential
  • Draft and send demand letters with supporting documentation
  • Coordinate with carriers, attorneys, and internal teams to maximize recovery
  • Maintain accurate records in claims management systems
  • Monitor statutes of limitations and ensure timely pursuit of recovery actions
Requirements:

  • Prior experience in subrogation, insurance claims, or collections recovery
  • Ability to skip trace, investigate parties, and negotiate payments
  • Strong understanding of reserves, comparative negligence, and how to read an estimate
  • Familiarity with auto, property, or workers’ compensation subrogation principles
  • Ability to analyze liability, damages, and coverage
    Strong written and verbal communication skills
    Highly organized with the ability to manage multiple files
    Proficiency with claims systems and Microsoft Office
  • Associate’s or Bachelor’s degree in Business, Legal Studies, or related field preferred
Compensation:

$36,000 per year + performance‑based bonuses

About Us:

United Subrogation Associates is a trusted leader in subrogation recovery services, serving insurance carriers and self‑insured organizations from our Dallas headquarters. We operate in a results‑driven collections and claims environment where persistence, accuracy, and strategic negotiation directly impact recovery outcomes. Our team values professionalism, accountability, and strong investigative skills.