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Subrogation Associate Jobs (NOW HIRING)

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Subrogation Supervisor

Columbia, MO · On-site

Associate in Claims (AIC) * Senior Claim Law Associate (SCLA) * Certified Subrogation Recovery Professional (CSRP) Licenses * Valid driver's license required. * Claims Adjusting License preferred.

Elevance Health

Subrogation Lead

Louisville, KY · On-site

Subrogation Lead JR201924 Subrogation Lead Responsible for acting as team lead in recovery of ... This role enables associates to work virtually full-time, with the exception of required in-person ...

Elevance Health

Subrogation Lead

Waukesha, WI · On-site

JR201924 Subrogation Lead Responsible for acting as team lead in recovery of overpayments or ... This role enables associates to work virtually full-time, with the exception of required in-person ...

Elevance Health

Subrogation Lead

Louisville, KY · On-site

JR201924 Subrogation Lead Responsible for acting as team lead in recovery of overpayments or ... This role enables associates to work virtually full-time, with the exception of required in-person ...

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Subrogation Associate information

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$46K

$108.2K

$172.5K

How much do subrogation associate jobs pay per year?

As of Aug 24, 2026, the average yearly pay for subrogation associate in the United States is $108,160.00, according to ZipRecruiter salary data. Most workers in this role earn between $80,000.00 and $130,000.00 per year, depending on experience, location, and employer.

What is a subrogation associate?

A Subrogation Associate is a professional who works in the insurance industry, specializing in recovering funds from third parties who are responsible for causing losses paid out by the insurer. They investigate claims, review case details, and negotiate settlements to ensure the insurance company recoups its costs. Their role involves working closely with adjusters, attorneys, and sometimes customers, using analytical and negotiation skills to resolve cases efficiently. Subrogation Associates play a key role in minimizing financial losses for insurance companies.

What are the key skills and qualifications needed to thrive as a subrogation associate?

To thrive as a Subrogation Associate, you need a solid understanding of insurance claims processes, legal principles, and strong analytical skills, typically supported by a relevant degree or experience in insurance or legal fields. Familiarity with claims management software, document management systems, and sometimes certifications like AIC (Associate in Claims) are common technical requirements. Attention to detail, negotiation skills, and effective communication are vital soft skills for managing cases and collaborating with various stakeholders. These competencies are crucial to efficiently recover funds, ensure compliance, and maintain positive client relationships.

What are the typical challenges faced by a subrogation associate when managing multiple claims simultaneously?

As a Subrogation Associate, one of the main challenges is efficiently prioritizing and managing a high volume of claims at different stages of recovery. Balancing investigative work, documentation, and communication with claimants, insurers, and third parties requires strong organizational and time-management skills. Additionally, navigating varying state laws and regulations, as well as negotiating settlements, can add complexity to each case. Collaborating closely with legal teams and adjusters is essential to ensure claims are processed accurately and deadlines are met.

How to become a subrogation associate?

To become a subrogation associate, candidates typically need a bachelor's degree in fields like insurance, law, or business, along with strong analytical and communication skills. Relevant experience in insurance claims or legal environments can be beneficial, and familiarity with claims management software is often preferred.
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Subrogation Associate jobs near you
Infographic showing various Subrogation Associate job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 69% Full Time, 28% Part Time, 1% Temporary, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $108,160 per year, or $52 per hour.

Subrogation Recovery

United Subrogation Associates

Dallas, TX • On-site

$36K/yr

Full-time

Posted 14 days ago

Job description

About the Role:
United Subrogation Associates is looking for a driven and detail-oriented Subrogation Recovery professional to join our team in Dallas, TX. This is an exciting opportunity to make a real impact by recovering funds and delivering results in a fast-paced, specialized legal and insurance environment.

Responsibilities:

  • Investigate and evaluate subrogation claims to identify recovery opportunities
  • Perform skip tracing to locate negligent parties and responsible entities
  • Make outbound calls to adverse parties, negotiate payments, and secure settlements
  • File claims with insurance carriers and pursue recovery under applicable coverage
  • Challenge and rebut liability decisions on behalf of clients
  • Analyze estimates, damages, reserves, and comparative negligence to assess recovery potential
  • Draft and send demand letters with supporting documentation
  • Coordinate with carriers, attorneys, and internal teams to maximize recovery
  • Maintain accurate records in claims management systems
  • Monitor statutes of limitations and ensure timely pursuit of recovery actions
Requirements:

  • Prior experience in subrogation, insurance claims, or collections recovery
  • Ability to skip trace, investigate parties, and negotiate payments
  • Strong understanding of reserves, comparative negligence, and how to read an estimate
  • Familiarity with auto, property, or workers’ compensation subrogation principles
  • Ability to analyze liability, damages, and coverage
    Strong written and verbal communication skills
    Highly organized with the ability to manage multiple files
    Proficiency with claims systems and Microsoft Office
  • Associate’s or Bachelor’s degree in Business, Legal Studies, or related field preferred
Compensation:

$36,000 per year + performance‑based bonuses

About Us:

United Subrogation Associates is a trusted leader in subrogation recovery services, serving insurance carriers and self‑insured organizations from our Dallas headquarters. We operate in a results‑driven collections and claims environment where persistence, accuracy, and strategic negotiation directly impact recovery outcomes. Our team values professionalism, accountability, and strong investigative skills.