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Subrogation Associate Jobs in Tennessee (NOW HIRING)

Subrogation Associate information

What is a subrogation associate?

A Subrogation Associate is a professional who works in the insurance industry, specializing in recovering funds from third parties who are responsible for causing losses paid out by the insurer. They investigate claims, review case details, and negotiate settlements to ensure the insurance company recoups its costs. Their role involves working closely with adjusters, attorneys, and sometimes customers, using analytical and negotiation skills to resolve cases efficiently. Subrogation Associates play a key role in minimizing financial losses for insurance companies.

What are the key skills and qualifications needed to thrive as a subrogation associate?

To thrive as a Subrogation Associate, you need a solid understanding of insurance claims processes, legal principles, and strong analytical skills, typically supported by a relevant degree or experience in insurance or legal fields. Familiarity with claims management software, document management systems, and sometimes certifications like AIC (Associate in Claims) are common technical requirements. Attention to detail, negotiation skills, and effective communication are vital soft skills for managing cases and collaborating with various stakeholders. These competencies are crucial to efficiently recover funds, ensure compliance, and maintain positive client relationships.

What are the typical challenges faced by a subrogation associate when managing multiple claims simultaneously?

As a Subrogation Associate, one of the main challenges is efficiently prioritizing and managing a high volume of claims at different stages of recovery. Balancing investigative work, documentation, and communication with claimants, insurers, and third parties requires strong organizational and time-management skills. Additionally, navigating varying state laws and regulations, as well as negotiating settlements, can add complexity to each case. Collaborating closely with legal teams and adjusters is essential to ensure claims are processed accurately and deadlines are met.

How to become a subrogation associate?

To become a subrogation associate, candidates typically need a bachelor's degree in fields like insurance, law, or business, along with strong analytical and communication skills. Relevant experience in insurance claims or legal environments can be beneficial, and familiarity with claims management software is often preferred.

What are the most commonly searched types of Subrogation jobs in Tennessee?

The most popular types of Subrogation jobs in Tennessee are:

What cities in Tennessee are hiring for Subrogation Associate jobs?

Cities in Tennessee with the most Subrogation Associate job openings:

Infographic showing various Subrogation Associate job openings in Tennessee as of August 2026, with employment types broken down into 1% As Needed, 69% Full Time, 26% Part Time, 1% Temporary, and 3% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution.

Claims Representative - Commercial Liability in Nashville

Energy Jobline ZR

Nashville, TN • On-site

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 12 days ago


Job description

Job DescriptionEfficiently investigate and resolve insurance claims. You’ll manage a caseload, negotiate settlements, and partner with stakeholders to ensure fair, accurate outcomes.\n

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This role will be filled in our Stevens Point, WI – Division Street or Nashville, TN office locations under a hybrid work model.

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What You'll Do:

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As a Claims Representative - Liability on one of our Commercial Liability teams, you will:

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    Support customers with empathy and understanding, assisting them through difficult situations and effectively communicating the claims process, the ongoing claim status, and decisions, including the reasoning behind them.

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    Verify coverage by thoroughly reviewing the policy and interpreting policy terms, conditions, and .

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    Evaluate liability by taking recorded statements from involved parties and witnesses, reviewing police reports, and compiling other pertinent evidence. Negotiate or deny liability based on the investigation outcome.

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    Evaluate physical damage and bodily injury claims based on estimates, photographs, appraisals, medical reports, medical bills, and other evidence. Work closely with medical providers, repair shops, and/or contractors to facilitate necessary and related services or repair work.

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    Establish timely reserves based on the ongoing liability and damage assessments. Negotiate property damage and bodily injury settlements with policyholders, claimants or attorneys, and other insurance carriers to resolve matters within the evaluation. Timely pay claims within assigned authority limits.

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    Comply with industry regulations, legal requirements, and internal policies through thorough documentation of all decisions, correspondence, and discussions that occur throughout the life cycle of the claim.

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    Determine if subrogation exists and work with the subrogation department on recovery of damages.

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    Obtain and maintain state licensing requirements.

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What it Takes:

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    Bachelors Degree or equivalent work experience

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    Minimum 1 year of related work experience

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    Insurance experience and/or coursework

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    Ability to review and analyze detailed documents, insurance policies, coverages, medical terminology, and insurance regulations

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    Ability to make appropriate claim decisions, prioritize, and manage workload

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    Effective verbal and written communication skills

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    Technology aptitude

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    Demonstrated fundamental negotiation skills

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What You'll Receive:

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At Sentry, your total rewards go beyond competitive compensation. Below are some benefits and perks that you’ll receive.

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    Sentry is happy to offer flexibility through a scheduled Hybrid work model. Monday and Friday work from home if you choose to, Tuesday through Thursday you’ll work in office.

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    As a Sentry associate, you will have an in-office workspace and materials for your home office. In addition to the laptop, you will receive prior to your start, Sentry will provide equipment for your home office.

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    Meal Subsidy available for associates who report to an office.

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    401(K) plan with a dollar for dollar match on your first eight percent, plus immediate vesting to help strengthen your financial future.

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    Continue your education and career development through Sentry University (SentryU) and utilize our Tuition Reimbursement program

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    Generous Paid-Time Off plan for you to enjoy time out of the office as well as Volunteer-Time off

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    Group Medical, Dental, Vision, Life insurance, Parental leave, and our Health and Wellness benefits to encourage a healthy lifestyle.

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    Well-being and Employee Assistance programs

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    Sentry Foundation gift matching program to encourage charitable giving.

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About Sentry:

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We take great pride in making Forbes’ list of America’s Best Midsize Employers. A lot of different factors go into that honor, many of which contribute to your job satisfaction.

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Our bright future is built on a long track record of success. We got our start in 1904 and have been helping businesses succeed and protect their futures ever since. Because of the trust placed in us, we’re one of the largest and financially strongest mutual insurance companies in the United States. We’re rated A+ by A.M. Best, the industry's leading rating authority.

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Our headquarters is in Stevens Point, Wisconsin, with offices located throughout the United States. From sales to claims, and information technology to marketing, we enjoy a rewarding and challenging work environment with opportunities for ongoing professional development and growth.

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Get ready to own your future at Sentry. Opportunities await!

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Joe Larsen

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Talent Acquisition Specialist Senior

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joe.larsen@sentry.com 

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Equal Employment Opportunity

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Sentry is an Equal Opportunity Employer. It is our policy that there be no discrimination in employment based on , , , , , , , marital status, or .