Subrogation Associate Jobs in Tennessee (NOW HIRING)

Are you an experienced subrogation professional who enjoys both leading people and driving results? MEM Insurance is seeking a Subrogation Supervisor to lead our subrogation team while managing a portfolio of complex recovery matters. This is an excellent opportunity for a collaborative leader who thrives on developing talent, strengthening processes, and maximizing recovery outcomes.
As a working supervisor, you will provide day-to-day leadership, coaching, and technical guidance to a team of subrogation professionals while maintaining an active caseload of complex files. You will partner closely with claims leadership, legal counsel, and external experts to ensure timely investigations, effective recovery strategies, and high-quality claim outcomes.
The ideal candidate brings a passion for mentoring others, a strong understanding of subrogation practices, and a commitment to continuous improvement. At MEM, you'll have the opportunity to make a meaningful impact on our claims operations while helping build a strong, engaged, and successful team.
Essential Duties and Responsibilities
Leadership & Team Development

• Provide day-to-day leadership, coaching, and mentorship to the subrogation team.
• Foster a culture of accountability, collaboration, continuous learning, and exceptional service.
• Partner with the Claims Consulting Manager to recruit, train, develop, and retain high-performing team members.
• Establish clear performance expectations and conduct performance reviews aligned with MEM's performance management process.
• Support employee development, succession planning, and career growth initiatives.
• Lead regular team meetings and individual coaching sessions to align priorities and share best practices.
• Participate in claims leadership discussions and departmental initiatives.

Subrogation Operations & Recovery Management

• Oversee the execution of MEM's subrogation program to maximize recovery opportunities and ensure adherence to established policies and procedures.
• Manage a personal caseload of complex and catastrophic subrogation files from investigation through resolution.
• Develop and implement recovery strategies that balance financial outcomes with operational efficiency.
• Conduct comprehensive claim investigations, preserve critical evidence, and maintain complete file documentation.
• Perform cost-benefit analyses to evaluate recovery opportunities and allocate resources effectively.
• Participate in claim reviews and collaborate with claims partners to develop file strategy and direction.
• Monitor arbitration outcomes and identify trends, process improvements, and recovery opportunities.

Legal Coordination & Negotiation

• Collaborate with legal counsel and external partners to preserve rights and develop litigation strategies.
• Negotiate settlements with carriers, attorneys, and other interested parties.
• Represent MEM's interests during mediations, arbitrations, depositions, hearings, and other legal proceedings as needed.
• Provide consultation and status updates to policyholders, agents, underwriters, and internal stakeholders regarding subrogation matters.
• Support litigation management efforts and coordinate with external counsel on complex recovery files.

Evidence Management & Vendor Partnerships

• Ensure evidence is properly secured, documented, and maintained according to legal and regulatory requirements.
• Maintain chain-of-custody standards and oversee evidence storage practices.
• Partner with field investigators, engineers, attorneys, and technical experts to support investigations and recovery efforts.
• Monitor vendor utilization to ensure quality service and responsible cost management.

Training & Continuous Improvement

• Develop and deliver onboarding and ongoing subrogation training programs for claims staff.
• Share industry trends, regulatory updates, and best practices to promote team effectiveness.
• Coordinate educational opportunities with external experts and industry partners.
• Identify and implement process improvements that enhance efficiency, reduce cycle times, and support operational excellence.
• Support budget planning and resource management activities related to the subrogation function.

Industry Engagement

• Utilize industry resources, databases, and recovery tools to support investigative and recovery efforts.
• Pursue ongoing professional development and maintain industry knowledge.
• Serve as a subject matter expert for subrogation-related initiatives and professional forums when appropriate.

Qualifications
Education

• Bachelor's degree in Business Administration, Finance, Economics, or a related field required.

Designations/Certifications
Preferred:

• Associate in Claims (AIC)
• Senior Claim Law Associate (SCLA)
• Certified Subrogation Recovery Professional (CSRP)

Licenses

• Valid driver's license required.
• Claims Adjusting License preferred.

Experience

• 7-10 years of subrogation experience required. Relevant workers' compensation claims experience may be considered in lieu of direct subrogation experience.
• Prior experience handling complex recovery matters, investigations, arbitration, and litigation-related activities.
• Leadership, supervisory, or team development experience preferred.
• Experience researching insurance laws, regulations, and compliance requirements strongly preferred.

Company Culture and Values
At MEM Insurance, we are committed to our vision, mission, and values. We foster a culture of collaboration, integrity, and innovation. Our team is passionate about delivering exceptional service to our customers while supporting each other's growth and success. We believe in accountability, continuous learning, and creating an environment where employees feel valued and empowered.
Diversity Statement
MEM Insurance is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We believe that varied perspectives drive innovation and strengthen our ability to serve our customers and communities.
Total Rewards Overview

• Health Plans: Medical, Dental, and Vision
  Includes fertility benefits, fully paid preventative care, and adult orthodontia.
• Employer-Paid Life and Disability Benefits:
  Life Insurance (3x base salary), AD&D, Short and Long-term Disability.
• Wellness and Recognition Program: Employer-paid incentives for employees and spouses.
• Flexible Spending Account and Dependent Care options
• Health Savings Account: Generous employer contribution.
• Time Away from Work:
  Generous PTO, 11 Holidays + 4 Early Releases, 16 Hours Volunteer Time Off, 20 Days Paid Parental Leave, Marriage, Bereavement, and Jury Duty leave.
• Employee Assistance Programs
• 401k Retirement Plan: Employer match and profit sharing.
• Adoption Assistance and Tuition Assistance

Notice Regarding Use of Artificial Intelligence
MEM may use artificial intelligence (AI) tools to more efficiently facilitate and assist in decisions involving recruitment, hiring, promotion, renewal of employment, selection for training or apprenticeship, discharge, discipline, tenure, or the terms, privileges, or conditions of employment. Any such use of AI tools will comply with all applicable laws.