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Director Credit Collections Jobs (NOW HIRING)

Credit & Collections Specialist - Direct Hire Near Pittsburgh, PA Up to $75,000 Annually Are you an experienced Credit and Collections Specialist looking for a high-impact, direct-hire opportunity ...

Credit & Collections Specialist - Direct Hire Near Pittsburgh, PA Up to $75,000 Annually Are you an experienced Credit and Collections Specialist looking for a high-impact, direct-hire opportunity ...

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Director Credit Collections information

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$57K

$101.2K

$164K

How much do director credit collections jobs pay per year?

As of May 29, 2026, the average yearly pay for director credit collections in the United States is $101,171.00, according to ZipRecruiter salary data. Most workers in this role earn between $80,000.00 and $110,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Director of Credit Collections, and why are they important?

To thrive as a Director of Credit Collections, you need deep knowledge of credit risk analysis, collections strategies, and financial regulations, usually backed by a bachelor’s degree in finance, accounting, or a related field. Familiarity with collections management software (like SAP or Oracle), financial reporting tools, and relevant certifications such as Certified Credit Executive (CCE) is valuable. Strong leadership, negotiation, and analytical skills help drive team performance and effective customer resolution. These capabilities are vital to minimize bad debt, optimize cash flow, and maintain strong client relationships for the organization’s financial stability.

How does a Director of Credit Collections effectively collaborate with other departments to optimize cash flow and minimize risk?

As a Director of Credit Collections, collaboration with departments such as Sales, Finance, and Customer Service is essential for maintaining healthy cash flow and minimizing credit risk. You’ll regularly work with Sales to set appropriate credit terms for clients, partner with Finance to analyze aging reports and forecast revenue, and coordinate with Customer Service to resolve disputed accounts. Effective communication and cross-functional meetings help ensure company policies are followed while maintaining positive customer relationships and achieving collection targets.

What does a Director of Credit Collections do?

A Director of Credit Collections is responsible for overseeing an organization's credit and collections department. This role involves developing policies and procedures to ensure timely payments from customers, managing credit risk, and maintaining healthy cash flow. The director leads a team of credit and collections professionals, analyzes credit data, sets credit limits, and works to resolve delinquent accounts. They also collaborate with other departments to support business goals and ensure compliance with relevant regulations.

What is the difference between Director Credit Collections vs Credit Analyst?

AspectDirector Credit CollectionsCredit Analyst
Required CredentialsBachelor's degree, extensive experience in credit/collections, leadership skillsBachelor's degree in finance, accounting, or related field, some experience in credit analysis
Work EnvironmentManagement of collections teams, strategic planning, high-level decision makingAnalyzing credit data, assessing risk, preparing reports
Employer & Industry UsageFinancial institutions, large corporations, credit agenciesBanks, lending companies, financial services
Common Search & ComparisonYesNo

The main difference between a Director Credit Collections and a Credit Analyst lies in their responsibilities and seniority. The Director oversees collections strategies and manages teams, requiring leadership experience. The Credit Analyst focuses on assessing credit risk and analyzing data. Both roles are vital in credit management but differ in scope and level of responsibility.

More about Director Credit Collections jobs
What cities are hiring for Director Credit Collections jobs? Cities with the most Director Credit Collections job openings:
What are the most commonly searched types of Credit Collections jobs? The most popular types of Credit Collections jobs are:
What states have the most Director Credit Collections jobs? States with the most job openings for Director Credit Collections jobs include:
Infographic showing various Director Credit Collections job openings in the United States as of May 2026, with employment types broken down into 100% Full Time. Highlights an 92% In-person, and 8% Remote job distribution, with an average salary of $101,171 per year, or $48.6 per hour.
Senior Finance Director - Credit

Senior Finance Director - Credit

Daikin Applied

Plymouth, MN • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 8 days ago


Job description

Join the world's largest HVAC company, named by Forbes as one of America's Best-In-State Employers 2025!
Daikin Applied is seeking a Senior Finance Director - Credit. The Senior Finance Director - Credit provides strategic leadership across all credit operations, including collections, billing, cash applications, and sales tax. The role safeguards company assets by setting rigorous credit policies, accelerating faster cash flow through optimized collection strategies, and overseeing project-level financial risk, such as liens and bonds. The person will lead the development of high-performing, scalable teams that evolve in step with the Company's growth trajectory. Come be a part of an exciting journey at Daikin Applied, where innovation and excellence drive our every endeavor!
Location: Plymouth, MN - Hybrid
Your Responsibilities:
  • Risk Management - Enforce enterprise-wide credit policies and update them to reflect evolving business needs. Provide strategic oversight to teams assessing customer creditworthiness, conduct recurring risk reviews for rep accounts, and guide credit requirements for complex transactions. Prepare and present exposure analysis to sales leadership and senior executives
  • Cash Flow Optimization - Lead end-to-end collection strategies to reduce DSO and minimize delinquency. Drive collection efforts, lead dispute resolution and negotiation efforts, and coordinate with legal counsel to protect company assets and accelerate cash conversion.
  • Construction AR Oversight - Manage the bond and lien claim lifecycle, ensuring timely and accurate filings of claims. Oversee complex billings, including retainage tracking and lien waiver administration, to mitigate project-level financial risk
  • Cross-Functional Leadership - Partner with sales, business unit, functional leaders, Digital, and operations teams to streamline workflows, enhance controls, and advance automation initiatives that improve efficiency and scalability
  • Reporting and Analysis - Lead the AR month-end close process, ensuring accuracy and timeliness. Deliver quarterly reserve analyses to senior leadership, develop annual budgets, and provide ongoing financial forecasts that inform strategic decision-making
  • Team Leadership - Mentor, develop, and empower a team of managers, set clear expectations, define performance goals, and build leadership capability to support organizational growth and operational
  • Compliance & Additional Responsibilities - Ensure adherence to unclaimed property regulations and oversee additional responsibilities as assigned to support departmental and corporate objectives

Your Qualifications:
  • Bachelor's degree or equivalent experience in Business Administration, Finance or Accounting
  • 12+ years of related experience
  • 5+ years of experience in a leadership role within the HVAC, construction, or building materials industry
  • Knowledge of bond and mechanic's lien laws
  • Credit and Collections Expertise - demonstrate deep command of credit, collections, billing, cash application, and AR principles, applying this expertise to drive enterprise-level financial performance and risk management
  • Leadership - ability to provide strategic, influential leadership that inspires high performance, builds managerial capability, and drives alignment across teams; confidentially motivates others, shapes organizational direction, and effectively influences stakeholders to achieve business objectives
  • Policy Governance - ability to oversee the creation, refinement, and enforcement of policies and procedures to ensure compliance, consistency, and operational excellence across the credit organization
  • Strategic Judgment - adept at making timely, well-rounded decisions grounded in data and business insight; ensures the right voices are included in the decision-making process and clearly communicates rationale and impact
  • Creative Problem Solving - proven capability to apply innovative thinking to complex challenges, generating fresh approaches and alternative solutions that enhance operational efficiency and financial outcomes
  • Customer Centric Mindset - skilled at navigating complex customer situations with professionalism; ensuring timely, accurate responses and consistently upholding service commitments that strengthen customer relationships
  • Analytical Acumen - proficient at synthesizing data, trends, and operational insights to inform strategy; balances quantitative analysis with experience-based intuition to drive sound recommendations
  • Reasoning - ability to solve multifaceted operational and financial problems with limited precedent; interprets diverse inputs (quantitative, written, and verbal) to form clear conclusions and guide strategic action

Preferred Qualifications:
  • CBA or CBF Certification

Your Benefits:
Daikin Applied offers the following benefits for this position, subject to applicable eligibility requirements:
  • Multiple medical insurance plan options + dental and vision insurance
  • 401K retirement plan with employer match
  • Paid time off and company-paid holidays
  • Paid sick time in accordance with the federal, state and local law
  • Tuition Reimbursement after 6 months of continuous service

Work visa sponsorship is not available for this position
The typical annual base salary for this position ranges from $142,600 - $250,900 + 30% bonus in Minnesota. The range displayed represents the pay range for all positions in the job grade in which this position falls. Individual base pay will depend on a wide range of factors, including your skills, qualifications, experience, and location.
#LI-NA1 #LI-Hybrid
If you're looking for an engaging career with growth opportunities in a supportive environment, you'll love a career at Daikin Applied!