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Commission Insurance information

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$25K

$65K

$121.5K

How much do commission insurance jobs pay per year?

As of Aug 13, 2026, the average yearly pay for commission insurance in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What are common challenges faced by commission insurance agents, and how can they be addressed?

Commission insurance agents often face challenges such as building a client base from scratch, dealing with inconsistent income, and staying motivated during slower sales periods. To address these challenges, agents can focus on networking, leveraging referrals, and maintaining strong follow-up routines with prospective clients. Additionally, adopting effective time management strategies and participating in ongoing training can help build confidence and resilience, ultimately leading to a more stable and successful career.

What is a commission insurance job?

Commission insurance jobs are positions within the insurance industry where employees, typically agents or brokers, earn their income primarily through commissions based on sales rather than a fixed salary. This means their earnings are tied to the number and value of insurance policies they sell. Such roles often require strong sales skills and knowledge of insurance products. Commission-based insurance jobs can offer high earning potential for successful agents, but income can be unpredictable, especially for newcomers. These positions are common in life, health, property, and casualty insurance sectors.

What is the difference between Commission Insurance vs Insurance Agent?

AspectCommission InsuranceInsurance Agent
CredentialsLicensing varies by state, often requires passing a licensing examSame licensing requirements as Commission Insurance, often the same exam
Work EnvironmentTypically works for insurance companies, focusing on policy sales and renewalsWorks for insurance agencies or independently, selling policies to clients
Industry UsageCommonly used in insurance sales, especially for specialized or commercial policiesWidely used term for professionals selling various insurance products

Both Commission Insurance and Insurance Agent roles require similar licensing and work within the insurance industry. The main difference lies in the context: Commission Insurance often refers to the commission-based aspect of insurance sales, while Insurance Agent is a broader term for professionals selling insurance policies. Understanding these distinctions helps clarify career paths and job expectations in the insurance field.

What skills and qualifications are needed to thrive as a commission insurance agent?

To thrive as a Commission Insurance Agent, you need strong sales acumen, knowledge of insurance products, and usually a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is common, and obtaining certifications like the Life Underwriter Training Council Fellow (LUTCF) can be advantageous. Exceptional interpersonal skills, persistence, and self-motivation help agents build trust and maintain client relationships. These skills and qualities are crucial because success in commission-based insurance roles depends on effectively meeting client needs and consistently generating new business.
More about Commission Insurance jobs
What cities are hiring for Commission Insurance jobs? Cities with the most Commission Insurance job openings:
What are the most commonly searched types of Insurance jobs? The most popular types of Insurance jobs are:
What states have the most Commission Insurance jobs? States with the most job openings for Commission Insurance jobs include:
What job categories do people searching Commission Insurance jobs look for? The top searched job categories for Commission Insurance jobs are:
Commission Insurance jobs near you
Infographic showing various Commission Insurance job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $65,022 per year, or $31.3 per hour.

Commercial Insurance Sales Agent - Commission Based

Spectrum Insurance

San Diego, CA

Full-time

Re-posted 16 days ago

Job description

We are looking to add both experienced and emerging commercial insurance agent to add to our company.We want the highly motivated and convincing career minding sales professionals who are looking for an opportunity to establish themselves financially and professionally with the right company.

  • Unlimited income potential
  • Innovative tools, training, and mentoring program to further your professional growth
  • Advancement and professional growth opportunities
  • Performance-based bonus programs
  • We provide you with the tools, training, and experience necessary to build a successful career.
  • Full training program that prepares you to sell

The ideal candidate is someone who has a great attitude, outgoing personality, the ability to multi-task, who works well with their peers, and those who have a true passion for helping others. You MUST have the drive to win and be able to follow our proven system of success. Ideal Candidate:

  • You have a strong desire and dedication for a long term professional career
  • You have strong closing skills and willingness to prospect
  • You have excellent interpersonal communications skills
  • You have good phone skills, listening skills and problem solving ability
  • You have prior sales experience.
  • Licensed Property & Casualty Agent a stong plus.
  • Prior Commercial Insurance experience a strong plus.
  • You have strong phone sales skills and love to win
  • You need a stable employer with a wide range of products
  • You are comfortable with inbound and outbound marketing campaigns
  • Candidate would need to have experience in a commission based sales position

RESPONSIBILITIES

  • Educate and advise customers on customized insurance solutions
  • Meet new business production goals and objectives as established
  • Submitting & Reviewing Professional Proposal with prospects
  • Quote & Bind insurance coverage
  • Processing payments
  • Updating insurance system with current data after sale or renewal
  • Participate in targeted marketing campaigns while working leads through the sales process
  • Establish and maintain a strong client based through consistent inbound and outbound communication
  • Develop diverse industry expertise including specific product and technical knowledge
  • Actively maintain contacts in client relationship management application (CRM)

QUALIFICATIONS

  • Strong ethical principles
  • Bachelors degree a strong plus
  • Strong phone presence and ability to communicate financial concepts required
  • Strong work ethic, motivation, and ambition to set and exceed goals required
  • Familiarity with rudimentary sales concepts preferred
  • Ability to exceed expectations under pressure in a fast paced, competitive environment required
  • Strong oral and written communication skills required
  • Excellent time-management and phone skills
  • Ability to work effectively in a team framework required
  • Candidate would need to have experience in a commission based sales position
  • If not already licensed, willing to become licensed.

ABOUT PURMUL INSURANCE AGENCY Purmul Insurance Agency started a decade ago as a Multi-Line Insurance Broker serving our clients across the California. Over the past five years, we redoubled our marketing efforts to thousands of families and small businesses across hundreds of industries delivering cost-effective insurance solutions. Purmul Insurance Agency is an award-winning Insurance Brokerage with a great work environment.

The Position is a Commission Based Compensation Structure.