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$28K

$144.6K

$238K

How much do auto finance collection jobs pay per year?

As of Jul 21, 2026, the average yearly pay for auto finance collection in the United States is $144,648.00, according to ZipRecruiter salary data. Most workers in this role earn between $106,500.00 and $174,000.00 per year, depending on experience, location, and employer.

What is an Auto Finance Collection job?

An Auto Finance Collection job involves contacting customers who have overdue car loan payments to remind them of their obligations and help them find solutions to bring their accounts current. Collectors may negotiate payment plans, process payments, and discuss possible consequences of non-payment, such as repossession. Strong communication and problem-solving skills are essential, as the role requires professionalism and empathy when dealing with customers facing financial difficulties.

What are the key skills and qualifications needed to thrive in the Auto Finance Collection position, and why are they important?

Success in Auto Finance Collection requires strong negotiation skills, attention to detail, and knowledge of lending and financial regulations, often supported by prior experience in collections or customer service. Familiarity with account management software, customer relationship management (CRM) systems, and collections databases is typically expected. Exceptional communication, problem-solving abilities, and professionalism help professionals navigate difficult conversations and find solutions with customers. These competencies are vital for maximizing recovery rates, maintaining positive client relationships, and ensuring compliance with industry standards.

What are some typical challenges faced in an Auto Finance Collection role?

Professionals in Auto Finance Collection often encounter challenges such as communicating with customers who are experiencing financial stress, negotiating repayment arrangements, and managing multiple accounts efficiently. Adapting to changing regulations and internal policies can add complexity to the process. Successful collectors are able to balance assertiveness with empathy, ensuring both customer satisfaction and the achievement of collection goals. Overcoming these challenges requires resilience, strong interpersonal skills, and a thorough understanding of finance industry practices.

More about Auto Finance Collection jobs
What cities are hiring for Auto Finance Collection jobs? Cities with the most Auto Finance Collection job openings:
What are the most commonly searched types of Auto Finance Collection jobs? The most popular types of Auto Finance Collection jobs are:
What states have the most Auto Finance Collection jobs? States with the most job openings for Auto Finance Collection jobs include:
What job categories do people searching Auto Finance Collection jobs look for? The top searched job categories for Auto Finance Collection jobs are:
Auto Finance Collection jobs near you
Infographic showing various Auto Finance Collection job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 75% Full Time, 19% Part Time, and 5% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $144,648 per year, or $69.5 per hour.

Sr Collector-Bilingual- 5+yrs Collections Exp Req'd (3yrs Auto)-$70k/yr+Bonus

Drive Now Acceptance

East Dundee, IL

$70K - $85K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 4 days ago

Job description

Successful Buy Here-Pay Here dealer is seeking a BILINGUAL Senior Collector

BASE $70,000/year plus up to $15,000 in Bonuses/yr! (based on exp/skill)

Earn from $70,000/yr to $85,000+/yr (based on experience/skill)

Drive Now Acceptance, Superior Car Credit's in-house financing company, is seeking an experienced, energetic, dedicated Senior Collector to join our collections team. We have openings in both our E Dundee and Marengo, IL locations.

We Offer:

  • Great Pay: Base Pay of $70,000 with up to $15,000/yr in BONUSES (based on exp/skill)

  • Earnings potential of up to $85,000+/yr (based on exp/skill)

  • 5 Day, 40 Hour Work Week: Saturdays are REQUIRED until 3pm

  • 401k Plan

  • Paid Time Off/Holiday Pay

  • Health Insurance

  • Dental Insurance

  • Vision Insurance

  • Life Insurance

  • Opprtunities to Advance

  • Fantastic, Supportive Management Team to ensure your SUCCESS

What we are looking for:

  • 5+ years Total Collections Experience REQUIRED

  • 3+ years experience in Auto Collections is aREQUIRED

  • Bilingual (SPANISH/ENGLISH) is REQUIRED

  • Subprime auto collections experience PREFERRED

  • Extensive knowledge of repossessions and impounds, skip tracing, & loan restructuring

  • Creative problem-solver, someone who thinks outside the boxs, solutions-oriented, with the ability to help customers get back on track with payments

  • Experience with initiating repossession when necessary

  • Strong organizational and multi-tasking abilities

  • Solid, consistent follow-up skills

  • Excellent customer service and relationship-building skills

  • Strong phone and computer skills

  • Clear, effective communication skills with the ability to build rapport with customers

If you are seeking a change or advancement opportunity, APPLY NOW. You may also call 855-931-2445 for more details on next steps. Be sure to include current contact information so we may call you.

Drive Now Acceptance

East Dundee, IL & Marengo, IL

  • Must Possess a Valid US Driver License & Reliable Transportation

  • Must Be Authorized To Work In The United States

  • Equal Opportunity Employer

Keywords: Auto Warehouse, Aaron’s, Account Analyisis, Account Issues, Account Management, Account Manager, Account Sales, Accounts Receivable, ACH, ACH Funds, Appointment Setter, Auto Billing, Auto Collections, CNAC, CNAC/JD Byrider, Auto Finance, Auto Financial Services, Auto Financing, Auto Loan, Auto Loans, Automotive Billing, Automotive Collections, Automotive Finance, Automotive Financial Services, Automotive Financing, Background Checks, Bilingual, Billing Issues, Business Development Center, Business to Business Sales, Buy Here Pay Here, Buy Here/Pay Here, Buy Her-Pay Here, Used Cars, Independent Dealer, Call Center, Cellular Phone Sales, Collateral, Collection Efforts, Collection Issues, Collections, Collections Account, Collections Account Manager, Collections Accounts, Collections Agent, Collections Representative, Collections Specialist, Commercial Sales, Commission Sales, Computer Skills, Conflict Resolution, Consumer Collections, Courts, Credit Card Calling, Credit Card Calls, Credit Card Collections, Credit Reports, CRM, Customer Accounts, Customer Issues, Customer Service Representative, Data Analysis, Data Analytics, Debt Collection, Debt Collection Skip Tracing, Debt Recovery, Debt Repayment, Default, Delinquencies, Delinquent, Delinquent Accounts, Dialer System, Due Balances, FDCPA, Financial Analyst, Garnishments, Inbound Calls, Independent Dealer, JD Byrider, Legal Action, LENDR, Loan Debt, Nationwide Acceptance, Negotiate Payments, Negotiating, Negotiation, One Main Financial, Outbound Calls, Outside Sales, Overdue Accounts, Overdue Payments, Party Collections, Past Due Accounts, Past Due Balances, Payment Arrangements, Payment Options, People Skills, Phone Etiquette, Phone Skills, Portfolio Management Experience, Pronto, Recovery, Relationship Management, Rent to Own, Rent-a-Center, Repayment Schedules, Repossession, Repossessions, Repo, SAP, Scheduling, Security Finance, Skip Trace, Skip Tracing, Skiptrace, Skiptracing, Spanish, State Laws, Student Loans, Sub Prime Financing, Sub Prime Lending, Subprime Financing, Subprime Lending, Subprime Loans, Telemarketing, Telephone Sales, Wage Garnishment, etc

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