1

Auto Finance Collection Jobs (NOW HIRING)

Auto Collections Representative

Arlington, TX · On-site

$16 - $20.75/hr

With over 30 years of success in the automotive and finance industries, we're on a mission to make ... Knowledge of FDCPA or similar collection practices * A team-player mindset with the ability to work ...

next page

Showing results 1-20

Auto Finance Collection information

See salary details

$28K

$144.6K

$238K

How much do auto finance collection jobs pay per year?

As of Jun 5, 2026, the average yearly pay for auto finance collection in the United States is $144,648.00, according to ZipRecruiter salary data. Most workers in this role earn between $106,500.00 and $174,000.00 per year, depending on experience, location, and employer.

What is an Auto Finance Collection job?

An Auto Finance Collection job involves contacting customers who have overdue car loan payments to remind them of their obligations and help them find solutions to bring their accounts current. Collectors may negotiate payment plans, process payments, and discuss possible consequences of non-payment, such as repossession. Strong communication and problem-solving skills are essential, as the role requires professionalism and empathy when dealing with customers facing financial difficulties.

What are the key skills and qualifications needed to thrive in the Auto Finance Collection position, and why are they important?

Success in Auto Finance Collection requires strong negotiation skills, attention to detail, and knowledge of lending and financial regulations, often supported by prior experience in collections or customer service. Familiarity with account management software, customer relationship management (CRM) systems, and collections databases is typically expected. Exceptional communication, problem-solving abilities, and professionalism help professionals navigate difficult conversations and find solutions with customers. These competencies are vital for maximizing recovery rates, maintaining positive client relationships, and ensuring compliance with industry standards.

What are some typical challenges faced in an Auto Finance Collection role?

Professionals in Auto Finance Collection often encounter challenges such as communicating with customers who are experiencing financial stress, negotiating repayment arrangements, and managing multiple accounts efficiently. Adapting to changing regulations and internal policies can add complexity to the process. Successful collectors are able to balance assertiveness with empathy, ensuring both customer satisfaction and the achievement of collection goals. Overcoming these challenges requires resilience, strong interpersonal skills, and a thorough understanding of finance industry practices.

More about Auto Finance Collection jobs
What cities are hiring for Auto Finance Collection jobs? Cities with the most Auto Finance Collection job openings:
What are the most commonly searched types of Auto Finance Collection jobs? The most popular types of Auto Finance Collection jobs are:
What states have the most Auto Finance Collection jobs? States with the most job openings for Auto Finance Collection jobs include:
What job categories do people searching Auto Finance Collection jobs look for? The top searched job categories for Auto Finance Collection jobs are:
Infographic showing various Auto Finance Collection job openings in the United States as of May 2026, with employment types broken down into 1% As Needed, 85% Full Time, 12% Part Time, and 2% Contract. Highlights an 82% Physical, 7% Hybrid, and 11% Remote job distribution, with an average salary of $144,648 per year, or $69.5 per hour.

Other

Posted 10 days ago


Job description

Job Purpose

The Finance Manager is a specialized financial expert responsible for delivering competitive finance and lease options to meet customers' business needs. This role acts as an intermediary between the sales department, manufacturers, and finance companies to provide optimal solutions for selling and financing equipment. Once an order is secured, the Finance Manager handles credit approval, document preparation, and transaction funding.

Essential Functions and Responsibilities:

  • Market Analysis and Strategy
  • Collect market intelligence and assess competitors' offerings.
  • Propose proactive strategies and programs to lead the market.
  • Relationship Management:
  • Establish and maintain strong relationships with finance companies

Training and Development:

  • Develop training tools for the finance team to enhance their knowledge.
  • Conduct training sessions on processes and procedures.
  • Credit and Documentation
  • Gather credit information on customers.
  • Prepare credit packages and submit them to local funding sources.

Customer Needs and Sales Support:

  • Understand and identify customer needs through a consultative and proactive sales approach.
  • Prepare and deliver timely reports to management.
  • Coordinate with sales representatives to create and provide retail-financing quotations.

Dealer Support:

  • Provide professional representation, including training for dealer management and support personnel on merchandising and financing programs.
  • Advise dealer personnel on tax law changes and finance concepts (e.g., discounted cash flow, time value of money, interest computation, and financial accounting).

Customer Relations and Transaction Management:

  • Establish quality customer relations by explaining transaction quotations, collecting credit information, answering technical questions, and obtaining final customer acceptance of transactions.
  • Ensure customer signatures on documentation, collect initial payments, and secure necessary insurance information for contract completion.

Market and Relationship Development:

  • Continuously evaluate growth areas and potential new markets for financing opportunities.
  • Assist in developing positive working relationships with the sales department, finance companies, and manufacturers.

Collections and Documentation:

  • Collect outstanding invoices on equipment and communicate collection issues with the sales department.
  • Maintain up-to-date and complete credit files and contract copies.
  • Provide input for developing sound credit policies, processes, and procedures.

Team Collaboration:

  • Collaborate with the sales and collection team to support delinquent accounts and close deals.

Knowledge, Skill, and Ability Requirements:

  • Strong financial acumen with knowledge of accounting principles, key financial tools, and terminology.
  • Ability to multitask while being highly meticulous to meet all deadlines.
  • Effective team player with strong ethical and professional behavior.
  • Experience in managing support personnel and fostering a proactive and engaging culture.
  • Proficient in Microsoft Excel, Word, Outlook, Teams, and TValue.
  • Strong detail-oriented, analytical, and problem-solving skills.
  • Excellent time management and prioritization skills with the ability to meet strict deadlines.
  • Willingness to travel to customer sites as needed.

Education and Experience:

  • BA/BS in Finance or Business, or equivalent related professional experience required.
  • Minimum of 5 years of related experience in auto finance, sales collections, or account management; experience in heavy equipment is preferred.