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How much do virtual insurance jobs pay per hour?

As of Jun 26, 2026, the average hourly pay for virtual insurance in the United States is $24.40, according to ZipRecruiter salary data. Most workers in this role earn between $20.43 and $27.40 per hour, depending on experience, location, and employer.

What job makes $10,000 a month without a degree?

A virtual insurance agent can earn $10,000 or more per month by selling policies online, often working independently and leveraging digital communication tools. Success depends on sales skills, industry knowledge, and building a client base, with some agents reaching high income levels without formal degrees.

What is a Virtual Insurance Agent?

A Virtual Insurance Agent is a professional who sells and manages insurance policies remotely, typically using online platforms, phone calls, and video conferencing instead of meeting clients in person. They help clients understand their insurance needs, recommend suitable policies, and assist with claims or policy changes. Virtual Insurance Agents can work for insurance companies, brokers, or as independent agents, and their remote approach allows them to serve clients from various locations efficiently. This role requires strong communication skills and a deep understanding of insurance products.

How do virtual insurance agents typically collaborate with clients and team members in a remote work setting?

Virtual insurance agents primarily interact with clients through phone calls, emails, and video meetings, ensuring personalized service while working remotely. Collaboration with underwriters, claims specialists, and other team members is usually managed via digital platforms like CRM systems, chat tools, and virtual meetings. This remote structure requires strong communication skills and self-discipline, but also offers flexibility and the chance to develop expertise in digital customer service. Regular virtual team check-ins help maintain a supportive environment and keep everyone aligned on goals.

What is the difference between Virtual Insurance vs Insurance Agent?

AspectVirtual InsuranceInsurance Agent
CredentialsTypically requires licensing, insurance knowledge, and sometimes certificationsRequires licensing, certifications vary by state and product
Work EnvironmentRemote, online platforms, digital communicationOffice-based or in-person client meetings, some remote work
Employer & Industry UsageInsurance companies, online brokerages, digital platformsInsurance agencies, brokerages, direct sales
Search & Comparison IntentUnderstanding virtual insurance services, remote insurance rolesTraditional insurance sales, client consultations

Virtual Insurance professionals focus on providing insurance services remotely through digital platforms, often requiring specific licenses and knowledge of online tools. Insurance Agents typically work directly with clients in person or via phone, offering personalized advice and sales. While both roles require licensing, Virtual Insurance emphasizes remote, tech-driven interactions, whereas Insurance Agents often operate in physical locations. The choice depends on your preferred work environment and career focus within the insurance industry.

How much do virtual insurance agents make?

Virtual insurance agents typically earn between $40,000 and $70,000 annually, with some earning commissions or bonuses that can increase total compensation. Income varies based on experience, sales performance, and the insurance products sold, often requiring strong communication skills and industry knowledge.

How to make 2000 a week working from home?

Virtual insurance agents can earn $2,000 or more weekly by selling policies, providing customer support, or managing claims remotely. Success depends on building a client base, developing sales skills, and obtaining relevant insurance licenses, with flexible schedules allowing for increased earnings through commissions and bonuses.

What is the best insurance company to work for remotely?

For virtual insurance roles, companies like State Farm, Progressive, and Liberty Mutual are known for offering remote positions with flexible schedules and comprehensive benefits. Job seekers should consider company culture, remote work policies, and required skills such as insurance licensing or customer service experience when evaluating options.

What are the key skills and qualifications needed to thrive as a Virtual Insurance Agent, and why are they important?

To thrive as a Virtual Insurance Agent, you need a solid understanding of insurance products, sales experience, and often a state-issued insurance license. Familiarity with digital CRM platforms, quoting tools, and secure communication systems is typically required. Exceptional customer service, strong communication skills, and self-motivation help agents build trust and effectively assist clients remotely. These skills and qualities ensure agents can efficiently sell policies, provide reliable support, and maintain compliance in a digital work environment.
More about Virtual Insurance jobs
What cities are hiring for Virtual Insurance jobs? Cities with the most Virtual Insurance job openings:
What are the most commonly searched types of Insurance jobs? The most popular types of Insurance jobs are:
What states have the most Virtual Insurance jobs? States with the most job openings for Virtual Insurance jobs include:
What job categories do people searching Virtual Insurance jobs look for? The top searched job categories for Virtual Insurance jobs are:
Virtual Insurance jobs near you
Infographic showing various Virtual Insurance job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 97% Full Time, and 2% Part Time. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $50,749 per year, or $24.4 per hour.

Virtual Insurance Sales Consultant

Spieldenner Financial Group

New Rochelle, NY • On-site, Remote

Contractor

This job post has expired today. Applications are no longer accepted.

Job description

Spieldenner Financial Group is looking for our next business partner to help us revolutionize the Mortgage Protection Industry!
The Day-To-Day:
Setting Appointments: 6-8 hours per week: reaching out to potential clients that have previously requested coverage with our company and scheduling a time to meet with them to discuss their mortgage protection coverage.
  • Research: 4-5 hours per week: digging into the information the client provided in order to customize options to meet their financial need in the case of a death or disability.
  • Meeting with Families: 2 days per week: meeting with clients either virtually or in-person (the choice is yours) to present their options, discuss the details of the coverage, and help them apply for coverage.
  • Administrative: 2 hours per week: following up with insurance carriers to facilitate client applications through underwriting

Requirements:
Skill set isn't everything: We are looking for coachable, challenge-seeking, self-disciplined individuals with a growth mindset
Passion for people is a MUST.
What We Do:
  • We serve people: Every week, we sit with our clients (in person or virtually) and take a deep dive into their financial situation.
  • We protect our clients: We partner with top-rated insurance companies to customize a plan that provides a personalized solution that will protect their largest asset: the ability to make an income.
  • We grow: We are a personal development company that just happens to sell insurance. We strive to make a generational impact in the lives of our clients, our agents, and our community!

If you feel this might be the home you have been looking for. Click APPLY!
*Equal opportunity, not equal outcome.
No agent's success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.

Apply