Underwriter Jobs (NOW HIRING)

Job Title: Underwriter (Consumer Solar Lending)

Location: Hybrid (2 Days Onsite per Week), Salt Lake City, UT

Industry: Solar

Pay: $60,000 - $80,000 annually

Benefits: Medical, Dental, Vision, Disability, 401(k)

Job Description

Addison Group is partnering with a rapidly growing leader in the solar industry to identify an experienced Underwriter to join their expanding team. This is an excellent opportunity for an underwriting professional with consumer lending experience who thrives in a fast-paced, customer-focused environment. The ideal candidate will have a strong background in consumer loan underwriting, with experience in either the solar or mortgage industry, and be comfortable analyzing complex income calculations while delivering exceptional service to both internal and external partners.

• Monday – Friday: 10:00 AM – 7:00 PM MT
• Saturdays: 8:00 AM – 5:00 PM MT (as scheduled)
• Hours are subject to change based on business needs.

Job Responsibilities

• Underwrite consumer solar and home improvement loan applications within assigned lending authority.
• Analyze borrower credit, income, property, and project eligibility to determine loan qualification.
• Perform detailed income calculations using submitted financial documentation.
• Review, validate, and update loan files to ensure accuracy and completeness.
• Issue conditions for missing or additional documentation when necessary.
• Submit recommendations for loan files requiring escalation.
• Communicate underwriting decisions clearly and professionally to internal teams, borrowers, installers, and business partners.
• Provide outstanding customer service by responding to underwriting inquiries via phone, email, and internal platforms.
• Review and approve solar project milestones throughout the lending process.
• Collaborate closely with underwriting leadership and teammates to maintain service level expectations.
• Participate in process improvement initiatives and special projects as assigned.

Qualifications

• 3+ years of consumer loan underwriting experience required.
• Solar lending experience strongly preferred.
• Mortgage underwriting experience is highly transferable and encouraged.
• Experience performing complex income calculations.
• Strong understanding of consumer lending guidelines and loan documentation.
• Proficiency with Microsoft Word and Excel.
• Experience using Google Workspace (Docs, Sheets, Gmail, Calendar).
• Experience working in Slack or similar collaboration tools.
• High school diploma required; bachelor's degree preferred. Candidates without a degree should possess additional relevant underwriting experience.

Preferred Skills

• Excellent verbal and written communication skills with the ability to clearly explain underwriting decisions.
• Strong analytical thinking and sound decision-making skills.
• Exceptional organization and time management with the ability to prioritize competing deadlines.
• Self-motivated and able to thrive in a fast-paced, evolving environment.
• Adaptable and quick to learn new processes and technologies.
• Passion for providing outstanding customer service.
• Positive, collaborative attitude with a willingness to continuously improve.
• Interest in building a career within the renewable energy and solar industry.

Why Join This Company?

• Hybrid schedule with two onsite days per week and the flexibility to work remotely the remainder of the week.
• Medical, dental, vision, and disability insurance beginning after 30 days, with the company covering approximately 90% of employee premiums.
• 401(k) with company matching.
• 10 paid company holidays.
• Unlimited PTO available after 90 days.
• Annual company performance bonus.
• Unique Vacation Bonus Program:
• Exceptional team tenure with very low turnover.

Addison Group is an Equal Opportunity Employer. Addison Group provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state, and local laws.