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Underwriter Jobs (NOW HIRING)

Starr Insurance Companies

Underwriter

Alpharetta, GA · On-site

Review, analyze, and underwrite cyber submissions for a range of client profiles and industries, including primary and excess placements. * Underwriting Decisions: Determine risk acceptability ...

Starr Insurance Companies

Underwriter

Alpharetta, GA · On-site

Review, analyze, and underwrite cyber submissions for a range of client profiles and industries, including primary and excess placements. * Underwriting Decisions: Determine risk acceptability ...

Tokio Marine HCC

Underwriter

Troy, MI · On-site

Job Title: Underwriter Location: Remote in Multiple States/ Hybrid in Only Michigan (dependent upon on proximity of office location) Reports To: Cindy Woityra Employment Type: Full-Time Job ...

Delta Dental Of Missouri

Underwriter

Saint Louis, MO · On-site

Join Our Team as an Underwriter! Are you a detail-oriented professional with a knack for analyzing data and assessing risk? We're seeking an Underwriter to evaluate group experience data and ...

Captive Resources

Underwriter

Itasca, IL · On-site

$100K - $135K/hr

The Underwriter is responsible for evaluating and underwriting stop-loss insurance. The role involves analyzing medical risk, pricing policies, and making recommendations based on a thorough ...

POINT MORTGAGE CORPORATION

UNDERWRITER

Chula Vista, CA · On-site

$0.01 - $0.02/hr

Review, update and run automated underwriting systems to determine risk, salability and reduced documentation for borrowers and review of data accuracy as input in Encompass LP and DU Review ...

Auto Owners Insurance Company

Underwriter

Lexington, KY · Hybrid

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

JGS Insurance

Underwriter

Hallandale, FL · Remote

This position is responsible for the underwriting, rating, binding and servicing of accounts assigned to them in a prompt, accurate, courteous and professional manner. This includes providing the ...

CareConnect

Underwriter

Greenvale, NY · On-site

Monitors and analyzes underwriting performance based upon claims experience. Develops rates, projections and recommends benefit changes based upon plan underwriting principles. 1. Monitors and ...

Indecomm Global Services

Underwriter

OR · Remote

Underwriter Classification: Non-Exempt /Full-Time Location: Remote "Indecomm is an Equal Employment Opportunity Employer" : The underwriter will review regulatory compliance with disclosures ...

Indecomm Global Services

Underwriter

Underwriter Classification: Non-Exempt /Full-Time Location: Remote "Indecomm is an Equal Employment Opportunity Employer" :The underwriter will review regulatory compliance with disclosures, validate ...

Iatinsurancegroup

Underwriter

Sarasota, FL · Hybrid

The Underwriter will be part of a team responsible for overseeing and auditing Managing General Agent (MGA) underwriting activities to ensure adherence to underwriting authority, company guidelines ...

Porch.com, Inc.

Underwriter

Seattle, WA · On-site +1

Underwriter Location: United States Workplace Type: Remote Job Summary The future is bright for the Porch Group, and we'd love for you to be a part of it as our Underwriter. The Underwriter is ...

IAT Insurance Group

Underwriter

Sarasota, FL · On-site

The Underwriter will be part of a team responsible for overseeing and auditing Managing General Agent (MGA) underwriting activities to ensure adherence to underwriting authority, company guidelines ...

Tmhcc

Underwriter

Troy, MI · On-site +1

Job Title: Underwriter Location: Remote in Multiple States/ Hybrid in Only Michigan (dependent upon on proximity of office location) Reports To: Cindy Woityra Employment Type: Full-Time Job ...

CareConnect

Underwriter

Greenvale, NY · On-site

Monitors and analyzes underwriting performance based upon claims experience. Develops rates, projections and recommends benefit changes based upon plan underwriting principles. 1. Monitors and ...

Biz2Credit Inc

Underwriter

Manhattan, NY · On-site

$65K - $85K/yr

About the Role As an Underwriter at Biz2Credit, you will play a vital role in evaluating loan applications and assisting with the underwriting process. We are currently seeking an experienced ...

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Underwriter information

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$32.5K

$78.9K

$139.5K

How much do underwriter jobs pay per year?

As of Jun 5, 2026, the average yearly pay for underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What Do Underwriters Do?

The most common underwriters work for insurance companies or financial institutions to evaluate financial risk for insurance policies or loans. They review applications and paperwork and can approve or deny the request based on a set of three criteria--credit reputation, capacity to repay the loan, and collateral value. Underwriters check the applicant’s credit report and credit history, weight their annual salary with the cost of the loan or policy, and determine the loan-to-value ratio. Using these factors, they may approve the application, suspend it until further stipulations are met, or deny it.

Other kinds of underwriters include equity underwriters who administer the distribution of securities, and debt securities underwriters who buy government bonds and other debt securities and sell them for a profit.

What are the key skills and qualifications needed to thrive as an Underwriter, and why are they important?

To thrive as an Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Proficiency with underwriting software, risk assessment tools, and industry certifications such as CPCU or ARM is highly valued. Excellent decision-making, negotiation, and communication skills help underwriters effectively assess risk and interact with clients or agents. These skills are essential for accurately evaluating applications, minimizing financial risk, and supporting organizational profitability.

What are some common challenges faced by underwriters in balancing risk assessment and business goals?

Underwriters often face the challenge of thoroughly assessing risk while also supporting their company's business objectives, such as meeting production goals or maintaining client relationships. This requires a careful analysis of data, attention to detail, and effective communication with agents or brokers to clarify information and negotiate terms. Balancing these priorities can be demanding, but successful underwriters develop strong analytical skills and the ability to make judicious decisions under time constraints. Collaboration with other departments, such as claims and sales, is also key to ensuring both risk management and business targets are achieved.

What does an underwriter do?

An underwriter evaluates the risk of insuring a person, property, or company and decides whether to provide insurance or a loan, and at what terms. They analyze applications, review financial and background information, and use statistical data to determine the likelihood of a loss. Underwriters play a key role in banking, insurance, and mortgage industries, ensuring that risks are carefully assessed to protect their organization from potential losses.

What is the difference between Underwriter vs Actuary?

AspectUnderwriterActuary
Required CredentialsInsurance license, sometimes certifications like CPCUFellowship in SOA or CAS, actuarial exams
Work EnvironmentInsurance companies, underwriting departmentsConsulting firms, insurance companies, financial institutions
Industry UsageCommon in insurance, bankingPrimarily in insurance, pensions, finance
Job FocusAssessing risk for policy approvalAnalyzing statistical data to predict future risks

While both underwriters and actuaries work in the insurance industry assessing risk, underwriters focus on evaluating individual insurance applications and approving policies. Actuaries analyze large data sets to forecast future risks and set premium rates. Their roles complement each other but require different certifications and skill sets.

More about Underwriter jobs
What cities are hiring for Underwriter jobs? Cities with the most Underwriter job openings:
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Who are the top companies hiring for Underwriter jobs? The top employers for Underwriter jobs are:
What states have the most Underwriter jobs? States with the most job openings for Underwriter jobs include:
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What are popular job titles related to Underwriter jobs? For Underwriter jobs, the most frequently searched job titles are:
Underwriter jobs near you
Infographic showing various Underwriter job openings in the United States as of May 2026, with employment types broken down into 97% Full Time, 2% Part Time, and 1% Contract. Highlights an 74% Physical, 13% Hybrid, and 13% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Underwriter

Underwriter

Starr Insurance Companies

Alpharetta, GA • On-site

Full-time

Posted 29 days ago

Job description

Join Starr, a global leader in commercial insurance with over a century of expertise. We empower our employees to innovate, make impactful decisions, and build lasting client relationships worldwide. At Starr, you'll work in an entrepreneurial culture alongside accessible leaders, leveraging our financial strength and vast industry experience to deliver solutions for our clients, no matter how complex. Grow your career with a rapidly growing company that invests in its people and their ability to drive real progress. Twin Maples is seeking an analytical and dynamic Cyber Underwriter to join our growing underwriting team. This key role involves evaluating cyber risk exposures, underwriting new and renewal business, fostering broker relationships, and contributing to the ongoing evolution of our cyber insurance offerings. The ideal candidate is experienced, tech-literate, and passionate about the rapidly evolving world of cyber risk. Key Responsibilities
  • Risk Assessment: Review, analyze, and underwrite cyber submissions for a range of client profiles and industries, including primary and excess placements.
  • Underwriting Decisions: Determine risk acceptability, pricing, terms, conditions, and coverage structures in alignment with company guidelines and authority levels.
  • Portfolio Management: Manage and monitor a book of cyber business with a focus on profitable growth, retention, and adherence to underwriting best practices.
  • Broker & Client Relations: Build and maintain strong broker and client relationships, delivering responsive service and market insight to meet evolving cyber insurance needs.
  • Market Awareness: Monitor trends in cyber threats, legal/regulatory developments, and competitor products to maintain cutting-edge underwriting acumen.
  • Collaboration: Partner with claims, information security, actuarial, and product teams to evaluate risks, enhance policy offerings, and support underwriting initiatives.
  • Documentation: Prepare and issue quotes, binders, policies, and endorsements accurately and efficiently, maintaining clear documentation of underwriting decisions.
  • Business Development: Identify opportunities for new cyber products, coverages, and distribution strategies to expand Twin Maples' cyber insurance presence.
  • Education: Stay up to date on cyber risks, vulnerabilities, technology changes, and insurance solutions through continuous learning and industry engagement.
Qualifications
  • Bachelor's degree or equivalent experience in insurance, risk management, cybersecurity, business, or a related field.
  • 2+ years of cyber underwriting experience preferred; experience with related financial lines is a plus.
  • Strong understanding of cybersecurity threats, incident response, and cyber risk management principles.
  • Knowledge of cyber insurance products, coverage elements, and rating factors.
  • Strong analytical, negotiation, and decision-making skills.
  • Excellent written and verbal communication abilities.
  • Proficiency with electronic underwriting tools, Microsoft Office, and policy management systems.
  • Ability to thrive in both independent and collaborative team settings.
  • Relevant professional designations (e.g., CPCU, RPLU, CISSP, CIPP/US) are an advantage.
Why Twin Maples?
  • Competitive compensation and benefits
  • Inclusive, values-driven work culture
  • Opportunities for professional growth and advancement
Starr is an equal opportunity employer, which means we'll consider all suitably qualified applicants regardless of gender identity or expression, ethnic origin, nationality, religion or beliefs, age, sexual orientation, disability status or any other protected characteristic. We recruit and develop our people based on merit and we're committed to creating an inclusive environment for all employees. We offer first class training and development opportunities to all employees. Our aim is to grow our own talent and bring out the best in people.

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