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Underwriter Jobs in Indiana (NOW HIRING)

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team in Marion, Grant County, Indiana. This job performs and applies insurance coverage ...

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team in Marion, Grant County, Indiana. This job performs and applies insurance coverage ...

Senior Underwriter

Fort Wayne, IN

$97K - $114K/yr

Senior Underwriter FLSA Status: Exempt Job Family: Underwriting Department: UW - Data & Quality Location: Corporate Office (Fort Wayne, IN) JOB SUMMARY Responsible within assigned authority to ...

Senior Underwriter

Fort Wayne, IN · On-site

$97K - $114K/yr

Senior Underwriter FLSA Status: Exempt Job Family: Underwriting Department: UW - Data & Quality Location: Corporate Office (Fort Wayne, IN) JOB SUMMARY Responsible within assigned authority to ...

Senior Underwriter

Fort Wayne, IN · On-site

$70 - $110/hr

Underwriter** to join our growing team in **FT. Wayne, IN**. The **Senior Underwriter** operates at an intermediate level of underwriting skill and difficulty and will work independently under ...

Senior Underwriter

Fort Wayne, IN · On-site

$70 - $90/hr

Underwriter** to join our growing team in **FT. Wayne, IN**. The **Senior Underwriter** operates at an intermediate level of underwriting skill and difficulty and will work independently under ...

Underwriter I FLSA Status: Exempt Job Family: Underwriting Department: UW - Data & Quality Location: Corporate Office (Fort Wayne, IN) JOB SUMMARY Responsible within assigned authority to evaluate ...

Senior Underwriter

Fort Wayne, IN · On-site

$90 - $120/hr

Underwrite standard level of new and renewal accounts in accordance with all applicable guidelines and procedures. * Contribute to the achievement of the company's premium and profitability ...

Underwriter I FLSA Status: Exempt Job Family: Underwriting Department: UW - Data & Quality Location: Corporate Office (Fort Wayne, IN) JOB SUMMARY Responsible within assigned authority to evaluate ...

Insurance Underwriter

Fort Wayne, IN · On-site

$100K - $300K/yr

Sr Insurance Underwriter - Specialty Technology Risks - Fort Wayne, IN Cyber Technology Risks Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE ...

Commercial Underwriter IV Locatio n: Indianapolis, IN 46240 (Hybrid - Office Tues, Wed,Thurs.....WFH Mon, Fri) Pay: $115,000-140,000 (Compensation can vary depending on experience) ND Bonus up to 10% ...

Senior Production Underwriter

Carmel, IN · On-site

$98K - $116K/yr

The Senior Production Underwriter is directly responsible for establishing and leading company growth and profitability objectives for the Risk Management Operations (RMO) Lender Placed Insurance ...

Senior Production Underwriter

Carmel, IN · On-site

$98K - $116K/yr

The Senior Production Underwriter is directly responsible for establishing and leading company growth and profitability objectives for the Risk Management Operations (RMO) Lender Placed Insurance ...

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Underwriter information

See Indiana salary details

$30.9K

$75.1K

$132.7K

How much do underwriter jobs pay per year?

As of Aug 25, 2026, the average yearly pay for underwriter in Indiana is $75,058.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,000.00 and $82,800.00 per year, depending on experience, location, and employer.

What does an underwriter do?

An underwriter evaluates the risk of insuring a person, property, or company and decides whether to provide insurance or a loan, and at what terms. They analyze applications, review financial and background information, and use statistical data to determine the likelihood of a loss. Underwriters play a key role in banking, insurance, and mortgage industries, ensuring that risks are carefully assessed to protect their organization from potential losses.

What are the key skills and qualifications needed to thrive as an underwriter, and why are they important?

To thrive as an Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Proficiency with underwriting software, risk assessment tools, and industry certifications such as CPCU or ARM is highly valued. Excellent decision-making, negotiation, and communication skills help underwriters effectively assess risk and interact with clients or agents. These skills are essential for accurately evaluating applications, minimizing financial risk, and supporting organizational profitability.

What are some common challenges faced by underwriters in balancing risk assessment and business goals?

Underwriters often face the challenge of thoroughly assessing risk while also supporting their company's business objectives, such as meeting production goals or maintaining client relationships. This requires a careful analysis of data, attention to detail, and effective communication with agents or brokers to clarify information and negotiate terms. Balancing these priorities can be demanding, but successful underwriters develop strong analytical skills and the ability to make judicious decisions under time constraints. Collaboration with other departments, such as claims and sales, is also key to ensuring both risk management and business targets are achieved.

What is the difference between Underwriter vs Actuary?

AspectUnderwriterActuary
Required CredentialsInsurance license, sometimes certifications like CPCUFellowship in SOA or CAS, actuarial exams
Work EnvironmentInsurance companies, underwriting departmentsConsulting firms, insurance companies, financial institutions
Industry UsageCommon in insurance, bankingPrimarily in insurance, pensions, finance
Job FocusAssessing risk for policy approvalAnalyzing statistical data to predict future risks

While both underwriters and actuaries work in the insurance industry assessing risk, underwriters focus on evaluating individual insurance applications and approving policies. Actuaries analyze large data sets to forecast future risks and set premium rates. Their roles complement each other but require different certifications and skill sets.

Do underwriters make a lot of money?

Underwriters typically earn a median annual salary that varies by industry and experience, with many earning between $60,000 and $100,000. Senior or specialized underwriters can earn higher salaries, especially with professional certifications and experience in fields like insurance or banking.

Do you need a degree to be an underwriter?

A degree is not always required to become an underwriter, but many employers prefer candidates with a bachelor's degree in fields like finance, business, or economics. Relevant skills such as analytical ability, attention to detail, and knowledge of insurance or lending practices are also important, and professional certifications can enhance job prospects.

Is it hard to get into underwriting?

Getting into underwriting can be competitive, as it often requires relevant education such as a degree in finance, economics, or related fields, along with strong analytical skills. Entry-level positions may be accessible with internships or certifications like the Chartered Property Casualty Underwriter (CPCU), but advancing in the field typically requires experience and industry knowledge.

What are the most commonly searched types of Underwriter jobs in Indiana?

The most popular types of Underwriter jobs in Indiana are:

What cities in Indiana are hiring for Underwriter jobs?

Cities in Indiana with the most Underwriter job openings:

What are popular job titles related to Underwriter jobs in IN?

For Underwriter jobs in IN, the most frequently searched job titles are:

Infographic showing various Underwriter job openings in Indiana as of August 2026, with employment types broken down into 87% Full Time, 10% Part Time, and 3% Contract. Highlights an 89% In-person, 9% Hybrid, and 2% Remote job distribution, with an average salary of $75,058 per year, or $36.1 per hour.

Full-time

Retirement, PTO

Re-posted 9 days ago


Auto-Owners Insurance rating

9.2

Company rating: 9.2 out of 10

Based on 35 frontline employees who took The Breakroom Quiz

22nd of 311 rated insurance


Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.
Job Description
We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, you could have the flexibility of work-from-home time as defined by the leadership team.
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team in Marion, Grant County, Indiana. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company's underwriter training program for the assigned line of insurance and requires the person to:
  • Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
  • Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
  • Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
  • Analyze loss experience, financial conditions and physical characteristics of risks
  • Acquire a working knowledge of supporting sections of the underwriting department
  • Effectively communicate with independent agents and other associates through verbal and/or written means
  • Participate in and successfully complete the Company underwriter training program

Desired Skills & Experience
  • Bachelor's degree or direct equivalent experience with property/casualty underwriting
  • Ability to organize data, multi-task and make decisions independently
  • Above average communication skills (written and verbal)
  • Ability to write reports and compose correspondence
  • Ability to resolve complex issues
  • Continually develop product knowledge through participation in approved educational programs
  • Demonstrates flexibility and a willingness to pursue long-term career advancement with Auto-Owners, including the potential to relocate to other regions as opportunities arise based on business needs, performance, qualifications, and available positions.

Benefits
Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!
Equal Employment Opportunity
Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.
*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.
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