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Property Underwriting Jobs in Indiana (NOW HIRING)

Senior Underwriter

Fort Wayne, IN · On-site

$97K - $114K/yr

Must have a thorough understanding of Property and Casualty insurance rating systems, underwriting principles, practices, reinsurance concepts, and policy coverage forms. * Must be able to analyze ...

Senior Underwriter

Fort Wayne, IN · On-site

$97K - $114K/yr

Must have a thorough understanding of Property and Casualty insurance rating systems, underwriting principles, practices, reinsurance concepts, and policy coverage forms. * Must be able to analyze ...

Bachelor's degree or direct equivalent experience with property/casualty underwriting * Ability to organize data, multi-task and make decisions independently * Above average communication skills ...

Bachelor's degree or direct equivalent experience with property/casualty underwriting * Ability to organize data, multi-task and make decisions independently * Above average communication skills ...

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Property Underwriting information

What is property underwriting?

Property underwriting is the process by which insurance companies assess the risk associated with insuring a property, such as a home, commercial building, or other real estate. Underwriters evaluate factors like the property's location, construction type, value, condition, and potential hazards to determine whether to provide coverage and at what premium. They use this information to ensure the insurance policy accurately reflects the risk and protects both the insurer and the policyholder. Good property underwriting helps prevent losses and ensures fair pricing for customers.

What are the key skills and qualifications needed to thrive as a property underwriter?

To excel as a Property Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment, typically supported by a degree in finance, business, or a related field. Familiarity with underwriting software, risk modeling tools, and industry certifications such as CPCU or AINS is often required. Exceptional communication, negotiation, and decision-making skills help you effectively collaborate with agents and clients. These competencies ensure accurate risk evaluation, profitable underwriting decisions, and strong client relationships in the property insurance sector.

What qualifications do you need for property underwriting?

Property underwriters typically need a bachelor's degree in finance, insurance, or a related field. Relevant skills include strong analytical abilities, knowledge of insurance policies and underwriting software, and sometimes professional certifications like the Chartered Property Casualty Underwriter (CPCU). Experience in insurance or risk assessment is also valued.

What are some common challenges faced by property underwriters, and how can they be managed effectively?

Property Underwriters often encounter challenges such as accurately assessing risk for diverse property types, keeping up with regulatory changes, and balancing the need for thorough analysis with tight deadlines. Managing these challenges typically involves leveraging advanced risk assessment tools, collaborating closely with risk engineers and field inspectors, and staying updated on industry trends and local regulations. Effective communication with brokers and clients also helps underwriters make informed decisions while maintaining strong business relationships.

What does a property underwriting do?

A property underwriter evaluates insurance applications for properties to determine risk and appropriate coverage terms. They review property details, assess potential hazards, and use underwriting guidelines and tools to decide whether to approve, modify, or decline coverage, ensuring the insurer's financial stability.

Is property underwriting a good career to get into?

Property underwriting is a stable career within the insurance industry that involves assessing risk and determining policy terms. It typically requires strong analytical skills, attention to detail, and knowledge of insurance policies, with opportunities for advancement and certification. The job often offers regular hours and a professional work environment.

What is the difference between Property Underwriting vs Property Claims Adjuster?

AspectProperty UnderwritingProperty Claims Adjuster
Primary RoleAssessing risk and determining policy terms for property insuranceInvestigating and settling property insurance claims
Required CredentialsInsurance licenses, underwriting certifications, sometimes a degree in finance or risk managementInsurance licenses, claims adjusting certifications, often a background in insurance or law
Work EnvironmentOffice-based, collaborating with agents and brokersFieldwork and office work, interacting with policyholders and repair professionals
Industry UsageCommon in insurance companies, brokers, and underwriting firms

Property Underwriting focuses on evaluating risks before issuing policies, while Property Claims Adjusters handle claims after a loss occurs. Both roles require insurance knowledge and licenses but serve different stages of the insurance process.

Infographic showing various Property Underwriting job openings in Indiana as of August 2026, with employment types broken down into 85% Full Time, 11% Part Time, 1% Temporary, and 3% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution.

Underwriting Manager - Hybrid

Selective Insurance

Indianapolis, IN • On-site

$148K - $191K/yr

Other

Medical, Retirement, PTO

Re-posted 28 days ago


Selective Insurance rating

8.7

Company rating: 8.7 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

69th of 304 rated insurance


Job description

About Us

At Selective, we don't just insure uniquely, we employ uniqueness.
Selective is a midsized U.S. domestic property and casualty insurance company with a history of strong, consistent financial performance for nearly 100 years. Selective's unique position as both a leading insurance group and an employer of choice is recognized in a wide variety of awards and honors, including listing in Forbes Best Midsize Employers in 2025 and certification as a Great Place to Work in 2025 for the sixth consecutive year.
Employees are empowered and encouraged to Be Uniquely You by being their true, unique selves and contributing their diverse talents, experiences, and perspectives to our shared success. Together, we are a high-performing team working to serve our customers responsibly by helping to mitigate loss, keep them safe, and restore their lives and businesses after an insured loss occurs.


Overview

Manages the growth, retention and profitability of a renewal book representing approximately $50m in premium volume. Supervises the activities of a staff of Underwriters including Technical Assistants and coordinates their activities with internal and outside personnel. Must provide continuous coaching, feedback, and guidance to the Underwriters. Assists in the development, communication and execution of underwriting strategy and initiatives. Creates a positive partnership with Territory Managers, AMSs, Agents and SBU staff. All job duties and responsibilities must be carried out in compliance with applicable legal and regulatory requirements and within assigned underwriting letter of authority.


Responsibilities
  • Oversees, coordinates, and monitors activities and results of an underwriting team to obtain and ensure accurate, quality work while at the same time maintaining high production and service standards.
  • Responsible for the profitability and production of the team per budget.
  • Schedules, prioritizes, and distributes workflow of unit to ensure work is done in a timely fashion and all deadlines are met.
  • Works with Underwriters to up sell, cross sell coverage enhancements and additional lines of business to existing accounts and to support the marketing of company specific products and programs.
  • Recommends procedural changes and plans, organizes, and implements these changes. Keeps current on all changes effecting unit's work production and on changes within the insurance industry.
  • Arbitrate problems between agents, insured's, or other departments. Testifies in court and/or participates in the taking of depositions as needed on claims or coverage issues.
  • Maintain administrative records and administer the following for direct reports: performance reviews, salary reviews and attendance records.
  • Develop and utilize management reports and analytics tools to assist in monitoring team and individual underwriter results.
  • Participate in state pricing reviews, budget planning and territory reviews.
  • Provide guidance to agents and provides technical guidance and expertise to underwriters.
  • Acts as a liaison with other supervisors, branches, and corporate departments with whom their unit interacts.
  • Conducts agency visits as required by company standards.
  • Responsible for automobile travel within territory traveling to agent offices.
  • Car travel represents approximately 10-15% of employee's time.

Qualifications

Knowledge and Requirements

  • Broad underwriting technical background.
  • Strong verbal and written communication skills.
  • Good analytical skills.
  • Proficient with Word, excel & Outlook.
  • Must have valid state-issued driver's license in good standing.

Education and Experience

  • College degree preferred.
  • 7+ years commercial Underwriting experience preferred.
  • 3-4 years' experience in rating, inspections, and claims preferred.

Total Rewards

Selective Insurance offers a total rewards package that includes a competitive base salary, incentive plan eligibility at all levels, and a wide array of benefits designed to help you and your family stay healthy, achieve your financial goals, and balance the demands of your work and personal life. These benefits include comprehensive health care plans, retirement savings plan with company match, discounted Employee Stock Purchase Program, tuition assistance and reimbursement programs, and 20 days of paid time off. Additional details about our total rewards package can be found by visiting our benefits page.
The actual base salary is based on geographic location, and the range is representative of salaries for this role throughout Selective's footprint. Additional considerations include relevant education, qualifications, experience, skills, performance, and business needs.


Pay Range
USD $148,000.00 - USD $191,000.00 /Yr.
Additional Information

Selective is an Equal Employment Opportunity employer. That means we respect and value every individual's unique opinions, beliefs, abilities, and perspectives. We are committed to promoting a welcoming culture that celebrates diverse talent, individual identity, different points of view and experiences - and empowers employees to contribute new ideas that support our continued and growing success. Building a highly engaged team is one of our core strategic imperatives, which we believe is enhanced by diversity, equity, and inclusion. We expect and encourage all employees and all of our business partners to embrace, practice, and monitor the attitudes, values, and goals of acceptance; address biases; and foster diversity of viewpoints and opinions.
For Massachusetts Applicants
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.


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