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Personal Underwriter Jobs in Indiana (NOW HIRING)

Auto-Owners Insurance

Underwriter

Marion, IN · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ... personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto ...

Auto Owners Insurance Company

Underwriter

Marion, IN · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ... personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto ...

Elevance Health

Group Underwriter, Senior

Indianapolis, IN · Hybrid

$94K - $111K/yr

Group Underwriter, Senior Group Underwriter, Senior Location: This role requires associates to be ... to personal and professional growth for our associates. Our values and behaviors are the root of ...

Elevance Health

Group Underwriter, Senior

Indianapolis, IN · Hybrid

$94K - $111K/yr

Group Underwriter, Senior Group Underwriter, Senior Location: This role requires associates to be ... to personal and professional growth for our associates. Our values and behaviors are the root of ...

Elevance Health

Group Underwriter, Senior

Indianapolis, IN · Hybrid

$94K - $111K/yr

Group Underwriter, Senior Location: This role requires associates to be in-office 1 day per week ... to personal and professional growth for our associates. Our values and behaviors are the root of ...

Elevance Health

Group Underwriter, Senior

Indianapolis, IN · Hybrid

$94K - $111K/yr

Group Underwriter, Senior Location: This role requires associates to be in-office 1 day per week ... to personal and professional growth for our associates. Our values and behaviors are the root of ...

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Personal Underwriter information

What are the key skills and qualifications needed to thrive as a personal underwriter?

To thrive as a Personal Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of insurance principles, typically supported by a degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and industry certifications such as CPCU or AU is often expected. Exceptional communication, negotiation, and decision-making skills help you collaborate effectively and explain complex terms to clients. These skills ensure accurate risk evaluation, compliance with regulations, and successful client relationships in a competitive insurance environment.

What are some common challenges faced by personal underwriters, and how can they be addressed?

Personal Underwriters often encounter challenges such as balancing risk assessment with customer needs and keeping up with ever-changing insurance regulations. Staying current with industry guidelines and leveraging advanced underwriting software can help streamline the decision-making process. Additionally, collaborating closely with agents and other underwriters fosters a more comprehensive evaluation of applications, leading to better risk management and customer satisfaction.

What is the difference between Personal Underwriter vs Mortgage Underwriter?

AspectPersonal UnderwriterMortgage Underwriter
CredentialsTypically requires insurance or financial certifications, sometimes a bachelor's degreeRequires mortgage or real estate certifications, often a bachelor's degree in finance or related field
Work EnvironmentInsurance companies, financial institutions, or banksMortgage lenders, banks, or credit unions
Employer & IndustryInsurance and financial servicesReal estate, banking, mortgage lending
Common Search & ComparisonOften compared for risk assessment and loan approval processesFocuses on property and borrower financials for mortgage approval

Both Personal Underwriters and Mortgage Underwriters assess risk and review financial documents, but they operate in different sectors. Personal Underwriters focus on insurance and personal financial products, while Mortgage Underwriters specialize in evaluating mortgage loan applications. Understanding these differences helps job seekers target the right industry and role.

Do personal underwriters make a lot of money?

Personal underwriters typically earn a median annual salary ranging from $50,000 to $80,000, depending on experience, location, and employer. Senior or specialized underwriters can earn higher salaries, and bonuses or benefits may also contribute to total compensation.

Is it hard to get a job in personal underwriting?

Personal underwriting is a specialized role that typically requires relevant experience in insurance or finance, strong analytical skills, and knowledge of underwriting guidelines. Entry into the field can be competitive, but obtaining certifications like the Chartered Insurance Underwriter (CIU) can improve job prospects. Overall, the difficulty depends on the individual's background and the job market conditions.

What is a personal underwriter?

A personal underwriter evaluates individual insurance applications or loan requests to determine risk and eligibility. They review financial information, credit reports, and other relevant data to make approval decisions, often working with underwriting software and adhering to company policies.

What are popular job titles related to Personal Underwriter jobs in Indiana?

For Personal Underwriter jobs in Indiana, the most frequently searched job titles are:

What job categories do people searching Personal Underwriter jobs in Indiana look for?

The top searched job categories for Personal Underwriter jobs in Indiana are:

What cities in Indiana are hiring for Personal Underwriter jobs?

Cities in Indiana with the most Personal Underwriter job openings:

Personal Underwriter jobs near you

Personal Lines Underwriter

Auto-Owners Insurance

Marion, IN • On-site

Full-time

Retirement, PTO

Posted 26 days ago

Key responsibilities

  • Apply insurance coverage, rules, and guidelines to make underwriting decisions according to company philosophy.

  • Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use.

  • Communicate effectively with independent agents and other associates through verbal and/or written means.

Auto-Owners Insurance rating

9.2

Company rating: 9.2 out of 10

Based on 35 frontline employees who took The Breakroom Quiz

23rd of 315 rated insurance

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.
Job Description
We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, you could have the flexibility of work-from-home time as defined by the leadership team.
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company's underwriter training program for the assigned line of insurance and requires the person to:
  • Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
  • Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
  • Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
  • Analyze loss experience, financial conditions and physical characteristics of risks
  • Acquire a working knowledge of supporting sections of the underwriting department
  • Effectively communicate with independent agents and other associates through verbal and/or written means
  • Participate in and successfully complete the Company underwriter training program

Desired Skills & Experience
  • Bachelor's degree or direct equivalent experience with property/casualty underwriting
  • Ability to organize data, multi-task and make decisions independently
  • Above average communication skills (written and verbal)
  • Ability to write reports and compose correspondence
  • Ability to resolve complex issues
  • Continually develop product knowledge through participation in approved educational programs

Benefits
Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!
Equal Employment Opportunity
Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.
*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.
#LI-BK1 #LI-Hybrid

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