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Health Insurance Underwriter Jobs in Indiana (NOW HIRING)

Insurance Underwriter Med-Mal

Muncie, IN · On-site

$150K - $200K/yr

... Healthcare Ambulatory Surgery Medical Labs Imaging Center Substance Abuse Center Ambulance ... REMOTE WORK FROM HOME MAY BE AVAILBLE Leading specialty insurer seeks degreed underwriter to join a ...

Insurance Underwriter Med-Mal

Kokomo, IN · On-site

$150K - $200K/yr

Med-Mal Ins Underwriter Allied Healthcare E&O - Kokomo, IN Underwriting Underwriter VP AVP Medical ... REMOTE WORK FROM HOME MAY BE AVAILBLE Join a growing division of National Insurance Company with ...

Senior Underwriter, Accident & Health

Carmel, IN · On-site

$98K - $116K/yr

As a global leader in specialty travel medical and trip protection insurance, we are passionate ... The Senior Accident & Health Underwriter is responsible for reviewing and analyzing underwriting ...

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Showing results 1-20

Health Insurance Underwriter information

See Indiana salary details

$30.9K

$75.1K

$132.7K

How much do health insurance underwriter jobs pay per year?

As of Jul 30, 2026, the average yearly pay for health insurance underwriter in Indiana is $75,058.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,000.00 and $82,800.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Health Insurance Underwriter, and why are they important?

To thrive as a Health Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of insurance principles, typically supported by a bachelor’s degree in business, finance, or a related field. Proficiency with underwriting software, risk assessment tools, and knowledge of industry regulations is essential, and certifications such as the Chartered Property Casualty Underwriter (CPCU) can be advantageous. Effective communication, critical thinking, and decision-making skills help underwriters explain decisions and work collaboratively with clients and colleagues. These competencies are vital for accurately assessing risk, ensuring regulatory compliance, and maintaining the financial health of the insurance provider.

What are some typical challenges Health Insurance Underwriters face when assessing applications, and how can they overcome them?

Health Insurance Underwriters often encounter challenges such as evaluating incomplete or complex medical histories, staying current with changing regulations, and balancing risk assessment with competitive pricing. To overcome these challenges, underwriters rely on strong analytical skills, continuous training, and close collaboration with medical professionals and actuaries. Leveraging advanced software tools and maintaining clear communication with agents and applicants also helps ensure accurate and fair decision-making.

What is the difference between Health Insurance Underwriter vs Health Insurance Claims Adjuster?

AspectHealth Insurance UnderwriterHealth Insurance Claims Adjuster
Primary RoleAssess risk and determine policy eligibility and premiumsEvaluate insurance claims to determine coverage and payout
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU or ARM are commonHigh school diploma or equivalent; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, working with underwriting software and risk dataOffice or remote, reviewing claims and interacting with policyholders
Industry UsageCommonly employed by insurance companies during policy issuanceEmployed by insurance companies or third-party administrators during claims processing

While both roles are integral to the insurance industry, health insurance underwriters focus on evaluating risks before issuing policies, whereas health insurance claims adjusters handle claims after coverage is in place. Understanding these differences helps job seekers identify the right career path within health insurance.

What does a Health Insurance Underwriter do?

A Health Insurance Underwriter is responsible for evaluating the risks associated with insuring individuals or groups and determining the terms and premiums for health insurance coverage. They review applications, assess medical histories, and use statistical data to decide whether to approve or deny coverage. Their goal is to ensure that the insurance company maintains a balanced risk portfolio while offering fair and competitive rates to policyholders. Health insurance underwriters play a crucial role in protecting the financial stability of insurance companies and providing appropriate coverage to customers.
What job categories do people searching Health Insurance Underwriter jobs in Indiana look for? The top searched job categories for Health Insurance Underwriter jobs in Indiana are:
Infographic showing various Health Insurance Underwriter job openings in Indiana as of July 2026, with employment types broken down into 1% As Needed, 79% Full Time, 14% Part Time, and 6% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $75,058 per year, or $36.1 per hour.

Promont Lead Underwriter- Allied Healthcare

DOXA Insurance Holdings

Fort Wayne, IN • On-site

$100K - $170K/yr

Full-time

Re-posted 5 days ago


Job description

Description:

About Us:


DOXA is an award-winning specialty insurance platform that acquires and develops niche-market insurance program administrators, underwriting companies, and distribution partners including MGAs, MGUs, brokers, and direct-to-consumer operators. We provide centralized sales, marketing, underwriting, and operational support that helps our companies unlock their full growth potential.

With hundreds of custom specialty insurance programs and partnerships and more than 20,000 agent and broker relationships nationwide, DOXA’s rapid growth is reaching new heights.

Our rapid evolution means we can deliver on something most companies just talk about; building a workplace where talented professionals are drawn to the impact they can make. We offer competitive benefits and compensation, but what really differentiates us is our culture empowerment and commitment to innovation in the specialty insurance space.

If you're an ambitious professional looking to evolve your career, we'd love to talk. Ready to join a community of experts redefining the specialty insurance space?


About Promont Insurance Advisors:


Promont Insurance Advisors, a DOXA company, is a specialized underwriting platform delivering customized insurance solutions for niche and hard-to-place risks through retail and wholesale distribution partners. With deep expertise in the excess & surplus (E&S) market, Promont is known for crafting tailored coverage for complex exposures rather than one-size-fits-all solutions.

Promont has a strong presence in Allied Healthcare and facility-based risks, including home healthcare, medical clinics, assisted living, and skilled nursing, offering specialized coverages such as professional liability and other difficult-to-place risks.

Backed by DOXA’s carrier relationships and operational infrastructure, Promont combines underwriting expertise, program management capabilities, and in-house claims support to deliver responsive service, creative solutions, and long-term value to its partners.


Description:


Promont Insurance Advisors is seeking a highly motivated, production-oriented Lead Underwriter to join and help scale its Allied Healthcare program. This individual will play

a critical role in driving new business, strengthening distribution relationships, and contributing to the continued success of a well-established and respected program in the market.

This is a true production and leadership role, ideal for someone who thrives in the marketplace, enjoys building broker relationships, and wants to play a key role in shaping the growth strategy of a specialized program.


Program Overview:


The Allied Healthcare program is a long-standing, high-performing platform that has been in the market for over 15 years. Operating on an E&S basis with A+ rated carrier partners, the program has built a strong reputation across a dual distribution model (retail and wholesale) nationwide.

Promont offers a fully integrated platform with in-house claims capabilities and a collaborative team environment consisting of experienced underwriters and underwriting assistants. The program is well respected in the market for its underwriting discipline, service model, and ability to handle complex risks, positioning it for continued expansion.


Key Responsibilities:


In this role, the Lead Underwriter will be responsible for both production and portfolio management, with a strong emphasis on driving profitable growth.


Core responsibilities include evaluating, selecting, and pricing new and renewal business to develop and maintain a profitable book, while ensuring adherence to underwriting guidelines and carrier expectations. The individual will analyze submissions in detail, including applications, loss history, and operational exposures.

A key focus will be on developing and maintaining strong distribution relationships, clearly communicating risk appetite, negotiating terms, and positioning Promont as a go-to market for Allied Healthcare risks.


The role will also partner closely with internal teams including claims, compliance, and operations to ensure a seamless underwriting lifecycle. Additionally, this individual will contribute to underwriting strategy, support team development, and help elevate overall program performance.


Requirements:
  • 10+ years of underwriting experience, with a focus on Allied Healthcare or related casualty lines
  • Strong emphasis and proven success in new business production
  • Established distribution relationships across retail and wholesale brokers
  • Experience underwriting Allied Healthcare risks and related professional liability exposures
  • Background in the E&S market with strong underwriting discipline
  • Demonstrated ability to operate in a leadership capacity (team lead, mentor, or formal management)
  • Strong analytical and decision-making skills with a focus on profitable growth
  • Ability to thrive in a fast-paced, entrepreneurial environment



Why This Role:


This is a unique opportunity to step into a leadership role within an established and highly respected program with strong market presence and carrier backing. The role offers the ability to make an immediate impact on growth while working within a collaborative and entrepreneurial environment. Promont also provides the flexibility with full remote options.

Backed by DOXA’s acquisitive and growth-focused platform, this position provides visibility into broader strategic initiatives and long-term career growth opportunities.



Benefits & Work Environment DOXA Insurance Holdings offers a dynamic work environment and a collaborative culture. Our headquarters is located on the 10th floor of the Indiana Michigan building at 101 E. Washington in the revitalized downtown Fort Wayne, Indiana.