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Commercial Insurance Underwriter Jobs in Indiana

Senior Underwriter

Fort Wayne, IN · On-site +1

$90K - $110K/yr

  • Medical

  • Retirement

  • PTO

... commercial clients. Responsibilities * Evaluate specialty insurance applications, submissions and complex risks to determine appropriate underwriting strategy and coverage * Manage renewals ...

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Showing results 1-20

Commercial Insurance Underwriter information

See Indiana salary details

$10.5K

$65.4K

$86.1K

How much do commercial insurance underwriter jobs pay per year?

As of Aug 15, 2026, the average yearly pay for commercial insurance underwriter in Indiana is $65,419.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,300.00 and $74,200.00 per year, depending on experience, location, and employer.

What is the difference between Commercial Insurance Underwriter vs Property and Casualty (P&C) Insurance Agent?

AspectCommercial Insurance UnderwriterProperty and Casualty (P&C) Insurance Agent
Primary RoleEvaluates and approves insurance applications, sets policy termsSells insurance policies, advises clients, and manages renewals
CredentialsTypically requires a bachelor's degree, industry certifications (e.g., CPCU)Often requires licensing, insurance certifications, and sales experience
Work EnvironmentOffice-based, analytical, risk assessment focusOffice and client-facing, sales-driven
Industry UsageCommon in insurance companies and underwriting firmsCommon in insurance agencies and brokerages

While both roles operate within the insurance industry, Commercial Insurance Underwriters focus on evaluating risks and approving policies, whereas Property and Casualty Insurance Agents primarily sell policies and serve clients. Understanding these differences helps clarify career paths and job expectations in the insurance sector.

What are some typical challenges a commercial insurance underwriter faces when assessing complex business risks?

Commercial Insurance Underwriters often encounter challenges such as evaluating incomplete or ambiguous client information, balancing the need for competitive pricing with risk management, and staying current with evolving industry regulations. They must also collaborate closely with brokers, actuaries, and clients to clarify underwriting requirements and ensure all parties understand the terms. Managing these complexities requires strong analytical skills, clear communication, and adaptability to changing market conditions.

What are the key skills and qualifications needed to thrive as a commercial insurance underwriter, and why are they important?

To thrive as a Commercial Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of risk assessment, typically supported by a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and certifications such as CPCU or AU are often required. Excellent negotiation, communication, and decision-making skills help build client relationships and support sound judgment. These competencies ensure accurate risk evaluation, profitable portfolios, and effective client service within the insurance industry.

What are popular job titles related to Commercial Insurance Underwriter jobs in Indiana?

For Commercial Insurance Underwriter jobs in Indiana, the most frequently searched job titles are:

What job categories do people searching Commercial Insurance Underwriter jobs in Indiana look for?

The top searched job categories for Commercial Insurance Underwriter jobs in Indiana are:

What are popular job titles related to Commercial Insurance Underwriter jobs in IN?

For Commercial Insurance Underwriter jobs in IN, the most frequently searched job titles are:

Infographic showing various Commercial Insurance Underwriter job openings in Indiana as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $65,419 per year, or $31.5 per hour.

Product Owner, Underwriting and Policy Systems (Commercial P&C)

Amerisure Mutual Insurance Company

Indianapolis, IN • Hybrid

Full-time

Medical, Retirement, PTO

This job post has expired 1 day ago. Applications are no longer accepted.


Job description

Amerisure creates exceptional value for its partners, policyholders, and employees. As a property and casualty insurance company, Amerisure's promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, as well as the health and safety of every employee. With an A.M. Best "A" (Excellent) rating, Amerisure serves mid-sized commercial enterprises focused in construction, manufacturing and healthcare. Ranked as one of the top 100 Property & Casualty companies in the United States, we proudly manage nearly $1 Billion of Direct Written Premium and maintain $1.21 billion in surplus.

Due to a promotion, Amerisure is recruiting for a Product Owner, Underwriting and Policy Systems to join our team! This role will be hybrid, working 3 days a week in a local office and 2 from home. Office locations include Atlanta GA, Charlotte NC, Chicago IL, Dallas TX, Farmington Hills MI, Indianapolis IN, Phoenix AZ, St. Louis MO or Tampa FL.

Position Summary:

Responsible for maximizing the product and business value through continuous backlog management. Conduct data gathering and analysis to understand business strategy requirements to assist in identifying business priorities and advise on recommendations.

Develop technical business specifications, support, administer and maintain systems used in the underwriting process. Work with stakeholders to analyze, develop and document complex business processes, conduct needs assessment, develop and conduct required testing for successful systems implementation required for the achievement of business goals. Be subject matter expert of the underwriting application, including assisting with development of training materials, as well as delivery of content to end users.

Responsibilities:

  • Represent the interests of all relevant stakeholders and have decision making authority, in collaboration with the Product Manager.

  • Create, prioritize, and manage user stories in the product backlog for the development team, and evaluate progress. Responsible for the acceptance of completed backlog items.

  • Analyze and interpret various bureaus (ISO, AAIS, NCCI and independent bureaus) and/or company proprietary rules, rates and forms to translate into technical specifications for IT for policy system implementation.

  • Develop, capture, and document business requirements and collaborate with stakeholders and IT department to ensure successful interpretation of business requirements to user stories.

  • Review and provide technical application support to users through the identification of business needs, system impacts and alternative solutions including considerations for cost effectiveness and system and maintenance constraints.

  • Identify and recommend system and/or procedural improvements based on various bureau and/or company proprietary rates, rules and forms, operating systems and procedures that support underwriting efficiencies.

  • Collaborate with IT and underwriting to ensure data integrity, data flow, performance standards, testing and automating processes.

  • Assist and facilitate training and communication materials for end users on underwriting applications and processes.

  • Coordinate system releases, monitor underwriting applications, including identifying and investigating data integrity, system and performance issues, determining appropriate action and coordinating, as needed, with other team members, the IT department, and other stakeholders to determine the best resolution.

  • Conduct feasibility studies and draft proposals, as applicable, for evaluation by appropriate users and managers. Present outcomes to stakeholders with recommended action steps including prioritization of work effort.

Requirements:

  • Bachelor's degree in Computer Science, Business or equivalent work-related experience in insurance industry or application software-related business analyst.

  • Minimum of 7 years of experience with 2 years of underwriting experience with ISO, AAIS, NCCI and independent bureau products, and solid understanding of property and casualty rates, rules and forms, and various pricing programs.

  • Minimum of 2 years of experience working with Agile frameworks and approaches including Kanban, Scrum, SAFe and solid knowledge of agile software methodology. Knowledge of SQL, XML and web application concepts also preferred.

  • Proficient computer skills required including Microsoft applications stack.

  • Knowledge of adult learning principals and prior Learn Management Systems.

  • Excellent problem solving, critical thinking and decision-making skills.

  • Ability to function at a high level of effectiveness, flexibility, independence and initiative without daily interaction with management.

  • Demonstrates successful ability to build positive partnerships and work collaboratively with cross-functional business teams.

  • Excellent organizational skills, including ability to multi-task and prioritize workload

  • Excellent verbal and written communication skills with the ability to interact with internal and external customers.

  • Ability to travel overnight up to 30%.

#LI-CR1

Just as we are committed to creating exceptional value for our Partners For Success agencies and policyholders, Amerisure also remains committed to being an employer of choice. We reinforce this commitment by adhering to an Employee Value Proposition that, in part, is provided through a competitive total rewards package. This package includes competitive base pay, performance-based incentive pay, comprehensive health and welfare benefits, a 401(k) savings plan with profit sharing, and generous paid time off programs. We also offer flexible work arrangements to promote work-life balance. Recognized as one of the Best and Brightest Companies to Work For in the Nation and one of Business Insurance magazine's Best Places to Work in Insurance, we provide a workplace that fosters excellence and professional growth. If you are looking for a collaborative and rewarding career, Amerisure is looking for you.

Amerisure Mutual Insurance Company is an Equal Employment Opportunity employer. Amerisure provides equal employment opportunities to all employees and applicants without regard to race, color, religion, sex (to include sexual orientation and gender identity), national origin, age, disability, genetic information, veteran status, or any other protected characteristic under applicable federal, state, or local laws. Amerisure complies with all applicable laws governing nondiscrimination in employment in all locations where the company operates. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. Amerisure prohibits harassment or discrimination of any kind and is committed to maintaining a workplace free from unlawful harassment or discrimination. Amerisure prohibits retaliation against anyone who reports discrimination, participates in an investigation, or opposes unlawful practices. Any improper interference with an employee's ability to perform their job duties may result in disciplinary action, up to and including termination.