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Underwriter Jobs in Texas (NOW HIRING)

The Underwriter works under the direct supervision of the Director of Underwriting and provides technical expertise, support, and service while maintaining daily interaction with the Account ...

The Underwriter works under the direct supervision of the Director of Underwriting and provides technical expertise, support, and service while maintaining daily interaction with the Account ...

Captives Underwriter

Houston, TX · Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

Captives Underwriter

Frisco, TX · Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

The Underwriter III serves as an experienced centralized lending authority responsible for evaluating, approving, and structuring complex consumer loan requests while ensuring sound credit quality ...

Captives Underwriter

Frisco, TX · Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

This role underwrites new and renewal business, applies rating and risk assessment principles, and ensures compliance with company guidelines and procedures. The core function of this role centers on ...

Underwrite new and renewal business within binding authority and brokerage markets, including evaluating risk, determining terms, and placing coverage in accordance with carrier and company ...

This role underwrites new and renewal business, applies rating and risk assessment principles, and ensures compliance with company guidelines and procedures. The core function of this role centers on ...

Captives Underwriter

Houston, TX · Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

Underwrite new and renewal business within binding authority and brokerage markets, including evaluating risk,determiningterms, and placing coveragein accordance withcarrier and company guidelines

Company Details At Berkley Entertainment, we have over 25 years of underwriting risks in Entertainment & Sports. Our one focus is entertainment insurance. We bring our decades of entertainment ...

Underwrite new and renewal business within binding authority and brokerage markets, including evaluating risk, determining terms, and placing coverage in accordance with carrier and company ...

We maintain a strong local presence in each of our markets, keeping underwriting and support close to the customer. Now more than ever, financial strength is critical to a successful, long term ...

As an Executive Underwriter , you'll play a key role in driving profitable growth through the management and expansion of a commercial lines book of business. You'll partner closely with agents and ...

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Showing results 1-20

Underwriter information

See Texas salary details

$30.3K

$73.5K

$130K

How much do underwriter jobs pay per year?

As of Sep 1, 2026, the average yearly pay for underwriter in Texas is $73,487.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,800.00 and $81,100.00 per year, depending on experience, location, and employer.

What does an underwriter do?

An underwriter evaluates the risk of insuring a person, property, or company and decides whether to provide insurance or a loan, and at what terms. They analyze applications, review financial and background information, and use statistical data to determine the likelihood of a loss. Underwriters play a key role in banking, insurance, and mortgage industries, ensuring that risks are carefully assessed to protect their organization from potential losses.

What are the key skills and qualifications needed to thrive as an underwriter, and why are they important?

To thrive as an Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Proficiency with underwriting software, risk assessment tools, and industry certifications such as CPCU or ARM is highly valued. Excellent decision-making, negotiation, and communication skills help underwriters effectively assess risk and interact with clients or agents. These skills are essential for accurately evaluating applications, minimizing financial risk, and supporting organizational profitability.

What are some common challenges faced by underwriters in balancing risk assessment and business goals?

Underwriters often face the challenge of thoroughly assessing risk while also supporting their company's business objectives, such as meeting production goals or maintaining client relationships. This requires a careful analysis of data, attention to detail, and effective communication with agents or brokers to clarify information and negotiate terms. Balancing these priorities can be demanding, but successful underwriters develop strong analytical skills and the ability to make judicious decisions under time constraints. Collaboration with other departments, such as claims and sales, is also key to ensuring both risk management and business targets are achieved.

What is the difference between Underwriter vs Actuary?

AspectUnderwriterActuary
Required CredentialsInsurance license, sometimes certifications like CPCUFellowship in SOA or CAS, actuarial exams
Work EnvironmentInsurance companies, underwriting departmentsConsulting firms, insurance companies, financial institutions
Industry UsageCommon in insurance, bankingPrimarily in insurance, pensions, finance
Job FocusAssessing risk for policy approvalAnalyzing statistical data to predict future risks

While both underwriters and actuaries work in the insurance industry assessing risk, underwriters focus on evaluating individual insurance applications and approving policies. Actuaries analyze large data sets to forecast future risks and set premium rates. Their roles complement each other but require different certifications and skill sets.

Do underwriters make a lot of money?

Underwriters typically earn a median annual salary that varies by industry and experience, with many earning between $60,000 and $100,000. Senior or specialized underwriters can earn higher salaries, especially with professional certifications and experience in fields like insurance or banking.

Do you need a degree to be an underwriter?

A degree is not always required to become an underwriter, but many employers prefer candidates with a bachelor's degree in fields like finance, business, or economics. Relevant skills such as analytical ability, attention to detail, and knowledge of insurance or lending practices are also important, and professional certifications can enhance job prospects.

Is it hard to get into underwriting?

Getting into underwriting can be competitive, as it often requires relevant education such as a degree in finance, economics, or related fields, along with strong analytical skills. Entry-level positions may be accessible with internships or certifications like the Chartered Property Casualty Underwriter (CPCU), but advancing in the field typically requires experience and industry knowledge.

What are the most commonly searched types of Underwriter jobs in Texas?

The most popular types of Underwriter jobs in Texas are:

What cities in Texas are hiring for Underwriter jobs?

Cities in Texas with the most Underwriter job openings:

What are popular job titles related to Underwriter jobs in TX?

For Underwriter jobs in TX, the most frequently searched job titles are:

Infographic showing various Underwriter job openings in Texas as of August 2026, with employment types broken down into 92% Full Time, 5% Part Time, and 3% Contract. Highlights an 74% Physical, 9% Hybrid, and 17% Remote job distribution, with an average salary of $73,487 per year, or $35.3 per hour.

Full-time

Posted 15 days ago


Foundation Risk Partners rating

8.5

Company rating: 8.5 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

109th of 315 rated insurance


Job description

Foundation Risk Partners, one of the fastest growing insurance brokerage and consulting firm in the US, is adding an Underwriter to their Apartment Insurance Consultants team in Austin, TX.

Summary:

The Underwriter works under the direct supervision of the Director of Underwriting and provides technical expertise, support, and service while maintaining daily interaction with the Account Management team.

Responsibilities:

  • Review carrier renewals and maintain carrier relationships and communications.
  • Gather account and historical data; prepare and distribute Requests for Proposal (RFPs).
  • Review carrier proposals for accuracy, completeness, and competitiveness.
  • Maintain knowledge of current insurance market trends, conditions, competitive intelligence, and product and service innovations.
  • Interact collaboratively and professionally with colleagues, clients, carriers, and business partners.
  • Perform other duties assigned, including but not limited to underwriting, quoting, account servicing, claims support, inspection ordering and review, and loss control recommendations.

Requirements:

  • 3+ years of Property & Casualty underwriting experience preferred.
  • Strong knowledge of commercial insurance coverages, risk assessment, and underwriting principles.
  • Professional insurance designations (e.g., CPCU, AU, CIC, ARM, or similar) preferred.
  • Bachelor's degree in Risk Management, Business, Finance, Insurance, or a related field preferred.
  • Well-versed in insurance coverages, policy language, and underwriting guidelines.
  • Strong work ethic with exceptional attention to detail.
  • Excellent written and verbal communication skills.
  • Proficient in Microsoft Office Suite, including Word, Excel, and Outlook.

What Foundation Risk Partners employees say

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