Mortgage Underwriter
Frisco, TX · Hybrid
The Role SoFi is seeking an experienced Mortgage Underwriter to join our growing Mortgage Operations team in Frisco, TX or Charlotte, NC. You'll review and assess Conventional and FHA loan ...
20 Sofi Underwriter Jobs Hiring Near You
Mortgage Underwriter
Frisco, TX · Hybrid
The Role SoFi is seeking an experienced Mortgage Underwriter to join our growing Mortgage Operations team in Frisco, TX or Charlotte, NC. You'll review and assess Conventional and FHA loan ...
In this role, you will ensure credit strategies, underwriting standards, portfolio performance, and ... SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment ...
In this role, you will ensure credit strategies, underwriting standards, portfolio performance, and ... SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment ...
Senior Credit Manager
San Francisco, CA · On-site
... to SoFi. What you'll do: * Innovate... Bring your brightest ideas to build algorithmic risk strategies. This means you will architect credit underwriting, pre-screen targeting, and risk tier ...
Senior Credit Manager
San Francisco, CA · On-site
... to SoFi. What you'll do: * Innovate... Bring your brightest ideas to build algorithmic risk strategies. This means you will architect credit underwriting, pre-screen targeting, and risk tier ...
... to SoFi. What you'll do: * Innovate... Bring your brightest ideas to build algorithmic risk strategies. This means you will architect credit underwriting, pre-screen targeting, and risk tier ...
... to SoFi. What you'll do: * Innovate... Bring your brightest ideas to build algorithmic risk strategies. This means you will architect credit underwriting, pre-screen targeting, and risk tier ...
In this role, you will ensure credit strategies, underwriting standards, portfolio performance, and ... SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment ...
In this role, you will ensure credit strategies, underwriting standards, portfolio performance, and ... SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment ...
Home Equity Processor
Frisco, TX · On-site
$27.20 - $51/hr
... Officers, Underwriters, Closers). * Maintain and adapt to the changing mortgage guidelines ... SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment ...
Home Equity Processor
Frisco, TX · On-site
$27.20 - $51/hr
... Officers, Underwriters, Closers). * Maintain and adapt to the changing mortgage guidelines ... SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment ...
Home Equity Processor
Frisco, TX · On-site
$27.20 - $51/hr
... Officers, Underwriters, Closers). * Maintain and adapt to the changing mortgage guidelines ... SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment ...
Home Equity Processor
Frisco, TX · On-site
$27.20 - $51/hr
... Officers, Underwriters, Closers). * Maintain and adapt to the changing mortgage guidelines ... SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment ...
Senior Credit Manager
San Francisco, CA · On-site
... to SoFi. What you'll do: * Innovate... Bring your brightest ideas to build algorithmic risk strategies. This means you will architect credit underwriting, pre-screen targeting, and risk tier ...
Senior Credit Manager
San Francisco, CA · On-site
... to SoFi. What you'll do: * Innovate... Bring your brightest ideas to build algorithmic risk strategies. This means you will architect credit underwriting, pre-screen targeting, and risk tier ...
SoFi is seeking a highly motivated Staff Data Scientist to join the Marketing Data Science (MDS ... This encompasses identifying the underwriting, marketing and suppression rules, clearly defining ...
SoFi is seeking a highly motivated Staff Data Scientist to join the Marketing Data Science (MDS ... This encompasses identifying the underwriting, marketing and suppression rules, clearly defining ...
Home Equity Loan Closer
Charlotte, NC · On-site
Partner with processing, underwriting, and post-closing teams to correct issues and complete ... SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment ...
Home Equity Loan Closer
Charlotte, NC · On-site
Partner with processing, underwriting, and post-closing teams to correct issues and complete ... SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment ...
... SoFi. What you'll do: * Innovate... Bring your brightest ideas to building risk strategies. This means you will architect the pre-screen and underwriting strategies. * Data Driven... Your deep ...
... SoFi. What you'll do: * Innovate... Bring your brightest ideas to building risk strategies. This means you will architect the pre-screen and underwriting strategies. * Data Driven... Your deep ...
Credit Strategy Manager
San Francisco, CA · On-site
... SoFi. What you'll do: * Innovate... Bring your brightest ideas to building risk strategies. This means you will architect the pre-screen and underwriting strategies. * Data Driven... Your deep ...
Credit Strategy Manager
San Francisco, CA · On-site
... SoFi. What you'll do: * Innovate... Bring your brightest ideas to building risk strategies. This means you will architect the pre-screen and underwriting strategies. * Data Driven... Your deep ...
The role Retail Loan Officers (RLOs) are key drivers of SoFi Lending Corp.'s mortgage sales ... Communicate key origination timelines, product options, pricing, and underwriting requirements ...
The role Retail Loan Officers (RLOs) are key drivers of SoFi Lending Corp.'s mortgage sales ... Communicate key origination timelines, product options, pricing, and underwriting requirements ...
SoFi is seeking a highly motivated Staff Data Scientist to join the Marketing Data Science (MDS ... This encompasses identifying the underwriting, marketing and suppression rules, clearly defining ...
SoFi is seeking a highly motivated Staff Data Scientist to join the Marketing Data Science (MDS ... This encompasses identifying the underwriting, marketing and suppression rules, clearly defining ...
Retail Loan Originator
Frisco, TX · On-site
The role Retail Loan Officers (RLOs) are key drivers of SoFi Lending Corp.'s mortgage sales ... Communicate key origination timelines, product options, pricing, and underwriting requirements ...
Retail Loan Originator
Frisco, TX · On-site
The role Retail Loan Officers (RLOs) are key drivers of SoFi Lending Corp.'s mortgage sales ... Communicate key origination timelines, product options, pricing, and underwriting requirements ...
... SoFi Bank's secured commercial real estate lending function. This role will oversee complex workflows across the commercial lending lifecycle, including origination, underwriting, credit ...
... SoFi Bank's secured commercial real estate lending function. This role will oversee complex workflows across the commercial lending lifecycle, including origination, underwriting, credit ...
In this role, you will ensure credit strategies, underwriting standards, portfolio performance, and risk management practices align with the Bank's risk appetite and regulatory requirements. Serving ...
In this role, you will ensure credit strategies, underwriting standards, portfolio performance, and risk management practices align with the Bank's risk appetite and regulatory requirements. Serving ...
Condo Collateral Specialist
Charlotte, NC · On-site
You will work closely with Loan Officers, Operations, Underwriting, title companies, and HOA or property management partners while maintaining compliance with applicable agency and investor ...
Condo Collateral Specialist
Charlotte, NC · On-site
You will work closely with Loan Officers, Operations, Underwriting, title companies, and HOA or property management partners while maintaining compliance with applicable agency and investor ...
Home Equity Processor
$17.50 - $23.50/hr
Effective and timely communication to both external customers (Clients, 3rd Parties, Vendors) as well as internal customers (Loan Officers, Underwriters, Closers). * Maintain and adapt to the ...
Home Equity Processor
$17.50 - $23.50/hr
Effective and timely communication to both external customers (Clients, 3rd Parties, Vendors) as well as internal customers (Loan Officers, Underwriters, Closers). * Maintain and adapt to the ...
Partner with processing, underwriting, and post-closing teams to correct issues and complete closings. * Prioritize a pipeline of loans with varying products, deadlines, and levels of complexity.
Partner with processing, underwriting, and post-closing teams to correct issues and complete closings. * Prioritize a pipeline of loans with varying products, deadlines, and levels of complexity.
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Job description
The Role
SoFi is seeking an experienced Mortgage Underwriter to join our growing Mortgage Operations team in Frisco, TX or Charlotte, NC.
You'll review and assess Conventional and FHA loan applications using independent credit judgment, ensuring accuracy, compliance, and speed within a high-throughput production environment.
The ideal candidate brings recent mortgage underwriting and demonstrated expertise analyzing complex credit, income, asset, and property documentation. You'll thrive in a collaborative, metrics-driven culture focused on member experience, quality, and accountability.
What You'll DoReview and underwrite mortgage applications using investor/GSE guidelines.
Perform detailed analysis of borrower credit, income, and collateral - including complex and self-employed income calculations.
Conduct liquidity tests for business entities using Schedule L (adjusting for inventory-heavy businesses).
Make timely, compliant underwriting decisions in line with SoFi and investor standards.
Manage a high-volume pipeline, balancing quality (QC) and production SLAs - goal of 5+ new credit decisions per day.
Partner closely with processors and loan officers to resolve conditions and ensure efficient loan flow.
Identify and escalate potential fraud risk or guideline exceptions.
Apply deep working knowledge of DU/LP systems and investor overlays.
Contribute to continuous process improvement through collaboration and feedback.
Minimum 2+ years of recent underwriting experience with both Conventional and FHA loans.
Strong analytical ability and independent risk assessment judgment.
Proficiency in DU, LP, and FHA Connection systems.
Demonstrated skill in self-employment income analysis and Schedule L liquidity testing.
Thorough understanding of credit policy, financial statement analysis, and property evaluation.
Strong communication skills - able to explain complex scenarios clearly and professionally.
Experience maintaining both quality control metrics and high production throughput.
Familiarity with Texas-specific lending nuances preferred.
Hybrid work schedule: 2 days per week in the Frisco, TX office.
Active SAR or VA credit authority
Active FHA DE (Direct Endorsement) certification
Experience underwriting Jumbo or USDA loans
College degree
Background in fraud detection or risk mitigation
About SoFi
Sourced by ZipRecruiter
Industry
Finance and insurance
Company size
1,001 - 5,000 Employees
Headquarters location
San Francisco, CA, US
Year founded
2011