Home Equity Underwriter
Frisco, TX · On-site
SoFi is hiring an experienced Home Equity Underwriter to support a growing lending portfolio. This is a true full-file underwriting role with end-to-end ownership of credit, income, assets ...
16 Sofi Underwriter Jobs Hiring Near You
Home Equity Underwriter
Frisco, TX · On-site
SoFi is hiring an experienced Home Equity Underwriter to support a growing lending portfolio. This is a true full-file underwriting role with end-to-end ownership of credit, income, assets ...
Home Equity Underwriter
Frisco, TX · On-site
SoFi is hiring an experienced Home Equity Underwriter to support a growing lending portfolio. This is a true full-file underwriting role with end-to-end ownership of credit, income, assets ...
Home Equity Underwriter
Frisco, TX · On-site
SoFi is hiring an experienced Home Equity Underwriter to support a growing lending portfolio. This is a true full-file underwriting role with end-to-end ownership of credit, income, assets ...
Retail Production Assistant SoFi is seeking a proactive, high-energy Production Assistant to serve ... Run Desktop Underwriter (DU), stack files for submission, and proactively request/clear ...
New
Retail Production Assistant SoFi is seeking a proactive, high-energy Production Assistant to serve ... Run Desktop Underwriter (DU), stack files for submission, and proactively request/clear ...
New
In this role, you will ensure credit strategies, underwriting standards, portfolio performance, and ... SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment ...
In this role, you will ensure credit strategies, underwriting standards, portfolio performance, and ... SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment ...
Senior Credit Manager
San Francisco, CA · On-site
... to SoFi. What you'll do: * Innovate... Bring your brightest ideas to build algorithmic risk strategies. This means you will architect credit underwriting, pre-screen targeting, and risk tier ...
Senior Credit Manager
San Francisco, CA · On-site
... to SoFi. What you'll do: * Innovate... Bring your brightest ideas to build algorithmic risk strategies. This means you will architect credit underwriting, pre-screen targeting, and risk tier ...
Senior Credit Manager
San Francisco, CA · On-site
... to SoFi. What you'll do: * Innovate... Bring your brightest ideas to build algorithmic risk strategies. This means you will architect credit underwriting, pre-screen targeting, and risk tier ...
Senior Credit Manager
San Francisco, CA · On-site
... to SoFi. What you'll do: * Innovate... Bring your brightest ideas to build algorithmic risk strategies. This means you will architect credit underwriting, pre-screen targeting, and risk tier ...
Home Equity Processor
Frisco, TX · On-site
$27.20 - $51/hr
... Officers, Underwriters, Closers). * Maintain and adapt to the changing mortgage guidelines ... SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment ...
Home Equity Processor
Frisco, TX · On-site
$27.20 - $51/hr
... Officers, Underwriters, Closers). * Maintain and adapt to the changing mortgage guidelines ... SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment ...
Credit Strategy Manager
San Francisco, CA · On-site
... SoFi. What you'll do: * Innovate... Bring your brightest ideas to building risk strategies. This means you will architect the pre-screen and underwriting strategies. * Data Driven... Your deep ...
Credit Strategy Manager
San Francisco, CA · On-site
... SoFi. What you'll do: * Innovate... Bring your brightest ideas to building risk strategies. This means you will architect the pre-screen and underwriting strategies. * Data Driven... Your deep ...
Home Equity Loan Closer
Charlotte, NC · On-site
Partner with processing, underwriting, and post-closing teams to correct issues and complete ... SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment ...
Home Equity Loan Closer
Charlotte, NC · On-site
Partner with processing, underwriting, and post-closing teams to correct issues and complete ... SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment ...
Credit Strategy Manager
San Francisco, CA · On-site
... SoFi. What you'll do: * Innovate... Bring your brightest ideas to building risk strategies. This means you will architect the pre-screen and underwriting strategies. * Data Driven... Your deep ...
Credit Strategy Manager
San Francisco, CA · On-site
... SoFi. What you'll do: * Innovate... Bring your brightest ideas to building risk strategies. This means you will architect the pre-screen and underwriting strategies. * Data Driven... Your deep ...
Retail Loan Originator
Frisco, TX · On-site
The role Retail Loan Officers (RLOs) are key drivers of SoFi Lending Corp.'s mortgage sales ... Communicate key origination timelines, product options, pricing, and underwriting requirements ...
Retail Loan Originator
Frisco, TX · On-site
The role Retail Loan Officers (RLOs) are key drivers of SoFi Lending Corp.'s mortgage sales ... Communicate key origination timelines, product options, pricing, and underwriting requirements ...
SoFi is seeking a highly motivated Staff Data Scientist to join the Marketing Data Science (MDS ... This encompasses identifying the underwriting, marketing and suppression rules, clearly defining ...
SoFi is seeking a highly motivated Staff Data Scientist to join the Marketing Data Science (MDS ... This encompasses identifying the underwriting, marketing and suppression rules, clearly defining ...
Retail Loan Originator
Frisco, TX · On-site
The role Retail Loan Officers (RLOs) are key drivers of SoFi Lending Corp.'s mortgage sales ... Communicate key origination timelines, product options, pricing, and underwriting requirements ...
Retail Loan Originator
Frisco, TX · On-site
The role Retail Loan Officers (RLOs) are key drivers of SoFi Lending Corp.'s mortgage sales ... Communicate key origination timelines, product options, pricing, and underwriting requirements ...
In this role, you will ensure credit strategies, underwriting standards, portfolio performance, and risk management practices align with the Bank's risk appetite and regulatory requirements. Serving ...
In this role, you will ensure credit strategies, underwriting standards, portfolio performance, and risk management practices align with the Bank's risk appetite and regulatory requirements. Serving ...
Home Equity Processor
Frisco, TX · On-site
$17.50 - $23.50/hr
Effective and timely communication to both external customers (Clients, 3rd Parties, Vendors) as well as internal customers (Loan Officers, Underwriters, Closers). * Maintain and adapt to the ...
Home Equity Processor
Frisco, TX · On-site
$17.50 - $23.50/hr
Effective and timely communication to both external customers (Clients, 3rd Parties, Vendors) as well as internal customers (Loan Officers, Underwriters, Closers). * Maintain and adapt to the ...
Home Equity Loan Closer
Charlotte, NC · On-site
Partner with processing, underwriting, and post-closing teams to correct issues and complete closings. * Prioritize a pipeline of loans with varying products, deadlines, and levels of complexity.
Home Equity Loan Closer
Charlotte, NC · On-site
Partner with processing, underwriting, and post-closing teams to correct issues and complete closings. * Prioritize a pipeline of loans with varying products, deadlines, and levels of complexity.
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Job description
Employee Applicant Privacy Notice
Who we are:
Shape a brighter financial future with us.
Together with our members, we're changing the way people think about and interact with personal finance.
We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The role:
SoFi is hiring an experienced Home Equity Underwriter to support a growing lending portfolio. This is a true full-file underwriting role with end-to-end ownership of credit, income, assets, collateral, conditions, and final underwriting decisions. The underwriter will partner closely with processors to move loans efficiently from review through clear-to-close while maintaining strong quality, compliance, and risk discipline.
This role is best suited for an underwriter who is comfortable exercising independent credit judgment in a manual or semi-manual environment and owning the entire file-not just one segment of the process.
What you'll do:
What you'll need:
Nice to have:
Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.
We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.
Who we are:
Shape a brighter financial future with us.
Together with our members, we're changing the way people think about and interact with personal finance.
We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The role:
SoFi is hiring an experienced Home Equity Underwriter to support a growing lending portfolio. This is a true full-file underwriting role with end-to-end ownership of credit, income, assets, collateral, conditions, and final underwriting decisions. The underwriter will partner closely with processors to move loans efficiently from review through clear-to-close while maintaining strong quality, compliance, and risk discipline.
This role is best suited for an underwriter who is comfortable exercising independent credit judgment in a manual or semi-manual environment and owning the entire file-not just one segment of the process.
What you'll do:
- Underwrite and decision Home Equity loan files in accordance with SoFi policies and applicable investor and regulatory guidelines.
- Perform full credit risk analysis, including borrower creditworthiness, income stability, assets, and collateral.
- Review and analyze credit reports, income and asset documentation, tax returns, appraisals, title reports, and other loan documentation.
- Apply independent credit judgment in a manual or semi-manual underwriting environment.
- Independently evaluate and clear underwriting conditions to maintain pipeline momentum.
- Analyze self-employed borrower income, including Schedule C, K-1s, partnerships, corporate returns, and business tax returns.
- Identify potential risk, fraud, or documentation concerns and escalate appropriately.
- Collaborate closely with loan processors to resolve documentation gaps and move loans toward closing.
- Make clear, well-documented, and defensible approval, suspension, or decline decisions.
- Meet established production, turn-time, quality, accuracy, and compliance expectations.
What you'll need:
- Minimum 2 years of recent conventional mortgage underwriting experience with direct decision-making authority.
- Demonstrated full-file underwriting ownership across credit, income, assets, collateral, conditions, and final decisions.
- Direct appraisal and title review experience.
- Strong experience analyzing self-employed income and complex borrower scenarios.
- Ability to independently evaluate and clear underwriting conditions.
- Strong understanding of credit policy, underwriting guidelines, collateral evaluation, and risk assessment.
- Experience working in a compliance-driven, production-oriented environment with accountability for quality and turn times.
- Strong communication and collaboration skills, particularly when partnering with processors.
- Ability to work standard business hours aligned with Central Time.
- Ability to work from the Frisco, Texas office 1-2 days per week.
Nice to have:
- Home Equity, HELOC, or second-lien underwriting experience.
- Manual or semi-manual underwriting experience.
- Experience with complex borrower, collateral, or lien-position scenarios.
- High-volume production underwriting experience.
- DU/LP experience as supporting conventional underwriting exposure.
- CHUMS, SAR, or VA credit authority.
Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.
We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.
About SoFi
Sourced by ZipRecruiter
Industry
Finance and insurance
Company size
1,001 - 5,000 Employees
Headquarters location
San Francisco, CA, US
Year founded
2011