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Rate Analyst Jobs (NOW HIRING)

U-Haul

Rate Analyst

Phoenix, AZ · On-site

As a member of the Rates and Distribution team, a Rates and Distribution Analyst is responsible for analyzing market trends and strategizing rental pricing for multiple markets across the U.S. and ...

City of San Antonio, TX

Rate Analyst

San Antonio, TX · On-site

$52K - $79K/yr

Conducts research analysis and prepares reports on matters pertaining to contract compliance, public utility rates, and other utility issues for the Public Utilities Supervisor. Assists in the ...

City of San Antonio

Rate Analyst

San Antonio, TX · On-site

$52K - $79K/yr

Conducts research analysis and prepares reports on matters pertaining to contract compliance, public utility rates, and other utility issues for the Public Utilities Supervisor. Assists in the ...

Alfa Insurance Corporate

Rate Analyst

Montgomery, AL · On-site

Working as a Rate Analyst will involve preparing insightful reports, organizing data from Ratabase RIA outputs, and maintaining algorithms for accurate pricing and product revisions. We're looking ...

U-Haul

Rate Analyst

Phoenix, AZ

As a member of the Rates and Distribution team, a Rates and Distribution Analyst is responsible for analyzing market trends and strategizing rental pricing for multiple markets across the U.S. and ...

PG&E Corporation

Rate Analyst, Expert

Oakland, CA · Hybrid

$207K/yr

Analysts on the team work on all aspects of electric rates, including research and development of new rate designs, advocacy in regulatory cases, implementation of rate changes, and internal and ...

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Rate Analyst information

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$36.5K

$97.7K

$228.5K

How much do rate analyst jobs pay per year?

As of Jun 4, 2026, the average yearly pay for rate analyst in the United States is $97,659.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,000.00 and $111,000.00 per year, depending on experience, location, and employer.

What Is a Rate Analyst?

Rate analysts review an organization’s expenses and charges and compare them to market trends to determine a service rate that is both fair to customers and profitable for the company. You find rate analysts in many different industries, such as insurance and transportation. But you most commonly find rate analysts who work for utility companies. When working with utilities, you must follow the rate guidelines set by the Federal Energy Regulatory Commission. The qualifications to become a rate analysis include a bachelor’s degree in business, management, or a related field, and several years of industry experience.

What are the key skills and qualifications needed to thrive as a Rate Analyst, and why are they important?

To thrive as a Rate Analyst, you need strong analytical skills, a solid background in finance or economics, and proficiency in data analysis, often supported by a relevant bachelor’s degree. Familiarity with tools like Microsoft Excel, SQL, and financial modeling software, as well as knowledge of industry-specific rate structures, is typically required. Attention to detail, effective communication, and problem-solving abilities are standout soft skills in this role. These skills and qualities are crucial for accurately evaluating pricing strategies, ensuring regulatory compliance, and supporting strategic business decisions.

What are some typical challenges a Rate Analyst faces when analyzing and setting pricing structures?

Rate Analysts often encounter challenges such as balancing competitive pricing with profitability, navigating fluctuating market conditions, and interpreting large volumes of data from multiple sources. Additionally, they may need to coordinate with sales, finance, and operations teams to ensure that rate recommendations align with overall business strategies. Staying updated on industry trends and regulatory changes is also crucial, as these can directly impact pricing models and decision-making processes.

What does a Rate Analyst do?

A Rate Analyst is responsible for analyzing, evaluating, and setting rates or prices for products and services, often in industries like utilities, transportation, and insurance. They collect and interpret data on costs, market trends, regulations, and competitor pricing to recommend optimal rate structures. Their work helps organizations remain competitive and compliant while maximizing profitability. Rate Analysts often prepare detailed reports and may also present their findings to management or regulatory bodies.

What job makes $10,000 a month without a degree?

A Rate Analyst typically earns less than $10,000 a month without a degree, as high-paying roles in finance or specialized consulting may reach that level through experience and skills. Some sales, real estate, or entrepreneurial roles can generate such income without formal degrees, but they often require significant expertise, networking, or risk. Most jobs with consistent $10,000 monthly income generally demand advanced skills, certifications, or extensive experience.

What is the difference between Rate Analyst vs Cost Analyst?

AspectRate AnalystCost Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CFA or CPA are a plusBachelor's degree in finance, accounting, or related field; certifications like CMA or CPA are common
Work EnvironmentFinancial institutions, insurance companies, or government agenciesManufacturing, corporate finance, or government agencies
Employer & Industry UsageUsed in industries focusing on rate setting, pricing, and financial analysisUsed in budgeting, cost control, and financial planning across various industries

While both roles involve financial analysis, a Rate Analyst primarily focuses on setting and analyzing rates for insurance, utilities, or financial products. In contrast, a Cost Analyst concentrates on controlling and reducing costs within organizations. Both roles require strong analytical skills and financial credentials, but their focus areas and industry applications differ.

More about Rate Analyst jobs
What cities are hiring for Rate Analyst jobs? Cities with the most Rate Analyst job openings:
Who are the top companies hiring for Rate Analyst jobs? The top employers for Rate Analyst jobs are:
What states have the most Rate Analyst jobs? States with the most job openings for Rate Analyst jobs include:
What job categories do people searching Rate Analyst jobs look for? The top searched job categories for Rate Analyst jobs are:
What are popular job titles related to Rate Analyst jobs? For Rate Analyst jobs, the most frequently searched job titles are:
Rate Analyst jobs near you
Infographic showing various Rate Analyst job openings in the United States as of May 2026, with employment types broken down into 2% Locum Tenens, 47% Full Time, 49% Part Time, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $97,659 per year, or $47 per hour.
Rate Analyst

Rate Analyst

U-Haul

Phoenix, AZ • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 4 days ago

U-Haul rating

6.1

Company rating: 6.1 out of 10

Based on 479 frontline employees who took The Breakroom Quiz

122nd of 140 rated vehicle equipment hire

Job description

Location:
2727 N Central Ave, Phoenix, Arizona 85004 United States of America
To ensure a fair and consistent evaluation process, candidates are expected to complete all interviews and assessments independently and without the use of artificial intelligence tools (including AI-generated responses, prompts, or real-time assistance). Use of AI throughout the application and recruiting process may result in removal from consideration. Our goal is to get to know your authentic experiences, communication style, and problem-solving approach.
As a member of the Rates and Distribution team, a Rates and Distribution Analyst is responsible for analyzing market trends and strategizing rental pricing for multiple markets across the U.S. and Canada. They will act as the operations and distribution expert to support our field teams as they serve more families. This role is responsible for building and maintaining consultative relationships with field leadership by providing frequent Completed Staff Work.
This is a fully onsite position located at our corporate campus in Phoenix, AZ.
Key Responsibilities:
  • Develop and implement pricing strategies to maximize transactions and revenue across our truck and trailer rental services. Analyze market trends, competitive landscape, and customer preferences to determine optimal pricing structures and promotional offers.
  • Optimize local distribution networks by working closely with regional teams to uncover opportunities in their marketing plan. Identify opportunities for consolidation, route optimization, and process improvement to enhance customer satisfaction and increase transactions and gross.
  • Drive cross-functional collaboration to identify and implement organization wide, productivity enhancing techniques to improve field team efficiency.
  • Set one-way and local rates to maximize the utilization of all rental products.
  • Communicate with regional marketing offices to identify unproductive equipment and help develop plans to redistribute and avoid future pileups.
  • Evaluate and report historical data to provide upper management with essential insights for sound business decisions.
  • Forecast demand for U-Haul products and proactively track outcomes and close the feedback loop on field operations.

Skills and Qualifications:
  • Data Translation: Ability to interpret complex data sets and develop actionable insights. Proficiency in Excel (e.g. Pivot Tables) is required to perform ad-hoc analysis on raw data exports.
  • Strategic Reporting: Experience using Power BI or similar dashboarding tools to monitor KPIs. This role focuses on data-driven decision-making rather than report building or database architecture.
  • Analytical Curiosity: Comfort using No-SQL/GUI-based query tools to retrieve information. You should be a "super-user" who can navigate internal systems to find the "why" behind the numbers.
  • Communication: Excellent oral and written skills with the ability to synthesize complex data into a headline-driven narrative that is scannable and tailored for executive decision-making.
  • Office & Travel: Ability to work in the Phoenix office 5 days a week with occasional travel.
  • Experience & Education: A degree in Marketing, Analytics, or a related field is a plus. U-Haul experience is a bonus.

U-Haul Offers:
  • Medical insurance
  • Prescription drug plans
  • Dental & Vision plan with hearing care discounts
  • Onsite medical clinic for team members and eligible family members
  • New indoor fitness gym (Midtown Phoenix campus)
  • Get Fit Gym Reimbursement Program
  • Registered Dietitian Program
  • WeightWatchers®
  • CVS Virtual Care
  • U-Haul Kids Program
  • 24-Hour Nurse Line
  • Wellness Program (Healthier You initiatives & challenges)
  • Mindset App Reimbursement
  • Pet Insurance & Wellness plans
  • Career stability
  • Opportunities for advancement
  • Valuable on-the-job training
  • Tuition Reimbursement Program
  • Free online courses for personal and professional development at U-Haul University®
  • 401(k) Savings Plan
  • Employee Stock Ownership Plan (ESOP)
  • Company-paid life insurance
  • Voluntary life insurance options
  • Short-Term and Long-Term Disability
  • Critical Illness, Accident & Hospital Indemnity plans
  • Business & business travel insurance
  • MetLaw Legal Program
  • MetLife Auto & Home Insurance
  • LifeLock Identity Theft Protection
  • Dave Ramsey's SmartDollar® Financial Wellness Program
  • U-Haul Federal Credit Union
  • Paid holidays, vacation, and sick time
  • You Matter Employee Assistance Program (EAP)
  • Discounts on cell phone plans, hotels, computers, vehicles & more
  • Community involvement & volunteer opportunities
  • U-Haul Mothers Program (Paid maternity leave)

#LI-MM1
U-Haul Holding Company, and its family of companies including U-Haul International, Inc. ("U-Haul"), continually strives to create a culture of health and wellness. Consistent with applicable state law, U-Haul will not hire or re-hire individuals who use nicotine products. The states in which U-Haul will decline to hire nicotine users are: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Pennsylvania, Texas, Utah, Vermont, Virginia, and Washington. U-Haul has observed this hiring practice since February 1, 2020 as part of our commitment to a healthy work environment for our team.
U-Haul is an equal opportunity employer. All applicants for employment will be considered without regard to race, color, religion, sex, national origin, physical or mental disability, veteran status, or any other basis protected by applicable federal, provincial, state or local law. Individual accommodations are available on requests for applicants taking part in all aspects of the selection process. Information obtained during this process will only be shared on a need to know basis.

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