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Insurance Rater Jobs (NOW HIRING)

Randstad

Insurance Operations Specialist

Howell, MI · Hybrid

$20 - $21/hr

Process insurance rating requests accurately while maintaining compliance and meeting production metrics. * Demonstrate initiative, critical thinking, and autonomy to resolve complex inquiries and ...

Randstad

Insurance Operations Specialist

Worcester, MA · Hybrid

$20 - $21/hr

Process insurance rating requests accurately while maintaining compliance and meeting production metrics. * Demonstrate initiative, critical thinking, and autonomy to resolve complex inquiries and ...

Linkedin-US

Commercial Rater

Clinton Township, MI · On-site

Company Description Our organization is a customer-focused insurance services provider dedicated to delivering accurate and timely rating and underwriting support to commercial clients. We strive to ...

Randstad

Insurance Operations Associate

Roanoke, VA · Hybrid

$20 - $21/hr

Process insurance rating requests accurately while maintaining compliance and meeting production metrics. * Demonstrate initiative, critical thinking, and autonomy to resolve complex inquiries and ...

United Airlines

Ratabase Developer

Chicago, IL · On-site

Location: Dallas, TX It is a hybrid role in Dallas ,TX "We are seeking an experienced Ratabase Developer to design configure maintain and enhance insurance rating solutions utilizing CGIs ...

Capgemini

Insurance Rating Developer

Chicago, IL · On-site

Location: Dallas, TX It is a hybrid role in Dallas ,TX 'We are seeking an experienced Ratabase Developer to design configure maintain and enhance insurance rating solutions utilizing CGIs ...

Randstad

RATING SPECIALIST - INSURANCE

Roanoke, VA · Hybrid

$21/hr

RATING SPECIALIST - HYBRID IN MA, MI & VA A nationally industry-leading Property & Casualty insurance company that's been honored as One of America's Top Employers (Forbes) and a Best Place to Work ...

SIRI AUTO INC

Auto Insurance Agent

El Cajon, CA

$20 - $27/hr

Pay Low Insurance is seeking highly motivated sales agents to deliver our exceptional auto and home insurance rates alongside industry-leading services. Responsibilities: * Sell a range of products ...

Florida Farm Bureau

Insurance Agent

Macclenny, FL

Best "A" Excellent rating - a designation achieved by only 3 percent of property and casualty insurers in the nation. Southern Farm Bureau Casualty has become a leader in the insurance industry ...

Florida Farm Bureau

Insurance Agent

Pensacola, FL

Best "A" Excellent rating - a designation achieved by only 3 percent of property and casualty insurers in the nation. Southern Farm Bureau Casualty has become a leader in the insurance industry ...

Florida Farm Bureau

Insurance Agent

Macclenny, FL · On-site

Best "A" Excellent rating - a designation achieved by only 3 percent of property and casualty insurers in the nation. Southern Farm Bureau Casualty has become a leader in the insurance industry ...

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Insurance Rater information

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How much do insurance rater jobs pay per hour?

As of Sep 3, 2026, the average hourly pay for insurance rater in the United States is $19.23, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $19.23 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an insurance rater, and why are they important?

To thrive as an Insurance Rater, you need strong analytical skills, attention to detail, and knowledge of insurance policies and rating procedures, often supported by a high school diploma or equivalent. Familiarity with insurance rating software, databases, and sometimes certification in insurance principles or underwriting systems is common. Excellent organizational skills, clear communication, and the ability to work accurately under pressure help set top performers apart. These skills ensure precise risk assessment, accurate premium calculations, and compliance with regulations, which are critical for the credibility and profitability of insurance providers.

What are some common challenges faced by insurance raters, and how can they be overcome?

Insurance Raters often encounter challenges such as interpreting complex insurance policies, keeping up with regulatory changes, and ensuring accuracy while handling large volumes of data. To overcome these, it's essential to stay updated on industry regulations through regular training and to develop strong attention to detail. Collaborating closely with underwriters and using specialized rating software can also help streamline the process and minimize errors.

What is the difference between Insurance Rater vs Insurance Underwriter?

AspectInsurance RaterInsurance Underwriter
CredentialsTypically requires a high school diploma or equivalent; some roles may prefer insurance or customer service experienceRequires a bachelor's degree, often in finance, business, or related fields; certifications like CPCU are common
Work EnvironmentOffice setting, often in insurance companies or agencies; focus on data entry and rate calculationsOffice environment; involves evaluating risks, reviewing applications, and approving policies
Employer & Industry UsageUsed mainly in insurance companies and agencies for rate settingUsed in insurance companies for risk assessment and policy approval

While both roles are integral to the insurance industry, Insurance Raters primarily focus on calculating and setting insurance rates based on data, whereas Insurance Underwriters evaluate risks and decide on policy approval. Understanding these differences helps clarify career paths and job expectations within the insurance sector.

What does an insurance rater do?

An insurance rater evaluates insurance applications by analyzing risk factors, such as health, driving records, or property details, to determine appropriate premium rates. They use specialized software and industry guidelines to ensure accurate and consistent pricing for insurance policies.
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Insurance Rater jobs near you
Infographic showing various Insurance Rater job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $39,990 per year, or $19.2 per hour.

Commercial Lines Insurance Rater

Insurance Agency Management Inc

Burlington, NJ • On-site

$40K - $45K/yr

Full-time

Medical, Dental, Life, Retirement, PTO

Posted 15 days ago

Job description

Commercial Lines Insurance Rater (Quoting & Business Placement)


Benefits

Annual Base Salary + Bonus Opportunities

Paid Time Off (PTO)

Health Insurance

Dental Insurance

Life Insurance

Disability Insurance

Mon-Fri Schedule

Retirement Plan


Responsibilities

Upon receipt from staff members of new business underwriting data (or similarly upon receipt of re-write data for an existing account), determine carrier options, quote/rate/input with appropriate carriers, and deliver option to staff for decisions to bind coverage.


Requirements

Commercial lines insurance experience is needed. Knowledge of standard insurance carriers plus all lines of commercial business is helpful. Licensing is a plus, as would be familiarity with AMS 360 from Vertafore.