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Insurance Rater Jobs (NOW HIRING)

Rating Support

Clarkston, MI · On-site

$30K - $40K/yr

Al Bourdeau Insurance Agency is looking for a talented and dedicated individual to join our team as a Rating Support. At Al Bourdeau Insurance Agency, we are committed to providing exceptional ...

Best "A" Excellent rating - a designation achieved by only 3 percent of property and casualty insurers in the nation. Southern Farm Bureau Casualty has become a leader in the insurance industry ...

Pay Low Insurance is seeking highly motivated sales agents to deliver our exceptional auto and home insurance rates alongside industry-leading services. Responsibilities: * Sell a range of products ...

Best "A" Excellent rating - a designation achieved by only 3 percent of property and casualty insurers in the nation. Southern Farm Bureau Casualty has become a leader in the insurance industry ...

Best "A" Excellent rating - a designation achieved by only 3 percent of property and casualty insurers in the nation. Southern Farm Bureau Casualty has become a leader in the insurance industry ...

Pay Low Insurance is seeking highly motivated sales agents to deliver our exceptional auto and home insurance rates alongside industry-leading services. Responsibilities: * Sell a range of products ...

Best "A" Excellent rating - a designation achieved by only 3 percent of property and casualty insurers in the nation. Southern Farm Bureau Casualty has become a leader in the insurance industry ...

Southern Farm Bureau Casualty Insurance Company began 50 years ago with a group of Farm Bureau leaders, who shared a vision for better member service and lower insurance rates. Southern Farm Bureau ...

Best "A" Excellent rating - a designation achieved by only 3 percent of property and casualty insurers in the nation. Southern Farm Bureau Casualty has become a leader in the insurance industry ...

Southern Farm Bureau Casualty Insurance Company began 50 years ago with a group of Farm Bureau leaders, who shared a vision for better member service and lower insurance rates. Southern Farm Bureau ...

Southern Farm Bureau Casualty Insurance Company began 50 years ago with a group of Farm Bureau leaders, who shared a vision for better member service and lower insurance rates. Southern Farm Bureau ...

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Insurance Rater information

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How much do insurance rater jobs pay per hour?

As of Aug 14, 2026, the average hourly pay for insurance rater in the United States is $19.23, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $19.23 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an insurance rater, and why are they important?

To thrive as an Insurance Rater, you need strong analytical skills, attention to detail, and knowledge of insurance policies and rating procedures, often supported by a high school diploma or equivalent. Familiarity with insurance rating software, databases, and sometimes certification in insurance principles or underwriting systems is common. Excellent organizational skills, clear communication, and the ability to work accurately under pressure help set top performers apart. These skills ensure precise risk assessment, accurate premium calculations, and compliance with regulations, which are critical for the credibility and profitability of insurance providers.

What are some common challenges faced by insurance raters, and how can they be overcome?

Insurance Raters often encounter challenges such as interpreting complex insurance policies, keeping up with regulatory changes, and ensuring accuracy while handling large volumes of data. To overcome these, it's essential to stay updated on industry regulations through regular training and to develop strong attention to detail. Collaborating closely with underwriters and using specialized rating software can also help streamline the process and minimize errors.

What does an insurance rater do?

An insurance rater evaluates insurance applications by analyzing risk factors, such as health, driving records, or property details, to determine appropriate premium rates. They use specialized software and industry guidelines to ensure accurate and consistent pricing for insurance policies.

What is the difference between Insurance Rater vs Insurance Underwriter?

AspectInsurance RaterInsurance Underwriter
CredentialsTypically requires a high school diploma or equivalent; some roles may prefer insurance or customer service experienceRequires a bachelor's degree, often in finance, business, or related fields; certifications like CPCU are common
Work EnvironmentOffice setting, often in insurance companies or agencies; focus on data entry and rate calculationsOffice environment; involves evaluating risks, reviewing applications, and approving policies
Employer & Industry UsageUsed mainly in insurance companies and agencies for rate settingUsed in insurance companies for risk assessment and policy approval

While both roles are integral to the insurance industry, Insurance Raters primarily focus on calculating and setting insurance rates based on data, whereas Insurance Underwriters evaluate risks and decide on policy approval. Understanding these differences helps clarify career paths and job expectations within the insurance sector.

More about Insurance Rater jobs

What cities are hiring for Insurance Rater jobs?

Cities with the most Insurance Rater job openings:

What are the most commonly searched types of Insurance Rater jobs?

The most popular types of Insurance Rater jobs are:

What states have the most Insurance Rater jobs?

States with the most job openings for Insurance Rater jobs include:

Infographic showing various Insurance Rater job openings in the United States as of August 2026, with employment types broken down into 72% Full Time, 22% Part Time, and 6% Temporary. Highlights an 78% In-person, and 22% Remote job distribution, with an average salary of $39,990 per year, or $19.2 per hour.

Insurance Rating Engineer (Ratabase)

CGI Inc.

Knoxville, TN • On-site

Full-time

Retirement, PTO

Posted 15 days ago


CGI rating

7.1

Company rating: 7.1 out of 10

Based on 19 frontline employees who took The Breakroom Quiz

148th of 223 rated it services


Job description

Insurance Rating Engineer (Ratabase)
Category: Analytics and Emerging Digital Technologies
Main location: United States, Tennessee, Knoxville
Position ID:J0726-2128
Employment Type: Full Time
Position Description:
CGI is one of the world's largest independent IT and business consulting services firms. We partner with commercial and government clients to deliver end-to-end technology and business solutions that drive meaningful outcomes. At CGI, you'll join a collaborative team where innovation, ownership, and continuous learning are valued, and where professionals are empowered to build solutions that make a lasting impact.
CGI is seeking an experienced Insurance Rating Engineer (Ratabase) to join our team in Knoxville, TN. This role is responsible for designing, developing, and maintaining insurance rating solutions that support accurate, compliant, and high-performance premium calculations across multiple insurance products and jurisdictions. The ideal candidate brings deep expertise in insurance rating engines such as Ratabase (or equivalent), strong Java backend development experience, and a passion for delivering scalable enterprise solutions.
Working closely with actuarial, product, and engineering teams, you will translate complex insurance pricing requirements into robust technical solutions while leveraging AI-assisted development tools to improve engineering productivity and software quality. This position must be performed from Knoxville, Tennessee.
Your future duties and responsibilities:
Design, develop, and maintain insurance rating logic, rating tables, worksheets, and rules using Ratabase or a comparable rating engine
Implement and support complex pricing algorithms that generate accurate and compliant insurance premiums
Collaborate with actuarial and business stakeholders to implement rate changes, product enhancements, and regulatory filings
Manage rating table versioning, effective dating, and product- and state-specific configurations
Utilize AI-assisted development tools such as GitHub Copilot, Gemini Code Assist, or Cloud AI to accelerate development, refactoring, documentation, and code quality
Optimize AI-assisted development workflows and monitor team productivity improvements through responsible AI adoption
Serve as a technical leader by conducting architecture reviews, solution walkthroughs, and code reviews that promote scalability, maintainability, and engineering excellence
Develop enterprise integrations and backend services using Java, RESTEasy, SOAP, XML, JSON, and industry-standard integration patterns
Troubleshoot and optimize application performance through JVM tuning, profiling, thread optimization, caching strategies, and performance analysis
Support end-to-end solution delivery, including CI/CD automation, testing, deployment, production support, and ongoing application enhancements
Required qualifications to be successful in this role:
7+ years of professional software engineering experience with strong backend Java development expertise
3+ years of hands-on experience developing insurance rating solutions using Ratabase or a comparable insurance rating engine
Demonstrated experience writing, configuring, and maintaining insurance rating rules, pricing algorithms, and rating tables
Experience supporting policy lifecycle, underwriting, and insurance product implementations
Strong proficiency developing REST APIs using Java and RESTEasy
Experience working with SOAP services, XML, XSD schemas, JSON, and enterprise service integrations
Strong knowledge of Java application performance tuning, troubleshooting, and JVM optimization
Experience working across on-premises and cloud environments such as AWS or Microsoft Azure
Experience using Git, Maven or Gradle, Jenkins, CI/CD pipelines, and automated testing frameworks
Working knowledge of relational databases and SQL, including SQL Server or PostgreSQL
Desired qualifications
Experience implementing AI-assisted software development workflows using GitHub Copilot, Gemini Code Assist, or similar tools
AWS, Microsoft Azure, or Google Cloud developer certification
Experience with Docker, Kubernetes, or containerized application platforms
Experience implementing caching technologies such as Redis or Amazon ElastiCache
Knowledge of Python, R, or other data-focused programming languages
Experience with API management platforms such as Apigee, Kong, MuleSoft, or Azure API Management
Familiarity with microservices architecture, event-driven systems, Kafka, JMS, or RabbitMQ
Bachelor's degree in Computer Science, Engineering, or a related technical discipline, or equivalent professional experience
Other Information:
CGI is required by law in some jurisdictions to include a reasonable estimate of the compensation range for this role. The determination of this range includes various factors not limited to skill set, level, experience, relevant training, and licensure and certifications. To support the ability to reward for merit based performance, CGI typically does not hire individuals at or near the top of the range for their role. Compensation decisions are dependent on the facts and circumstances of each case. A reasonable estimate of the current range for this role in the U.S. is $80,600.00 $172,400.00.
CGI's benefits are offered to eligible professionals on their first day of employment to include:
. Competitive compensation
. Comprehensive insurance options
. Matching contributions through the 401(k) plan and the share purchase plan
. Paid time off for vacation, holidays, and sick time
. Paid parental leave
.Learning opportunities and tuition assistance
. Wellness and Well being programs
Skills:
  • Azure
  • GitHub Copilot
  • Insurance
  • Java
  • Ratabase
  • RESTful (Rest-APIs)

What you can expect from us:
Together, as owners, let's turn meaningful insights into action.
Life at CGI is rooted in ownership, teamwork, respect and belonging. Here, you'll reach your full potential because...
You are invited to be an owner from day 1 as we work together to bring our Dream to life. That's why we call ourselves CGI Partners rather than employees. We benefit from our collective success and actively shape our company's strategy and direction.
Your work creates value. You'll develop innovative solutions and build relationships with teammates and clients while accessing global capabilities to scale your ideas, embrace new opportunities, and benefit from expansive industry and technology expertise.
You'll shape your career by joining a company built to grow and last. You'll be supported by leaders who care about your health and well-being and provide you with opportunities to deepen your skills and broaden your horizons.
Come join our team-one of the largest IT and business consulting services firms in the world.
Qualified applicants will receive consideration for employment without regard to their race, ethnicity, ancestry, color, sex, religion, creed, age, national origin, citizenship status, disability, pregnancy, medical condition, military and veteran status, marital status, sexual orientation or perceived sexual orientation, gender, gender identity, and gender expression, familial status or responsibilities, reproductive health decisions, political affiliation, genetic information, height, weight, or any other legally protected status or characteristics to the extent required by applicable federal, state, and/or local laws where we do business.
CGI provides reasonable accommodations to qualified individuals with disabilities. If you need an accommodation to apply for a job in the U.S., please email the CGI U.S. Employment Compliance mailbox at US_Employment_Compliance@cgi.com. You will need to reference the Position ID of the position in which you are interested. Your message will be routed to the appropriate recruiter who will assist you. Please note, this email address is only to be used for those individuals who need an accommodation to apply for a job. Emails for any other reason or those that do not include a Position ID will not be returned.
We make it easy to translate military experience and skills! Click here to be directed to our site that is dedicated to veterans and transitioning service members.
All CGI offers of employment in the U.S. are contingent upon the ability to successfully complete a background investigation. Background investigation components can vary dependent upon specific assignment and/or level of US government security clearance held. Dependent upon role and/or federal government security clearance requirements, and in accordance with applicable laws, some background investigations may include a credit check. CGI will consider for employment qualified applicants with arrests and conviction records in accordance with all local regulations and ordinances.
CGI will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with CGI's legal duty to furnish information.

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