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Insurance Rater Jobs (NOW HIRING)

Staffingine LLC

Insurance Rating Tester

Hartford, CT · On-site

Insurance Rating Tester Job Location: Hartford, CT Job Type: Contract * The Rating Test Specialist is responsible for validating insurance rating logic premium calculations and pricing rules across ...

SIRI AUTO INC

Auto Insurance Agent

El Cajon, CA

$20 - $27/hr

Pay Low Insurance is seeking highly motivated sales agents to deliver our exceptional auto and home insurance rates alongside industry-leading services. Responsibilities: * Sell a range of products ...

Florida Farm Bureau

Insurance Agent

Pensacola, FL

Best "A" Excellent rating - a designation achieved by only 3 percent of property and casualty insurers in the nation. Southern Farm Bureau Casualty has become a leader in the insurance industry ...

Florida Farm Bureau

Insurance Agent

Pensacola, FL · On-site

Best "A" Excellent rating - a designation achieved by only 3 percent of property and casualty insurers in the nation. Southern Farm Bureau Casualty has become a leader in the insurance industry ...

Florida Farm Bureau

Insurance Agent

Jacksonville, FL · On-site

Best "A" Excellent rating - a designation achieved by only 3 percent of property and casualty insurers in the nation. Southern Farm Bureau Casualty has become a leader in the insurance industry ...

Florida Farm Bureau

Insurance Agent

Macclenny, FL

Best "A" Excellent rating - a designation achieved by only 3 percent of property and casualty insurers in the nation. Southern Farm Bureau Casualty has become a leader in the insurance industry ...

Adams Clinical

Clinician, Rater

Watertown, MA

$90K - $120K/yr

The Clinician - Rater is responsible for conducting structured clinical interviews, diagnostic ... Health insurance * Health savings account * Life insurance * Paid time off * Parental leave

Florida Farm Bureau

Insurance Agent

Macclenny, FL · On-site

Best "A" Excellent rating - a designation achieved by only 3 percent of property and casualty insurers in the nation. Southern Farm Bureau Casualty has become a leader in the insurance industry ...

Alcanza Clinical Research

Psychometric Rater

Deland, FL · On-site

Psychometric Rater Department: Operations Employment Type: Full Time Location: Accel Research Sites ... Medical, dental, vision, life insurance, short and long-term disability insurance, health savings ...

New

Adams Clinical

Clinician, Rater

Boston, MA · On-site

$90K - $120K/yr

The Clinician - Rater is responsible for conducting structured clinical interviews, diagnostic ... Health insurance * Health savings account * Life insurance * Paid time off * Parental leave

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Insurance Rater information

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How much do insurance rater jobs pay per hour?

As of Jul 4, 2026, the average hourly pay for insurance rater in the United States is $19.23, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $19.23 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Rater, and why are they important?

To thrive as an Insurance Rater, you need strong analytical skills, attention to detail, and knowledge of insurance policies and rating procedures, often supported by a high school diploma or equivalent. Familiarity with insurance rating software, databases, and sometimes certification in insurance principles or underwriting systems is common. Excellent organizational skills, clear communication, and the ability to work accurately under pressure help set top performers apart. These skills ensure precise risk assessment, accurate premium calculations, and compliance with regulations, which are critical for the credibility and profitability of insurance providers.

What jobs pay 4000 a week without a degree?

An insurance rater typically earns less than $4,000 weekly, but high-earning roles without a degree include sales managers, real estate brokers, and certain skilled trades like electricians or plumbers, especially with experience and certifications. These jobs often require strong skills, licensing, or sales ability and can reach or exceed $4,000 per week in high-demand markets or with commissions.

What are some common challenges faced by Insurance Raters, and how can they be overcome?

Insurance Raters often encounter challenges such as interpreting complex insurance policies, keeping up with regulatory changes, and ensuring accuracy while handling large volumes of data. To overcome these, it's essential to stay updated on industry regulations through regular training and to develop strong attention to detail. Collaborating closely with underwriters and using specialized rating software can also help streamline the process and minimize errors.

What jobs pay 500,000 a year in the US?

Insurance raters typically do not earn $500,000 annually; high earnings in the insurance industry are usually found in executive roles such as chief risk officers or agency owners, which require extensive experience, leadership skills, and often a large client base. Most roles in insurance rating focus on data analysis and risk assessment with salaries significantly below that level. Achieving such high income generally involves senior management or entrepreneurial positions within the industry.

What does an insurance rater do?

An insurance rater evaluates insurance applications by analyzing risk factors, such as health, driving records, or property details, to determine appropriate premium rates. They use specialized software and industry guidelines to ensure accurate and consistent pricing for insurance policies.

What is the difference between Insurance Rater vs Insurance Underwriter?

AspectInsurance RaterInsurance Underwriter
CredentialsTypically requires a high school diploma or equivalent; some roles may prefer insurance or customer service experienceRequires a bachelor's degree, often in finance, business, or related fields; certifications like CPCU are common
Work EnvironmentOffice setting, often in insurance companies or agencies; focus on data entry and rate calculationsOffice environment; involves evaluating risks, reviewing applications, and approving policies
Employer & Industry UsageUsed mainly in insurance companies and agencies for rate settingUsed in insurance companies for risk assessment and policy approval

While both roles are integral to the insurance industry, Insurance Raters primarily focus on calculating and setting insurance rates based on data, whereas Insurance Underwriters evaluate risks and decide on policy approval. Understanding these differences helps clarify career paths and job expectations within the insurance sector.

How much does an insurance rater make?

The average salary for an insurance rater is around $50,000 to $70,000 per year, depending on experience, location, and employer. Insurance raters typically analyze data and assess risk, often requiring strong analytical skills and familiarity with insurance policies and rating software.
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Insurance Rater jobs near you
Insurance Rating Tester

Insurance Rating Tester

Staffingine LLC

Hartford, CT • On-site

Contractor

Posted 19 days ago

Job description

Job Title: Insurance Rating Tester
Job Location: Hartford, CT
Job Type: Contract

Job Description:

  • The Rating Test Specialist is responsible for validating insurance rating logic premium calculations and pricing rules across policy lifecycle transactions.
  • Validate rate tables rating algorithms and underwriting rules across new business renewals endorsements cancellations and rewrites.
  • Perform premium calculation testing including base rate modifiers discounts surcharges taxes and fees.
  • Analyze rate filings actuarial specifications and business rule documents to derive comprehensive test scenarios.
  • Execute functional and data driven testing to validate rating logic against approved rate books and filings.
  • Verify state jurisdiction specific rules regulatory compliance and effective dated rate changes.
  • Conduct regression testing for rate changes product launches and system upgrades
  • Perform negative and boundary testing for rating exceptions edge cases and overrides
  • Collaborate with Actuarial Product Underwriting and Development teams to clarify rating logic and resolve defects
  • Log track and validate defects related to pricing discrepancies using defect management tools
  • Support UAT and production validation PPV for rate changes and releases
  • Contribute to test estimation test planning and rate test coverage reporting
  • Required Skills Experience
  • Strong experience in Insurance Rate Rating Testing PC preferred LifeAnnuities acceptable.
  • Handson knowledge of rating engines and pricing logic e.g. Guidewire Rating Duck Creek Rating proprietary engines
  • Strong understanding of insurance policy lifecycle and pricing constructs
  • Ability to interpret rate filings actuarial documents and product specs
  • Experience with SQL data validation to verify premium calculations and rating outputs

Testing Skills

  • Expertise in functional regression and data validation testing
  • Experience creating rate matrices test scenarios and calculation worksheets
  • Familiarity with Agile SAFe delivery models