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Insurance Rater Jobs in Washington (NOW HIRING)

Dorr Agency

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Life Insurance Agent

Alexandria, VA · Remote

$60K - $110K/yr

Represent top-rated carriers and guide clients through underwriting * Provide excellent customer ... Active Life Insurance License in your resident state (required) * Financial services or sales ...

Dorr Agency

Be Seen First

Life Insurance Agent

Alexandria, VA · Remote

$60K - $110K/yr

Represent top-rated carriers and guide clients through underwriting * Provide excellent customer ... Active Life Insurance License in your resident state (required) * Financial services or sales ...

Dorr Agency

Be Seen First

Life Insurance Agent

Alexandria, VA · Remote

$60K - $110K/yr

Represent top-rated carriers and guide clients through underwriting * Provide excellent customer ... Active Life Insurance License in your resident state (required) * Financial services or sales ...

Trucordia

Commercial Insurance Advisor

Washington, DC · On-site

$500K/yr

Continually manages a book of business to support high renewal rates. * Collaborates with Client ... Life Insurance and AD&D * FSA / HSA * Accident * Critical Illness * Hospital Indemnity

Kimbrell Agency

Life Insurance Agent

Washington, DC · Remote

$50K - $100K/yr

The Problem with Most Insurance Jobs: Let's be real--most agencies are desperate to hire anyone ... rates in the industry. World-Class Travel & Incentives: Have the ability to earn 3-4 fully-paid ...

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Insurance Rater information

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How much do insurance rater jobs pay per hour?

As of Jun 26, 2026, the average hourly pay for insurance rater in Washington is $21.77, according to ZipRecruiter salary data. Most workers in this role earn between $21.78 and $21.78 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Rater, and why are they important?

To thrive as an Insurance Rater, you need strong analytical skills, attention to detail, and knowledge of insurance policies and rating procedures, often supported by a high school diploma or equivalent. Familiarity with insurance rating software, databases, and sometimes certification in insurance principles or underwriting systems is common. Excellent organizational skills, clear communication, and the ability to work accurately under pressure help set top performers apart. These skills ensure precise risk assessment, accurate premium calculations, and compliance with regulations, which are critical for the credibility and profitability of insurance providers.

What are some common challenges faced by Insurance Raters, and how can they be overcome?

Insurance Raters often encounter challenges such as interpreting complex insurance policies, keeping up with regulatory changes, and ensuring accuracy while handling large volumes of data. To overcome these, it's essential to stay updated on industry regulations through regular training and to develop strong attention to detail. Collaborating closely with underwriters and using specialized rating software can also help streamline the process and minimize errors.

What jobs pay 500,000 a year in the US?

Insurance raters typically do not earn $500,000 annually; high earnings in the insurance industry are usually associated with executive roles such as chief risk officers or agency owners, which require extensive experience, leadership skills, and often a large client base. Most roles in insurance rating focus on data analysis and risk assessment with salaries significantly below that level. Achieving such high income generally involves senior management or entrepreneurial positions within the industry.

What does an insurance rater do?

An insurance rater evaluates insurance applications by analyzing risk factors, such as health, driving records, or property details, to determine appropriate premium rates. They use specialized software and industry guidelines to ensure accurate and consistent pricing for insurance policies.

What jobs pay 10,000 a month without a degree?

An insurance rater can potentially earn around $10,000 per month through commissions and bonuses, especially with experience and a strong client network. Other high-paying jobs without a degree include sales roles, real estate agents, and certain skilled trades like commercial driving or technical work, which often rely on certifications and experience rather than formal education.

What jobs pay 2000 a day?

Insurance raters typically do not earn $2,000 a day; high-earning roles in finance, consulting, or specialized medical fields may reach such daily rates. These positions often require advanced skills, certifications, or extensive experience and may involve freelance or contract work with high hourly or project-based pay.

What is the difference between Insurance Rater vs Insurance Underwriter?

AspectInsurance RaterInsurance Underwriter
CredentialsTypically requires a high school diploma or equivalent; some roles may prefer insurance or customer service experienceRequires a bachelor's degree, often in finance, business, or related fields; certifications like CPCU are common
Work EnvironmentOffice setting, often in insurance companies or agencies; focus on data entry and rate calculationsOffice environment; involves evaluating risks, reviewing applications, and approving policies
Employer & Industry UsageUsed mainly in insurance companies and agencies for rate settingUsed in insurance companies for risk assessment and policy approval

While both roles are integral to the insurance industry, Insurance Raters primarily focus on calculating and setting insurance rates based on data, whereas Insurance Underwriters evaluate risks and decide on policy approval. Understanding these differences helps clarify career paths and job expectations within the insurance sector.

What are popular job titles related to Insurance Rater jobs in Washington? For Insurance Rater jobs in Washington, the most frequently searched job titles are:
What job categories do people searching Insurance Rater jobs in Washington look for? The top searched job categories for Insurance Rater jobs in Washington are:
What are popular job titles related to Insurance Rater jobs in WA? For Insurance Rater jobs in WA, the most frequently searched job titles are:
Insurance Rater jobs near you
Infographic showing various Insurance Rater job openings in Washington as of June 2026, with employment types broken down into 79% Full Time, 16% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $45,292 per year, or $21.8 per hour.
Personal Lines Insurance Agent

Personal Lines Insurance Agent

Huff Insurance

Pasadena, MD

$65K - $75K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 15 days ago

Job description

Benefits:
  • 401(k)
  • 401(k) matching
  • Bonus based on performance
  • Company parties
  • Competitive salary
  • Dental insurance
  • Free food & snacks
  • Health insurance
  • Opportunity for advancement
  • Paid time off
  • Profit sharing
  • Training & development
  • Vision insurance
  • Wellness resources

Benefits/Perks:
  • Competitive Pay
  • Professional Development
  • Job Stability in a growing industry

Job Description
The Personal Lines Producer at Huff insurance is responsible for maintaining and maximizing profitable relationships with personal lines clients and for growing the book of business through new client sales.
Responsibilities:
  • Identify, qualify, and develop personal insurance opportunities with new and existing clients in person, online, by phone, and through written communication.
  • Foster and maintain excellent relationships with clients and prospects through regular follow-up, accurate and timely quotations, and general account support. Anticipate, respond to, and follow up on all existing client needs.
  • Actively prospect round accounts, and solicit increases in existing client coverage as well as network for new clients, including win backs.
  • Obtain best coverage/rate for insured, process quotes, and bind insurance coverage; follow up as necessary with inspection, photos, and other documentation. Present policies to insured and educate them on coverages and rates.
  • Foster and maintain excellent relationships with customers and prospects through regular follow-up, timely quotations, and general account support.
  • Support and prepare clients for renewal and retention, and maintain strong client relationships.
  • Anticipate, respond to, and follow up on all existing client needs.
  • Monitor, review, and report on key metrics to ensure sales targets are achieved and execute sales activity documentation in a timely, accurate, and professional manner.
  • Collaborate with team members, mentor staff, provide expertise and answer questions, and participate in formal and informal meetings as needed.
  • Maintain CE and participate in ongoing education and keep informed regarding industry information, new product information, legislation, coverages, and technology to continuously improve knowledge and performance.

Qualifications:
  • Hold the insurance license required by your state and have a minimum of two years of personal and commercial lines insurance account management experience, as well as a Bachelors Degree or comparable work experience.
  • Possess a valid drivers license and a source of reliable transportation.
  • Demonstrate strong knowledge of insurance products and usages, rating procedures, underwriting procedures, coverages, and industry operations to effectively secure new business and maintain an existing client base.
  • Have a proven track record of business-to-business sales success. Possess strong presentation, persuasion, and negotiation skills with the ability to close sales.
  • Be people-oriented, customer-focused, and professionally assertive in developing new client relationships and servicing existing clients.
  • Possess outstanding organizational skills with an ability to complete difficult assignments without supervision, sound business judgment, strong decision-making, and superior written and verbal communication skills.
  • Have excellent time management skills, thrive in a team environment, and Technology and Computer proficiency including agency management systems.