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Insurance Rater Jobs in Washington (NOW HIRING)

What Does a Search Quality Rater Do? (youtube.com) Why this work matters: Your feedback helps train ... Insurance Vision Insurance HSA Voluntary Life Insurance Accident, Critical Illness, Hospital ...

Insurance Underwriter

Columbia, MD · On-site +1

$100K - $180K/yr

... for rates. • Analyze risks exceeding company's reinsurance treaty capacity and place on ... Insurance Underwriter Underwriting Commercial Lines Franchise Automobile Truck Boat Dealerships ...

Insurance Underwriter

Columbia, MD · On-site +1

$100K - $180K/yr

... for rates. • Analyze risks exceeding company's reinsurance treaty capacity and place on ... Insurance Underwriter Underwriting Commercial Lines Franchise Automobile Truck Boat Dealerships ...

Insurance Underwriter

Potomac, MD · On-site +1

$100K - $180K/yr

... rated company that grooms employees for promotions offers training programs, full family paid ... Insurance Underwriter Underwriting Commercial Lines Franchise Automobile Truck Boat Dealerships ...

Insurance Underwriter

Darnestown, MD · On-site +1

$100K - $180K/yr

... rated company that grooms employees for promotions offers training programs, full family paid ... Insurance Underwriter Underwriting Commercial Lines Franchise Automobile Truck Boat Dealerships ...

Insurance Underwriter

Germantown, MD · On-site +1

$100K - $180K/yr

... rated company that grooms employees for promotions offers training programs, full family paid ... Insurance Underwriter Underwriting Commercial Lines Franchise Automobile Truck Boat Dealerships ...

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Daily pay from top-rated insurance carriers * Bonus structure available * Licensing support for new agents * Team mentorship & leadership development * Potential to grow your own agency Company ...

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Insurance Rater information

See Washington salary details

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How much do insurance rater jobs pay per hour?

As of Jun 5, 2026, the average hourly pay for insurance rater in Washington is $21.77, according to ZipRecruiter salary data. Most workers in this role earn between $21.78 and $21.78 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Rater, and why are they important?

To thrive as an Insurance Rater, you need strong analytical skills, attention to detail, and knowledge of insurance policies and rating procedures, often supported by a high school diploma or equivalent. Familiarity with insurance rating software, databases, and sometimes certification in insurance principles or underwriting systems is common. Excellent organizational skills, clear communication, and the ability to work accurately under pressure help set top performers apart. These skills ensure precise risk assessment, accurate premium calculations, and compliance with regulations, which are critical for the credibility and profitability of insurance providers.

What are some common challenges faced by Insurance Raters, and how can they be overcome?

Insurance Raters often encounter challenges such as interpreting complex insurance policies, keeping up with regulatory changes, and ensuring accuracy while handling large volumes of data. To overcome these, it's essential to stay updated on industry regulations through regular training and to develop strong attention to detail. Collaborating closely with underwriters and using specialized rating software can also help streamline the process and minimize errors.

What does an Insurance Rater do?

An Insurance Rater is responsible for evaluating insurance applications and determining the appropriate premium rates based on risk factors and company guidelines. They analyze information such as applicant history, property details, and other relevant data to calculate the cost of insurance coverage. Insurance Raters ensure that rates comply with state regulations and company policies, helping to maintain fair and accurate pricing for both the company and customers.

What is the difference between Insurance Rater vs Insurance Underwriter?

AspectInsurance RaterInsurance Underwriter
CredentialsTypically requires a high school diploma or equivalent; some roles may prefer insurance or customer service experienceRequires a bachelor's degree, often in finance, business, or related fields; certifications like CPCU are common
Work EnvironmentOffice setting, often in insurance companies or agencies; focus on data entry and rate calculationsOffice environment; involves evaluating risks, reviewing applications, and approving policies
Employer & Industry UsageUsed mainly in insurance companies and agencies for rate settingUsed in insurance companies for risk assessment and policy approval

While both roles are integral to the insurance industry, Insurance Raters primarily focus on calculating and setting insurance rates based on data, whereas Insurance Underwriters evaluate risks and decide on policy approval. Understanding these differences helps clarify career paths and job expectations within the insurance sector.

What job categories do people searching Insurance Rater jobs in Washington look for? The top searched job categories for Insurance Rater jobs in Washington are:
Infographic showing various Insurance Rater job openings in Washington as of May 2026, with employment types broken down into 1% As Needed, 78% Full Time, 16% Part Time, and 5% Contract. Highlights an 77% Physical, 4% Hybrid, and 19% Remote job distribution, with an average salary of $45,292 per year, or $21.8 per hour.
Insurance Sales

Full-time

Posted 14 days ago


Farmers Insurance rating

7.8

Company rating: 7.8 out of 10

Based on 307 frontline employees who took The Breakroom Quiz

164th of 260 rated insurance


Job description

As an insurance producer working for a Farmers agency owner, you can assist prospective and existing customers in your community with products and services they need.


Compensation for this position is solely up to the Farmers agency owner, which may include base salary, base salary plus commission, or commission only arrangements. If commission is part of the compensation for this position, the agency owner can provide you a list of applicable insurance and insurance-related products along with the commission rates for which you can be compensated.


Responsibilities

Common Responsibilities for Appointed Insurance Producers

  • Network and develop leads
  • Establish contact with prospects and schedule appointments
  • Meet with prospective customers
  • Meet with existing customers to perform policy reviews
  • Conduct sales presentations
  • Solicit referrals

Requirements

Qualifications for Appointment

  • Must work for a Farmers agency owner
  • Must be licensed in the applicable state
  • Ability to pass a background check

What Farmers Insurance employees say

Pay

Benefits

Hours and flexibility

Workplace

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